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Consumer Credit Analyst Salary in the United States

How much does a Consumer Credit Analyst make in the United States? As of September 01, 2026, the average salary for a Consumer Credit Analyst in the United States is $60,157 per year, which breaks down to an hourly rate of $29.

However, a Consumer Credit Analyst's salary can vary significantly. Here's a look at the typical salary range:

  • Top Earners (90th percentile): $71,335
  • Majority Range (25th-75th percentile): $55,334 to $66,008
  • Entry-Level (10th percentile): $50,942
Salary Factors Salary-Boosting Skills Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

Check out Consumer Credit Analyst Job Openings in the United States

Key Factors That Influence Consumer Credit Analyst Salaries

A Consumer Credit Analyst's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Consumer Credit Analyst Salaries?

Experience is a primary driver of a Consumer Credit Analyst's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $58,938
  • Early Career (1-2 years): $68,815
  • Mid-Level (2-4 years): $84,760
  • Senior-Level (5-8 years): $102,924
  • Expert (over 8 years): $94,712
Job RoleYears of ExperienceAverage Salary
Consumer Credit Analyst less than 1 year $58,938
Loan Underwriter II 1-2 years $68,815
Loan Underwriter III 2-4 years $84,760
Loan Underwriter IV 5-8 years $102,924
Loan Underwriting Supervisor over 8 years $94,712

How Do Consumer Credit Analyst Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Consumer Credit Analysts. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $66,605.
  • California: $66,353.
  • Massachusetts: $65,469.

Top Paying Cities for Consumer Credit Analyst

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $75,876
  • San Francisco: $75,045
  • Oakland: $73,463

Consumer Credit Analyst Salary by Industry: Top Paying Sectors

For Consumer Credit Analyst roles, the industry you choose can impact your earning potential by as much as 60% (the gap between the highest and lowest paying industries). Data shows that the highest-paying industry, Financial Services, offers compensation 30% above the average. Conversely, Consumer Credit Analyst positions in Business Services typically offer lower base pay, as this sector often view Consumer Credit Analyst as a support function rather than a direct revenue driver.

The top paying industry for a Consumer Credit Analyst

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Financial Services $78,204 $38.0 30%

How Education impacts a Consumer Credit Analyst's Salary?

Your level of education can impact your salary potential. While many Consumer Credit Analyst professionals enter the field with a Bachelor's degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for a Consumer Credit Analyst with a Bachelor's is between $57,844 and $62,737.

Consumer Credit Analyst Salaries by Degree Level

Typical Education for Consumer Credit Analyst
Degree Level % of user with this level of education
No Degree 2.8%
High School 5.6%
Associate's Degree 2.8%
Bachelor's Degree 77.8%
Master's Degree or MBA 11.1%
JD, MD, PhD or Equivalent 0%
View as Graph

Consumer Credit Analyst Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Consumer Credit Analyst's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

  • Hourly
  • Monthly
  • Weekly
  • Yearly
  • Table View
Last Updated on September 01, 2026
$55,334
Average $60,157/year
$66,008
$4,611
Average $5,013/month
$5,501
$1,064
Average $1,157/week
$1,269
$27
Average $29/hour
$32
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $66,008 $5,501 $1,269 $32
Average $60,157 $5,013 $1,157 $29
25th Percentile $55,334 $4,611 $1,064 $27

Most common benefits for Consumer Credit Analyst

  • Social Security
  • 401 (k)
  • Disability
  • Healthcare
  • Pension
  • Time Off (days)

Common company salaries for Consumer Credit Analyst

Here are companies hiring for Consumer Credit Analyst and their salaries, click below for more details.

Find Your Next Consumer Credit Analyst Job

Ready to take the next step in your career? Browse thousands of current Consumer Credit Analyst job openings on our job board. Use the search bar below to find your perfect match.

  • Accenture | Columbus, OH

    Robotics Services Sales Senior Manager

    Accenture | Columbus, OH

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    Group Manager Substation Engineering

    Actalent | Columbus, OH

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    Animal Tech Jobs Immediately

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    17 Days Ago

  • C.R. England | Columbus, OH

    Local CDL

    C.R. England | Columbus, OH

    Job Description. C.R. England is Now Urgently Hiring Local Dedicated CDL-A Truck Drivers. \n. Dedicated Local Fleet - Home Daily - Competitive Pay* - Full ... more

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    Food Service Clerk Jobs Immediately

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    Find your next job here. Will train the right candidate. Average salaries from $12 - $22/Hr, full time and part time shifts available now. Hiring for: Food... more

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FAQ about Consumer Credit Analyst

1. What industry pays the highest salary for Consumer Credit Analyst?

The Financial Services industry offers the highest average compensation for Consumer Credit Analyst roles, with salaries approximately 30% above the market median.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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