How much does a Commercial Credit Analyst IV make in Riverside, CA? The average Commercial Credit Analyst IV salary in Riverside, CA is $115,604 as of February 26, 2024, but the range typically falls between $98,070 and $139,428. Salary ranges can vary widely depending on many important factors, including education, certifications, additional skills, the number of years you have spent in your profession. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target. 

Commercial Credit Analyst IV Salaries by Percentile
Percentile Salary Location Last Updated
10th Percentile Commercial Credit Analyst IV Salary $82,106 Riverside,CA February 26, 2024
25th Percentile Commercial Credit Analyst IV Salary $98,070 Riverside,CA February 26, 2024
50th Percentile Commercial Credit Analyst IV Salary $115,604 Riverside,CA February 26, 2024
75th Percentile Commercial Credit Analyst IV Salary $139,428 Riverside,CA February 26, 2024
90th Percentile Commercial Credit Analyst IV Salary $161,119 Riverside,CA February 26, 2024
25% $98,070 10% $82,106 90% $161,119 75% $139,428 $115,604 50%(Median) Didn’t find job title? Click
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Check out Commercial Credit Analyst jobs in Riverside, California

Fraud Analyst

Greater Texas Credit Union - Austin, TX

Junior Credit Analyst

Primary Funding Corporation - Carlsbad, CA

Credit Analyst Intern

Summit Bank - Eugene, OR

What skills does a Commercial Credit Analyst IV need?

Each competency has five to ten behavioral assertions that can be observed, each with a corresponding performance level (from one to five) that is required for a particular job.

1.

Analysis: Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.

2.

Credit Card: A credit card is a type of credit facility, provided by banks that allow customers to borrow funds within a pre-approved credit limit.

3.

Commercial Loans: A commercial loan is a debt-based funding arrangement between a business and a financial institution such as a bank. It is typically used to fund major capital expenditures and/or cover operational costs that the company may otherwise be unable to afford.

Analysis 1.74%
Credit Card 0.17%
Commercial Loans 0.36%
Others 97.73%

Job Description for Commercial Credit Analyst IV

Commercial Credit Analyst IV collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst IV calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst IV presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst IV work is highly independent. May assume a team lead role for the work group. A specialist on complex technical and business matters. To be a Commercial Credit Analyst IV typically requires 7+ years of related experience. (Copyright 2024 Salary.com)... View full job description

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Job Openings for Commercial Credit Analyst IV in Riverside, CA

Career Path for Commercial Credit Analyst IV

A career path is a sequence of jobs that leads to your short- and long-term career goals. Some follow a linear career path within one field, while others change fields periodically to achieve career or personal goals.

For Commercial Credit Analyst IV, the first career path typically progresses to Commercial Credit Analysis Manager.

Those that have already made the climb...
Pamela J. Shelley-Kessler, Co-President, Chief Financial Officer and Corporate Secretary
LTC is a real estate investment trust (REIT) investing in seniors housing and health care properties primarily through sale-leasebacks, mortgage financing, joint-ventures and structured finance solutions including preferred equity and mezzanine lending. LTC's investment portfolio includes 208 properties in 27 states wi... More
Fiscal Year Ended in 2022
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Commercial Credit Analyst IV salary varies from city to city. Compared with national average salary of Commercial Credit Analyst IV, the highest Commercial Credit Analyst IV salary is in San Francisco, CA, where the Commercial Credit Analyst IV salary is 25.0% above. The lowest Commercial Credit Analyst IV salary is in Miami, FL, where the Commercial Credit Analyst IV salary is 2.9% lower than national average salary.

City, State Compared to national average
City, State San Francisco, CA Compared to national average
+ 25.0%
City, State Washington, DC Compared to national average
+ 11.3%
City, State Miami, FL Compared to national average
-2.9%
City, State Chicago, IL Compared to national average
+ 5.5%
City, State Boston, MA Compared to national average
+ 12.7%
City, State New York, NY Compared to national average
+ 17.5%
City, State Dallas, TX Compared to national average
-0.7%

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Understand the total compensation opportunity for a Commercial Credit Analyst IV, base salary plus other pay elements

Average Base Salary

Core compensation

 
 
 
98070
139428
115604

Average Total Cash Compensation

Includes base and annual incentives

 
 
 
103535
153551
122646
These charts show the average base salary (core compensation), as well as the average total cash compensation for the job of Commercial Credit Analyst IV in Riverside, CA. The base salary for Commercial Credit Analyst IV ranges from $98,070 to $139,428 with the average base salary of $115,604. The total cash compensation, which includes base, and annual incentives, can vary anywhere from $103,535 to $153,551 with the average total cash compensation of $122,646.
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98070
139428

 

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About Riverside, California    Riverside is a city in Riverside County, California, United States, located in the Inland Empire metropolitan area. Riverside is the county seat of th....More

Riverside, California  area prices were up 3.0% from a year ago    View the Cost of Living in Riverside, California

Commercial Credit Analyst IV Salary in popular cities: Los AngelesSan DiegoSan Jose

Skills associated with Commercial Credit Analyst IV: Credit Verification, Credit Analysis, Risk Assessment, Risk Analysis ...More

Salary estimation for Commercial Credit Analyst IV at companies like : Republic Middle School, Forust Corp, New Spark Holdings Inc

Jobs with a similar salary range to Commercial Credit Analyst IV : Senior Credit Underwriter