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ACES Lending Officer Salary in Texas

How much does an ACES Lending Officer make in Texas? As of September 01, 2026, the average salary for an ACES Lending Officer in Texas is $75,617 per year, which breaks down to an hourly rate of $36.

However, an ACES Lending Officer's salary can vary significantly. Here's a look at the typical salary range:

  • Top Earners (90th percentile): $81,391
  • Majority Range (25th-75th percentile): $67,735 to $78,639
  • Entry-Level (10th percentile): $60,558
Salary Factors Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

Check out ACES Lending Officer Job Openings in Texas

Key Factors That Influence ACES Lending Officer Salaries

An ACES Lending Officer's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects ACES Lending Officer Salaries?

Experience is a primary driver of an ACES Lending Officer's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $71,731
  • Early Career (1-2 years): $72,027
  • Mid-Level (2-4 years): $73,951
  • Senior-Level (5-8 years): $76,037
  • Expert (over 8 years): $76,457
Job RoleYears of ExperienceAverage Salary
Entry Level ACES Lending Officer less than 1 year $71,731
Early Career Level ACES Lending Officer 1-2 years $72,027
Mid-Level Level ACES Lending Officer 2-4 years $73,951
Senior-Level Level ACES Lending Officer 5-8 years $76,037
Expert Level ACES Lending Officer over 8 years $76,457

How Do ACES Lending Officer Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract ACES Lending Officers. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $85,835.
  • California: $85,509.
  • Massachusetts: $84,369.

Top Paying Cities for ACES Lending Officer

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • Waka: $68,910
  • Hillsboro: $70,980
  • Austin: $76,757

ACES Lending Officer Salary by Industry: Top Paying Sectors

For ACES Lending Officer roles, the industry you choose can impact your earning potential by as much as 40% (the gap between the highest and lowest paying industries). Data shows that the highest-paying industry, Financial Services, offers compensation 20% above the average. Conversely, ACES Lending Officer positions in Business Services typically offer lower base pay, as this sector often view ACES Lending Officer as a support function rather than a direct revenue driver.

The top paying industry for an ACES Lending Officer

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Financial Services $90,740 $44.0 20%

ACES Lending Officer Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an ACES Lending Officer's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

  • Yearly
  • Monthly
  • Weekly
  • Hourly
  • Table View
Last Updated on September 01, 2026
$67,735
Average $75,617/year
$78,639
$5,645
Average $6,301/month
$6,553
$1,303
Average $1,454/week
$1,512
$33
Average $36/hour
$38
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $78,639 $6,553 $1,512 $38
Average $75,617 $6,301 $1,454 $36
25th Percentile $67,735 $5,645 $1,303 $33

Find Your Next ACES Lending Officer Job

Ready to take the next step in your career? Browse thousands of current ACES Lending Officer job openings on our job board. Use the search bar below to find your perfect match.

  • Citigroup Inc | Irving, TX

    Commercial Lending Management

    Citigroup Inc | Irving, TX

    Commercial Lending Management - Credit Officer, Digital Tech & Comms (Vice President)Discover your future at Citi. Working at Citi is far more than just a ... more

    6 Days Ago

  • Hoosier Hills Credit Union | TELL CITY, IN

    Vice President of Commercial Lending

    Hoosier Hills Credit Union | TELL CITY, IN

    Vice President of Commercial LendingVice President of Commercial Lending Tell City Service Center - Tell City, IN 47586 Apply Overview Salary Range $97,084... more

    6 Days Ago

  • Merchants Bank Of Indiana | CARMEL, IN

    Portfolio Manager Business Lending

    Merchants Bank Of Indiana | CARMEL, IN

    Description:The Portfolio Manager, Business Lending is responsible for managing and monitoring assigned commercial, business banking, and SBA loan relation... more

    5 Days Ago

  • Community Choice Financial Family of Brands | BLUFFTON, SC

    Branch Manager Consumer Lending

    Community Choice Financial Family of Brands | BLUFFTON, SC

    Community Choice Financial Family of Brands seeks a General Manager to lead a high-volume consumer lending branch. You will oversee daily operations, drive... more

    2 Days Ago

  • Community Choice Financial Family of Brands | RED BANK, SC

    Branch Manager Consumer Lending

    Community Choice Financial Family of Brands | RED BANK, SC

    Community Choice Financial Family of Brands seeks a General Manager to lead a high-volume consumer lending branch. You will oversee daily operations, drive... more

    2 Days Ago

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Where Does Our Salary Data Come From?

Salary.com salary estimates, histograms, trends, and comparisons are derived from both employer job postings and third-party data sources. We also provide multiple percentiles of salary information for your reference, click here to know Why the Salary Midpoint Formula Is Crucial to Getting Pay Equity Right. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.

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