Associate Credit Officer Salary in South Dakota

How much does an Associate Credit Officer make in South Dakota? As of September 01, 2026, the average salary for an Associate Credit Officer in South Dakota is $54,252 per year, which breaks down to an hourly rate of $26.

However, an Associate Credit Officer's salary can vary significantly. Here's a look at the typical salary range:

  • Top Earners (90th percentile): $71,796
  • Majority Range (25th-75th percentile): $48,396 to $63,435
  • Entry-Level (10th percentile): $43,065

Key Factors That Influence Associate Credit Officer Salaries

An Associate Credit Officer's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Associate Credit Officer Salaries?

Experience is a primary driver of an Associate Credit Officer's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $51,937
  • Early Career (1-2 years): $52,594
  • Mid-Level (2-4 years): $54,507
  • Senior-Level (5-8 years): $54,890
  • Expert (over 8 years): $55,145
Job RoleYears of ExperienceAverage Salary
Entry Level Associate Credit Officer less than 1 year $51,937
Early Career Level Associate Credit Officer 1-2 years $52,594
Mid-Level Level Associate Credit Officer 2-4 years $54,507
Senior-Level Level Associate Credit Officer 5-8 years $54,890
Expert Level Associate Credit Officer over 8 years $55,145

Top Paying Cities for Associate Credit Officer

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • Alcester: $54,817
  • Aurora: $55,109
  • Baltic: $54,516

Associate Credit Officer Salary by Industry: Top Paying Sectors

For Associate Credit Officer roles, the industry you choose can impact your earning potential by as much as 40% (the gap between the highest and lowest paying industries). Data shows that the highest-paying industry, Financial Services, offers compensation 20% above the average. Conversely, Associate Credit Officer positions in Business Services typically offer lower base pay, as this sector often view Associate Credit Officer as a support function rather than a direct revenue driver.

The top paying industry for an Associate Credit Officer

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Financial Services $65,103 $31.0 20%

Associate Credit Officer Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an Associate Credit Officer's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

  • Yearly
  • Monthly
  • Weekly
  • Hourly
  • Table View
Last Updated on September 01, 2026
$48,396
Average $54,252/year
$63,435
$4,033
Average $4,521/month
$5,286
$931
Average $1,043/week
$1,220
$23
Average $26/hour
$30
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $63,435 $5,286 $1,220 $30
Average $54,252 $4,521 $1,043 $26
25th Percentile $48,396 $4,033 $931 $23

Find Your Next Associate Credit Officer Job

Ready to take the next step in your career? Browse thousands of current Associate Credit Officer job openings on our job board. Use the search bar below to find your perfect match.

  • Hoosier Hills Credit Union | LAWRENCEBURG, IN

    Hoosier Hills Credit Union | LAWRENCEBURG, IN

    Mortgage Loan Officer. Mortgage Loan Officer. Greendale Service Center - Greendale, IN 47025. Aurora Service Center-HHCU - Aurora, IN 47001-1506. Apply. Ov... more

    22 Days Ago

  • Hoosier Hills Credit Union | BEDFORD, IN

    Hoosier Hills Credit Union | BEDFORD, IN

    Associate Member Advisor. Associate Member Advisor. Bedford Service Center - Bedford, IN 47421. Apply. Overview. Salary Range. $15.93 - $23.90 Hourly. Trav... more

    12 Days Ago

  • GreenState Credit Union | CEDAR RAPIDS, IA

    GreenState Credit Union | CEDAR RAPIDS, IA

    GreenState Credit Union. Bilingual Member Service Associate. US-IA-Cedar Rapids. Job ID: 2026-4751. of Openings: 1. Category: Retail. GreenState Credit Uni... more

    22 Days Ago

  • Civista Bank | PITTSBURGH, PA

    Civista Bank | PITTSBURGH, PA

    Civista Bank. Description. Position Purpose. With limited supervision, the Credit Underwriter – Leasing, will perform credit analysis, lease presentations ... more

    12 Days Ago

  • BNY | PITTSBURGH, PA

    BNY | PITTSBURGH, PA

    BNY Mellon seeks a Vice President, Credit Risk to lead credit risk oversight across complex global portfolios. In this role, you will shape credit risk str... more

    8 Days Ago

  • Synchrony Financial | EL PASO, TX

    Synchrony Financial | EL PASO, TX

    Position to be based from a home office in the Dallas/Fort Worth area and will cover a territory that includes Dallas/Fort Worth and surrounding areas. Rol... more

    7 Days Ago

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