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Claims Underwriter Salary in the United States

How much does a Claims Underwriter make in the United States? As of September 01, 2026, the average salary for a Claims Underwriter in the United States is $73,775 per year, which breaks down to an hourly rate of $35.

However, a Claims Underwriter's salary can vary significantly. Here's a look at the typical salary range:

  • Top Earners (90th percentile): $84,570
  • Majority Range (25th-75th percentile): $68,364 to $79,425
  • Entry-Level (10th percentile): $63,438
Salary Factors Salary-Boosting Skills Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

Check out Claims Underwriter Job Openings in the United States

Key Factors That Influence Claims Underwriter Salaries

A Claims Underwriter's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Claims Underwriter Salaries?

Experience is a primary driver of a Claims Underwriter's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $70,697
  • Early Career (1-2 years): $70,870
  • Mid-Level (2-4 years): $72,990
  • Senior-Level (5-8 years): $75,187
  • Expert (over 8 years): $75,344
Job RoleYears of ExperienceAverage Salary
Entry Level Claims Underwriter less than 1 year $70,697
Early Career Level Claims Underwriter 1-2 years $70,870
Mid-Level Level Claims Underwriter 2-4 years $72,990
Senior-Level Level Claims Underwriter 5-8 years $75,187
Expert Level Claims Underwriter over 8 years $75,344

How Do Claims Underwriter Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Claims Underwriters. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $81,683.
  • California: $81,374.
  • Massachusetts: $80,289.

Top Paying Cities for Claims Underwriter

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $93,052
  • San Francisco: $92,033
  • Oakland: $90,094

Claims Underwriter Salary by Industry: Top Paying Sectors

For Claims Underwriter roles, the industry you choose can affect earning potential by as much as 70% (the gap between the highest and lowest paying industries). Data shows that the Energy & Utilities and Insurance sectors offer the strongest compensation, at 30% above the average. In contrast, Claims Underwriter positions in Transportation or Edu., Gov't. & Nonprofit typically offer lower base pay, as these industries often view Claims Underwriter as a support function rather than a direct revenue driver.

The top paying industries for a Claims Underwriter

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Energy & Utilities $95,907 $46.0 30%
Insurance $92,219 $44.0 25%
Financial Services $88,530 $43.0 20%
Healthcare $81,152 $39.0 10%

How Education impacts a Claims Underwriter's Salary?

Your level of education can impact your salary potential. While many Claims Underwriter professionals enter the field with a high school degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for a Claims Underwriter with a high school is between $67,943 and $72,294.

Claims Underwriter Salaries by Degree Level

Typical Education for Claims Underwriter
Degree Level % of user with this level of education
No Degree 0.2%
High School 12.7%
Associate's Degree 8.1%
Bachelor's Degree 70.2%
Master's Degree or MBA 6.7%
JD, MD, PhD or Equivalent 2%
View as Graph

Claims Underwriter Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Claims Underwriter's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

  • Hourly
  • Monthly
  • Weekly
  • Yearly
  • Table View
Last Updated on September 01, 2026
$68,364
Average $73,775/year
$79,425
$5,697
Average $6,148/month
$6,619
$1,315
Average $1,419/week
$1,527
$33
Average $35/hour
$38
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $79,425 $6,619 $1,527 $38
Average $73,775 $6,148 $1,419 $35
25th Percentile $68,364 $5,697 $1,315 $33

Most common benefits for Claims Underwriter

  • Social Security
  • 401 (k)
  • Disability
  • Healthcare
  • Pension
  • Time Off (days)

Common company salaries for Claims Underwriter

Here are companies hiring for Claims Underwriter and their salaries, click below for more details.

Find Your Next Claims Underwriter Job

Ready to take the next step in your career? Browse thousands of current Claims Underwriter job openings on our job board. Use the search bar below to find your perfect match.

  • Ohio | Columbus, OH

    Radiology

    Ohio | Columbus, OH

    100% Remote - Ohio Neuro Teleradiology JobClinical Role. Do you know someone that might be a good fit for this position. Please ask about our generous refe... more

    10 Days Ago

  • C.R. England | Columbus, OH

    Local CDL

    C.R. England | Columbus, OH

    Job Description. C.R. England is Now Urgently Hiring Local Dedicated CDL-A Truck Drivers. \n. Dedicated Local Fleet - Home Daily - Competitive Pay* - Full ... more

    18 Days Ago

  • OhioHealth | Columbus, OH

    Ultrasonographer

    OhioHealth | Columbus, OH

    We are more than a health system. We are a belief system. We believe wellness and sickness are both part of a lifelong partnership, and that everyone could... more

    21 Days Ago

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FAQ about Claims Underwriter

1. What industry pays the highest salary for Claims Underwriter?

The Energy & Utilities industry offers the highest average compensation for Claims Underwriter roles, with salaries approximately 30% above the market median.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

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