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ACH Processing Specialist Salary in the United States

How much does an ACH Processing Specialist make in the United States? As of August 01, 2026, the average salary for an ACH Processing Specialist in the United States is $62,420 per year, which breaks down to an hourly rate of $30.

However, an ACH Processing Specialist's salary can vary significantly. Here's a look at the typical salary range:

  • Top Earners (90th percentile): $76,308
  • Majority Range (25th-75th percentile): $55,939 to $69,689
  • Entry-Level (10th percentile): $50,039
Salary Factors Salary-Boosting Skills Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

Check out ACH Processing Specialist Job Openings in the United States

Key Factors That Influence ACH Processing Specialist Salaries

An ACH Processing Specialist's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects ACH Processing Specialist Salaries?

Experience is a primary driver of an ACH Processing Specialist's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $60,906
  • Early Career (1-2 years): $71,269
  • Mid-Level (2-4 years): $94,476
  • Senior-Level (5-8 years): $117,909
  • Expert (over 8 years): $137,932
Job RoleYears of ExperienceAverage Salary
ACH Processing Specialist less than 1 year $60,906
Talent Performance Specialist II 1-2 years $71,269
Talent Performance Specialist III 2-4 years $94,476
Talent Performance Specialist IV 5-8 years $117,909
Organizational Psychologist over 8 years $137,932

How Do ACH Processing Specialist Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract ACH Processing Specialists. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $69,111.
  • California: $68,849.
  • Massachusetts: $67,932.

Top Paying Cities for ACH Processing Specialist

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $78,730
  • San Francisco: $77,868
  • Oakland: $76,227

ACH Processing Specialist Salary by Industry: Top Paying Sectors

For ACH Processing Specialist roles, the industry you choose can affect earning potential by as much as 50% (the gap between the highest and lowest paying industries). Data shows that the Pharmaceuticals and Construction sectors offer the strongest compensation, at 25% above the average. In contrast, ACH Processing Specialist positions in Telecom or Hospitality & Leisure typically offer lower base pay, as these industries often view ACH Processing Specialist as a support function rather than a direct revenue driver.

The top paying industries for an ACH Processing Specialist

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Pharmaceuticals $78,025 $38.0 25%
Construction $74,904 $36.0 20%
Energy & Utilities $71,783 $35.0 15%
Aerospace & Defense $68,662 $33.0 10%
Media $68,662 $33.0 10%

ACH Processing Specialist Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an ACH Processing Specialist's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

  • Hourly
  • Monthly
  • Weekly
  • Yearly
  • Table View
Last Updated on August 01, 2026
$55,939
Average $62,420/year
$69,689
$4,662
Average $5,202/month
$5,807
$1,076
Average $1,200/week
$1,340
$27
Average $30/hour
$34
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $69,689 $5,807 $1,340 $34
Average $62,420 $5,202 $1,200 $30
25th Percentile $55,939 $4,662 $1,076 $27

Most common benefits for ACH Processing Specialist

  • Social Security
  • 401 (k)
  • Disability
  • Healthcare
  • Pension
  • Time Off (days)

Common company salaries for ACH Processing Specialist

Here are companies hiring for ACH Processing Specialist and their salaries, click below for more details.

Find Your Next ACH Processing Specialist Job

Ready to take the next step in your career? Browse thousands of current ACH Processing Specialist job openings on our job board. Use the search bar below to find your perfect match.

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FAQ about ACH Processing Specialist

1. What industry pays the highest salary for ACH Processing Specialist?

The Pharmaceuticals industry offers the highest average compensation for ACH Processing Specialist roles, with salaries approximately 25% above the market median.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

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