401k Customer Service Representative Salary in Michigan

How much does a 401k Customer Service Representative make in Michigan? As of September 01, 2026, the average salary for a 401k Customer Service Representative in Michigan is $39,535 per year, which breaks down to an hourly rate of $19.

However, a 401k Customer Service Representative's salary can vary significantly. Here's a look at the typical salary range:

  • Top Earners (90th percentile): $46,315
  • Majority Range (25th-75th percentile): $36,304 to $43,084
  • Entry-Level (10th percentile): $33,362

Key Factors That Influence 401k Customer Service Representative Salaries

A 401k Customer Service Representative's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects 401k Customer Service Representative Salaries?

Experience is a primary driver of a 401k Customer Service Representative's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $38,796
  • Early Career (1-2 years): $43,769
  • Mid-Level (2-4 years): $51,254
  • Senior-Level (5-8 years): $57,267
  • Expert (over 8 years): $64,225
Job RoleYears of ExperienceAverage Salary
401k Customer Service Representative less than 1 year $38,796
Customer Service Representative II 1-2 years $43,769
Customer Service Representative III 2-4 years $51,254
Customer Service Representative IV 5-8 years $57,267
Customer Service Team Leader over 8 years $64,225

Top Paying Cities for 401k Customer Service Representative

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • Davison: $38,113
  • Decker: $37,656
  • Deckerville: $37,519

401k Customer Service Representative Salary by Industry: Top Paying Sectors

For 401k Customer Service Representative roles, the industry you choose can affect earning potential by as much as 38% (the gap between the highest and lowest paying industries). Data shows that the Healthcare and Energy & Utilities sectors offer the strongest compensation, at 18% above the average. In contrast, 401k Customer Service Representative positions in Transportation or Hospitality & Leisure typically offer lower base pay, as these industries often view 401k Customer Service Representative as a support function rather than a direct revenue driver.

The top paying industries for a 401k Customer Service Representative

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Healthcare $46,652 $22.0 18%
Energy & Utilities $45,466 $22.0 15%
Financial Services $43,489 $21.0 10%
Insurance $43,489 $21.0 10%
Pharmaceuticals $43,489 $21.0 10%

401k Customer Service Representative Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a 401k Customer Service Representative's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

  • Yearly
  • Monthly
  • Weekly
  • Hourly
  • Table View
Last Updated on September 01, 2026
$36,304
Average $39,535/year
$43,084
$3,025
Average $3,295/month
$3,590
$698
Average $760/week
$829
$17
Average $19/hour
$21
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $43,084 $3,590 $829 $21
Average $39,535 $3,295 $760 $19
25th Percentile $36,304 $3,025 $698 $17

Find Your Next 401k Customer Service Representative Job

Ready to take the next step in your career? Browse thousands of current 401k Customer Service Representative job openings on our job board. Use the search bar below to find your perfect match.

  • JL Connects | Oakland County, MI

    JL Connects | Oakland County, MI

    COMMERCIAL LINES CUSTOMER SERVICE REPRESENTATIVE - Hybrid Role - 50% remote. Our client, mid-sized independent insurance agency in Oakland County, MI, is s... more

    4 Days Ago

  • Addison Group | Muskegon, MI

    Addison Group | Muskegon, MI

    Position: Customer Service Representative. Location: Hybrid | Norton Shores, MI. Contract: 4-5 months. Pay: $19-23/hr. Benefits: Vision, Dental, Health, 40... more

    4 Days Ago

  • TEKsystems | Plymouth, MI

    TEKsystems | Plymouth, MI

    Description Customer service representative working in a call center environment Handling inbound calls and some follow-up calls Answers calls and question... more

    4 Days Ago

  • Quality Car Wash Of Michigan Inc | Grand Haven, MI

    Quality Car Wash Of Michigan Inc | Grand Haven, MI

    Do you always have a smile on your face. Do you look for ways to make someone's day better. If you are looking for a career and not just a job, a place whe... more

    4 Days Ago

  • Unilock Michigan, Inc | Brighton, MI

    Unilock Michigan, Inc | Brighton, MI

    The ideal Customer Service Representative candidate will contribute a positive attitude in our teamwork approach.This candidate will be a team-oriented ind... more

    4 Days Ago

  • OPUS IVS Inc | Dexter, MI

    OPUS IVS Inc | Dexter, MI

    Description:Company Overview At Opus IVS, our mission is to drive advancement in the automotive industry by assisting customers with complex vehicle repair... more

    4 Days Ago

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Salary.com salary estimates, histograms, trends, and comparisons are derived from both employer job postings and third-party data sources. We also provide multiple percentiles of salary information for your reference, click here to know Why the Salary Midpoint Formula Is Crucial to Getting Pay Equity Right. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.

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