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401K Analyst Salary in the United States

How much does a 401K Analyst make in the United States? As of August 01, 2026, the average salary for a 401K Analyst in the United States is $73,803 per year, which breaks down to an hourly rate of $35.

However, a 401K Analyst's salary can vary significantly. Here's a look at the typical salary range:

  • Top Earners (90th percentile): $90,961
  • Majority Range (25th-75th percentile): $68,894 to $82,784
  • Entry-Level (10th percentile): $64,425
Salary Factors Salary-Boosting Skills Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

Check out 401K Analyst Job Openings in the United States

Key Factors That Influence 401K Analyst Salaries

A 401K Analyst's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects 401K Analyst Salaries?

Experience is a primary driver of a 401K Analyst's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $71,932
  • Early Career (1-2 years): $91,027
  • Mid-Level (2-4 years): $110,800
  • Senior-Level (5-8 years): $128,248
  • Expert (over 8 years): $159,063
Job RoleYears of ExperienceAverage Salary
401K Analyst less than 1 year $71,932
ERP Business Analyst II 1-2 years $91,027
ERP Business Analyst III 2-4 years $110,800
ERP Business Analyst IV 5-8 years $128,248
ERP Business Analyst V over 8 years $159,063

How Do 401K Analyst Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract 401K Analysts. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $81,714.
  • California: $81,404.
  • Massachusetts: $80,320.

Top Paying Cities for 401K Analyst

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $93,087
  • San Francisco: $92,068
  • Oakland: $90,128

401K Analyst Salary by Industry: Top Paying Sectors

For 401K Analyst roles, the industry you choose can affect earning potential by as much as 40% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Energy & Utilities sectors offer the strongest compensation, at 20% above the average. In contrast, 401K Analyst positions in Edu., Gov't. & Nonprofit or MFG Nondurable typically offer lower base pay, as these industries often view 401K Analyst as a support function rather than a direct revenue driver.

The top paying industries for a 401K Analyst

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Financial Services $88,563 $43.0 20%
Energy & Utilities $84,873 $41.0 15%
Software & Networking $84,873 $41.0 15%
Aerospace & Defense $81,183 $39.0 10%
Insurance $81,183 $39.0 10%

How Education impacts a 401K Analyst's Salary?

Your level of education can impact your salary potential. While many 401K Analyst professionals enter the field with a Associate's degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for a 401K Analyst with a Associate's is between $68,588 and $73,073.

401K Analyst Salaries by Degree Level

Typical Education for 401K Analyst
Degree Level % of user with this level of education
No Degree 9.6%
High School 9.6%
Associate's Degree 4.8%
Bachelor's Degree 50%
Master's Degree or MBA 35.6%
JD, MD, PhD or Equivalent 0%
View as Graph

401K Analyst Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a 401K Analyst's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

  • Hourly
  • Monthly
  • Weekly
  • Yearly
  • Table View
Last Updated on August 01, 2026
$68,894
Average $73,803/year
$82,784
$5,741
Average $6,150/month
$6,899
$1,325
Average $1,419/week
$1,592
$33
Average $35/hour
$40
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $82,784 $6,899 $1,592 $40
Average $73,803 $6,150 $1,419 $35
25th Percentile $68,894 $5,741 $1,325 $33

Most common benefits for 401K Analyst

  • Social Security
  • 401 (k)
  • Disability
  • Healthcare
  • Pension
  • Time Off (days)

Common company salaries for 401K Analyst

Here are companies hiring for 401K Analyst and their salaries, click below for more details.

Find Your Next 401K Analyst Job

Ready to take the next step in your career? Browse thousands of current 401K Analyst job openings on our job board. Use the search bar below to find your perfect match.

  • Russell Tobin | Columbus, OH

    Risk Analyst

    Russell Tobin | Columbus, OH

    Job Title: RCA/Fraud Investigation Specialist (Contract). Location: Columbus, OH (100% Onsite). Duration: 6-Month Contract. Pay Rate: $24–$26/hour on W2. A... more

    7 Days Ago

  • CapTech Consulting | Columbus, OH

    Data Analyst

    CapTech Consulting | Columbus, OH

    Job Description. Job Description. Company Description. CapTech is an award-winning consulting firm that collaborates with clients to achieve what’s possibl... more

    7 Days Ago

  • Hillyard Inc | Columbus, OH

    FINANCIAL ANALYST

    Hillyard Inc | Columbus, OH

    Job Description. Job Description. Position: Financial Analyst. Job Type: (Remote). SIKKY MANUFACTURING is a leading manufacturer of high-quality automotive... more

    8 Days Ago

  • S R INTERNATIONAL INC | Columbus, OH

    Business Analyst

    S R INTERNATIONAL INC | Columbus, OH

    Job Description. Job Description. Job Title. Business Systems Analyst. Job Code. OH 809899. Client. State of Ohio. Location. Columbus, Ohio (Onsite). Durat... more

    9 Days Ago

  • Blue Star Partners LLC | Columbus, OH

    Contract Analyst

    Blue Star Partners LLC | Columbus, OH

    Job Description. Job Description. Job Title. Contract Analyst (Temp-to-Hire). Location. Columbus, OH. Work Model. Hybrid (Tuesday–Thursday onsite, Monday &... more

    5 Days Ago

  • Blue Star Partners LLC | Columbus, OH

    IT Analyst

    Blue Star Partners LLC | Columbus, OH

    Job Description. Job Description. Job Title: IT Analyst (Hybrid IT Analyst / IT Business Analyst). Location. Columbus, OH. (Hybrid – Onsite 3 days per week... more

    5 Days Ago

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FAQ about 401K Analyst

1. What industry pays the highest salary for 401K Analyst?

The Financial Services industry offers the highest average compensation for 401K Analyst roles, with salaries approximately 20% above the market median.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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