How much does a Commercial Credit Analyst IV make in Alabama? The average Commercial Credit Analyst IV salary in Alabama is $99,276 as of February 26, 2024, but the range typically falls between $84,218 and $119,735. Salary ranges can vary widely depending on the city and many other important factors, including education, certifications, additional skills, the number of years you have spent in your profession.

Commercial Credit Analyst IV Salaries by Percentile
Percentile Salary Location Last Updated
10th Percentile Commercial Credit Analyst IV Salary $70,509 AL February 26, 2024
25th Percentile Commercial Credit Analyst IV Salary $84,218 AL February 26, 2024
50th Percentile Commercial Credit Analyst IV Salary $99,276 AL February 26, 2024
75th Percentile Commercial Credit Analyst IV Salary $119,735 AL February 26, 2024
90th Percentile Commercial Credit Analyst IV Salary $138,362 AL February 26, 2024
25% $84,218 10% $70,509 90% $138,362 75% $119,735 $99,276 50%(Median) Didn’t find job title? Click
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Check out Commercial Credit Analyst jobs in Alabama

Junior Credit Analyst

Primary Funding Corporation - Carlsbad, CA

Operations Analyst - Level 1

General Dynamics Information Technology - Coronado, CA

Credit Analyst Intern

Summit Bank - Eugene, OR

What skills does a Commercial Credit Analyst IV need?

Each competency has five to ten behavioral assertions that can be observed, each with a corresponding performance level (from one to five) that is required for a particular job.

1.

Analysis: Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.

2.

Credit Card: A credit card is a type of credit facility, provided by banks that allow customers to borrow funds within a pre-approved credit limit.

3.

Commercial Loans: A commercial loan is a debt-based funding arrangement between a business and a financial institution such as a bank. It is typically used to fund major capital expenditures and/or cover operational costs that the company may otherwise be unable to afford.

Analysis 1.74%
Credit Card 0.17%
Commercial Loans 0.36%
Others 97.73%

Job Description for Commercial Credit Analyst IV

Commercial Credit Analyst IV collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst IV calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst IV presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst IV work is highly independent. May assume a team lead role for the work group. A specialist on complex technical and business matters. To be a Commercial Credit Analyst IV typically requires 7+ years of related experience. (Copyright 2024 Salary.com)... View full job description

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Job Openings for Commercial Credit Analyst IV in Alabama

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Location Avg. Salary Date Updated
Location Georgiana, AL Avg. Salary $96,045 Date Updated February 26, 2024
Location Tanner, AL Avg. Salary $100,353 Date Updated February 26, 2024
Location Abbeville, AL Avg. Salary $92,238 Date Updated February 26, 2024
Location Abernant, AL Avg. Salary $100,801 Date Updated February 26, 2024
Location Adamsville, AL Avg. Salary $101,988 Date Updated February 26, 2024
Location Addison, AL Avg. Salary $98,640 Date Updated February 26, 2024
Location Adger, AL Avg. Salary $100,914 Date Updated February 26, 2024
Location Akron, AL Avg. Salary $100,504 Date Updated February 26, 2024
Location Alabaster, AL Avg. Salary $101,412 Date Updated February 26, 2024
Location Alberta, AL Avg. Salary $98,246 Date Updated February 26, 2024

Career Path for Commercial Credit Analyst IV

A career path is a sequence of jobs that leads to your short- and long-term career goals. Some follow a linear career path within one field, while others change fields periodically to achieve career or personal goals.

For Commercial Credit Analyst IV, the first career path typically progresses to Commercial Credit Analysis Manager.

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Jobs with a similar salary range to Commercial Credit Analyst IV : Senior Credit Underwriter

Commercial Credit Analyst IV Salary in Alabama
Commercial Credit Analyst IV Salary Graph, Regional Distribution and Summary