What are the main factors that influence a Commercial Underwriting's salary?

The primary factors are: 1) Experience Level, 2) Geographic Location, 3) Education/Skills, 4) Company Size & Industry

How does experience change A Commercial Underwriting's salary?

A Commercial Underwriting's salary grows with experience: starting around $61,016 for beginners, reaching about $63,295 at mid-level, and approach $64,637 for experts.

What are the highest paying states for a Commercial Underwriting?

Commercial Underwriting salary varies significantly by state. The top 3 highest paying states for Commercial Underwriting roles are District of Columbia $64,242, California $63,998, Massachusetts $63,145. These tech hubs typically pay 10-15% above the national average.

How much do different types of Commercial Underwriting roles make?

Salaries for Commercial Underwriting level roles vary by specialization: Underwriting Director: $196,678; Commercial Loan Officer IV: $129,879; Underwriting Manager: $119,597; Commercial Underwriting Manager: $118,781; Commercial Loan Officer III: $115,951.

Commercial Underwriting Salary in Massachusetts

How much does a Commercial Underwriting make in Massachusetts? As of September 01, 2026, the average salary for a Commercial Underwriting in Massachusetts is $63,145 per year, which breaks down to an hourly rate of $30.

However, a Commercial Underwriting's salary can vary significantly. Here's a look at the typical salary range:

Top Earners (90th percentile): $73,405
Majority Range (25th-75th percentile): $57,900 to $68,516
Entry-Level (10th percentile): $53,124

10% $53,124

50% (Median) $63,145

90% $73,405

Commercial Underwriting Salaries by Percentile

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$68,516	$5,710	$1,318	$33
Average	$63,145	$5,262	$1,214	$30
25th Percentile	$57,900	$4,825	$1,113	$28

Salary Factors Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

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Commercial Underwriting Director Programs

The Mutual Group – Boston, MA

Commercial Lines Underwriting Supervisor

Utica First Insurance Company – ORISKANY, NY

Medical Underwriting Manager

Allied National, Inc – OVERLAND PARK, KS

Underwriting

Zurich Insurance Company Ltd. – LENOX SQUARE FINANCE, GA

Key Factors That Influence Commercial Underwriting Salaries

A Commercial Underwriting's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Commercial Underwriting Salaries?

Experience is a primary driver of a Commercial Underwriting's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

Entry-Level (less than 1 year): $61,016
Early Career (1-2 years): $61,858
Mid-Level (2-4 years): $63,295
Senior-Level (5-8 years): $64,488
Expert (over 8 years): $64,637

Job Role	Years of Experience	Average Salary
Entry Level Commercial Underwriting	less than 1 year	$61,016
Early Career Level Commercial Underwriting	1-2 years	$61,858
Mid-Level Level Commercial Underwriting	2-4 years	$63,295
Senior-Level Level Commercial Underwriting	5-8 years	$64,488
Expert Level Commercial Underwriting	over 8 years	$64,637

How Do Commercial Underwriting Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Commercial Underwritings. For example, consider the average annual salaries in these key locations:

District of Columbia: $64,242.
California: $63,998.
Massachusetts: $63,145.

District of Columbia $64,242 California $63,998 Massachusetts $63,145 Washington $62,913 New Jersey $62,890 Alaska $62,809 Connecticut $62,008 New York $61,683

Hawaii $60,645 Rhode Island $60,157 Maryland $59,827 Minnesota $59,374 Colorado $59,200 Illinois $59,142 Oregon $58,921 Delaware $58,759

New Hampshire $58,657 Virginia $58,428 Pennsylvania $57,761 Nevada $57,424 North Dakota $57,314 Michigan $57,140 Wisconsin $57,076 Vermont $56,949

Texas $56,595 Maine $56,572 Arizona $56,537 Ohio $56,496 Georgia $55,962 Indiana $55,695 Wyoming $55,643 Utah $55,562

Iowa $55,527 Kansas $55,249 Louisiana $55,167 North Carolina $55,138 Missouri $55,127 Florida $54,901 Montana $54,779 Nebraska $54,663

Kentucky $54,599 South Carolina $54,367 Tennessee $54,222 Idaho $54,164 New Mexico $53,740 Oklahoma $53,647 Alabama $53,305 South Dakota $52,730

Arkansas $52,417 West Virginia $52,249 Mississippi $51,744

Top Paying Cities for Commercial Underwriting

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

Agawam: $59,854
Amherst: $60,291
Barre: $60,894

Agawam, MA $59,854

Amherst, MA $60,291

Barre, MA $60,894

Belchertown, MA $60,235

Blandford, MA $60,123

Bondsville, MA $60,246

Brimfield, MA $60,572

Chester, MA $59,873

Chesterfield, MA $59,881

Chicopee, MA $59,846

Cummington, MA $59,719

Easthampton, MA $59,987

East Longmeadow, MA $59,889

East Otis, MA $60,133

Feeding Hills, MA $59,887

Gilbertville, MA $60,729

Goshen, MA $59,875

Granby, MA $60,004

Granville, MA $60,325

Hadley, MA $60,132

Hampden, MA $60,012

Hardwick, MA $60,762

Hatfield, MA $60,143

Haydenville, MA $60,069

Holyoke, MA $59,901

Huntington, MA $59,955

Leeds, MA $59,994

Leverett, MA $60,367

Ludlow, MA $59,957

Monson, MA $60,249

North Amherst, MA $60,251

Northampton, MA $60,035

Florence, MA $59,999

North Hatfield, MA $60,115

Oakham, MA $60,870

Palmer, MA $60,320

Plainfield, MA $59,700

Russell, MA $60,113

Shutesbury, MA $60,460

Southampton, MA $59,954

South Barre, MA $60,869

South Hadley, MA $59,971

Southwick, MA $60,100

Thorndike, MA $60,242

Three Rivers, MA $60,160

Wales, MA $60,518

Ware, MA $60,523

Warren, MA $60,620

West Chesterfield, MA $59,874

Westfield, MA $59,973

West Hatfield, MA $60,082

West Springfield, MA $59,850

West Warren, MA $60,530

Whately, MA $60,118

Wheelwright, MA $60,830

Wilbraham, MA $59,986

Williamsburg, MA $59,945

Woronoco, MA $60,052

Worthington, MA $59,750

Springfield, MA $59,844

Longmeadow, MA $59,865

Indian Orchard, MA $59,871

Pittsfield, MA $59,525

Adams, MA $59,463

Ashley Falls, MA $60,262

Becket, MA $59,692

Berkshire, MA $59,519

Cheshire, MA $59,501

Dalton, MA $59,525

Glendale, MA $59,545

Great Barrington, MA $59,928

Hinsdale, MA $59,572

Housatonic, MA $59,554

Lanesboro, MA $59,478

Lee, MA $59,587

Lenox, MA $59,513

Lenox Dale, MA $59,522

Middlefield, MA $59,621

Mill River, MA $60,115

Monterey, MA $59,917

North Adams, MA $59,433

North Egremont, MA $59,858

Otis, MA $59,970

Richmond, MA $59,461

Sandisfield, MA $60,278

Savoy, MA $59,571

Sheffield, MA $60,165

South Egremont, MA $60,048

Southfield, MA $60,307

South Lee, MA $59,640

Stockbridge, MA $59,514

Tyringham, MA $59,761

West Stockbridge, MA $59,474

Williamstown, MA $59,250

Windsor, MA $59,561

Greenfield, MA $60,210

Ashfield, MA $59,845

Athol, MA $60,920

Bernardston, MA $60,314

Buckland, MA $59,850

Charlemont, MA $59,730

Colrain, MA $60,097

Conway, MA $60,056

Deerfield, MA $60,194

Drury, MA $59,607

Erving, MA $60,525

Heath, MA $59,803

Lake Pleasant, MA $60,407

Millers Falls, MA $60,461

Monroe Bridge, MA $59,517

Montague, MA $60,382

Gill, MA $60,415

New Salem, MA $60,629

Northfield, MA $60,456

Orange, MA $60,716

Petersham, MA $60,880

Rowe, MA $59,638

Royalston, MA $60,760

Shelburne Falls, MA $60,029

South Deerfield, MA $60,160

Sunderland, MA $60,307

Turners Falls, MA $60,375

Warwick, MA $60,489

Wendell, MA $60,545

Wendell Depot, MA $60,565

Fitchburg, MA $61,336

Ashburnham, MA $61,148

Ashby, MA $61,321

Ayer, MA $61,867

Devens, MA $61,727

Baldwinville, MA $60,975

East Templeton, MA $61,041

Gardner, MA $61,108

Westminster, MA $61,114

Groton, MA $61,915

Harvard, MA $61,799

Hubbardston, MA $61,051

Leominster, MA $61,349

Littleton, MA $62,019

Lunenburg, MA $61,543

Pepperell, MA $61,904

Shirley, MA $61,719

Still River, MA $61,646

Templeton, MA $61,039

Townsend, MA $61,679

West Groton, MA $61,802

West Townsend, MA $61,536

Winchendon, MA $60,932

Winchendon Springs, MA $60,987

Auburn, MA $60,801

North Dartmouth, MA $61,162

South Dartmouth, MA $61,166

North Attleboro, MA $60,860

Plainville, MA $61,279

Attleboro Falls, MA $60,946

North Dighton, MA $61,080

Norton, MA $61,900

Raynham, MA $62,229

Raynham Center, MA $62,165

Rehoboth, MA $60,456

Rochester, MA $61,309

Seekonk, MA $60,178

Swansea, MA $60,567

Berkley, MA $61,371

Taunton, MA $61,736

Westport, MA $61,141

Westport Point, MA $61,135

Berlin, MA $61,237

Cataumet, MA $61,444

Blackstone, MA $61,000

Boylston, MA $60,902

Brookfield, MA $60,774

Charlton, MA $60,849

Charlton City, MA $60,851

Charlton Depot, MA $60,851

Clinton, MA $61,156

East Brookfield, MA $60,823

Douglas, MA $60,928

East Princeton, MA $61,053

Fiskdale, MA $60,747

Grafton, MA $60,871

Holden, MA $60,814

Holland, MA $60,648

Jefferson, MA $60,866

Lancaster, MA $61,447

Leicester, MA $60,807

Linwood, MA $61,025

Manchaug, MA $60,883

Millbury, MA $60,806

Millville, MA $60,959

New Braintree, MA $60,807

Northborough, MA $60,995

Northbridge, MA $61,006

North Brookfield, MA $60,826

North Grafton, MA $60,835

North Oxford, MA $60,830

North Uxbridge, MA $60,971

Oxford, MA $60,860

Princeton, MA $61,045

Rochdale, MA $60,811

Rutland, MA $60,903

Shrewsbury, MA $60,814

Southbridge, MA $60,837

South Grafton, MA $60,909

South Lancaster, MA $61,302

Spencer, MA $60,827

Sterling, MA $61,122

Sturbridge, MA $60,793

Upton, MA $61,079

Uxbridge, MA $60,989

Webster, MA $60,906

Dudley, MA $60,885

Westborough, MA $61,044

West Boylston, MA $60,877

West Brookfield, MA $60,708

West Millbury, MA $60,812

Whitinsville, MA $60,987

Sutton, MA $60,876

Worcester, MA $60,790

East Walpole, MA $62,693

Cherry Valley, MA $60,797

Paxton, MA $60,816

Framingham, MA $62,207

Village Of Nagog Woods, MA $62,106

Boxborough, MA $61,907

Acton, MA $62,103

Ashland, MA $61,829

Bedford, MA $62,360

Hanscom Afb, MA $62,700

Bolton, MA $61,554

Carlisle, MA $62,168

Concord, MA $62,324

Fayville, MA $61,715

Holliston, MA $61,813

Hopedale, MA $61,297

Hopkinton, MA $61,370

Hudson, MA $61,644

Marlborough, MA $61,543

Maynard, MA $62,084

Mendon, MA $61,187

Milford, MA $61,397

Natick, MA $62,971

Sherborn, MA $62,541

Southborough, MA $61,535

Foxboro, MA $62,196

Franklin, MA $61,532

Greenbush, MA $62,795

Green Harbor, MA $62,456

Hingham, MA $63,206

Hull, MA $63,842

Humarock, MA $62,534

Mansfield, MA $62,103

Marshfield, MA $62,489

Marshfield Hills, MA $62,594

Medfield, MA $62,664

Medway, MA $61,802

Millis, MA $62,262

Minot, MA $62,795

Norfolk, MA $62,081

North Marshfield, MA $62,456

North Scituate, MA $62,901

Norwell, MA $62,732

Norwood, MA $63,051

Ocean Bluff, MA $62,456

Scituate, MA $62,856

Sharon, MA $62,529

Sheldonville, MA $61,543

South Walpole, MA $62,302

Stoughton, MA $62,577

Walpole, MA $62,544

Westwood, MA $63,418

Wrentham, MA $61,533

Boston, MA $64,474

Roxbury, MA $64,470

Roxbury Crossing, MA $64,471

Dorchester, MA $64,452

Dorchester Center, MA $64,406

Mattapan, MA $64,366

Charlestown, MA $64,466

Jamaica Plain, MA $64,443

Roslindale, MA $64,354

West Roxbury, MA $64,259

Allston, MA $64,455

Brighton, MA $64,423

Hyde Park, MA $64,159

Readville, MA $64,121

Cambridge, MA $64,431

Somerville, MA $64,461

Malden, MA $64,334

Everett, MA $64,424

Chelsea, MA $64,432

Revere, MA $64,332

Winthrop, MA $64,389

Medford, MA $64,362

West Medford, MA $64,311

Quincy, MA $63,944

Melrose, MA $64,132

Stoneham, MA $63,836

Braintree, MA $63,271

Milton, MA $64,045

Milton Village, MA $64,253

Weymouth, MA $63,184

East Weymouth, MA $63,255

South Weymouth, MA $62,733

North Weymouth, MA $63,801

East Boston, MA $64,474

Brockton, MA $62,548

Avon, MA $62,576

Bridgewater, MA $62,408

Bryantville, MA $62,454

Carver, MA $61,814

Duxbury, MA $62,284

East Bridgewater, MA $62,526

Easton, MA $62,536

Elmwood, MA $62,499

Halifax, MA $62,396

Hanover, MA $62,602

Hanson, MA $62,485

Holbrook, MA $62,604

Middleboro, MA $61,737

Manomet, MA $61,919

Lakeville, MA $61,553

Monponsett, MA $62,418

Abington, MA $62,579

North Carver, MA $61,991

North Easton, MA $62,547

North Pembroke, MA $62,500

Pembroke, MA $62,473

Plymouth, MA $61,837

Kingston, MA $62,230

South Carver, MA $61,733

Plympton, MA $62,204

Randolph, MA $62,830

Rockland, MA $62,607

South Easton, MA $62,500

West Bridgewater, MA $62,544

White Horse Beach, MA $61,955

Whitman, MA $62,555

Lexington, MA $63,333

Brookline, MA $64,442

Brookline Village, MA $64,451

Waltham, MA $63,720

North Waltham, MA $64,076

New Town, MA $64,275

Babson Park, MA $63,704

Newton, MA $64,327

Newton Center, MA $64,283

Newtonville, MA $64,240

Newton Highlands, MA $64,228

Newton Lower Falls, MA $63,937

Newton Upper Falls, MA $64,153

West Newton, MA $64,137

Auburndale, MA $64,011

Chestnut Hill, MA $64,399

Waban, MA $64,110

Watertown, MA $64,381

Arlington, MA $64,222

Arlington Heights, MA $64,190

Belmont, MA $64,265

Waverley, MA $64,324

Wellesley Hills, MA $63,703

Wellesley, MA $63,475

Needham, MA $63,826

Weston, MA $63,443

Needham Heights, MA $64,049

Nonantum, MA $64,275

Buzzards Bay, MA $61,592

Lincoln, MA $62,950

Stow, MA $61,867

Sudbury, MA $62,367

Wayland, MA $62,894

Woodville, MA $61,322

Woburn, MA $63,264

Burlington, MA $62,685

Andover, MA $61,420

Billerica, MA $62,160

Chelmsford, MA $62,202

Dracut, MA $62,094

Dunstable, MA $62,068

Haverhill, MA $61,362

Georgetown, MA $61,462

Groveland, MA $61,402

Lawrence, MA $61,289

Methuen, MA $61,300

North Andover, MA $61,362

Lowell, MA $62,211

Merrimac, MA $61,332

North Billerica, MA $62,186

North Chelmsford, MA $62,194

North Reading, MA $61,971

Nutting Lake, MA $62,190

Pinehurst, MA $62,259

Reading, MA $62,574

Tewksbury, MA $61,973

Tyngsboro, MA $62,129

Wakefield, MA $63,342

West Boxford, MA $61,474

Westford, MA $62,133

Wilmington, MA $62,027

Winchester, MA $63,964

Lynn, MA $63,883

Saugus, MA $63,965

Swampscott, MA $63,575

Nahant, MA $64,073

Amesbury, MA $61,297

Beverly, MA $62,442

Boxford, MA $61,448

Byfield, MA $61,502

Danvers, MA $62,321

Essex, MA $61,962

Gloucester, MA $62,030

Hamilton, MA $62,082

Hathorne, MA $62,112

Chilmark, MA $61,360

East Falmouth, MA $61,473

East Sandwich, MA $61,734

East Wareham, MA $61,578

Edgartown, MA $61,552

Falmouth, MA $61,387

Woods Hole, MA $61,264

Menemsha, MA $61,382

Monument Beach, MA $61,487

Nantucket, MA $61,903

North Falmouth, MA $61,408

Oak Bluffs, MA $61,490

Onset, MA $61,502

Pocasset, MA $61,465

Sagamore, MA $61,680

Sagamore Beach, MA $61,709

Sandwich, MA $61,687

Siasconset, MA $61,839

Silver Beach, MA $61,381

Vineyard Haven, MA $61,429

Wareham, MA $61,451

West Chop, MA $61,446

West Falmouth, MA $61,370

West Tisbury, MA $61,412

West Wareham, MA $61,425

Hyannis, MA $61,948

Barnstable, MA $61,813

Brewster, MA $61,899

Centerville, MA $61,792

Chatham, MA $61,940

Cotuit, MA $61,668

Ipswich, MA $61,741

Cummaquid, MA $61,832

Lynnfield, MA $62,794

Manchester, MA $62,338

Marblehead, MA $63,073

Middleton, MA $61,840

Newburyport, MA $61,381

Newbury, MA $61,493

Salisbury, MA $61,251

Peabody, MA $62,888

Prides Crossing, MA $62,481

Rockport, MA $61,904

Rowley, MA $61,598

Salem, MA $62,868

South Hamilton, MA $61,983

Topsfield, MA $61,784

Wenham, MA $62,136

West Newbury, MA $61,401

Accord, MA $62,775

Bellingham, MA $61,279

Brant Rock, MA $62,330

Canton, MA $62,869

Cohasset, MA $63,194

Dedham, MA $63,942

Dover, MA $63,149

East Mansfield, MA $62,348

Dennis, MA $61,883

Dennis Port, MA $62,005

East Dennis, MA $61,838

Eastham, MA $61,814

East Orleans, MA $61,585

Forestdale, MA $61,605

Harwich, MA $61,951

Harwich Port, MA $61,979

Hyannis Port, MA $61,834

Marstons Mills, MA $61,723

Mashpee, MA $61,588

North Chatham, MA $61,928

North Eastham, MA $61,814

North Truro, MA $61,705

Orleans, MA $61,869

Osterville, MA $61,730

Provincetown, MA $61,800

South Chatham, MA $61,955

South Dennis, MA $61,954

South Harwich, MA $61,964

South Orleans, MA $61,889

South Wellfleet, MA $61,684

South Yarmouth, MA $61,989

Truro, MA $61,659

Wellfleet, MA $61,733

West Barnstable, MA $61,803

West Chatham, MA $61,950

West Dennis, MA $61,965

West Harwich, MA $61,980

West Hyannisport, MA $61,871

West Yarmouth, MA $61,939

Yarmouth Port, MA $61,910

Assonet, MA $61,219

Attleboro, MA $60,673

Chartley, MA $61,956

Cuttyhunk, MA $61,235

Dartmouth, MA $61,163

Dighton, MA $60,880

East Freetown, MA $61,231

East Taunton, MA $61,692

Fairhaven, MA $61,164

Fall River, MA $61,058

Somerset, MA $60,760

Marion, MA $61,297

Mattapoisett, MA $61,195

New Bedford, MA $61,161

Acushnet, MA $61,182

Commercial Underwriting Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Commercial Underwriting's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

$57,900

Average $63,145/year

$68,516

$4,825

Average $5,262/month

$5,710

$1,113

Average $1,214/week

$1,318

$28

Average $30/hour

$33

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$68,516	$5,710	$1,318	$33
Average	$63,145	$5,262	$1,214	$30
25th Percentile	$57,900	$4,825	$1,113	$28

Find Your Next Commercial Underwriting Job

Ready to take the next step in your career? Browse thousands of current Commercial Underwriting job openings on our job board. Use the search bar below to find your perfect match.

Zurich Insurance Company Ltd. | BOLINAS, CA

AVP Underwriting Director

Zurich Insurance Company Ltd. | BOLINAS, CA

Zurich Insurance Company Ltd. is seeking an AVP, Underwriting Director to lead a portfolio of commercial insurance business. You will define underwriting s... more

8 Days Ago
Zurich Insurance Company Ltd. | LOS ANGELES, CA

Executive Underwriter or AVP Underwriting Director

Zurich Insurance Company Ltd. | LOS ANGELES, CA

Zurich Insurance Company Ltd. seeks an Executive Underwriter or AVP, Underwriting Director to lead complex commercial insurance underwriting within our Ins... more

8 Days Ago
Zurich Insurance Company Ltd. | ADDISON, TX

Executive Underwriter or AVP Underwriting Director

Zurich Insurance Company Ltd. | ADDISON, TX

Zurich Insurance Company Ltd. seeks an Executive Underwriter or AVP Underwriting Director to lead complex commercial underwriting within our Insurance depa... more

8 Days Ago
FM | JOHNSTON, RI

Assistant Vice President High

FM | JOHNSTON, RI

FM seeks an Assistant Vice President High-Hazard Underwriting Occupancy Specialist to lead underwriting of complex, high-hazard commercial property risks. ... more

8 Days Ago
Aramark | DAMASCUS, VA

Commercial Driver

Aramark | DAMASCUS, VA

As a Commercial Driver with ARAMARK, you will safely operate company vehicles to deliver food, supplies, and uniforms to client and ARAMARK locations acros... more

8 Days Ago
Aramark | ABINGDON, VA

Commercial Driver

Aramark | ABINGDON, VA

As a Commercial Driver with ARAMARK, you will safely operate company vehicles to deliver food, supplies, and uniforms to client and ARAMARK locations acros... more

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Commercial Underwriting Salary in Massachusetts

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Key Factors That Influence Commercial Underwriting Salaries

How Experience Level Affects Commercial Underwriting Salaries?

How Do Commercial Underwriting Salaries Vary from State to State?

Top Paying Cities for Commercial Underwriting

Commercial Underwriting Salary: Hourly Rate, Weekly Pay, and Monthly Pay

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Commercial Underwriting Salary in Massachusetts

Check out Commercial Underwriting Job Openings in Massachusetts

Key Factors That Influence Commercial Underwriting Salaries

How Experience Level Affects Commercial Underwriting Salaries?

How Do Commercial Underwriting Salaries Vary from State to State?

Top Paying Cities for Commercial Underwriting

Commercial Underwriting Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Salaries of jobs related to Commercial Underwriting

Find Your Next Commercial Underwriting Job

For Employees

For Employers

Where Does Our Salary Data Come From?

Are you an HR manager or compensation specialist?