How much does a Debt Recovery Agent make in California? As of October 01, 2026, the average salary for a Debt Recovery Agent in California is $40,619 per year, which breaks down to an hourly rate of $20.

However, a Debt Recovery Agent's salary can vary significantly. Here's a look at the typical salary range:

  • Top Earners (90th percentile): $47,148
  • Majority Range (25th-75th percentile): $38,112 to $44,037
  • Entry-Level (10th percentile): $35,830

Key Factors That Influence Debt Recovery Agent Salaries

A Debt Recovery Agent's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Debt Recovery Agent Salaries?

Experience is a primary driver of a Debt Recovery Agent's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $39,907
  • Early Career (1-2 years): $44,373
  • Mid-Level (2-4 years): $54,239
  • Senior-Level (5-8 years): $61,250
  • Expert (over 8 years): $67,964
Job RoleYears of ExperienceAverage Salary
Debt Recovery Agent less than 1 year $39,907
Contact Center Representative II - Inbound 1-2 years $44,373
Contact Center Representative III - Inbound 2-4 years $54,239
Contact Center Representative IV - Inbound 5-8 years $61,250
Inbound Contact Center Supervisor over 8 years $67,964

Top Paying Cities for Debt Recovery Agent

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • Los Angeles: $40,689
  • West Hollywood: $40,660
  • Dodgertown: $40,689

Debt Recovery Agent Salary by Industry: Top Paying Sectors

For Debt Recovery Agent roles, the industry you choose can affect earning potential by as much as 38% (the gap between the highest and lowest paying industries). Data shows that the Aerospace & Defense and Business Services sectors offer the strongest compensation, at 20% above the average. In contrast, Debt Recovery Agent positions in Biotechnology or Chemicals typically offer lower base pay, as these industries often view Debt Recovery Agent as a support function rather than a direct revenue driver.

The top paying industries for a Debt Recovery Agent

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Aerospace & Defense $48,743 $23.0 20%
Business Services $46,712 $22.0 15%
Construction $45,493 $22.0 12%
Energy & Utilities $44,681 $21.0 10%
Healthcare $43,869 $21.0 8%

Debt Recovery Agent Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Debt Recovery Agent's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

  • Yearly
  • Monthly
  • Weekly
  • Hourly
  • Table View
Last Updated on October 01, 2026
$38,112
Average $40,619/year
$44,037
$3,176
Average $3,385/month
$3,670
$733
Average $781/week
$847
$18
Average $20/hour
$21
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $44,037 $3,670 $847 $21
Average $40,619 $3,385 $781 $20
25th Percentile $38,112 $3,176 $733 $18

Find Your Next Debt Recovery Agent Job

Ready to take the next step in your career? Browse thousands of current Debt Recovery Agent job openings on our job board. Use the search bar below to find your perfect match.

  • Paramount Recovery Service | San Diego, CA

    Paramount Recovery Service | San Diego, CA

    Repossession Agent. Paramount Recovery Service is one of the nation's top repossession companies and is rapidly expanding our operations. We are the fastes... more

    2 Days Ago

  • Paramount Recovery Service | Sun Valley, CA

    Paramount Recovery Service | Sun Valley, CA

    Repossession Agent/Tow Truck Driver. Paramount Recovery Service is one of the nation's top repossession companies and is rapidly expanding our operations. ... more

    3 Days Ago

  • WHIZZ | Oakland, CA

    WHIZZ | Oakland, CA

    Job Description. Job Description. Location. San Francisco, CA. Contract type. 1099. Professional Background (Preferred). Former or retired law enforcement,... more

    2 Days Ago

  • WHIZZ | San Francisco, CA

    WHIZZ | San Francisco, CA

    Job Description. Job Description. Location. San Francisco, CA. Contract type. 1099. Professional Background (Preferred). Former or retired law enforcement,... more

    3 Days Ago

  • Solid Solutions 24/7 Inc. | Fresno, CA

    Solid Solutions 24/7 Inc. | Fresno, CA

    Job Description. Job Description. Why Solid Solutions 24/7. We're a licensed vehicle recovery company serving lenders across Sacramento, Tracy, and Fresno.... more

    3 Days Ago

  • Illuminus | DUBUQUE, IA

    Illuminus | DUBUQUE, IA

    Description. St. Dominic Villa, an Illuminus Community Hazel Green, WI (10 minutes from Dubuque, Iowa) nestled in the beautiful Driftless Region of southwe... more

    1 Day Ago

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