How much does a Claims Adjuster / Examiner / Investigator make in the United States?
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The average Claims Adjuster / Examiner / Investigator salary in the United States is $81,997 as of August 01, 2026. The range for our most popular Claims Adjuster / Examiner / Investigator positions (listed below) typically falls between $71,284 and $92,709. Keep in mind that salary ranges can vary widely depending on many important factors, including position, education, certifications, additional skills, and the number of years you have spent in your profession. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.
Claims Adjuster / Examiner / Investigator's Annual Base Salary
| Job Title | Salary | Hourly Rate | Location | Date Updated |
| Claims Adjuster | $70,966 | $34.12 | United States | August 01, 2026 |
| Claims Investigator | $82,811 | $39.81 | United States | August 01, 2026 |
| Medical Examiner Investigator | $121,105 | $58.22 | United States | August 01, 2026 |
| Inside Claims Adjuster II | $75,581 | $36.34 | United States | August 01, 2026 |
| Inside Claims Adjuster I | $56,354 | $27.09 | United States | August 01, 2026 |
| Inside Claims Adjuster III | $86,617 | $41.64 | United States | August 01, 2026 |
| Claims Examiner I | $58,268 | $28.01 | United States | August 01, 2026 |
| Claims Examiner II | $72,153 | $34.69 | United States | August 01, 2026 |
| Claims Examiner III | $90,593 | $43.55 | United States | August 01, 2026 |
| Disability Claims Examiner II | $62,583 | $30.09 | United States | August 01, 2026 |
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Claims Investigator investigates assigned claims to determine validity, detect potential fraud, and gather facts to support claim decisions. Conducts interviews, surveillance, record reviews, and field investigations to obtain relevant evidence. Being a Claims Investigator analyzes statements, documentation, and data to identify inconsistencies and indicators of fraud. Documents investigative findings, evidence, and conclusions in clear and accurate reports. Additionally, Claims Investigator ensures compliance with applicable laws, regulations, and investigative standards. Requires a bachelor's degree. Typically reports to a manager. The Claims Investigator occasionally directed in several aspects of the work. Gaining exposure to some of the complex tasks within the job function. To be a Claims Investigator typically requires 2-4 years of related experience. View Claims Investigator SalaryAlternate Job Titles:Claim Compliance Investigator, Insurance Compliance Investigator, Insurance Fraud Investigator, Suspicious Claims Investigator
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Inside Claims Adjuster II investigates, evaluates, and resolves insurance claims from an office-based setting to determine coverage, liability, and appropriate settlement. Reviews claim details, policy provisions, and supporting documentation to assess validity and exposure. Being an Inside Claims Adjuster II negotiates and settles claims with claimants, policyholders, and third parties within established authority limits. Communicates by phone and in writing to gather information, explain decisions, and manage expectations. Additionally, Inside Claims Adjuster II documents investigation findings, reserves, and settlement actions accurately in the claims system. Ensures compliance with policy terms, regulatory requirements, and company service standards. Requires a bachelor's degree. Typically reports to a manager. The Inside Claims Adjuster II occasionally directed in several aspects of the work. Gaining exposure to some of the complex tasks within the job function. To be an Inside Claims Adjuster II typically requires 2-4 years of related experience. View Inside Claims Adjuster II SalaryAlternate Job Titles:Insurance Claims Adjuster II - Inside
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Inside Claims Adjuster I investigates, evaluates, and resolves insurance claims from an office-based setting to determine coverage, liability, and appropriate settlement. Reviews claim details, policy provisions, and supporting documentation to assess validity and exposure. Being an Inside Claims Adjuster I negotiates and settles claims with claimants, policyholders, and third parties within established authority limits. Communicates by phone and in writing to gather information, explain decisions, and manage expectations. Additionally, Inside Claims Adjuster I documents investigation findings, reserves, and settlement actions accurately in the claims system. Ensures compliance with policy terms, regulatory requirements, and company service standards. Requires a bachelor's degree. Typically reports to a manager. The Inside Claims Adjuster I work is closely managed. Works on projects/matters of limited complexity in a support role. To be an Inside Claims Adjuster I typically requires 0-2 years of related experience. View Inside Claims Adjuster I SalaryAlternate Job Titles:Insurance Claims Adjuster I - Inside
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Inside Claims Adjuster III investigates, evaluates, and resolves insurance claims from an office-based setting to determine coverage, liability, and appropriate settlement. Reviews claim details, policy provisions, and supporting documentation to assess validity and exposure. Being an Inside Claims Adjuster III negotiates and settles claims with claimants, policyholders, and third parties within established authority limits. Communicates by phone and in writing to gather information, explain decisions, and manage expectations. Additionally, Inside Claims Adjuster III documents investigation findings, reserves, and settlement actions accurately in the claims system. Ensures compliance with policy terms, regulatory requirements, and company service standards. Requires a bachelor's degree. Typically reports to a manager. The Inside Claims Adjuster III work is generally independent and collaborative in nature. Contributes to moderately complex aspects of a project. To be an Inside Claims Adjuster III typically requires 4-7 years of related experience. View Inside Claims Adjuster III SalaryAlternate Job Titles:Insurance Claims Adjuster III - Inside
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Claims Examiner I examines and adjudicates insurance claims to determine coverage, validity, and appropriate payment in accordance with policy terms and regulations. Reviews claim documentation, policy provisions, and supporting evidence to assess liability and exposure. Being a Claims Examiner I authorizes claim payments within established authority limits. Investigates questionable or complex claims and coordinates with adjusters, providers, or external parties as needed. Additionally, Claims Examiner I documents findings, decisions, and rationale clearly within the claims system. Ensures compliance with company guidelines, regulatory requirements, and service standards. Requires a bachelor's degree. Typically reports to a manager. The Claims Examiner I work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Claims Examiner I typically requires 0-2 years of related experience. View Claims Examiner I SalaryAlternate Job Titles:Claim Review and Settlement Examiner I, Insurance Claims Examiner I
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Claims Examiner II examines and adjudicates insurance claims to determine coverage, validity, and appropriate payment in accordance with policy terms and regulations. Reviews claim documentation, policy provisions, and supporting evidence to assess liability and exposure. Being a Claims Examiner II authorizes claim payments within established authority limits. Investigates questionable or complex claims and coordinates with adjusters, providers, or external parties as needed. Additionally, Claims Examiner II documents findings, decisions, and rationale clearly within the claims system. Ensures compliance with company guidelines, regulatory requirements, and service standards. Requires a bachelor's degree. Typically reports to a manager. The Claims Examiner II occasionally directed in several aspects of the work. Gaining exposure to some of the complex tasks within the job function. To be a Claims Examiner II typically requires 2-4 years of related experience. View Claims Examiner II SalaryAlternate Job Titles:Claim Review and Settlement Examiner II, Insurance Claims Examiner II
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Claims Examiner III examines and adjudicates insurance claims to determine coverage, validity, and appropriate payment in accordance with policy terms and regulations. Reviews claim documentation, policy provisions, and supporting evidence to assess liability and exposure. Being a Claims Examiner III authorizes claim payments within established authority limits. Investigates questionable or complex claims and coordinates with adjusters, providers, or external parties as needed. Additionally, Claims Examiner III documents findings, decisions, and rationale clearly within the claims system. Ensures compliance with company guidelines, regulatory requirements, and service standards. Requires a bachelor's degree. Typically reports to a manager. The Claims Examiner III work is generally independent and collaborative in nature. Contributes to moderately complex aspects of a project. To be a Claims Examiner III typically requires 4-7 years of related experience. View Claims Examiner III SalaryAlternate Job Titles:Claim Review and Settlement Examiner III, Insurance Claims Examiner III
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Disability Claims Examiner II examines and adjudicates short- and long-term disability claims to determine eligibility, benefits, and ongoing entitlement under plan provisions. Reviews medical documentation, occupational information, and financial records to evaluate the validity of claims. Being a Disability Claims Examiner II assesses plan definitions, regulatory guidelines, and clinical guidance to make accurate benefit determinations. Coordinates with claimants, physicians, and vocational or clinical resources to obtain and assess relevant information. Additionally, Disability Claims Examiner II calculates benefit amounts, manages offsets, and documents decisions and rationale within the claims system. Ensures compliance with ERISA, state regulations, and company service standards. Requires a bachelor's degree. Typically reports to a manager. The Disability Claims Examiner II occasionally directed in several aspects of the work. Gaining exposure to some of the complex tasks within the job function. To be a Disability Claims Examiner II typically requires 2-4 years of related experience. View Disability Claims Examiner II SalaryAlternate Job Titles:Disability Claims Reviewer II