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401K Analyst Salary in Kentucky

How much does a 401K Analyst make in Kentucky? As of September 01, 2026, the average salary for a 401K Analyst in Kentucky is $69,446 per year, which breaks down to an hourly rate of $33.

However, a 401K Analyst's salary can vary significantly. Here's a look at the typical salary range:

  • Top Earners (90th percentile): $85,605
  • Majority Range (25th-75th percentile): $64,829 to $77,904
  • Entry-Level (10th percentile): $60,626
Salary Factors Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

Check out 401K Analyst Job Openings in Kentucky

Key Factors That Influence 401K Analyst Salaries

A 401K Analyst's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects 401K Analyst Salaries?

Experience is a primary driver of a 401K Analyst's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $67,684
  • Early Career (1-2 years): $85,653
  • Mid-Level (2-4 years): $104,262
  • Senior-Level (5-8 years): $120,677
  • Expert (over 8 years): $149,682
Job RoleYears of ExperienceAverage Salary
401K Analyst less than 1 year $67,684
ERP Business Analyst II 1-2 years $85,653
ERP Business Analyst III 2-4 years $104,262
ERP Business Analyst IV 5-8 years $120,677
ERP Business Analyst V over 8 years $149,682

How Do 401K Analyst Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract 401K Analysts. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $81,712.
  • California: $81,402.
  • Massachusetts: $80,317.

Top Paying Cities for 401K Analyst

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • Graham: $67,052
  • Greenville: $66,820
  • Hartford: $67,170

401K Analyst Salary by Industry: Top Paying Sectors

For 401K Analyst roles, the industry you choose can affect earning potential by as much as 40% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Energy & Utilities sectors offer the strongest compensation, at 20% above the average. In contrast, 401K Analyst positions in Edu., Gov't. & Nonprofit or MFG Nondurable typically offer lower base pay, as these industries often view 401K Analyst as a support function rather than a direct revenue driver.

The top paying industries for a 401K Analyst

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Financial Services $83,335 $40.0 20%
Energy & Utilities $79,863 $38.0 15%
Software & Networking $79,863 $38.0 15%
Aerospace & Defense $76,391 $37.0 10%
Insurance $76,391 $37.0 10%

401K Analyst Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a 401K Analyst's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

  • Yearly
  • Monthly
  • Weekly
  • Hourly
  • Table View
Last Updated on September 01, 2026
$64,829
Average $69,446/year
$77,904
$5,402
Average $5,787/month
$6,492
$1,247
Average $1,336/week
$1,498
$31
Average $33/hour
$37
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $77,904 $6,492 $1,498 $37
Average $69,446 $5,787 $1,336 $33
25th Percentile $64,829 $5,402 $1,247 $31

Find Your Next 401K Analyst Job

Ready to take the next step in your career? Browse thousands of current 401K Analyst job openings on our job board. Use the search bar below to find your perfect match.

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Where Does Our Salary Data Come From?

Salary.com salary estimates, histograms, trends, and comparisons are derived from both employer job postings and third-party data sources. We also provide multiple percentiles of salary information for your reference, click here to know Why the Salary Midpoint Formula Is Crucial to Getting Pay Equity Right. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.

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