Associate Collections Specialist Salary in Massachusetts

How much does an Associate Collections Specialist make in Massachusetts? As of September 01, 2026, the average salary for an Associate Collections Specialist in Massachusetts is $44,785 per year, which breaks down to an hourly rate of $22.

However, an Associate Collections Specialist's salary can vary significantly. Here's a look at the typical salary range:

  • Top Earners (90th percentile): $50,612
  • Majority Range (25th-75th percentile): $41,081 to $47,835
  • Entry-Level (10th percentile): $37,708

Key Factors That Influence Associate Collections Specialist Salaries

An Associate Collections Specialist's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Associate Collections Specialist Salaries?

Experience is a primary driver of an Associate Collections Specialist's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $44,150
  • Early Career (1-2 years): $49,196
  • Mid-Level (2-4 years): $54,444
  • Senior-Level (5-8 years): $75,764
  • Expert (over 8 years): $264,966
Job RoleYears of ExperienceAverage Salary
Associate Collections Specialist less than 1 year $44,150
Collections Representative II 1-2 years $49,196
Collections Representative III 2-4 years $54,444
Collections Supervisor 5-8 years $75,764
VP of Collections over 8 years $264,966

Top Paying Cities for Associate Collections Specialist

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • Agawam: $42,451
  • Amherst: $42,761
  • Barre: $43,188

Associate Collections Specialist Salary by Industry: Top Paying Sectors

For Associate Collections Specialist roles, the industry you choose can affect earning potential by as much as 60% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Pharmaceuticals sectors offer the strongest compensation, at 30% above the average. In contrast, Associate Collections Specialist positions in Edu., Gov't. & Nonprofit or Hospitality & Leisure typically offer lower base pay, as these industries often view Associate Collections Specialist as a support function rather than a direct revenue driver.

The top paying industries for an Associate Collections Specialist

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Financial Services $58,221 $28.0 30%
Pharmaceuticals $55,981 $27.0 25%
Software & Networking $53,742 $26.0 20%
Biotechnology $51,503 $25.0 15%
Internet $51,503 $25.0 15%

Associate Collections Specialist Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an Associate Collections Specialist's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

  • Yearly
  • Monthly
  • Weekly
  • Hourly
  • Table View
Last Updated on September 01, 2026
$41,081
Average $44,785/year
$47,835
$3,423
Average $3,732/month
$3,986
$790
Average $861/week
$920
$20
Average $22/hour
$23
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $47,835 $3,986 $920 $23
Average $44,785 $3,732 $861 $22
25th Percentile $41,081 $3,423 $790 $20

Find Your Next Associate Collections Specialist Job

Ready to take the next step in your career? Browse thousands of current Associate Collections Specialist job openings on our job board. Use the search bar below to find your perfect match.

  • UNITED MEDICAL SYSTEMS | Westborough, MA

    UNITED MEDICAL SYSTEMS | Westborough, MA

    United Medical Systems seeks a Collections Specialist to support our mobile healthcare services revenue cycle. In this role, you will manage high-volume pa... more

    4 Days Ago

  • Atrium | Boston, MA

    Atrium | Boston, MA

    Client Overview. Our client is a global professional services firm looking to add a. Collections Specialist. to their Revenue Management team in the Boston... more

    5 Days Ago

  • AIR Control Concepts | Holyoke, MA

    AIR Control Concepts | Holyoke, MA

    [Accounts Receivable / Remote] - Anywhere in U.S. / $55,000 to $65,000-yr / Medical-Dental-Vision-Life-Disability / 401(k) with employer match immediate ve... more

    5 Days Ago

  • AIR Control Concepts | Taunton, MA

    AIR Control Concepts | Taunton, MA

    [Accounts Receivable / Remote] - Anywhere in U.S. / $55,000 to $65,000-yr / Medical-Dental-Vision-Life-Disability / 401(k) with employer match immediate ve... more

    5 Days Ago

  • AIR Control Concepts | Plymouth, MA

    AIR Control Concepts | Plymouth, MA

    [Accounts Receivable / Remote] - Anywhere in U.S. / $55,000 to $65,000-yr / Medical-Dental-Vision-Life-Disability / 401(k) with employer match immediate ve... more

    5 Days Ago

  • AIR Control Concepts | Pittsfield, MA

    AIR Control Concepts | Pittsfield, MA

    [Accounts Receivable / Remote] - Anywhere in U.S. / $55,000 to $65,000-yr / Medical-Dental-Vision-Life-Disability / 401(k) with employer match immediate ve... more

    5 Days Ago

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Salary.com salary estimates, histograms, trends, and comparisons are derived from both employer job postings and third-party data sources. We also provide multiple percentiles of salary information for your reference, click here to know Why the Salary Midpoint Formula Is Crucial to Getting Pay Equity Right. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.

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