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ACH Operations Analyst Salary in the United States

How much does an ACH Operations Analyst make in the United States? As of August 01, 2026, the average salary for an ACH Operations Analyst in the United States is $69,371 per year, which breaks down to an hourly rate of $33.

However, an ACH Operations Analyst's salary can vary significantly. Here's a look at the typical salary range:

  • Top Earners (90th percentile): $82,808
  • Majority Range (25th-75th percentile): $64,702 to $76,404
  • Entry-Level (10th percentile): $60,452
Salary Factors Salary-Boosting Skills Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

Check out ACH Operations Analyst Job Openings in the United States

Key Factors That Influence ACH Operations Analyst Salaries

An ACH Operations Analyst's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects ACH Operations Analyst Salaries?

Experience is a primary driver of an ACH Operations Analyst's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $67,579
  • Early Career (1-2 years): $68,101
  • Mid-Level (2-4 years): $69,566
  • Senior-Level (5-8 years): $69,859
  • Expert (over 8 years): $70,055
Job RoleYears of ExperienceAverage Salary
Entry Level ACH Operations Analyst less than 1 year $67,579
Early Career Level ACH Operations Analyst 1-2 years $68,101
Mid-Level Level ACH Operations Analyst 2-4 years $69,566
Senior-Level Level ACH Operations Analyst 5-8 years $69,859
Expert Level ACH Operations Analyst over 8 years $70,055

How Do ACH Operations Analyst Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract ACH Operations Analysts. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $76,807.
  • California: $76,516.
  • Massachusetts: $75,496.

Top Paying Cities for ACH Operations Analyst

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $87,498
  • San Francisco: $86,540
  • Oakland: $84,716

ACH Operations Analyst Salary by Industry: Top Paying Sectors

For ACH Operations Analyst roles, the industry you choose can affect earning potential by as much as 105% (the gap between the highest and lowest paying industries). Data shows that the Pharmaceuticals and Financial Services sectors offer the strongest compensation, at 50% above the average. In contrast, ACH Operations Analyst positions in Software & Networking or Transportation typically offer lower base pay, as these industries often view ACH Operations Analyst as a support function rather than a direct revenue driver.

The top paying industries for an ACH Operations Analyst

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Pharmaceuticals $104,056 $50.0 50%
Financial Services $97,119 $47.0 40%
Energy & Utilities $90,182 $43.0 30%
Biotechnology $86,714 $42.0 25%
Internet $83,245 $40.0 20%

How Education impacts an ACH Operations Analyst's Salary?

Your level of education can impact your salary potential. While many ACH Operations Analyst professionals enter the field with a Bachelor's degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for an ACH Operations Analyst with a Bachelor's is between $63,146 and $67,178.

ACH Operations Analyst Salaries by Degree Level

Typical Education for ACH Operations Analyst
Degree Level % of user with this level of education
No Degree 3.6%
High School 3.6%
Associate's Degree 8.4%
Bachelor's Degree 67.5%
Master's Degree or MBA 19.3%
JD, MD, PhD or Equivalent 1.2%
View as Graph

ACH Operations Analyst Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an ACH Operations Analyst's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

  • Hourly
  • Monthly
  • Weekly
  • Yearly
  • Table View
Last Updated on August 01, 2026
$64,702
Average $69,371/year
$76,404
$5,392
Average $5,781/month
$6,367
$1,244
Average $1,334/week
$1,469
$31
Average $33/hour
$37
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $76,404 $6,367 $1,469 $37
Average $69,371 $5,781 $1,334 $33
25th Percentile $64,702 $5,392 $1,244 $31

Most common benefits for ACH Operations Analyst

  • Social Security
  • 401 (k)
  • Disability
  • Healthcare
  • Pension
  • Time Off (days)

Common company salaries for ACH Operations Analyst

Here are companies hiring for ACH Operations Analyst and their salaries, click below for more details.

Find Your Next ACH Operations Analyst Job

Ready to take the next step in your career? Browse thousands of current ACH Operations Analyst job openings on our job board. Use the search bar below to find your perfect match.

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FAQ about ACH Operations Analyst

1. What industry pays the highest salary for ACH Operations Analyst?

The Pharmaceuticals industry offers the highest average compensation for ACH Operations Analyst roles, with salaries approximately 50% above the market median.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

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