What is the average Finance Insurance Manager salary for Santa Cruz, CA?
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As of July 01, 2026, the average Finance Insurance Manager salary in Santa Cruz, CA is $158,402. The chart below represents localized salaries for some of our most popular Finance Insurance Manager job titles in Santa Cruz, CA. Salaries can vary greatly depending on numerous factors, including position, location, years of experience, and level of education. Salary.com’s team of Certified Compensation Professionals analyzed survey data collected from thousands of HR departments at companies of all sizes and industries to compile a range of salaries for various Finance Insurance Manager job titles in Santa Cruz, CA. Apply your personal criteria to one of the job titles below to get your personalized salary estimate.
Finance Insurance Manager Salaries in Santa Cruz, CA
| Job Title | Salary | Hourly Rate | Location | Date Updated |
| Insurance Risk Manager | $161,649 | $77.72 | Santa Cruz, CA | July 01, 2026 |
| Finance Manager | $160,062 | $76.95 | Santa Cruz, CA | July 01, 2026 |
| Insurance Risk Analyst V | $204,746 | $98.44 | Santa Cruz, CA | July 01, 2026 |
| Insurance Product Development Analyst II | $98,695 | $47.45 | Santa Cruz, CA | July 01, 2026 |
| Insurance Product Development Analyst III | $122,788 | $59.03 | Santa Cruz, CA | July 01, 2026 |
| Underwriting Manager - Life | $158,661 | $76.28 | Santa Cruz, CA | July 01, 2026 |
| Insurance Risk Senior Manager | $210,369 | $101.14 | Santa Cruz, CA | July 01, 2026 |
| Finance Senior Manager | $208,639 | $100.31 | Santa Cruz, CA | July 01, 2026 |
| Insurance Product Technical Content Analyst | $92,343 | $44.40 | Santa Cruz, CA | July 01, 2026 |
| Corporate Finance Manager | $180,491 | $86.77 | Santa Cruz, CA | July 01, 2026 |
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Manages the analysis of insurance needs of an organization to provide optimum coverage, costs, and claim settlements. Collects, classifies, and analyzes data from multiple sources such as audits, claims, renewals, and financial reporting. Identifies and classifies risk exposures to provide optimum coverage, costs, and claim settlements. Conducts regular policy reviews and research. Implements processes that identify risk exposure and classify, measure, and manage insurable risks. Compiles loss trends and reviews actuarial estimations to make recommendations. Administers systems to collect data and generate meaningful models and reporting to support decisions. Prepares policy renewals and applications. May administer self-insured plans. Requires a bachelor's degree. Typically reports to a director. Manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. Typically requires 5 years experience in the related area as an individual contributor. 1-3 years supervisory experience may be required. Extensive knowledge of the function and department processes. Insurance Risk Manager Salaries in Santa Cruz, CAAlternate Job Titles:Insurance Coverage Manager, Organizational Insurance Risk Manager, Insurance Risk Manager
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Manages an organization's financial resources and ensures operations comply with financial regulations and standards. Analyzes and interprets financial data to advise and support strategic decision-making and achieve business objectives. Researches and promotes financial modeling and analytical tools to measure and forecast the impact of various economic scenarios, risks, and business changes. Reviews financial reports and forecasts to understand variances and identify areas to improve efficiency or implement cost-savings. Develops processes, policies, and controls to manage workflow and ensure accurate, timely, and compliant financial operations. Requires a bachelor's degree. Typically reports to a director. Manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. Typically requires 5 years experience in the related area as an individual contributor. 1-3 years supervisory experience may be required. Extensive knowledge of the function and department processes. Finance Manager Salaries in Santa Cruz, CAAlternate Job Titles:Finance Policy and Operations Manager, Financial Operations Manager, Finance Manager
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Analyzes the insurance needs of an organization to provide optimum coverage, costs, and claim settlements. Collects, classifies, and analyzes data from multiple sources such as audits, claims, renewals, and financial reporting. Creates risk forecasting models and reporting using business intelligence tools. Evaluates insurance proposals and makes recommendations. Negotiates insurance premiums and coverage terms directly with insurance companies and/or through brokers. Collaborates with cross-functional teams to ensure reporting and processing of all policy audits, payments, claims, and renewals. Supports loss prevention and safety initiatives. Reviews insurance policies for accuracy and works with brokers and underwriters to resolve discrepancies. Requires a bachelor's degree. Typically reports to a manager. Works autonomously. Goals are generally communicated in "solution" or project goal terms. May provide a leadership role for the work group through knowledge in the area of specialization. Works on advanced, complex technical projects or business issues requiring state of the art technical or industry knowledge. Typically requires 10+ years of related experience. Insurance Risk Analyst V Salaries in Santa Cruz, CAAlternate Job Titles:Insurance Coverage Analyst V, Organizational Insurance Risk Analyst V, Insurance Risk Analyst V
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Responsible for designing, developing, and enhancing insurance products. Monitors industry trends, competitor filings, and consumer needs to identify opportunities for innovation. Analyzes market trends and customer feedback to determine the strategic direction for product offerings. Collaborates with teams across the organization to launch products, create supporting documentation, and ensure successful delivery. Stays current on applicable laws and regulations to ensure compliance. Requires a bachelor's degree. Typically reports to a manager. Occasionally directed in several aspects of the work. Gaining exposure to some of the complex tasks within the job function. Typically requires 2-4 years of related experience. Insurance Product Development Analyst II Salaries in Santa Cruz, CAAlternate Job Titles:Insurance Product Development Specialist II, Insurance Product Development Analyst IICategory : Insurance
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Responsible for designing, developing, and enhancing insurance products. Monitors industry trends, competitor filings, and consumer needs to identify opportunities for innovation. Analyzes market trends and customer feedback to determine the strategic direction for product offerings. Collaborates with teams across the organization to launch products, create supporting documentation, and ensure successful delivery. Stays current on applicable laws and regulations to ensure compliance. Requires a bachelor's degree. Typically reports to a manager. Work is generally independent and collaborative in nature. Contributes to moderately complex aspects of a project. Typically requires 4-7 years of related experience. Insurance Product Development Analyst III Salaries in Santa Cruz, CAAlternate Job Titles:Insurance Product Development Specialist III, Insurance Product Development Analyst IIICategory : Insurance
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Manages the team responsible for reviewing and analyzing life insurance applications. Evaluates an applicant's medical history, physical condition, occupational hazards, and other information to accept, modify, or decline an application. Utilizes underwriting guidelines, rules, and standards to accept, reject, or mitigate risk for applications. Evaluates reinstatements and changes in existing policies. May underwrite and oversee the issuance of renewal on key accounts. Ensures compliance with all industry and governmental regulations. Requires a bachelor's degree. May require Chartered Life Underwriter (CLU) certification. Typically reports to a director. Manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. Typically requires 5 years experience in the related area as an individual contributor. 1-3 years supervisory experience may be required. Extensive knowledge of the function and department processes. Underwriting Manager - Life Salaries in Santa Cruz, CAAlternate Job Titles:Life Insurance Underwriting Manager, Life Underwriting Manager, Underwriting Manager - LifeCategory : Insurance
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Oversees an organization's overall insurance program to manage and minimize risk and costs. Manages strategic objectives and policies to ensure effective insurance coverage for the organization. Conducts regular policy reviews and research. Compiles loss trends and reviews actuarial estimations to make recommendations. Administers systems to collect data and generate meaningful models and reporting to support decisions. Creates processes that identify risk exposure and classify, measure, and manage insurable risks. Develops the appropriate mix of insurance coverage for the organization and negotiates policy pricing and terms with vendors. May review and approve policy renewals and applications. Requires a bachelor's degree. Typically reports to a director. Typically manages through subordinate managers and professionals in larger groups of moderate complexity. Provides input to strategic decisions that affect the functional area of responsibility. May give input into developing the budget. Typically requires 3+ years of managerial experience. Capable of resolving escalated issues arising from operations and requiring coordination with other departments. Insurance Risk Senior Manager Salaries in Santa Cruz, CAAlternate Job Titles:Insurance Coverage Senior Manager, Organizational Insurance Risk Senior Manager, Insurance Risk Senior ManagerCategory : Accounting
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Manages an organization's financial resources and ensures operations comply with financial regulations and standards. Analyzes and interprets financial data to advise and support strategic decision-making and achieve business objectives. Researches and promotes financial modeling and analytical tools to measure and forecast the impact of various economic scenarios, risks, and business changes. Reviews financial reports and forecasts to understand variances and identify areas to improve efficiency or implement cost-savings. Develops processes, policies, and controls to manage workflow and ensure accurate, timely, and compliant financial operations. Requires a bachelor's degree. Typically reports to a director. Typically manages through subordinate managers and professionals in larger groups of moderate complexity. Provides input to strategic decisions that affect the functional area of responsibility. May give input into developing the budget. Typically requires 3+ years of managerial experience. Capable of resolving escalated issues arising from operations and requiring coordination with other departments. Finance Senior Manager Salaries in Santa Cruz, CAAlternate Job Titles:Finance Policy and Operations Senior Manager, Financial Operations Senior Manager, Finance Senior Manager
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Responsible for creating accurate and compliant documents for new and existing insurance products. Works with subject matter experts to draft, edit, and standardize documents, ensuring adherence to legal, regulatory, and company guidelines. Researches industry trends, regulatory changes, and competitor offerings to strengthen content strategy. Requires a bachelor's degree. Typically reports to a manager. Occasionally directed in several aspects of the work. Gaining exposure to some of the complex tasks within the job function. Typically requires 2-4 years of related experience. Insurance Product Technical Content Analyst Salaries in Santa Cruz, CAAlternate Job Titles:Insurance Product Technical Content Specialist, Insurance Product Technical Content Writer, Insurance Product Technical Content Analyst
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Manages the team responsible for gathering and interpreting financial data to assist in corporate financial decisions. Uses data analysis to identify new investment, merger, or acquisition opportunities for the organization. Focuses on forecasting funding requirements, structuring financing solutions, and managing risk. Manages the organization's cash portfolio to ensure efficient access to capital while optimizing liquidity. Participates in negotiations with principals and others. Requires a bachelor's degree. Typically reports to a director. Manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. Typically requires 5 years experience in the related area as an individual contributor. 1-3 years supervisory experience may be required. Extensive knowledge of the function and department processes. Corporate Finance Manager Salaries in Santa Cruz, CAAlternate Job Titles:Corporate Finance Analysis Manager, Corporate Finance Manager