How much does a Collections Representative make in the United States?
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The average Collections Representative salary in the United States is $152,302 as of April 01, 2026. The range for our most popular Collections Representative positions (listed below) typically falls between $39,706 and $264,897. Keep in mind that salary ranges can vary widely depending on many important factors, including position, education, certifications, additional skills, and the number of years you have spent in your profession. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.
Collections Representative's Annual Base Salary
| Job Title | Salary | Hourly Rate | Location | Date Updated |
| Credit and Collections Representative I | $46,023 | $22.13 | United States | April 01, 2026 |
| Credit and Collections Representative II | $53,370 | $25.66 | United States | April 01, 2026 |
| Credit and Collections Representative III | $61,142 | $29.40 | United States | April 01, 2026 |
| Collections Representative I | $44,560 | $21.42 | United States | April 01, 2026 |
| Collections Representative II | $49,466 | $23.78 | United States | April 01, 2026 |
| Collections Representative III | $55,207 | $26.54 | United States | April 01, 2026 |
| Collections Specialist - Healthcare | $50,013 | $24.04 | United States | April 01, 2026 |
| Collections Supervisor | $73,846 | $35.50 | United States | April 01, 2026 |
| Credit and Collections Director | $160,713 | $77.27 | United States | April 01, 2026 |
| VP of Credit and Collections | $229,724 | $110.44 | United States | April 01, 2026 |
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Collects and maintains accurate credit information. Reviews and verifies overdue accounts. Contacts customers to confirm outstanding payments and renews credit information to help minimize outstanding debts. Requires a high school diploma. Typically reports to a manager. Works under the close direction of senior personnel in the functional area. Possesses a moderate understanding of general aspects of the job. May require 0-1 year of general work experience. View Credit and Collections Representative I SalaryAlternate Job Titles:Credit & Collections Representative, Entry, Credit/Past Due Collections Specialist I, Credit and Collections Representative I
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Collects and maintains accurate credit information. Reviews and verifies overdue accounts. Contacts customers to confirm outstanding payments and renews credit information to help minimize outstanding debts. Requires a high school diploma. Typically reports to a manager. Works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. Typically requires 1-3 years of related experience. View Credit and Collections Representative II SalaryAlternate Job Titles:Credit & Collections Representative, Experienced, Credit/Past Due Collections Specialist II, Credit and Collections Representative II
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Collects and maintains accurate credit information. Reviews and verifies overdue accounts. Contacts customers to confirm outstanding payments and renews credit information to help minimize outstanding debts. Requires a high school diploma. Typically reports to a manager. Works independently within established procedures associated with the specific job function. Has gained proficiency in multiple competencies relevant to the job. Typically requires 3-5 years of related experience. View Credit and Collections Representative III SalaryAlternate Job Titles:Credit & Collections Representative, Senior, Credit/Past Due Collections Specialist III, Credit and Collections Representative III
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Responsible for initiating calls with delinquent customers by phone, mail or personal visit to collect payments and settle accounts. Follows-up delinquent accounts, updates and maintains accurate financial records including accounting, receivable, and credit records. Requires a high school diploma. Typically reports to a supervisor. Possesses a moderate understanding of general aspects of the job. Works under the close direction of senior personnel in the functional area. May require 0-1 year of general work experience. View Collections Representative I SalaryAlternate Job Titles:Collections Specialist, Entry, Collector I, Delinquent Account Collections Representative I, Collections Representative I
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Responsible for initiating calls to delinquent customers by phone, mail or personal visit to collect payments and settle accounts. Follows-up delinquent accounts, updates and maintains accurate financial records including accounting, receivable, and credit records. Requires a high school diploma or equivalent. Typically reports to a supervisor. Works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. Typically requires 1-3 years of related experience. View Collections Representative II SalaryAlternate Job Titles:Collections Specialist, Experienced, Collector II, Delinquent Account Collections Representative II, Collections Representative II
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Responsible for initiating calls to complex and difficult delinquent customers by phone, mail or personal visit to collect payments and settle accounts. Follows-up on delinquent accounts, updates and maintains accurate financial records including accounting, receivable, and credit records. Requires a high school diploma or equivalent. Typically reports to a supervisor. Works independently within established procedures associated with the specific job function. Has gained proficiency in multiple competencies relevant to the job. Typically requires 3-5 years of related experience. View Collections Representative III SalaryAlternate Job Titles:Collector III, Delinquent Account Collections Representative III, Senior Collections Specialist, Collections Representative III
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Responsible for requesting payment and collecting overdue balances from patients. Contacts patients by phone or mail to request payment and to review their account details. Responds to patient questions and sets up alternative pay plans if necessary. Maintains patient account records and resolves third party payer issues. Typically requires a high school diploma. Typically reports to a supervisor or manager. Works under moderate supervision. Gaining or has attained full proficiency in a specific area of discipline. Typically requires 1-3 years of related experience. View Collections Specialist - Healthcare SalaryAlternate Job Titles:Collections Representative - Healthcare, Collector - Healthcare, Delinquent Medical Account Collections Representative, Collections Specialist - HealthcareCategory : Healthcare - Administrative
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Supervises the day-to-day process and operations involved with collections on overdue/delinquent accounts. Reviews and develops policies and procedures and ensures compliance. Initiates demand letters, outbound calls, and handles escalated calls. Monitors collections activities for quality. Ensures that production targets are achieved. May require a bachelor's degree. Typically reports to a manager. Supervises a small group of para-professional staff in an organization characterized by highly transactional or repetitive processes. Contributes to the development of processes and procedures. Typically requires 3 years experience in the related area as an individual contributor. Thorough knowledge of functional area under supervision. View Collections Supervisor SalaryAlternate Job Titles:Collections Specialist Supervisor, Delinquent Account Collections Supervisor, Collections Supervisor
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Leads the overall credit function. Designs and implements processes to improve cash flow and reduce receivables. Develops policies regarding the investigation of customers, extension of credit lines, and collections. Consults with current and future clients regarding their level of credit. Oversees the negotiation and course of action taken for overdue accounts. Typically requires a bachelor's degree. Typically reports to top management. Typically manages through subordinate managers and professionals in larger groups of moderate complexity. Provides input to strategic decisions that affect the functional area of responsibility. May give input into developing the budget. Typically requires 3+ years of managerial experience. Capable of resolving escalated issues arising from operations and requiring coordination with other departments. View Credit and Collections Director SalaryAlternate Job Titles:Director Credit and Collections Operations, Credit and Collections Director
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Leads the overall credit function. Develops policies regarding the investigation of customers, extension of credit lines, and collections. Ensures all policies are followed. Requires a bachelor's degree. Typically reports to top management. Manages a departmental function within a broader corporate function. Develops major goals to support broad functional objectives. Approves policies developed within various sub-functions and departments. Typically requires 8+ years of managerial experience. Comprehensive knowledge of the overall departmental function. View VP of Credit and Collections SalaryAlternate Job Titles:Vice President of Credit and Collections, VP of Credit and Collections Administration, VP of Credit and Collections