How much does a Small Business Owner / Operator make in the United States?
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The average Small Business Owner / Operator salary in the United States is $76,243 as of January 01, 2026. The range for our most popular Small Business Owner / Operator positions (listed below) typically falls between $68,144 and $84,341. Keep in mind that salary ranges can vary widely depending on many important factors, including position, education, certifications, additional skills, and the number of years you have spent in your profession. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.
Small Business Owner / Operator's Annual Base Salary
| Job Title | Salary | Hourly Rate | Location | Date Updated |
| Small Business Owner | $63,140 | $30.36 | United States | January 01, 2026 |
| Small Business Banker I | $81,262 | $39.07 | United States | January 01, 2026 |
| Small Business Banker II | $113,944 | $54.78 | United States | January 01, 2026 |
| Owner Operator | $68,301 | $32.84 | United States | January 01, 2026 |
| Business Owner | $40,734 | $19.58 | United States | January 01, 2026 |
| Small Equipment Operator | $40,408 | $19.43 | United States | January 01, 2026 |
| Small Business Banker | $70,653 | $33.97 | United States | January 01, 2026 |
| Small Business Consultant | $110,309 | $53.03 | United States | January 01, 2026 |
| Small Business Lender | $44,031 | $21.17 | United States | January 01, 2026 |
| Small Business Specialist | $64,550 | $31.03 | United States | January 01, 2026 |
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Small Business Banker I develops and manages banking relationships with small business customers to acquire new business, sell financial products and services and grow the portfolio. Prospects for new customers, upsell opportunities, and referrals. Being a Small Business Banker I develops and maintains strong relationships with referral sources. Engages with existing customers to understand their financial needs and provide suggestions for products and services that benefit small businesses throughout the business cycle. Additionally, Small Business Banker I serves as point of contact and advocates for customers to answer questions, resolve issues, and provide product information. Maintains an in-depth understanding of product offerings and coordinates with other areas of the bank to upsell or deliver services to customers. Monitors and maintains assigned portfolio to ensure appropriate risk profile. Follows all regulatory and organizational policies and procedures. Requires a bachelor's degree or equivalent. Typically reports to a manager. The Small Business Banker I occasionally directed in several aspects of the work. Gaining exposure to some of the complex tasks within the job function. To be a Small Business Banker I typically requires 2 -4 years of related experience. View Small Business Banker I SalaryAlternate Job Titles:Small Business Banking Relationship Manager I
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Small Business Banker II develops and manages banking relationships with small business customers to acquire new business, sell financial products and services and grow the portfolio. Prospects for new customers, upsell opportunities, and referrals. Being a Small Business Banker II develops and maintains strong relationships with referral sources. Engages with existing customers to understand their financial needs and provide suggestions for products and services that benefit small businesses throughout the business cycle. Additionally, Small Business Banker II serves as point of contact and advocates for customers to answer questions, resolve issues, and provide product information. Maintains an in-depth understanding of product offerings and coordinates with other areas of the bank to upsell or deliver services to customers. Monitors and maintains assigned portfolio to ensure appropriate risk profile. Follows all regulatory and organizational policies and procedures. Requires a bachelor's degree or equivalent. Typically reports to a manager. The Small Business Banker II work is generally independent and collaborative in nature. Contributes to moderately complex aspects of a project. To be a Small Business Banker II typically requires 4 -7 years of related experience. View Small Business Banker II SalaryAlternate Job Titles:Small Business Banking Relationship Manager II