Senior Talent Acquisition Specialist
SeaHill Consulting Group – Ashburn, VA
How much does a Commercial Real Estate Loan Officer make in the United States? As of September 01, 2026, the average salary for a Commercial Real Estate Loan Officer in the United States is $97,430 per year, which breaks down to an hourly rate of $47.
However, a Commercial Real Estate Loan Officer's salary can vary significantly. Here's a look at the typical salary range:
Commercial Real Estate Loan Officer Salaries by Percentile
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
|---|---|---|---|---|
| 75th Percentile | $110,090 | $9,174 | $2,117 | $53 |
| Average | $97,430 | $8,119 | $1,874 | $47 |
| 25th Percentile | $87,802 | $7,317 | $1,689 | $42 |
A Commercial Real Estate Loan Officer's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.
Experience is a primary driver of a Commercial Real Estate Loan Officer's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Job Role | Years of Experience | Average Salary |
|---|---|---|
| Commercial Real Estate Loan Officer | less than 1 year | $94,793 |
| Commercial Real Estate Loan Officer II | 1-2 years | $110,815 |
| Commercial Real Estate Loan Officer III | 2-4 years | $144,089 |
| Commercial Real Estate Lending Assistant Manager | 5-8 years | $161,491 |
| Commercial Real Estate Lending Manager | over 8 years | $187,379 |
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Commercial Real Estate Loan Officers. For example, consider the average annual salaries in these key locations:
Your level of education can impact your salary potential. While many Commercial Real Estate Loan Officer professionals enter the field with a Bachelor's degree, higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data, the median salary for a Commercial Real Estate Loan Officer with a Bachelor's is between $82,250 and $90,154.
| Typical Education for Commercial Real Estate Loan Officer | |
|---|---|
| Degree Level | % of user with this level of education |
| No Degree | 11.5% |
| High School | 11.5% |
| Associate's Degree | 4.6% |
| Bachelor's Degree | 60.3% |
| Master's Degree or MBA | 22.9% |
| JD, MD, PhD or Equivalent | 0.8% |
Understanding how a Commercial Real Estate Loan Officer's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
| Annual Salary | Monthly Pay | Weekly Pay | Hourly Wage | |
|---|---|---|---|---|
| 75th Percentile | $110,090 | $9,174 | $2,117 | $53 |
| Average | $97,430 | $8,119 | $1,874 | $47 |
| 25th Percentile | $87,802 | $7,317 | $1,689 | $42 |
Salaries for a Commercial Real Estate Loan Officer can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $58,918 in 2023 to around $57,922 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Commercial Real Estate Loan Officer salary trends, click here.
| Year | Average Annual Salary |
|---|---|
| 2022 | View More |
| 2023 | $58,918 |
| 2024 | $58,235 |
| 2025 | $57,922 |
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The Financial Services industry offers the highest average compensation for Commercial Real Estate Loan Officer roles, with salaries approximately 50% above the market median.
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