How much does an Intermediate Underwriter make in the United States?
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The average Intermediate Underwriter salary in the United States is $90,959 as of August 01, 2026. The range for our most popular Intermediate Underwriter positions (listed below) typically falls between $78,113 and $103,805. Keep in mind that salary ranges can vary widely depending on many important factors, including position, education, certifications, additional skills, and the number of years you have spent in your profession. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.
Intermediate Underwriter's Annual Base Salary
| Job Title | Salary | Hourly Rate | Location | Date Updated |
| Intermediate Underwriter (Life) | $76,300 | $36.68 | United States | August 01, 2026 |
| Intermediate Mortgage Underwriter | $78,300 | $37.64 | United States | August 01, 2026 |
| Intermediate Group Underwriter | $71,418 | $34.34 | United States | August 01, 2026 |
| Intermediate Underwriter (P/C) | $71,569 | $34.41 | United States | August 01, 2026 |
| Mortgage Underwriter II | $78,225 | $37.61 | United States | August 01, 2026 |
| Underwriter II - Life | $76,291 | $36.68 | United States | August 01, 2026 |
| Underwriter | $93,940 | $45.16 | United States | August 01, 2026 |
| Underwriter I | $66,891 | $32.16 | United States | August 01, 2026 |
| Underwriter II | $79,137 | $38.05 | United States | August 01, 2026 |
| Underwriter III | $101,700 | $48.89 | United States | August 01, 2026 |
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The Intermediate Underwriter (Life) calculates rates and premiums from approved decrement tables. Reviews medical, occupational, financial, and legal information to select or reject individual or group life insurance applications. Being an Intermediate Underwriter (Life) may require a bachelor's degree. Approves or denies applications on own discretion. In addition, Intermediate Underwriter (Life) typically reports to a supervisor or manager. Being an Intermediate Underwriter (Life) gains exposure to some of the complex tasks within the job function. Occasionally directed in several aspects of the work. Working as an Intermediate Underwriter (Life) typically requires 2 to 4 years of related experience. View Intermediate Underwriter (Life) SalaryAlternate Job Titles:Underwriter II - Life, Life Insurance Underwriter II, Underwriter (Life) IICategory : Insurance
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The Intermediate Mortgage Underwriter monitors property appraisal process. Underwrites mortgage loan applications and evaluates loans in order to maximize organizational profit and minimize risk or loss. Being an Intermediate Mortgage Underwriter may require a bachelor's degree. Assesses risks to determine approval status. In addition, Intermediate Mortgage Underwriter typically reports to a supervisor or manager. Being an Intermediate Mortgage Underwriter gains exposure to some of the complex tasks within the job function. Occasionally directed in several aspects of the work. Working as an Intermediate Mortgage Underwriter typically requires 2 to 4 years of related experience. View Intermediate Mortgage Underwriter SalaryAlternate Job Titles:Mortgage Underwriter II
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Mortgage Underwriter II evaluates the risk of mortgage loan applications against the firm's objectives and borrowing guidelines using analysis and assessment of creditworthiness criteria. Reviews the applicant's financial status, documents, data, and property appraisal. Being a Mortgage Underwriter II calculates LTV ratio (loan to value) to define the loan program eligibility, down payment, interest rate, repayment terms, and allowed loan amounts. Makes approval, rejection, or modification decisions based on underwriting guidelines and established approval limits. Additionally, Mortgage Underwriter II complies with all federal regulations, state laws, and internal policies related to mortgage lending. Escalates non-conforming loans that require approval review using an exception process. Typically requires a bachelor's degree. Typically reports to a supervisor or manager. The Mortgage Underwriter II occasionally directed in several aspects of the work. Gaining exposure to some of the complex tasks within the job function. To be a Mortgage Underwriter II typically requires 2-4 years of related experience. View Mortgage Underwriter II SalaryAlternate Job Titles:Intermediate Mortgage Underwriter
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Underwriter II - Life is responsible for reviewing and analyzing life insurance applications. Evaluates an applicant's medical history, physical condition, occupational hazards, and other information to accept, modify, or decline an application. Being an Underwriter II - Life utilizes underwriting guidelines, rules, and standards to accept, reject, or mitigate risk for applications. Calculates rates and premiums from approved decrement tables. Additionally, Underwriter II - Life ensures compliance with all industry and governmental regulations. Requires a bachelor's degree. May require Chartered Life Underwriter (CLU) certification. Typically reports to a manager. The Underwriter II - Life occasionally directed in several aspects of the work. Gaining exposure to some of the complex tasks within the job function. To be an Underwriter II - Life typically requires 2-4 years of related experience. View Underwriter II - Life SalaryAlternate Job Titles:Intermediate Underwriter (Life), Life Insurance Underwriter II, Underwriter (Life) IICategory : Insurance
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Underwriter I is responsible for reviewing and analyzing risk characteristics on insurance applications, renewals, and change requests. Utilizes underwriting guidelines, rules, and standards to accept, reject, or mitigate risk for applications. Being an Underwriter I calculates renewal rates, and determines appropriate premiums, limits, and coverages. Ensures compliance with all industry and governmental regulations. Additionally, Underwriter I may coordinate with field agents to collect or clarify information or decisions. Requires a bachelor's degree. Typically reports to a manager. The Underwriter I work is closely managed. Works on projects/matters of limited complexity in a support role. To be an Underwriter I typically requires 0-2 years of related experience. View Underwriter I SalaryAlternate Job Titles:Insurance Underwriter ICategory : Insurance
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Underwriter II is responsible for reviewing and analyzing risk characteristics on insurance applications, renewals, and change requests. Utilizes underwriting guidelines, rules, and standards to accept, reject, or mitigate risk for applications. Being an Underwriter II calculates renewal rates, and determines appropriate premiums, limits, and coverages. Ensures compliance with all industry and governmental regulations. Additionally, Underwriter II may coordinate with field agents to collect or clarify information or decisions. Requires a bachelor's degree. Typically reports to a manager. The Underwriter II occasionally directed in several aspects of the work. Gaining exposure to some of the complex tasks within the job function. To be an Underwriter II typically requires 2-4 years of related experience. View Underwriter II SalaryAlternate Job Titles:Insurance Underwriter IICategory : Insurance
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Underwriter III is responsible for reviewing and analyzing risk characteristics on insurance applications, renewals, and change requests. Utilizes underwriting guidelines, rules, and standards to accept, reject, or mitigate risk for applications. Being an Underwriter III calculates renewal rates, and determines appropriate premiums, limits, and coverages. Ensures compliance with all industry and governmental regulations. Additionally, Underwriter III may coordinate with field agents to collect or clarify information or decisions. Requires a bachelor's degree. Typically reports to a manager. The Underwriter III work is generally independent and collaborative in nature. Contributes to moderately complex aspects of a project. To be an Underwriter III typically requires 4-7 years of related experience. View Underwriter III SalaryAlternate Job Titles:Insurance Underwriter IIICategory : Insurance