How much does a Commercial Credit Analyst IV make in San Francisco, CA? The average Commercial Credit Analyst IV salary in San Francisco, CA is $135,441 as of March 26, 2024, but the range typically falls between $114,898 and $163,353. Salary ranges can vary widely depending on many important factors, including education, certifications, additional skills, the number of years you have spent in your profession. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target. 

Commercial Credit Analyst IV Salaries by Percentile
Percentile Salary Location Last Updated
10th Percentile Commercial Credit Analyst IV Salary $96,194 San Francisco,CA March 26, 2024
25th Percentile Commercial Credit Analyst IV Salary $114,898 San Francisco,CA March 26, 2024
50th Percentile Commercial Credit Analyst IV Salary $135,441 San Francisco,CA March 26, 2024
75th Percentile Commercial Credit Analyst IV Salary $163,353 San Francisco,CA March 26, 2024
90th Percentile Commercial Credit Analyst IV Salary $188,765 San Francisco,CA March 26, 2024
25% $114,898 10% $96,194 90% $188,765 75% $163,353 $135,441 50%(Median) Didn’t find job title? Click
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What skills does a Commercial Credit Analyst IV need?

Each competency has five to ten behavioral assertions that can be observed, each with a corresponding performance level (from one to five) that is required for a particular job.

1.

Analysis: Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.

2.

Credit Card: A credit card is a type of credit facility, provided by banks that allow customers to borrow funds within a pre-approved credit limit.

3.

Commercial Loans: A commercial loan is a debt-based funding arrangement between a business and a financial institution such as a bank. It is typically used to fund major capital expenditures and/or cover operational costs that the company may otherwise be unable to afford.

Analysis 13.46%
Credit Card 1.34%
Commercial Loans 2.79%
Others 82.41%

Job Description for Commercial Credit Analyst IV

Commercial Credit Analyst IV collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Being a Commercial Credit Analyst IV calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Additionally, Commercial Credit Analyst IV presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. The Commercial Credit Analyst IV work is highly independent. May assume a team lead role for the work group. A specialist on complex technical and business matters. To be a Commercial Credit Analyst IV typically requires 7+ years of related experience. (Copyright 2024 Salary.com)... View full job description

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Job Openings for Commercial Credit Analyst IV in San Francisco, CA

Career Path for Commercial Credit Analyst IV

A career path is a sequence of jobs that leads to your short- and long-term career goals. Some follow a linear career path within one field, while others change fields periodically to achieve career or personal goals.

For Commercial Credit Analyst IV, the first career path typically progresses to Commercial Credit Analysis Manager.

Those that have already made the climb...
Pamela J. Shelley-Kessler, Co-President, Chief Financial Officer and Corporate Secretary
LTC is a real estate investment trust (REIT) investing in seniors housing and health care properties primarily through sale-leasebacks, mortgage financing, joint-ventures and structured finance solutions including preferred equity and mezzanine lending. LTC's investment portfolio includes 208 properties in 27 states wi... More
Fiscal Year Ended in 2022
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Commercial Credit Analyst IV salary varies from city to city. Compared with national average salary of Commercial Credit Analyst IV, the highest Commercial Credit Analyst IV salary is in San Francisco, CA, where the Commercial Credit Analyst IV salary is 25.0% above. The lowest Commercial Credit Analyst IV salary is in Miami, FL, where the Commercial Credit Analyst IV salary is 3.5% lower than national average salary.

City, State Compared to national average
City, State San Francisco, CA Compared to national average
+ 25.0%
City, State Washington, DC Compared to national average
+ 11.3%
City, State Miami, FL Compared to national average
-3.5%
City, State Chicago, IL Compared to national average
+ 4.9%
City, State Boston, MA Compared to national average
+ 12.1%
City, State New York, NY Compared to national average
+ 16.8%
City, State Dallas, TX Compared to national average
-1.3%

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Understand the total compensation opportunity for a Commercial Credit Analyst IV, base salary plus other pay elements

Average Base Salary

Core compensation

 
 
 
114898
163353
135441

Average Total Cash Compensation

Includes base and annual incentives

 
 
 
121302
179894
143687
These charts show the average base salary (core compensation), as well as the average total cash compensation for the job of Commercial Credit Analyst IV in San Francisco, CA. The base salary for Commercial Credit Analyst IV ranges from $114,898 to $163,353 with the average base salary of $135,441. The total cash compensation, which includes base, and annual incentives, can vary anywhere from $121,302 to $179,894 with the average total cash compensation of $143,687.
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114898
163353

 

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About San Francisco, California    San Francisco is located on the West Coast of the United States at the north end of the San Francisco Peninsula and includes significant stretches of ....More

San Francisco, California  area prices were up 4.5% from a year ago    View the Cost of Living in San Francisco, California

Commercial Credit Analyst IV Salary in popular cities: Los AngelesSan DiegoSan Jose

Skills associated with Commercial Credit Analyst IV: Credit Analysis, Risk Assessment, Credit Verification, Risk Analysis ...More

Salary estimation for Commercial Credit Analyst IV at companies like : Republic Middle School, Forust Corp, New Spark Holdings Inc

Jobs with a similar salary range to Commercial Credit Analyst IV : Senior Credit Underwriter