What are the main factors that influence an Agency Underwriter's salary?

The primary factors are: 1) Experience Level, 2) Geographic Location, 3) Education/Skills, 4) Company Size & Industry

What industry pays the highest salary for Agency Underwriter?

The Insurance industry offers the highest average compensation for Agency Underwriter roles, with salaries approximately 30% above the market median.

How does experience change An Agency Underwriter's salary?

An Agency Underwriter's salary grows with experience: starting around $59,984 for beginners, reaching about $91,880 at mid-level, and approach $132,253 for experts.

What are the highest paying states for an Agency Underwriter?

Agency Underwriter salary varies significantly by state. The top 3 highest paying states for Agency Underwriter roles are District of Columbia $80,835, California $80,528, Massachusetts $79,455. These tech hubs typically pay 10-15% above the national average.

How much do different types of Agency Underwriter roles make?

Salaries for Agency Underwriter level roles vary by specialization: Agency Director: $205,972; Agency Manager: $134,922; Underwriter V: $133,425; Agency Estate Planning Advisory Services Director: $122,000; Underwriter IV: $108,278.

Agency Underwriter Salary in Vermont

How much does an Agency Underwriter make in Vermont? As of September 01, 2026, the average salary for an Agency Underwriter in Vermont is $71,657 per year, which breaks down to an hourly rate of $34.

However, an Agency Underwriter's salary can vary significantly. Here's a look at the typical salary range:

Top Earners (90th percentile): $80,660
Majority Range (25th-75th percentile): $66,262 to $76,370
Entry-Level (10th percentile): $61,351

10% $61,351

50% (Median) $71,657

90% $80,660

Agency Underwriter Salaries by Percentile

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$76,370	$6,364	$1,469	$37
Average	$71,657	$5,971	$1,378	$34
25th Percentile	$66,262	$5,522	$1,274	$32

Salary Factors Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

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CIB Pre& Post Trade Operations Agency Desk Associate

Santander Holdings USA Inc – BRICKELL, FL

Export& Agency Finance LatAm Focus

Santander Holdings USA Inc – FRANKLIN D ROOSEVELT, NY

Underwriter

Midwest Family Mutual Insurance Company – DES MOINES, IA

Senior Underwriter

K2 Insurance Services, LLC – HARRISBURG, PA

Key Factors That Influence Agency Underwriter Salaries

An Agency Underwriter's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Agency Underwriter Salaries?

Experience is a primary driver of an Agency Underwriter's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

Entry-Level (less than 1 year): $59,984
Early Career (1-2 years): $70,676
Mid-Level (2-4 years): $91,880
Senior-Level (5-8 years): $107,327
Expert (over 8 years): $132,253

Job Role	Years of Experience	Average Salary
Underwriter I	less than 1 year	$59,984
Agency Underwriter	1-2 years	$70,676
Underwriter III	2-4 years	$91,880
Underwriter IV	5-8 years	$107,327
Underwriter V	over 8 years	$132,253

How Do Agency Underwriter Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Agency Underwriters. For example, consider the average annual salaries in these key locations:

District of Columbia: $80,835.
California: $80,528.
Massachusetts: $79,455.

District of Columbia $80,835 California $80,528 Massachusetts $79,455 Washington $79,163 New Jersey $79,133 Alaska $79,031 Connecticut $78,024 New York $77,615

Hawaii $76,308 Rhode Island $75,695 Maryland $75,279 Minnesota $74,709 Colorado $74,490 Illinois $74,417 Oregon $74,140 Delaware $73,935

New Hampshire $73,807 Virginia $73,519 Pennsylvania $72,680 Nevada $72,256 North Dakota $72,117 Michigan $71,898 Wisconsin $71,818 Vermont $71,657

Texas $71,212 Maine $71,183 Arizona $71,139 Ohio $71,088 Georgia $70,416 Indiana $70,080 Wyoming $70,015 Utah $69,913

Iowa $69,869 Kansas $69,518 Louisiana $69,416 North Carolina $69,380 Missouri $69,365 Florida $69,080 Montana $68,927 Nebraska $68,781

Kentucky $68,701 South Carolina $68,409 Tennessee $68,226 Idaho $68,153 New Mexico $67,620 Oklahoma $67,503 Alabama $67,073 South Dakota $66,350

Arkansas $65,956 West Virginia $65,744 Mississippi $65,109

Top Paying Cities for Agency Underwriter

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

Adamant: $73,348
Barre: $73,458
Cabot: $73,296

Adamant, VT $73,348

Barre, VT $73,458

Cabot, VT $73,296

Calais, VT $73,361

East Barre, VT $73,346

East Calais, VT $73,348

East Montpelier, VT $73,397

Eden, VT $73,299

Eden Mills, VT $73,233

Graniteville, VT $73,453

Hyde Park, VT $73,407

Johnson, VT $73,500

Lake Elmore, VT $73,326

Marshfield, VT $73,309

Moretown, VT $73,505

Morrisville, VT $73,497

Moscow, VT $73,534

Northfield, VT $73,415

Northfield Falls, VT $73,759

North Hyde Park, VT $73,402

North Montpelier, VT $73,329

Plainfield, VT $73,318

Roxbury, VT $73,194

South Barre, VT $73,543

Waterbury, VT $73,526

Stowe, VT $73,537

Waitsfield, VT $73,496

Warren, VT $73,359

Washington, VT $73,215

Waterbury Center, VT $73,524

Websterville, VT $73,442

Williamstown, VT $73,356

Wolcott, VT $73,316

Woodbury, VT $73,244

Worcester, VT $73,317

Rutland, VT $73,315

Belmont, VT $73,088

Benson, VT $73,088

Bomoseen, VT $73,203

Brandon, VT $73,257

Bridport, VT $73,265

Castleton, VT $73,217

Center Rutland, VT $73,267

Chittenden, VT $73,099

Cuttingsville, VT $73,073

Danby, VT $73,198

East Middlebury, VT $73,305

East Poultney, VT $73,206

East Wallingford, VT $73,126

Fair Haven, VT $73,153

Florence, VT $73,127

Forest Dale, VT $73,260

Gaysville, VT $72,795

Granville, VT $73,139

Hancock, VT $73,127

Hydeville, VT $73,212

Killington, VT $73,119

Middlebury, VT $73,418

Middletown Springs, VT $73,167

Mount Holly, VT $73,099

North Clarendon, VT $73,206

Orwell, VT $73,198

Pawlet, VT $73,224

Pittsfield, VT $73,161

Pittsford, VT $73,232

Poultney, VT $73,218

Proctor, VT $73,299

Ripton, VT $73,214

Rochester, VT $73,176

Rupert, VT $73,169

Salisbury, VT $73,286

Shoreham, VT $73,223

Stockbridge, VT $73,094

Wallingford, VT $73,133

Wells, VT $73,227

West Pawlet, VT $73,252

West Rupert, VT $73,234

West Rutland, VT $73,190

Whiting, VT $73,226

Saint Johnsbury, VT $73,305

Albany, VT $73,263

Barnet, VT $73,227

Barton, VT $73,255

Beebe Plain, VT $73,277

Concord, VT $73,158

Coventry, VT $73,362

Craftsbury, VT $73,284

Craftsbury Common, VT $73,288

Danville, VT $73,243

Derby, VT $73,277

Derby Line, VT $73,222

East Burke, VT $73,220

East Charleston, VT $73,227

East Hardwick, VT $73,267

East Haven, VT $73,060

East Saint Johnsbury, VT $73,304

Glover, VT $73,233

Granby, VT $72,970

Greensboro, VT $73,208

Greensboro Bend, VT $73,255

Hardwick, VT $73,336

Irasburg, VT $73,237

Island Pond, VT $73,117

Lowell, VT $73,212

Lower Waterford, VT $73,296

Lyndon, VT $73,283

Lyndon Center, VT $73,365

Lyndonville, VT $73,286

Morgan, VT $73,153

Newport, VT $73,321

Newport Center, VT $73,227

North Concord, VT $73,036

North Troy, VT $73,237

Orleans, VT $73,210

Passumpsic, VT $73,310

Peacham, VT $73,162

Saint Johnsbury Center, VT $73,312

Sheffield, VT $73,182

Sutton, VT $73,176

Troy, VT $73,245

West Burke, VT $73,225

West Charleston, VT $73,191

West Danville, VT $73,248

Westfield, VT $73,189

West Glover, VT $73,240

Averill, VT $72,813

Beecher Falls, VT $73,286

Canaan, VT $73,103

Gilman, VT $73,425

Guildhall, VT $73,007

Lunenburg, VT $73,166

Norton, VT $72,959

North Bennington, VT $73,774

North Pownal, VT $73,923

Pownal, VT $73,965

White River Junction, VT $73,296

Ascutney, VT $73,330

Barnard, VT $73,129

Bethel, VT $73,175

Bradford, VT $73,251

Bridgewater, VT $73,204

Bridgewater Corners, VT $73,059

Brookfield, VT $73,246

Brownsville, VT $73,206

Chelsea, VT $73,204

Corinth, VT $73,184

East Corinth, VT $73,215

East Randolph, VT $73,229

East Ryegate, VT $73,165

East Thetford, VT $73,256

Fairlee, VT $73,177

Groton, VT $73,196

Hartford, VT $73,486

Hartland, VT $73,229

Hartland Four Corners, VT $73,226

Mc Indoe Falls, VT $73,415

Newbury, VT $73,188

North Hartland, VT $73,281

North Pomfret, VT $73,156

North Thetford, VT $73,254

Norwich, VT $73,240

Plymouth, VT $73,007

Post Mills, VT $73,238

Quechee, VT $73,314

Randolph, VT $73,301

Randolph Center, VT $73,264

Reading, VT $73,067

Sharon, VT $73,173

South Pomfret, VT $73,103

South Royalton, VT $73,194

South Ryegate, VT $73,209

South Strafford, VT $73,191

South Woodstock, VT $73,085

Strafford, VT $73,127

Taftsville, VT $73,320

Thetford, VT $73,256

Thetford Center, VT $73,179

Topsham, VT $73,157

Tunbridge, VT $73,171

Vershire, VT $73,137

Wells River, VT $73,214

West Fairlee, VT $73,348

West Hartford, VT $73,157

West Newbury, VT $73,186

West Topsham, VT $73,215

Wilder, VT $73,490

Windsor, VT $73,259

Woodstock, VT $73,169

Bellows Falls, VT $73,437

Cambridgeport, VT $73,353

Cavendish, VT $73,109

Chester, VT $73,182

Chester Depot, VT $73,156

Grafton, VT $73,126

Londonderry, VT $73,258

Ludlow, VT $73,147

North Springfield, VT $73,402

Perkinsville, VT $73,203

Peru, VT $73,181

Proctorsville, VT $73,121

Saxtons River, VT $73,421

South Londonderry, VT $73,303

Springfield, VT $73,367

Westminster, VT $73,436

Westminster Station, VT $73,441

Weston, VT $73,106

Shaftsbury, VT $73,686

Brattleboro, VT $73,586

Bondville, VT $73,282

East Dover, VT $73,431

Jacksonville, VT $73,616

Jamaica, VT $73,283

Marlboro, VT $73,951

Newfane, VT $73,383

Putney, VT $73,367

Readsboro, VT $73,959

South Newfane, VT $73,408

Stamford, VT $73,906

Townshend, VT $73,316

Vernon, VT $73,811

Wardsboro, VT $73,369

West Dover, VT $73,490

West Dummerston, VT $73,401

West Halifax, VT $73,514

West Townshend, VT $73,218

West Wardsboro, VT $73,219

Whitingham, VT $73,589

Williamsville, VT $73,401

Wilmington, VT $73,545

Burlington, VT $73,745

South Burlington, VT $73,741

Winooski, VT $73,745

Colchester, VT $73,745

Alburgh, VT $73,378

Bakersfield, VT $73,486

Belvidere Center, VT $73,220

Bristol, VT $73,502

Cambridge, VT $73,589

Charlotte, VT $73,645

East Berkshire, VT $73,415

East Fairfield, VT $73,525

Enosburg Falls, VT $73,322

Essex, VT $73,689

Essex Junction, VT $73,694

Fairfax, VT $73,594

Fairfield, VT $73,524

Ferrisburgh, VT $73,564

Franklin, VT $73,326

Grand Isle, VT $73,602

Highgate Center, VT $73,388

Highgate Springs, VT $73,426

Hinesburg, VT $73,644

Huntington, VT $73,589

Isle La Motte, VT $73,469

Jeffersonville, VT $73,540

Jericho, VT $73,628

Jonesville, VT $73,643

Milton, VT $73,663

Monkton, VT $73,585

Montgomery, VT $73,322

Montgomery Center, VT $73,233

New Haven, VT $73,493

North Ferrisburgh, VT $73,597

North Hero, VT $73,524

Richford, VT $73,310

Richmond, VT $73,636

Saint Albans, VT $73,556

Saint Albans Bay, VT $73,547

Shelburne, VT $73,713

Sheldon, VT $73,469

Sheldon Springs, VT $73,649

South Hero, VT $73,668

Starksboro, VT $73,545

Swanton, VT $73,456

Underhill, VT $73,611

Underhill Center, VT $73,613

Vergennes, VT $73,470

Waterville, VT $73,495

Westford, VT $73,648

Williston, VT $73,703

Montpelier, VT $73,446

Bennington, VT $73,828

Arlington, VT $73,568

Dorset, VT $73,282

East Arlington, VT $73,254

East Dorset, VT $73,283

Manchester, VT $73,481

Manchester Center, VT $73,433

Agency Underwriter Salary by Industry: Top Paying Sectors

For Agency Underwriter roles, the industry you choose can affect earning potential by as much as 70% (the gap between the highest and lowest paying industries). Data shows that the Insurance and Financial Services sectors offer the strongest compensation, at 30% above the average. In contrast, Agency Underwriter positions in Retail & Wholesale or Edu., Gov't. & Nonprofit typically offer lower base pay, as these industries often view Agency Underwriter as a support function rather than a direct revenue driver.

The top paying industries for an Agency Underwriter

Industry Sector	Average Annual Salary	Average Hourly Rate	Pay vs.Avg
Insurance	$93,155	$45.0	30%
Financial Services	$85,989	$41.0	20%
Healthcare	$78,823	$38.0	10%

Agency Underwriter Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an Agency Underwriter's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

$66,262

Average $71,657/year

$76,370

$5,522

Average $5,971/month

$6,364

$1,274

Average $1,378/week

$1,469

$32

Average $34/hour

$37

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$76,370	$6,364	$1,469	$37
Average	$71,657	$5,971	$1,378	$34
25th Percentile	$66,262	$5,522	$1,274	$32

Find Your Next Agency Underwriter Job

Ready to take the next step in your career? Browse thousands of current Agency Underwriter job openings on our job board. Use the search bar below to find your perfect match.

Partners 1st Federal Credit Union | FORT WAYNE, IN

Senior Mortgage Underwriter

Partners 1st Federal Credit Union | FORT WAYNE, IN

Description. Partners 1st Federal Credit Union will provide U with a competitive salary, paid illness, personal time, vacation, holidays, medical/dental/vi... more

22 Days Ago
Allied National, Inc | OVERLAND PARK, KS

Large Group Stop Loss Underwriter

Allied National, Inc | OVERLAND PARK, KS

Description. Allied is looking for an experienced Medical Underwriter who has worked within large group and stop loss to join our growing team. The Large G... more

22 Days Ago
Reliance Savings Bank | ALTOONA, PA

Retail Loan Processor Underwriter

Reliance Savings Bank | ALTOONA, PA

Description. Build Your Banking Career with Reliance Bank. Reliance Bank is looking for a customer-focused and detail-oriented Retail Loan Processor/Underw... more

22 Days Ago
Civista Bank | PITTSBURGH, PA

Senior Credit Underwriter

Civista Bank | PITTSBURGH, PA

Civista Bank. Description. Position Purpose. With limited supervision, the Credit Underwriter – Leasing, will perform credit analysis, lease presentations ... more

12 Days Ago
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Respiratory Care Practitioner System Float Positions with Norton Clinical Agency

Norton Healthcare | LOUISVILLE, KY

Respiratory Care Practitioner, System Float Positions with Norton Clinical Agency. Responsibilities. When you are an employee at Norton Healthcare, you wil... more

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Agency Underwriter Salary in Vermont

Check out Agency Underwriter Job Openings in Vermont

Key Factors That Influence Agency Underwriter Salaries

How Experience Level Affects Agency Underwriter Salaries?

How Do Agency Underwriter Salaries Vary from State to State?

Top Paying Cities for Agency Underwriter

Agency Underwriter Salary by Industry: Top Paying Sectors

The top paying industries for an Agency Underwriter

Agency Underwriter Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Find Your Next Agency Underwriter Job

For Employees

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Where Does Our Salary Data Come From?

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Agency Underwriter Salary in Vermont

Check out Agency Underwriter Job Openings in Vermont

Key Factors That Influence Agency Underwriter Salaries

How Experience Level Affects Agency Underwriter Salaries?

How Do Agency Underwriter Salaries Vary from State to State?

Top Paying Cities for Agency Underwriter

Agency Underwriter Salary by Industry: Top Paying Sectors

The top paying industries for an Agency Underwriter

Agency Underwriter Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Salaries of jobs related to Agency Underwriter

Find Your Next Agency Underwriter Job

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