What are the main factors that influence a Home Lending Officer's salary?

The primary factors are: 1) Experience Level, 2) Geographic Location, 3) Education/Skills, 4) Company Size & Industry

What industry pays the highest salary for Home Lending Officer?

The Financial Services industry offers the highest average compensation for Home Lending Officer roles, with salaries approximately 40% above the market median.

How does experience change A Home Lending Officer's salary?

A Home Lending Officer's salary grows with experience: starting around $46,880 for beginners, reaching about $61,384 at mid-level, and approach $110,762 for experts.

What are the highest paying states for a Home Lending Officer?

Home Lending Officer salary varies significantly by state. The top 3 highest paying states for Home Lending Officer roles are District of Columbia $66,114, California $65,864, Massachusetts $64,986. These tech hubs typically pay 10-15% above the national average.

How much do different types of Home Lending Officer roles make?

Salaries for Home Lending Officer level roles vary by specialization: Construction Lending Officer: $112,200; Senior Lending Officer: $95,490; Intermediate Lending Officer: $74,200; Lending Officer II: $74,188; Lending Officer: $74,133.

Home Lending Officer Salary in South Dakota

How much does a Home Lending Officer make in South Dakota? As of September 01, 2026, the average salary for a Home Lending Officer in South Dakota is $54,267 per year, which breaks down to an hourly rate of $26.

However, a Home Lending Officer's salary can vary significantly. Here's a look at the typical salary range:

Top Earners (90th percentile): $72,556
Majority Range (25th-75th percentile): $49,583 to $63,840
Entry-Level (10th percentile): $45,319

10% $45,319

50% (Median) $54,267

90% $72,556

Home Lending Officer Salaries by Percentile

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$63,840	$5,320	$1,228	$31
Average	$54,267	$4,522	$1,044	$26
25th Percentile	$49,583	$4,132	$954	$24

Salary Factors Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

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Key Factors That Influence Home Lending Officer Salaries

A Home Lending Officer's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Home Lending Officer Salaries?

Experience is a primary driver of a Home Lending Officer's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

Entry-Level (less than 1 year): $46,880
Early Career (1-2 years): $52,273
Mid-Level (2-4 years): $61,384
Senior-Level (5-8 years): $89,785
Expert (over 8 years): $110,762

Job Role	Years of Experience	Average Salary
Consumer Loan Officer I	less than 1 year	$46,880
Home Lending Officer	1-2 years	$52,273
Consumer Loan Officer III	2-4 years	$61,384
Consumer Lending Manager	5-8 years	$89,785
Consumer Lending Senior Manager	over 8 years	$110,762

How Do Home Lending Officer Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Home Lending Officers. For example, consider the average annual salaries in these key locations:

District of Columbia: $66,114.
California: $65,864.
Massachusetts: $64,986.

District of Columbia $66,114 California $65,864 Massachusetts $64,986 Washington $64,747 New Jersey $64,723 Alaska $64,640 Connecticut $63,815 New York $63,481

Hawaii $62,412 Rhode Island $61,911 Maryland $61,570 Minnesota $61,105 Colorado $60,925 Illinois $60,866 Oregon $60,639 Delaware $60,472

New Hampshire $60,366 Virginia $60,131 Pennsylvania $59,444 Nevada $59,098 North Dakota $58,985 Michigan $58,806 Wisconsin $58,740 Vermont $58,609

Texas $58,244 Maine $58,220 Arizona $58,185 Ohio $58,143 Georgia $57,593 Indiana $57,319 Wyoming $57,265 Utah $57,181

Iowa $57,146 Kansas $56,859 Louisiana $56,775 North Carolina $56,745 Missouri $56,734 Florida $56,501 Montana $56,375 Nebraska $56,256

Kentucky $56,190 South Carolina $55,951 Tennessee $55,802 Idaho $55,742 New Mexico $55,306 Oklahoma $55,211 Alabama $54,859 South Dakota $54,267

Arkansas $53,945 West Virginia $53,772 Mississippi $53,252

Top Paying Cities for Home Lending Officer

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

Alcester: $54,833
Aurora: $55,124
Baltic: $54,531

Alcester, SD $54,833

Aurora, SD $55,124

Baltic, SD $54,531

Beresford, SD $54,693

Brandon, SD $54,420

Brookings, SD $55,226

Burbank, SD $54,638

Canistota, SD $54,719

Canton, SD $54,564

Centerville, SD $54,696

Chancellor, SD $54,557

Chester, SD $54,692

Colman, SD $54,870

Colton, SD $54,642

Crooks, SD $54,501

Davis, SD $54,629

Dell Rapids, SD $54,632

Egan, SD $54,778

Elk Point, SD $54,465

Elkton, SD $55,158

Fairview, SD $54,644

Flandreau, SD $54,956

Freeman, SD $54,896

Garretson, SD $54,541

Gayville, SD $54,988

Harrisburg, SD $54,454

Hartford, SD $54,538

Hudson, SD $54,687

Humboldt, SD $54,615

Hurley, SD $54,698

Irene, SD $54,851

Jefferson, SD $54,261

Lennox, SD $54,558

Lesterville, SD $54,947

Lyons, SD $54,552

Madison, SD $54,979

Marion, SD $54,735

Menno, SD $54,919

Mission Hill, SD $54,960

Monroe, SD $54,676

Belle Fourche, SD $54,887

Black Hawk, SD $53,208

Box Elder, SD $53,277

Buffalo, SD $54,787

Buffalo Gap, SD $54,356

Camp Crook, SD $54,840

Caputa, SD $53,534

Custer, SD $54,240

Deadwood, SD $53,905

Edgemont, SD $54,760

Enning, SD $54,332

Fairburn, SD $53,738

Fort Meade, SD $53,733

Hermosa, SD $53,523

Hill City, SD $53,886

Hot Springs, SD $54,718

Howes, SD $54,453

Interior, SD $54,540

Keystone, SD $53,470

Kyle, SD $54,657

Lead, SD $54,399

Ludlow, SD $55,003

Manderson, SD $54,745

Mud Butte, SD $54,487

Nemo, SD $53,545

Newell, SD $54,592

New Underwood, SD $53,536

Nisland, SD $54,713

Oelrichs, SD $54,605

Oglala, SD $54,700

Oral, SD $54,555

Owanka, SD $53,800

Piedmont, SD $53,247

Pine Ridge, SD $54,802

Porcupine, SD $54,638

Pringle, SD $54,408

Quinn, SD $54,461

Redig, SD $54,397

Saint Onge, SD $54,552

Scenic, SD $54,165

Smithwick, SD $54,624

Spearfish, SD $54,798

Sturgis, SD $53,562

Union Center, SD $54,369

Vale, SD $54,197

Wall, SD $54,383

Wasta, SD $54,107

White Owl, SD $54,478

Whitewood, SD $54,322

Wounded Knee, SD $54,748

Leola, SD $55,072

Long Lake, SD $55,156

Mansfield, SD $55,040

Mellette, SD $55,091

Northville, SD $55,032

Onaka, SD $54,819

Orient, SD $54,902

Pierpont, SD $55,088

Redfield, SD $55,177

Rockham, SD $54,967

Roscoe, SD $54,869

Selby, SD $54,774

Seneca, SD $54,784

Stratford, SD $55,094

Tolstoy, SD $54,787

Tulare, SD $55,100

Turton, SD $55,103

Warner, SD $55,158

Westport, SD $55,082

Pierre, SD $50,308

Agar, SD $51,617

Belvidere, SD $54,460

Blunt, SD $50,308

Burke, SD $54,887

Colome, SD $54,820

Dallas, SD $54,803

Draper, SD $53,111

Fort Pierre, SD $50,456

Gregory, SD $54,862

Hamill, SD $54,725

Harrold, SD $50,602

Hayes, SD $53,900

Herrick, SD $54,856

Holabird, SD $51,743

Ideal, SD $54,711

Kadoka, SD $54,523

Kennebec, SD $53,912

Long Valley, SD $54,521

Lower Brule, SD $53,841

Martin, SD $54,652

Midland, SD $54,344

Milesville, SD $54,379

Mission, SD $54,769

Murdo, SD $54,008

Norris, SD $54,605

Okaton, SD $54,467

Okreek, SD $54,738

Onida, SD $50,802

Parmelee, SD $54,703

Philip, SD $54,458

Presho, SD $53,509

Reliance, SD $54,756

Rosebud, SD $54,829

Saint Charles, SD $54,915

Saint Francis, SD $54,724

Tuthill, SD $54,586

Vivian, SD $53,277

Wanblee, SD $54,623

White River, SD $54,598

Winner, SD $54,769

Witten, SD $54,671

Wood, SD $54,592

Mobridge, SD $54,786

Bison, SD $54,649

Bullhead, SD $55,068

Cherry Creek, SD $54,507

Dupree, SD $54,519

Eagle Butte, SD $54,576

Faith, SD $54,503

Glencross, SD $54,549

Glenham, SD $54,805

Herreid, SD $55,015

Isabel, SD $54,538

Keldron, SD $54,802

Lantry, SD $54,602

Lemmon, SD $55,007

Little Eagle, SD $55,059

Lodgepole, SD $54,859

Mc Intosh, SD $54,884

Mc Laughlin, SD $54,836

Meadow, SD $54,524

Morristown, SD $54,940

Mound City, SD $54,916

Pollock, SD $55,123

Prairie City, SD $54,720

Ralph, SD $54,899

Reva, SD $54,723

Ridgeview, SD $54,603

Timber Lake, SD $54,630

Trail City, SD $54,613

Wakpala, SD $54,837

Walker, SD $54,924

Watauga, SD $54,800

Whitehorse, SD $54,661

Rapid City, SD $53,198

Ellsworth Afb, SD $53,198

Allen, SD $54,651

Batesland, SD $54,674

Montrose, SD $54,719

North Sioux City, SD $54,176

Nunda, SD $54,952

Oldham, SD $55,073

Olivet, SD $54,944

Parker, SD $54,646

Ramona, SD $54,976

Renner, SD $54,467

Rowena, SD $54,430

Rutland, SD $54,903

Salem, SD $54,907

Scotland, SD $55,030

Sinai, SD $55,247

Springfield, SD $55,096

Tabor, SD $55,059

Tea, SD $54,497

Trent, SD $54,704

Tyndall, SD $55,044

Utica, SD $54,948

Valley Springs, SD $54,463

Vermillion, SD $54,961

Viborg, SD $54,837

Volga, SD $55,118

Volin, SD $54,898

Wakonda, SD $54,842

Wentworth, SD $54,884

Winfred, SD $54,910

Worthing, SD $54,549

Yankton, SD $55,171

Sioux Falls, SD $54,417

Vienna, SD $55,217

Wallace, SD $55,184

Waubay, SD $55,158

Webster, SD $55,171

White, SD $55,257

Willow Lake, SD $55,279

Wilmot, SD $55,212

Mitchell, SD $55,221

Alexandria, SD $55,018

Alpena, SD $55,111

Armour, SD $54,998

Artesian, SD $55,103

Avon, SD $55,013

Bonesteel, SD $54,906

Bridgewater, SD $54,870

Canova, SD $54,945

Carpenter, SD $55,239

Carthage, SD $55,115

Cavour, SD $55,188

Chamberlain, SD $54,939

Corsica, SD $55,008

Dante, SD $54,980

Delmont, SD $54,983

Dimock, SD $55,044

Emery, SD $54,961

Ethan, SD $55,073

Fairfax, SD $54,915

Fedora, SD $55,055

Fort Thompson, SD $54,294

Fulton, SD $55,062

Gann Valley, SD $54,826

Geddes, SD $54,928

Harrison, SD $54,970

Highmore, SD $53,912

Stephan, SD $54,151

Hitchcock, SD $55,144

Howard, SD $55,082

Huron, SD $55,332

Iroquois, SD $55,201

Kaylor, SD $55,103

Kimball, SD $54,937

Lake Andes, SD $55,017

Lane, SD $55,226

Letcher, SD $55,078

Marty, SD $55,193

Miller, SD $54,988

Mount Vernon, SD $55,042

New Holland, SD $55,124

Oacoma, SD $54,890

Parkston, SD $55,066

Pickstown, SD $55,101

Plankinton, SD $55,033

Platte, SD $54,939

Pukwana, SD $54,900

Ree Heights, SD $54,626

Saint Lawrence, SD $54,990

Spencer, SD $54,937

Stickney, SD $54,997

Tripp, SD $55,013

Virgil, SD $55,065

Wagner, SD $55,023

Wessington, SD $55,023

Wessington Springs, SD $55,015

White Lake, SD $54,961

Wolsey, SD $55,132

Woonsocket, SD $55,107

Yale, SD $55,233

Aberdeen, SD $55,238

Akaska, SD $54,745

Amherst, SD $55,154

Andover, SD $55,074

Ashton, SD $55,064

Barnard, SD $55,140

Bath, SD $55,122

Bowdle, SD $54,848

Brentford, SD $55,164

Britton, SD $55,309

Claremont, SD $55,107

Columbia, SD $55,041

Conde, SD $55,100

Cresbard, SD $54,964

Doland, SD $55,217

Eureka, SD $55,042

Faulkton, SD $54,959

Ferney, SD $55,300

Frankfort, SD $55,214

Frederick, SD $55,154

Gettysburg, SD $54,443

Groton, SD $55,128

Hecla, SD $55,233

Hosmer, SD $54,955

Houghton, SD $54,999

Hoven, SD $54,804

Ipswich, SD $55,011

Java, SD $54,770

Langford, SD $55,079

Lebanon, SD $54,534

Watertown, SD $55,332

Arlington, SD $55,185

Astoria, SD $55,273

Badger, SD $55,282

Big Stone City, SD $55,362

Bradley, SD $55,167

Brandt, SD $55,236

Bristol, SD $55,122

Bruce, SD $55,176

Bryant, SD $55,255

Castlewood, SD $55,221

Claire City, SD $55,305

Clark, SD $55,262

Clear Lake, SD $55,241

Corona, SD $55,306

De Smet, SD $55,233

Eden, SD $55,135

Erwin, SD $55,198

Estelline, SD $55,212

Florence, SD $55,194

Garden City, SD $55,204

Gary, SD $55,276

Goodwin, SD $55,171

Grenville, SD $55,121

Hayti, SD $55,242

Hazel, SD $55,217

Henry, SD $55,218

Kranzburg, SD $55,423

Labolt, SD $55,176

Lake City, SD $55,227

Lake Norden, SD $55,268

Lake Preston, SD $55,215

Marvin, SD $55,117

Milbank, SD $55,353

New Effington, SD $55,422

Ortley, SD $55,129

Peever, SD $55,203

Raymond, SD $55,231

Revillo, SD $55,210

Rosholt, SD $55,409

Roslyn, SD $55,110

Sisseton, SD $55,237

South Shore, SD $55,134

Stockholm, SD $55,134

Strandburg, SD $55,128

Summit, SD $55,132

Toronto, SD $55,214

Twin Brooks, SD $55,113

Veblen, SD $55,332

Home Lending Officer Salary by Industry: Top Paying Sectors

For Home Lending Officer roles, the industry you choose can affect earning potential by as much as 70% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Edu., Gov't. & Nonprofit sectors offer the strongest compensation, at 40% above the average. In contrast, Home Lending Officer positions in Insurance or Business Services typically offer lower base pay, as these industries often view Home Lending Officer as a support function rather than a direct revenue driver.

The top paying industries for a Home Lending Officer

Industry Sector	Average Annual Salary	Average Hourly Rate	Pay vs.Avg
Financial Services	$75,974	$37.0	40%
Edu., Gov't. & Nonprofit	$59,694	$29.0	10%

Home Lending Officer Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Home Lending Officer's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

$49,583

Average $54,267/year

$63,840

$4,132

Average $4,522/month

$5,320

$954

Average $1,044/week

$1,228

$24

Average $26/hour

$31

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$63,840	$5,320	$1,228	$31
Average	$54,267	$4,522	$1,044	$26
25th Percentile	$49,583	$4,132	$954	$24

Find Your Next Home Lending Officer Job

Ready to take the next step in your career? Browse thousands of current Home Lending Officer job openings on our job board. Use the search bar below to find your perfect match.

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Home Lending Officer Salary in South Dakota

Check out Home Lending Officer Job Openings in South Dakota

Key Factors That Influence Home Lending Officer Salaries

How Experience Level Affects Home Lending Officer Salaries?

How Do Home Lending Officer Salaries Vary from State to State?

Top Paying Cities for Home Lending Officer

Home Lending Officer Salary by Industry: Top Paying Sectors

The top paying industries for a Home Lending Officer

Home Lending Officer Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Find Your Next Home Lending Officer Job

For Employees

For Employers

Where Does Our Salary Data Come From?

Are you an HR manager or compensation specialist?

Home Lending Officer Salary in South Dakota

Check out Home Lending Officer Job Openings in South Dakota

Key Factors That Influence Home Lending Officer Salaries

How Experience Level Affects Home Lending Officer Salaries?

How Do Home Lending Officer Salaries Vary from State to State?

Top Paying Cities for Home Lending Officer

Home Lending Officer Salary by Industry: Top Paying Sectors

The top paying industries for a Home Lending Officer

Home Lending Officer Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Salaries of jobs related to Home Lending Officer

Find Your Next Home Lending Officer Job

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