How much does a Mortgage Credit Analyst make in Kentucky? The average Mortgage Credit Analyst salary in Kentucky is $53,766 as of April 24, 2024, but the range typically falls between $46,869 and $67,267. Salary ranges can vary widely depending on the city and many other important factors, including education, certifications, additional skills, the number of years you have spent in your profession.

Mortgage Credit Analyst Salaries by Percentile
Percentile Salary Location Last Updated
10th Percentile Mortgage Credit Analyst Salary $40,591 KY April 24, 2024
25th Percentile Mortgage Credit Analyst Salary $46,869 KY April 24, 2024
50th Percentile Mortgage Credit Analyst Salary $53,766 KY April 24, 2024
75th Percentile Mortgage Credit Analyst Salary $67,267 KY April 24, 2024
90th Percentile Mortgage Credit Analyst Salary $79,559 KY April 24, 2024
25% $46,869 10% $40,591 90% $79,559 75% $67,267 $53,766 50%(Median) Didn’t find job title? Click
Change Search Criteria

What skills does a Mortgage Credit Analyst need?

Each competency has five to ten behavioral assertions that can be observed, each with a corresponding performance level (from one to five) that is required for a particular job.

1.

Analysis: Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.

2.

Microsoft Office: Microsoft Office is a suite of desktop productivity applications that is designed by Microsoft for business use. You can create documents containing text and images, work with data in spreadsheets and databases, create presentations and posters.

3.

Loan Review: Loan review is a process routinely used by banks to assess the current value of loan portfolios. Provisioning is a technique to translate loan review results into the balance sheet.

Analysis 17.72%
Microsoft Office 2.1%
Loan Review 1.13%
Others 79.05%

Job Description for Mortgage Credit Analyst

Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)... View full job description

Employers: Job Description Management Tool

See user submitted job responsibilities for Mortgage Credit Analyst.

Salary.com job board provides millions of Mortgage Credit Analyst information for you to search for. Click on search button below to see Mortgage Credit Analyst job openings or enter a new job title here.

Job Openings for Mortgage Credit Analyst in Kentucky
  • Credit Analyst. Who are We. Lantech is widely recognized as the world leader in stretch wrapping technology. Not surprising, since we invented the first ro...
    - 1 Day Ago
  • Responsibilities. The Payment & Credit Analyst (Electronic) receives, prepares and posts payments received through remittances for all facilities, ensuring...
    - 2 Days Ago
  • Our goal is to be an Employer of Choice, and it takes all of us to achieve this. That's why all Commonwealth Credit Union team members are expected to live...
    - 1 Day Ago
  • Commercial C. redit Analyst Qualifications. POSITION SUMMARY. The Commercial Credit Analyst will support the lenders in underwriting requests for credit ex...
    - 5 Days Ago
  • Responsibilities. The Payment & Credit Analyst (Electronic) receives, prepares and posts payments received through remittances for all facilities, ensuring...
    - 1 Day Ago

Select a city to view specific salary and bonus information for Mortgage Credit Analyst

Loading results...
Location Avg. Salary Date Updated
Location Aberdeen, KY Avg. Salary $50,966 Date Updated April 24, 2024
Location Adairville, KY Avg. Salary $51,880 Date Updated April 24, 2024
Location Adams, KY Avg. Salary $50,338 Date Updated April 24, 2024
Location Adolphus, KY Avg. Salary $53,423 Date Updated April 24, 2024
Location Ages Brookside, KY Avg. Salary $49,880 Date Updated April 24, 2024
Location Albany, KY Avg. Salary $51,995 Date Updated April 24, 2024
Location Alexandria, KY Avg. Salary $55,823 Date Updated April 24, 2024
Location Allen, KY Avg. Salary $50,338 Date Updated April 24, 2024
Location Allensville, KY Avg. Salary $51,309 Date Updated April 24, 2024
Location Almo, KY Avg. Salary $50,966 Date Updated April 24, 2024

Career Path for Mortgage Credit Analyst

A career path is a sequence of jobs that leads to your short- and long-term career goals. Some follow a linear career path within one field, while others change fields periodically to achieve career or personal goals.

For Mortgage Credit Analyst, the upper level is Mortgage Underwriter II and then progresses to Mortgage Underwriter IV.

Not the job you're looking for? Search more salaries here:
See if your skills match up? Check skills for Mortgage Credit Analyst

Are you an HR manager or compensation specialist?

Salary.com's CompAnalyst platform offers:

  • Detailed skills and competency reports for specific positions
  • Job and employee pricing reports
  • Compensation data tools, salary structures, surveys and benchmarks.
Learn about CompAnalyst

Jobs with a similar salary range to Mortgage Credit Analyst : Growth Executive, Nuclear Mechanic

Mortgage Credit Analyst Salary in Kentucky
Mortgage Credit Analyst Salary Graph, Regional Distribution and Summary