Divisional President Chief Credit Officer
First Savings_Beresford – Sioux Falls, SD
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How much does an Associate Credit Officer make in South Dakota? As of September 01, 2026, the average salary for an Associate Credit Officer in South Dakota is $54,252 per year, which breaks down to an hourly rate of $26.
However, an Associate Credit Officer's salary can vary significantly. Here's a look at the typical salary range:
Associate Credit Officer Salaries by Percentile
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
|---|---|---|---|---|
| 75th Percentile | $63,435 | $5,286 | $1,220 | $30 |
| Average | $54,252 | $4,521 | $1,043 | $26 |
| 25th Percentile | $48,396 | $4,033 | $931 | $23 |
An Associate Credit Officer's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.
Experience is a primary driver of an Associate Credit Officer's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Job Role | Years of Experience | Average Salary |
|---|---|---|
| Entry Level Associate Credit Officer | less than 1 year | $51,937 |
| Early Career Level Associate Credit Officer | 1-2 years | $52,594 |
| Mid-Level Level Associate Credit Officer | 2-4 years | $54,507 |
| Senior-Level Level Associate Credit Officer | 5-8 years | $54,890 |
| Expert Level Associate Credit Officer | over 8 years | $55,145 |
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Associate Credit Officers. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:
For Associate Credit Officer roles, the industry you choose can impact your earning potential by as much as 40% (the gap between the highest and lowest paying industries). Data shows that the highest-paying industry, Financial Services, offers compensation 20% above the average. Conversely, Associate Credit Officer positions in Business Services typically offer lower base pay, as this sector often view Associate Credit Officer as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Financial Services | $65,103 | $31.0 | 20% |
Understanding how an Associate Credit Officer's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
| Annual Salary | Monthly Pay | Weekly Pay | Hourly Wage | |
|---|---|---|---|---|
| 75th Percentile | $63,435 | $5,286 | $1,220 | $30 |
| Average | $54,252 | $4,521 | $1,043 | $26 |
| 25th Percentile | $48,396 | $4,033 | $931 | $23 |
Ready to take the next step in your career? Browse thousands of current Associate Credit Officer job openings on our job board. Use the search bar below to find your perfect match.
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