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AR Collections Associate Salary in the United States

How much does an AR Collections Associate make in the United States? As of August 01, 2026, the average salary for an AR Collections Associate in the United States is $40,461 per year, which breaks down to an hourly rate of $19.

However, an AR Collections Associate's salary can vary significantly. Here's a look at the typical salary range:

  • Top Earners (90th percentile): $46,699
  • Majority Range (25th-75th percentile): $37,510 to $43,726
  • Entry-Level (10th percentile): $34,822
Salary Factors Salary-Boosting Skills Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

Check out AR Collections Associate Job Openings in the United States

Key Factors That Influence AR Collections Associate Salaries

An AR Collections Associate's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects AR Collections Associate Salaries?

Experience is a primary driver of an AR Collections Associate's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $39,781
  • Early Career (1-2 years): $44,683
  • Mid-Level (2-4 years): $49,994
  • Senior-Level (5-8 years): $62,353
  • Expert (over 8 years): $73,702
Job RoleYears of ExperienceAverage Salary
AR Collections Associate less than 1 year $39,781
Consumer Loan Collector II 1-2 years $44,683
Consumer Loan Collector III 2-4 years $49,994
Consumer Loan Collection Supervisor I 5-8 years $62,353
Consumer Loan Collection Supervisor II over 8 years $73,702

How Do AR Collections Associate Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract AR Collections Associates. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $44,799.
  • California: $44,629.
  • Massachusetts: $44,034.

Top Paying Cities for AR Collections Associate

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $51,034
  • San Francisco: $50,475
  • Oakland: $49,411

AR Collections Associate Salary by Industry: Top Paying Sectors

For AR Collections Associate roles, the industry you choose can impact your earning potential by as much as 40% (the gap between the highest and lowest paying industries). Data shows that the highest-paying industry, Financial Services, offers compensation 20% above the average. Conversely, AR Collections Associate positions in Business Services typically offer lower base pay, as this sector often view AR Collections Associate as a support function rather than a direct revenue driver.

The top paying industry for an AR Collections Associate

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Financial Services $48,553 $23.0 20%

How Education impacts an AR Collections Associate's Salary?

Your level of education can impact your salary potential. While many AR Collections Associate professionals enter the field with a high school degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for an AR Collections Associate with a high school is between $38,666 and $40,209.

AR Collections Associate Salaries by Degree Level

Typical Education for AR Collections Associate
Degree Level % of user with this level of education
No Degree 1.5%
High School 50%
Associate's Degree 14.7%
Bachelor's Degree 29.4%
Master's Degree or MBA 4.4%
JD, MD, PhD or Equivalent 0%
View as Graph

AR Collections Associate Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an AR Collections Associate's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

  • Hourly
  • Monthly
  • Weekly
  • Yearly
  • Table View
Last Updated on August 01, 2026
$37,510
Average $40,461/year
$43,726
$3,126
Average $3,372/month
$3,644
$721
Average $778/week
$841
$18
Average $19/hour
$21
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $43,726 $3,644 $841 $21
Average $40,461 $3,372 $778 $19
25th Percentile $37,510 $3,126 $721 $18

Most common benefits for AR Collections Associate

  • Social Security
  • 401 (k)
  • Disability
  • Healthcare
  • Pension
  • Time Off (days)

Common company salaries for AR Collections Associate

Here are companies hiring for AR Collections Associate and their salaries, click below for more details.

Find Your Next AR Collections Associate Job

Ready to take the next step in your career? Browse thousands of current AR Collections Associate job openings on our job board. Use the search bar below to find your perfect match.

  • Confidential | Columbus, OH

    Associate Vice President Internal Communications

    Confidential | Columbus, OH

    Associate Vice President, Internal Communications. About the Company. National consulting & advisory services firm focused on the healthcare industry. Indu... more

    20 Days Ago

  • C.R. England | Columbus, OH

    Local CDL

    C.R. England | Columbus, OH

    Job Description. C.R. England is Now Urgently Hiring Local Dedicated CDL-A Truck Drivers. \n. Dedicated Local Fleet - Home Daily - Competitive Pay* - Full ... more

    25 Days Ago

  • Confidential | Columbus, OH

    Vice President Credit Risk Strategy&Data Science

    Confidential | Columbus, OH

    Vice President, Credit Risk Strategy & Data Science. About the Company. High-growth SMB lender building the next generation of credit decisioning. Industry... more

    25 Days Ago

  • Confidential | Columbus, OH

    Vice President Payments Engineering

    Confidential | Columbus, OH

    Vice President, Payments Engineering. About the Company. Globally-recognized provider of corporate payment solutions. Industry. Financial Services. Type. P... more

    27 Days Ago

  • Confidential | Columbus, OH

    Senior Vice President of Project Delivery

    Confidential | Columbus, OH

    Senior Vice President of Project Delivery. About the Company. A multi-billion-dollar construction organization with collaborative, servant-minded leadershi... more

    27 Days Ago

  • USPS | Columbus, OH

    USPS Postal Workers

    USPS | Columbus, OH

    The United States Postal Service (USPS) is seeking Mail Carriers and City Carrier Assistants (CCA) to deliver mail and packages to residential and business... more

    1 Month Ago

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FAQ about AR Collections Associate

1. What industry pays the highest salary for AR Collections Associate?

The Financial Services industry offers the highest average compensation for AR Collections Associate roles, with salaries approximately 20% above the market median.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

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