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AR Collection Specialist Salary in Kentucky

How much does an AR Collection Specialist make in Kentucky? As of September 01, 2026, the average salary for an AR Collection Specialist in Kentucky is $47,246 per year, which breaks down to an hourly rate of $23.

However, an AR Collection Specialist's salary can vary significantly. Here's a look at the typical salary range:

  • Top Earners (90th percentile): $56,318
  • Majority Range (25th-75th percentile): $43,859 to $51,995
  • Entry-Level (10th percentile): $40,775
Salary Factors Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

Check out AR Collection Specialist Job Openings in Kentucky

Key Factors That Influence AR Collection Specialist Salaries

An AR Collection Specialist's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects AR Collection Specialist Salaries?

Experience is a primary driver of an AR Collection Specialist's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $40,956
  • Early Career (1-2 years): $46,257
  • Mid-Level (2-4 years): $51,635
  • Senior-Level (5-8 years): $68,275
  • Expert (over 8 years): $81,703
Job RoleYears of ExperienceAverage Salary
Accounts Receivable Clerk I less than 1 year $40,956
AR Collection Specialist 1-2 years $46,257
Accounts Receivable Clerk III 2-4 years $51,635
Accounts Receivable Supervisor 5-8 years $68,275
Accounts Receivable Senior Supervisor over 8 years $81,703

How Do AR Collection Specialist Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract AR Collection Specialists. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $55,591.
  • California: $55,380.
  • Massachusetts: $54,642.

Top Paying Cities for AR Collection Specialist

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • Graham: $45,618
  • Greenville: $45,460
  • Hartford: $45,698

AR Collection Specialist Salary by Industry: Top Paying Sectors

For AR Collection Specialist roles, the industry you choose can affect earning potential by as much as 80% (the gap between the highest and lowest paying industries). Data shows that the Software & Networking and Biotechnology sectors offer the strongest compensation, at 40% above the average. In contrast, AR Collection Specialist positions in Retail & Wholesale or Edu., Gov't. & Nonprofit typically offer lower base pay, as these industries often view AR Collection Specialist as a support function rather than a direct revenue driver.

The top paying industries for an AR Collection Specialist

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Software & Networking $66,145 $32.0 40%
Biotechnology $61,420 $30.0 30%

AR Collection Specialist Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an AR Collection Specialist's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

  • Yearly
  • Monthly
  • Weekly
  • Hourly
  • Table View
Last Updated on September 01, 2026
$43,859
Average $47,246/year
$51,995
$3,655
Average $3,937/month
$4,333
$843
Average $909/week
$1,000
$21
Average $23/hour
$25
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $51,995 $4,333 $1,000 $25
Average $47,246 $3,937 $909 $23
25th Percentile $43,859 $3,655 $843 $21

Find Your Next AR Collection Specialist Job

Ready to take the next step in your career? Browse thousands of current AR Collection Specialist job openings on our job board. Use the search bar below to find your perfect match.

  • Valet Living | La Grange, KY

    Doorstep Trash Collection Specialist

    Valet Living | La Grange, KY

    Job description. Earn reliable extra income close to home with a consistent evening schedule. No long-distance driving. No off-site dumping. Just local apa... more

    5 Days Ago

  • Swoop | Bowling Green, KY

    AR Collections Specialist

    Swoop | Bowling Green, KY

    [Accounts Receivable / Remote] - Anywhere in U.S. / $20 to $30-hr / Comprehensive Employee Benefits Package - As an AR Collections Specialist at Swoop, you... more

    6 Days Ago

  • Swoop | Bardstown, KY

    AR Collections Specialist

    Swoop | Bardstown, KY

    [Accounts Receivable / Remote] - Anywhere in U.S. / $20 to $30-hr / Comprehensive Employee Benefits Package - As an AR Collections Specialist at Swoop, you... more

    6 Days Ago

  • Swoop | Berea, KY

    AR Collections Specialist

    Swoop | Berea, KY

    [Accounts Receivable / Remote] - Anywhere in U.S. / $20 to $30-hr / Comprehensive Employee Benefits Package - As an AR Collections Specialist at Swoop, you... more

    6 Days Ago

  • Swoop | Campbellsville, KY

    AR Collections Specialist

    Swoop | Campbellsville, KY

    [Accounts Receivable / Remote] - Anywhere in U.S. / $20 to $30-hr / Comprehensive Employee Benefits Package - As an AR Collections Specialist at Swoop, you... more

    6 Days Ago

  • Swoop | Corbin, KY

    AR Collections Specialist

    Swoop | Corbin, KY

    [Accounts Receivable / Remote] - Anywhere in U.S. / $20 to $30-hr / Comprehensive Employee Benefits Package - As an AR Collections Specialist at Swoop, you... more

    6 Days Ago

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