What are the main factors that influence an Annuity Operations Specialist's salary?

The primary factors are: 1) Experience Level, 2) Geographic Location, 3) Education/Skills, 4) Company Size & Industry

What industry pays the highest salary for Annuity Operations Specialist?

The Financial Services industry offers the highest average compensation for Annuity Operations Specialist roles, with salaries approximately 50% above the market median.

How does experience change An Annuity Operations Specialist's salary?

An Annuity Operations Specialist's salary grows with experience: starting around $51,153 for beginners, reaching about $69,892 at mid-level, and approach $78,160 for experts.

What are the highest paying states for an Annuity Operations Specialist?

Annuity Operations Specialist salary varies significantly by state. The top 3 highest paying states for Annuity Operations Specialist roles are District of Columbia $61,224, California $60,992, Massachusetts $60,179. These tech hubs typically pay 10-15% above the national average.

How much do different types of Annuity Operations Specialist roles make?

Salaries for Annuity Operations Specialist level roles vary by specialization: Annuity Policies Customer Support Director: $134,780; Annuity Consultant: $113,459; Annuity Case Review Specialist: $87,124; Annuity Analyst: $80,533; Annuity Policies Customer Support Supervisor: $78,100.

Annuity Operations Specialist Salary in Massachusetts

How much does an Annuity Operations Specialist make in Massachusetts? As of September 01, 2026, the average salary for an Annuity Operations Specialist in Massachusetts is $60,179 per year, which breaks down to an hourly rate of $29.

However, an Annuity Operations Specialist's salary can vary significantly. Here's a look at the typical salary range:

Top Earners (90th percentile): $75,820
Majority Range (25th-75th percentile): $53,433 to $68,366
Entry-Level (10th percentile): $47,291

10% $47,291

50% (Median) $60,179

90% $75,820

Annuity Operations Specialist Salaries by Percentile

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$68,366	$5,697	$1,315	$33
Average	$60,179	$5,015	$1,157	$29
25th Percentile	$53,433	$4,453	$1,028	$26

Salary Factors Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

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Check out Annuity Operations Specialist Job Openings in Massachusetts

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Key Factors That Influence Annuity Operations Specialist Salaries

An Annuity Operations Specialist's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Annuity Operations Specialist Salaries?

Experience is a primary driver of an Annuity Operations Specialist's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

Entry-Level (less than 1 year): $51,153
Early Career (1-2 years): $58,473
Mid-Level (2-4 years): $69,892
Senior-Level (5-8 years): $63,255
Expert (over 8 years): $78,160

Job Role	Years of Experience	Average Salary
Banking Operations Analyst I	less than 1 year	$51,153
Annuity Operations Specialist	1-2 years	$58,473
Banking Operations Analyst III	2-4 years	$69,892
Banking Operations Supervisor	5-8 years	$63,255
Banking Operations Senior Supervisor	over 8 years	$78,160

How Do Annuity Operations Specialist Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Annuity Operations Specialists. For example, consider the average annual salaries in these key locations:

District of Columbia: $61,224.
California: $60,992.
Massachusetts: $60,179.

District of Columbia $61,224 California $60,992 Massachusetts $60,179 Washington $59,958 New Jersey $59,936 Alaska $59,858 Connecticut $59,095 New York $58,786

Hawaii $57,796 Rhode Island $57,331 Maryland $57,016 Minnesota $56,585 Colorado $56,419 Illinois $56,364 Oregon $56,153 Delaware $55,999

New Hampshire $55,901 Virginia $55,683 Pennsylvania $55,048 Nevada $54,727 North Dakota $54,622 Michigan $54,456 Wisconsin $54,395 Vermont $54,273

Texas $53,936 Maine $53,914 Arizona $53,881 Ohio $53,842 Georgia $53,333 Indiana $53,079 Wyoming $53,029 Utah $52,952

Iowa $52,919 Kansas $52,653 Louisiana $52,576 North Carolina $52,548 Missouri $52,537 Florida $52,321 Montana $52,205 Nebraska $52,095

Kentucky $52,034 South Carolina $51,813 Tennessee $51,674 Idaho $51,619 New Mexico $51,216 Oklahoma $51,127 Alabama $50,801 South Dakota $50,253

Arkansas $49,955 West Virginia $49,794 Mississippi $49,313

Top Paying Cities for Annuity Operations Specialist

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

Agawam: $57,042
Amherst: $57,459
Barre: $58,033

Agawam, MA $57,042

Amherst, MA $57,459

Barre, MA $58,033

Belchertown, MA $57,405

Blandford, MA $57,298

Bondsville, MA $57,415

Brimfield, MA $57,727

Chester, MA $57,060

Chesterfield, MA $57,068

Chicopee, MA $57,035

Cummington, MA $56,913

Easthampton, MA $57,169

East Longmeadow, MA $57,076

East Otis, MA $57,308

Feeding Hills, MA $57,074

Gilbertville, MA $57,876

Goshen, MA $57,063

Granby, MA $57,185

Granville, MA $57,491

Hadley, MA $57,307

Hampden, MA $57,193

Hardwick, MA $57,908

Hatfield, MA $57,317

Haydenville, MA $57,247

Holyoke, MA $57,087

Huntington, MA $57,138

Leeds, MA $57,175

Leverett, MA $57,531

Ludlow, MA $57,140

Monson, MA $57,419

North Amherst, MA $57,420

Northampton, MA $57,215

Florence, MA $57,180

North Hatfield, MA $57,291

Oakham, MA $58,011

Palmer, MA $57,486

Plainfield, MA $56,895

Russell, MA $57,289

Shutesbury, MA $57,619

Southampton, MA $57,138

South Barre, MA $58,010

South Hadley, MA $57,154

Southwick, MA $57,277

Thorndike, MA $57,412

Three Rivers, MA $57,334

Wales, MA $57,675

Ware, MA $57,680

Warren, MA $57,772

West Chesterfield, MA $57,061

Westfield, MA $57,156

West Hatfield, MA $57,260

West Springfield, MA $57,038

West Warren, MA $57,687

Whately, MA $57,294

Wheelwright, MA $57,973

Wilbraham, MA $57,168

Williamsburg, MA $57,129

Woronoco, MA $57,231

Worthington, MA $56,943

Springfield, MA $57,033

Longmeadow, MA $57,053

Indian Orchard, MA $57,058

Pittsfield, MA $56,729

Adams, MA $56,669

Ashley Falls, MA $57,431

Becket, MA $56,888

Berkshire, MA $56,723

Cheshire, MA $56,706

Dalton, MA $56,729

Glendale, MA $56,747

Great Barrington, MA $57,112

Hinsdale, MA $56,773

Housatonic, MA $56,756

Lanesboro, MA $56,684

Lee, MA $56,788

Lenox, MA $56,718

Lenox Dale, MA $56,726

Middlefield, MA $56,820

Mill River, MA $57,291

Monterey, MA $57,102

North Adams, MA $56,641

North Egremont, MA $57,046

Otis, MA $57,153

Richmond, MA $56,668

Sandisfield, MA $57,446

Savoy, MA $56,773

Sheffield, MA $57,339

South Egremont, MA $57,227

Southfield, MA $57,474

South Lee, MA $56,838

Stockbridge, MA $56,719

Tyringham, MA $56,954

West Stockbridge, MA $56,680

Williamstown, MA $56,467

Windsor, MA $56,763

Greenfield, MA $57,382

Ashfield, MA $57,034

Athol, MA $58,058

Bernardston, MA $57,481

Buckland, MA $57,039

Charlemont, MA $56,924

Colrain, MA $57,274

Conway, MA $57,235

Deerfield, MA $57,367

Drury, MA $56,807

Erving, MA $57,682

Heath, MA $56,993

Lake Pleasant, MA $57,570

Millers Falls, MA $57,621

Monroe Bridge, MA $56,721

Montague, MA $57,545

Gill, MA $57,577

New Salem, MA $57,781

Northfield, MA $57,616

Orange, MA $57,864

Petersham, MA $58,020

Rowe, MA $56,836

Royalston, MA $57,906

Shelburne Falls, MA $57,209

South Deerfield, MA $57,334

Sunderland, MA $57,474

Turners Falls, MA $57,539

Warwick, MA $57,647

Wendell, MA $57,701

Wendell Depot, MA $57,720

Fitchburg, MA $58,454

Ashburnham, MA $58,275

Ashby, MA $58,441

Ayer, MA $58,961

Devens, MA $58,828

Baldwinville, MA $58,111

East Templeton, MA $58,173

Gardner, MA $58,238

Westminster, MA $58,243

Groton, MA $59,007

Harvard, MA $58,896

Hubbardston, MA $58,183

Leominster, MA $58,467

Littleton, MA $59,105

Lunenburg, MA $58,652

Pepperell, MA $58,996

Shirley, MA $58,819

Still River, MA $58,750

Templeton, MA $58,171

Townsend, MA $58,781

West Groton, MA $58,899

West Townsend, MA $58,646

Winchendon, MA $58,070

Winchendon Springs, MA $58,122

Auburn, MA $57,945

North Dartmouth, MA $58,288

South Dartmouth, MA $58,292

North Attleboro, MA $58,001

Plainville, MA $58,401

Attleboro Falls, MA $58,083

North Dighton, MA $58,211

Norton, MA $58,992

Raynham, MA $59,305

Raynham Center, MA $59,245

Rehoboth, MA $57,616

Rochester, MA $58,429

Seekonk, MA $57,351

Swansea, MA $57,722

Berkley, MA $58,488

Taunton, MA $58,835

Westport, MA $58,269

Westport Point, MA $58,263

Berlin, MA $58,360

Cataumet, MA $58,558

Blackstone, MA $58,134

Boylston, MA $58,041

Brookfield, MA $57,919

Charlton, MA $57,990

Charlton City, MA $57,993

Charlton Depot, MA $57,993

Clinton, MA $58,284

East Brookfield, MA $57,966

Douglas, MA $58,066

East Princeton, MA $58,185

Fiskdale, MA $57,894

Grafton, MA $58,011

Holden, MA $57,957

Holland, MA $57,799

Jefferson, MA $58,007

Lancaster, MA $58,560

Leicester, MA $57,950

Linwood, MA $58,158

Manchaug, MA $58,023

Millbury, MA $57,950

Millville, MA $58,095

New Braintree, MA $57,951

Northborough, MA $58,129

Northbridge, MA $58,140

North Brookfield, MA $57,969

North Grafton, MA $57,977

North Oxford, MA $57,972

North Uxbridge, MA $58,107

Oxford, MA $58,001

Princeton, MA $58,177

Rochdale, MA $57,954

Rutland, MA $58,042

Shrewsbury, MA $57,957

Southbridge, MA $57,979

South Grafton, MA $58,047

South Lancaster, MA $58,422

Spencer, MA $57,970

Sterling, MA $58,251

Sturbridge, MA $57,937

Upton, MA $58,209

Uxbridge, MA $58,124

Webster, MA $58,045

Dudley, MA $58,025

Westborough, MA $58,176

West Boylston, MA $58,018

West Brookfield, MA $57,856

West Millbury, MA $57,956

Whitinsville, MA $58,122

Sutton, MA $58,016

Worcester, MA $57,934

East Walpole, MA $59,748

Cherry Valley, MA $57,941

Paxton, MA $57,959

Framingham, MA $59,285

Village Of Nagog Woods, MA $59,188

Boxborough, MA $58,999

Acton, MA $59,186

Ashland, MA $58,924

Bedford, MA $59,431

Hanscom Afb, MA $59,755

Bolton, MA $58,663

Carlisle, MA $59,247

Concord, MA $59,396

Fayville, MA $58,816

Holliston, MA $58,909

Hopedale, MA $58,417

Hopkinton, MA $58,487

Hudson, MA $58,748

Marlborough, MA $58,652

Maynard, MA $59,168

Mendon, MA $58,312

Milford, MA $58,513

Natick, MA $60,013

Sherborn, MA $59,603

Southborough, MA $58,645

Foxboro, MA $59,274

Franklin, MA $58,641

Greenbush, MA $59,845

Green Harbor, MA $59,522

Hingham, MA $60,237

Hull, MA $60,843

Humarock, MA $59,596

Mansfield, MA $59,185

Marshfield, MA $59,554

Marshfield Hills, MA $59,653

Medfield, MA $59,721

Medway, MA $58,898

Millis, MA $59,337

Minot, MA $59,845

Norfolk, MA $59,164

North Marshfield, MA $59,522

North Scituate, MA $59,946

Norwell, MA $59,785

Norwood, MA $60,089

Ocean Bluff, MA $59,522

Scituate, MA $59,903

Sharon, MA $59,591

Sheldonville, MA $58,652

South Walpole, MA $59,375

Stoughton, MA $59,637

Walpole, MA $59,606

Westwood, MA $60,438

Wrentham, MA $58,642

Boston, MA $61,445

Roxbury, MA $61,441

Roxbury Crossing, MA $61,442

Dorchester, MA $61,424

Dorchester Center, MA $61,381

Mattapan, MA $61,343

Charlestown, MA $61,438

Jamaica Plain, MA $61,415

Roslindale, MA $61,331

West Roxbury, MA $61,241

Allston, MA $61,427

Brighton, MA $61,397

Hyde Park, MA $61,145

Readville, MA $61,109

Cambridge, MA $61,404

Somerville, MA $61,433

Malden, MA $61,312

Everett, MA $61,398

Chelsea, MA $61,405

Revere, MA $61,310

Winthrop, MA $61,364

Medford, MA $61,339

West Medford, MA $61,289

Quincy, MA $60,941

Melrose, MA $61,119

Stoneham, MA $60,838

Braintree, MA $60,299

Milton, MA $61,037

Milton Village, MA $61,235

Weymouth, MA $60,216

East Weymouth, MA $60,283

South Weymouth, MA $59,786

North Weymouth, MA $60,803

East Boston, MA $61,445

Brockton, MA $59,610

Avon, MA $59,636

Bridgewater, MA $59,476

Bryantville, MA $59,520

Carver, MA $58,911

Duxbury, MA $59,358

East Bridgewater, MA $59,589

Easton, MA $59,598

Elmwood, MA $59,563

Halifax, MA $59,465

Hanover, MA $59,661

Hanson, MA $59,549

Holbrook, MA $59,663

Middleboro, MA $58,837

Manomet, MA $59,011

Lakeville, MA $58,662

Monponsett, MA $59,486

Abington, MA $59,639

North Carver, MA $59,079

North Easton, MA $59,609

North Pembroke, MA $59,564

Pembroke, MA $59,538

Plymouth, MA $58,932

Kingston, MA $59,306

South Carver, MA $58,833

Plympton, MA $59,282

Randolph, MA $59,878

Rockland, MA $59,666

South Easton, MA $59,564

West Bridgewater, MA $59,606

White Horse Beach, MA $59,044

Whitman, MA $59,617

Lexington, MA $60,358

Brookline, MA $61,415

Brookline Village, MA $61,423

Waltham, MA $60,727

North Waltham, MA $61,065

New Town, MA $61,256

Babson Park, MA $60,712

Newton, MA $61,305

Newton Center, MA $61,263

Newtonville, MA $61,223

Newton Highlands, MA $61,210

Newton Lower Falls, MA $60,933

Newton Upper Falls, MA $61,140

West Newton, MA $61,124

Auburndale, MA $61,004

Chestnut Hill, MA $61,373

Waban, MA $61,099

Watertown, MA $61,357

Arlington, MA $61,205

Arlington Heights, MA $61,175

Belmont, MA $61,246

Waverley, MA $61,303

Wellesley Hills, MA $60,710

Wellesley, MA $60,493

Needham, MA $60,828

Weston, MA $60,463

Needham Heights, MA $61,040

Nonantum, MA $61,256

Buzzards Bay, MA $58,699

Lincoln, MA $59,993

Stow, MA $58,960

Sudbury, MA $59,438

Wayland, MA $59,940

Woodville, MA $58,441

Woburn, MA $60,292

Burlington, MA $59,741

Andover, MA $58,535

Billerica, MA $59,240

Chelmsford, MA $59,280

Dracut, MA $59,177

Dunstable, MA $59,152

Haverhill, MA $58,480

Georgetown, MA $58,575

Groveland, MA $58,517

Lawrence, MA $58,410

Methuen, MA $58,420

North Andover, MA $58,480

Lowell, MA $59,288

Merrimac, MA $58,451

North Billerica, MA $59,264

North Chelmsford, MA $59,273

North Reading, MA $59,060

Nutting Lake, MA $59,268

Pinehurst, MA $59,335

Reading, MA $59,634

Tewksbury, MA $59,062

Tyngsboro, MA $59,210

Wakefield, MA $60,366

West Boxford, MA $58,587

Westford, MA $59,214

Wilmington, MA $59,113

Winchester, MA $60,959

Lynn, MA $60,882

Saugus, MA $60,960

Swampscott, MA $60,588

Nahant, MA $61,063

Amesbury, MA $58,417

Beverly, MA $59,509

Boxford, MA $58,562

Byfield, MA $58,613

Danvers, MA $59,393

Essex, MA $59,052

Gloucester, MA $59,116

Hamilton, MA $59,166

Hathorne, MA $59,194

Chilmark, MA $58,477

East Falmouth, MA $58,585

East Sandwich, MA $58,834

East Wareham, MA $58,686

Edgartown, MA $58,660

Falmouth, MA $58,503

Woods Hole, MA $58,386

Menemsha, MA $58,498

Monument Beach, MA $58,599

Nantucket, MA $58,995

North Falmouth, MA $58,523

Oak Bluffs, MA $58,601

Onset, MA $58,613

Pocasset, MA $58,577

Sagamore, MA $58,782

Sagamore Beach, MA $58,810

Sandwich, MA $58,789

Siasconset, MA $58,934

Silver Beach, MA $58,498

Vineyard Haven, MA $58,543

Wareham, MA $58,564

West Chop, MA $58,559

West Falmouth, MA $58,487

West Tisbury, MA $58,527

West Wareham, MA $58,539

Hyannis, MA $59,038

Barnstable, MA $58,909

Brewster, MA $58,991

Centerville, MA $58,889

Chatham, MA $59,031

Cotuit, MA $58,771

Ipswich, MA $58,841

Cummaquid, MA $58,927

Lynnfield, MA $59,845

Manchester, MA $59,409

Marblehead, MA $60,110

Middleton, MA $58,935

Newburyport, MA $58,498

Newbury, MA $58,604

Salisbury, MA $58,374

Peabody, MA $59,934

Prides Crossing, MA $59,546

Rockport, MA $58,996

Rowley, MA $58,704

Salem, MA $59,914

South Hamilton, MA $59,071

Topsfield, MA $58,882

Wenham, MA $59,217

West Newbury, MA $58,517

Accord, MA $59,826

Bellingham, MA $58,401

Brant Rock, MA $59,402

Canton, MA $59,916

Cohasset, MA $60,226

Dedham, MA $60,938

Dover, MA $60,182

East Mansfield, MA $59,419

Dennis, MA $58,976

Dennis Port, MA $59,092

East Dennis, MA $58,933

Eastham, MA $58,911

East Orleans, MA $58,692

Forestdale, MA $58,711

Harwich, MA $59,041

Harwich Port, MA $59,068

Hyannis Port, MA $58,929

Marstons Mills, MA $58,824

Mashpee, MA $58,694

North Chatham, MA $59,019

North Eastham, MA $58,910

North Truro, MA $58,807

Orleans, MA $58,963

Osterville, MA $58,830

Provincetown, MA $58,897

South Chatham, MA $59,044

South Dennis, MA $59,044

South Harwich, MA $59,053

South Orleans, MA $58,981

South Wellfleet, MA $58,787

South Yarmouth, MA $59,077

Truro, MA $58,762

Wellfleet, MA $58,833

West Barnstable, MA $58,900

West Chatham, MA $59,039

West Dennis, MA $59,054

West Harwich, MA $59,069

West Hyannisport, MA $58,964

West Yarmouth, MA $59,029

Yarmouth Port, MA $59,002

Assonet, MA $58,343

Attleboro, MA $57,822

Chartley, MA $59,045

Cuttyhunk, MA $58,359

Dartmouth, MA $58,290

Dighton, MA $58,020

East Freetown, MA $58,354

East Taunton, MA $58,794

Fairhaven, MA $58,291

Fall River, MA $58,190

Somerset, MA $57,906

Marion, MA $58,418

Mattapoisett, MA $58,320

New Bedford, MA $58,288

Acushnet, MA $58,308

Annuity Operations Specialist Salary by Industry: Top Paying Sectors

For Annuity Operations Specialist roles, the industry you choose can affect earning potential by as much as 80% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Edu., Gov't. & Nonprofit sectors offer the strongest compensation, at 50% above the average. In contrast, Annuity Operations Specialist positions in Retail & Wholesale or Business Services typically offer lower base pay, as these industries often view Annuity Operations Specialist as a support function rather than a direct revenue driver.

The top paying industries for an Annuity Operations Specialist

Industry Sector	Average Annual Salary	Average Hourly Rate	Pay vs.Avg
Financial Services	$90,269	$43.0	50%
Edu., Gov't. & Nonprofit	$66,197	$32.0	10%

Annuity Operations Specialist Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an Annuity Operations Specialist's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

$53,433

Average $60,179/year

$68,366

$4,453

Average $5,015/month

$5,697

$1,028

Average $1,157/week

$1,315

$26

Average $29/hour

$33

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$68,366	$5,697	$1,315	$33
Average	$60,179	$5,015	$1,157	$29
25th Percentile	$53,433	$4,453	$1,028	$26

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Annuity Operations Specialist Salary in Massachusetts

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Key Factors That Influence Annuity Operations Specialist Salaries

How Experience Level Affects Annuity Operations Specialist Salaries?

How Do Annuity Operations Specialist Salaries Vary from State to State?

Top Paying Cities for Annuity Operations Specialist

Annuity Operations Specialist Salary by Industry: Top Paying Sectors

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Annuity Operations Specialist Salary: Hourly Rate, Weekly Pay, and Monthly Pay

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Where Does Our Salary Data Come From?

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Annuity Operations Specialist Salary in Massachusetts

Check out Annuity Operations Specialist Job Openings in Massachusetts

Key Factors That Influence Annuity Operations Specialist Salaries

How Experience Level Affects Annuity Operations Specialist Salaries?

How Do Annuity Operations Specialist Salaries Vary from State to State?

Top Paying Cities for Annuity Operations Specialist

Annuity Operations Specialist Salary by Industry: Top Paying Sectors

The top paying industries for an Annuity Operations Specialist

Annuity Operations Specialist Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Salaries of jobs related to Annuity Operations Specialist

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Where Does Our Salary Data Come From?

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