What is the average Mortgage Credit Analyst Iii salary for Union City, NJ?
-
As of March 26, 2024, the average Mortgage Credit Analyst Iii salary in Union City, NJ is $89,032. The chart below represents localized salaries for some of our most popular Mortgage Credit Analyst Iii job titles in Union City, NJ. Salaries can vary greatly depending on numerous factors, including position, location, years of experience, and level of education. Salary.com’s team of Certified Compensation Professionals analyzed survey data collected from thousands of HR departments at companies of all sizes and industries to compile a range of salaries for various Mortgage Credit Analyst Iii job titles in Union City, NJ. Apply your personal criteria to one of the job titles below to get your personalized salary estimate.
Mortgage Credit Analyst Iii Salaries in Union City, NJ
| Job Title | Salary | Hourly Rate | Location | Date Updated |
| Credit and Collections Analyst III | $93,671 | $45.03 | Union City, NJ | March 26, 2024 |
| Credit Analyst III | $98,970 | $47.58 | Union City, NJ | March 26, 2024 |
| Mortgage Underwriter III | $103,017 | $49.53 | Union City, NJ | March 26, 2024 |
| Credit and Collections Analyst I | $71,345 | $34.30 | Union City, NJ | March 26, 2024 |
| Credit and Collections Analyst II | $78,399 | $37.69 | Union City, NJ | March 26, 2024 |
| Credit Analyst I | $68,674 | $33.02 | Union City, NJ | March 26, 2024 |
| Credit Analyst II | $80,401 | $38.65 | Union City, NJ | March 26, 2024 |
| Mortgage Credit Analyst | $66,962 | $32.19 | Union City, NJ | March 26, 2024 |
| Credit and Collections Representative III | $67,231 | $32.32 | Union City, NJ | March 26, 2024 |
| Commercial Credit Analyst III | $104,654 | $50.31 | Union City, NJ | March 26, 2024 |
-
Analyzes credit history and information related to applications for credit and overdue/delinquent accounts. Ensures compliance with credit and collections regulations and adherence to best practices. Provides reporting on outstanding account balances, credit applications, and collection activity. Recommends terms and conditions pertaining to credit and debt repayment. Typically requires a bachelor's degree. Typically reports to a manager. Work is generally independent and collaborative in nature. Contributes to moderately complex aspects of a project. Typically requires 4-7 years of related experience. Credit and Collections Analyst III Salaries in Union City, NJ
-
Analyzes the creditworthiness of prospective and current customers. Examines credit history using credit agency tools and evaluates potential risks. Makes recommendations on credit extensions within established guidelines. May make recommendations regarding bad debt or write-offs. Typically requires a bachelor's degree. Typically reports to a manager. Work is generally independent and collaborative in nature. Contributes to moderately complex aspects of a project. Typically requires 4-7 years of related experience. Credit Analyst III Salaries in Union City, NJAlternate Job Titles:Senior Credit Analyst, Credit Analyst III
-
Underwrites mortgage loan applications and evaluates loans in order to maximize organizational profit and minimize risk or loss. Monitors property appraisal process and assists with property inspections. Assesses risks to determine approval status. May require a bachelor's degree. Typically reports to a supervisor or manager. Contributes to moderately complex aspects of a project. Work is generally independent and collaborative in nature. Typically requires 4 to 7 years of related experience. Mortgage Underwriter III Salaries in Union City, NJAlternate Job Titles:Senior Mortgage Underwriter, Mortgage Underwriter III
-
Analyzes credit history and information related to applications for credit and overdue/delinquent accounts. Ensures compliance with credit and collections regulations and adherence to best practices. Provides reporting on outstanding account balances, credit applications, and collection activity. Recommends terms and conditions pertaining to credit and debt repayment. Typically requires a bachelor's degree. Typically reports to a manager. Work is closely managed. Works on projects/matters of limited complexity in a support role. Typically requires 0-2 years of related experience. Credit and Collections Analyst I Salaries in Union City, NJ
-
Analyzes credit history and information related to applications for credit and overdue/delinquent accounts. Ensures compliance with credit and collections regulations and adherence to best practices. Provides reporting on outstanding account balances, credit applications, and collection activity. Recommends terms and conditions pertaining to credit and debt repayment. Typically requires a bachelor's degree. Typically reports to a manager. Occasionally directed in several aspects of the work. Gaining exposure to some of the complex tasks within the job function. Typically requires 2-4 years of related experience. Credit and Collections Analyst II Salaries in Union City, NJ
-
Analyzes the creditworthiness of prospective and current customers. Examines credit history using credit agency tools and evaluates potential risks. Makes recommendations on credit extensions within established guidelines. May make recommendations regarding bad debt or write-offs. Typically requires a bachelor's degree. Typically reports to a supervisor or manager. Works on projects/matters of limited complexity in a support role. Work is closely managed. Typically requires 0-2 years of related experience. Credit Analyst I Salaries in Union City, NJAlternate Job Titles:Entry Credit Analyst, Credit Analyst I
-
Analyzes the creditworthiness of prospective and current customers. Examines credit history using credit agency tools and evaluates potential risks. Makes recommendations on credit extensions within established guidelines. Typically requires a bachelor's degree. Typically reports to a supervisor or manager. Gains exposure to some of the complex tasks within the job function. Occasionally directed in several aspects of the work. Typically requires 2 to 4 years of related experience. Credit Analyst II Salaries in Union City, NJAlternate Job Titles:Intermediate Credit Analyst, Credit Analyst II
-
Assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. May require a bachelor's degree. Typically reports to a manager. Work is closely managed. Works on projects/matters of limited complexity in a support role. Typically requires 0-2 years of related experience. Mortgage Credit Analyst Salaries in Union City, NJAlternate Job Titles:Credit Analyst I - Mortgage Loans, Entry Mortgage Credit Analyst, Mortgage Credit Analyst
-
Collects and maintains accurate credit information. Reviews and verifies overdue accounts. Contacts customers to confirm outstanding payments and renews credit information to help minimize outstanding debts. Requires a high school diploma. Typically reports to a manager. Works independently within established procedures associated with the specific job function. Has gained proficiency in multiple competencies relevant to the job. Typically requires 3-5 years of related experience. Credit and Collections Representative III Salaries in Union City, NJAlternate Job Titles:Credit/Collections Support III, Credit/Past Due Collections Specialist III, Senior Credit and Collections Clerk, Credit and Collections Representative III
-
Collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. Work is generally independent and collaborative in nature. Contributes to moderately complex aspects of a project. Typically requires 4 -7 years of related experience. Commercial Credit Analyst III Salaries in Union City, NJAlternate Job Titles:Senior Commercial Credit Analyst, Commercial Credit Analyst III