What are the main factors that influence a Credit Risk Officer's salary?

The primary factors are: 1) Experience Level, 2) Geographic Location, 3) Education/Skills, 4) Company Size & Industry

What industry pays the highest salary for Credit Risk Officer?

The Financial Services industry offers the highest average compensation for Credit Risk Officer roles, with salaries approximately 20% above the market median.

How does experience change A Credit Risk Officer's salary?

A Credit Risk Officer's salary grows with experience: starting around $59,324 for beginners, reaching about $96,476 at mid-level, and approach $126,856 for experts.

What are the highest paying states for a Credit Risk Officer?

Credit Risk Officer salary varies significantly by state. The top 3 highest paying states for Credit Risk Officer roles are District of Columbia $71,643, California $71,371, Massachusetts $70,420. These tech hubs typically pay 10-15% above the national average.

How much do different types of Credit Risk Officer roles make?

Salaries for Credit Risk Officer level roles vary by specialization: credit risk management: $199,904; Credit Risk Director: $176,913; Credit Risk Senior Manager: $138,082; Credit Risk Manager: $124,459; Senior Credit Risk Officer: $105,020.

Credit Risk Officer Salary in New Mexico

How much does a Credit Risk Officer make in New Mexico? As of September 01, 2026, the average salary for a Credit Risk Officer in New Mexico is $59,931 per year, which breaks down to an hourly rate of $29.

However, a Credit Risk Officer's salary can vary significantly. Here's a look at the typical salary range:

Top Earners (90th percentile): $65,499
Majority Range (25th-75th percentile): $50,936 to $62,846
Entry-Level (10th percentile): $42,745

10% $42,745

50% (Median) $59,931

90% $65,499

Credit Risk Officer Salaries by Percentile

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$62,846	$5,237	$1,209	$30
Average	$59,931	$4,994	$1,153	$29
25th Percentile	$50,936	$4,245	$980	$24

Salary Factors Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

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Check out Credit Risk Officer Job Openings in New Mexico

Chief Risk Officer

Kirtland Federal Credit Union – Albuquerque, NM

Field Risk Specialist

Datascan Technologies Llc – GAITHERSBURG, MD

Commercial Credit Analyst

Bluestone Bank – RAYNHAM, MA

Field Risk Specialist

Datascan Technologies, LLC – OGDEN, UT

Key Factors That Influence Credit Risk Officer Salaries

A Credit Risk Officer's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Credit Risk Officer Salaries?

Experience is a primary driver of a Credit Risk Officer's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

Entry-Level (less than 1 year): $59,324
Early Career (1-2 years): $85,308
Mid-Level (2-4 years): $96,476
Senior-Level (5-8 years): $114,340
Expert (over 8 years): $126,856

Job Role	Years of Experience	Average Salary
Credit Risk Officer	less than 1 year	$59,324
Credit Risk Officer II	1-2 years	$85,308
Credit Risk Officer III	2-4 years	$96,476
Credit Risk Manager	5-8 years	$114,340
Credit Risk Senior Manager	over 8 years	$126,856

How Do Credit Risk Officer Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Credit Risk Officers. For example, consider the average annual salaries in these key locations:

District of Columbia: $71,643.
California: $71,371.
Massachusetts: $70,420.

District of Columbia $71,643 California $71,371 Massachusetts $70,420 Washington $70,161 New Jersey $70,135 Alaska $70,045 Connecticut $69,152 New York $68,789

Hawaii $67,631 Rhode Island $67,088 Maryland $66,719 Minnesota $66,214 Colorado $66,020 Illinois $65,955 Oregon $65,709 Delaware $65,528

New Hampshire $65,414 Virginia $65,159 Pennsylvania $64,415 Nevada $64,040 North Dakota $63,917 Michigan $63,723 Wisconsin $63,652 Vermont $63,509

Texas $63,115 Maine $63,089 Arizona $63,050 Ohio $63,005 Georgia $62,409 Indiana $62,112 Wyoming $62,054 Utah $61,963

Iowa $61,924 Kansas $61,614 Louisiana $61,523 North Carolina $61,491 Missouri $61,478 Florida $61,225 Montana $61,089 Nebraska $60,960

Kentucky $60,889 South Carolina $60,630 Tennessee $60,468 Idaho $60,404 New Mexico $59,931 Oklahoma $59,828 Alabama $59,446 South Dakota $58,805

Arkansas $58,456 West Virginia $58,268 Mississippi $57,705

Top Paying Cities for Credit Risk Officer

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

Algodones: $60,569
Belen: $60,232
Bernalillo: $60,677

Algodones, NM $60,569

Belen, NM $60,232

Bernalillo, NM $60,677

Bluewater, NM $59,403

Bosque, NM $59,789

Casa Blanca, NM $59,925

Cedar Crest, NM $60,727

Cedarvale, NM $58,346

Cerrillos, NM $60,613

Claunch, NM $58,130

Coyote, NM $59,720

Cuba, NM $59,624

Cubero, NM $60,057

Edgewood, NM $60,456

Estancia, NM $59,735

Gallina, NM $59,408

Counselor, NM $59,445

Grants, NM $59,335

Milan, NM $59,572

Isleta, NM $60,781

Jarales, NM $60,174

Jemez Pueblo, NM $60,278

Jemez Springs, NM $60,092

Laguna, NM $60,351

La Jara, NM $59,558

La Joya, NM $59,420

Lindrith, NM $59,348

Los Lunas, NM $60,551

Mcintosh, NM $60,064

Pueblo Of Acoma, NM $59,664

Moriarty, NM $59,862

Mountainair, NM $59,216

Nageezi, NM $59,366

New Laguna, NM $60,028

Paguate, NM $60,069

Pena Blanca, NM $60,740

Peralta, NM $60,647

Placitas, NM $60,678

Ponderosa, NM $60,202

Prewitt, NM $59,384

Regina, NM $59,426

Sandia Park, NM $60,574

Corrales, NM $60,803

San Fidel, NM $59,705

San Rafael, NM $59,450

Santo Domingo Pueblo, NM $60,575

San Ysidro, NM $60,493

Stanley, NM $59,854

Tijeras, NM $60,582

Tome, NM $60,470

Torreon, NM $60,269

Veguita, NM $59,785

Willard, NM $59,109

Youngsville, NM $59,737

Bosque Farms, NM $60,758

Clines Corners, NM $59,492

Cochiti Pueblo, NM $60,621

Cochiti Lake, NM $60,700

Albuquerque, NM $60,837

Kirtland Afb, NM $60,837

Rio Rancho, NM $60,737

Gallup, NM $59,470

Brimhall, NM $59,302

Church Rock, NM $59,330

Continental Divide, NM $59,288

Crownpoint, NM $59,337

Fence Lake, NM $59,073

Fort Wingate, NM $59,309

Gamerco, NM $59,409

Mentmore, NM $59,317

Mexican Springs, NM $59,310

Ramah, NM $59,201

Rehoboth, NM $59,349

Thoreau, NM $59,353

Tohatchi, NM $59,298

Vanderwagen, NM $59,310

Zuni, NM $59,296

Navajo, NM $59,377

Jamestown, NM $59,229

Pinehill, NM $59,155

Sheep Springs, NM $59,362

Smith Lake, NM $59,584

Yatahey, NM $59,341

Farmington, NM $59,626

Aztec, NM $59,736

Blanco, NM $59,458

Bloomfield, NM $59,387

Flora Vista, NM $59,688

Fruitland, NM $59,315

Kirtland, NM $59,689

La Plata, NM $59,710

Navajo Dam, NM $59,683

Shiprock, NM $59,601

Waterflow, NM $59,570

Newcomb, NM $59,326

Sanostee, NM $59,364

Santa Fe, NM $61,148

Abiquiu, NM $59,475

Alcalde, NM $60,511

Amalia, NM $59,384

Arroyo Hondo, NM $59,301

Arroyo Seco, NM $59,370

Canjilon, NM $59,291

Canones, NM $59,832

Carson, NM $59,528

Cebolla, NM $59,326

Cerro, NM $59,344

Chama, NM $59,586

Chamisal, NM $60,350

Chimayo, NM $60,774

Cordova, NM $60,671

Costilla, NM $59,634

Taos Ski Valley, NM $59,181

Dixon, NM $60,293

Dulce, NM $59,585

El Prado, NM $59,422

El Rito, NM $59,694

Embudo, NM $59,983

Espanola, NM $60,701

Glorieta, NM $60,912

Hernandez, NM $60,136

Ilfeld, NM $60,350

La Madera, NM $59,590

Lamy, NM $60,680

Llano, NM $60,228

Los Alamos, NM $60,823

White Rock, NM $60,938

Medanales, NM $60,203

Ojo Caliente, NM $59,849

Los Ojos, NM $59,440

Pecos, NM $60,723

Penasco, NM $60,004

Petaca, NM $59,236

Questa, NM $59,406

Ranchos De Taos, NM $59,720

Red River, NM $59,237

Ribera, NM $59,618

Rowe, NM $60,407

San Cristobal, NM $59,235

San Jose, NM $60,258

Ohkay Owingeh, NM $60,552

Santa Cruz, NM $60,754

Serafina, NM $59,467

Taos, NM $59,388

Tererro, NM $60,917

Tesuque, NM $61,148

Tierra Amarilla, NM $59,388

Trampas, NM $59,955

Tres Piedras, NM $59,220

Truchas, NM $60,502

Vadito, NM $59,925

Valdez, NM $59,280

Vallecitos, NM $59,233

Velarde, NM $60,202

Villanueva, NM $59,503

Spaceport City, NM $58,290

Las Vegas, NM $58,998

Angel Fire, NM $59,172

Anton Chico, NM $58,896

Buena Vista, NM $59,437

Chacon, NM $59,479

Cimarron, NM $59,080

Cleveland, NM $59,901

Eagle Nest, NM $59,124

Guadalupita, NM $59,388

Holman, NM $59,748

La Loma, NM $58,797

Maxwell, NM $59,100

Miami, NM $58,972

Mills, NM $58,763

Montezuma, NM $60,205

Mora, NM $59,985

Mosquero, NM $58,711

Ocate, NM $59,036

Ojo Feliz, NM $59,192

Rainsville, NM $59,451

Raton, NM $59,249

Rociada, NM $60,235

Roy, NM $58,776

Sapello, NM $59,712

Solano, NM $58,704

Springer, NM $58,946

Ute Park, NM $59,107

Valmora, NM $58,948

Wagon Mound, NM $58,881

Watrous, NM $58,968

Socorro, NM $58,832

Aragon, NM $59,010

Datil, NM $58,766

Lemitar, NM $59,106

Luna, NM $59,115

Magdalena, NM $58,771

Pie Town, NM $58,967

Polvadera, NM $59,248

Quemado, NM $59,089

Reserve, NM $58,983

San Acacia, NM $59,346

San Antonio, NM $58,506

Truth Or Consequences, NM $58,494

Arrey, NM $58,484

Caballo, NM $58,524

Derry, NM $58,227

Elephant Butte, NM $58,646

Garfield, NM $58,058

Hatch, NM $57,127

Monticello, NM $58,491

Rincon, NM $56,799

Salem, NM $57,877

Williamsburg, NM $58,568

Winston, NM $58,533

Las Cruces, NM $56,055

White Sands Missile Range, NM $56,239

Santa Teresa, NM $56,648

Playas, NM $58,765

Animas, NM $58,909

Anthony, NM $56,634

Arenas Valley, NM $58,805

Bayard, NM $58,750

Berino, NM $56,377

Buckhorn, NM $58,811

Santa Clara, NM $58,853

Chamberino, NM $56,436

Cliff, NM $58,743

Columbus, NM $58,585

Deming, NM $58,599

Dona Ana, NM $56,057

Fairacres, NM $56,225

Faywood, NM $58,572

Fort Bayard, NM $58,797

Gila, NM $58,656

Glenwood, NM $58,702

Hachita, NM $58,585

Hanover, NM $58,598

Hillsboro, NM $58,478

Hurley, NM $58,711

La Mesa, NM $57,127

Lordsburg, NM $58,721

Mesilla, NM $56,057

Mesilla Park, NM $56,062

Mesquite, NM $56,110

Mimbres, NM $58,644

Mule Creek, NM $58,803

Organ, NM $56,091

Pinos Altos, NM $58,742

Radium Springs, NM $56,079

Redrock, NM $58,592

Rodeo, NM $58,983

San Miguel, NM $56,089

Silver City, NM $58,743

Sunland Park, NM $56,346

Tyrone, NM $58,917

Vado, NM $56,133

Chaparral, NM $56,841

Clovis, NM $58,630

Cannon Afb, NM $58,500

Broadview, NM $58,459

Causey, NM $58,359

Crossroads, NM $58,220

Dora, NM $58,497

Elida, NM $58,255

Floyd, NM $58,396

Fort Sumner, NM $58,349

Grady, NM $58,515

House, NM $58,468

Kenna, NM $58,255

Lingo, NM $58,355

Melrose, NM $58,478

Milnesand, NM $58,232

Pep, NM $58,312

Portales, NM $58,525

Rogers, NM $58,328

Saint Vrain, NM $58,515

Taiban, NM $58,329

Texico, NM $58,538

Yeso, NM $58,117

Roswell, NM $58,185

Artesia, NM $58,300

Caprock, NM $58,181

Carlsbad, NM $58,338

Dexter, NM $58,226

Eunice, NM $58,390

Hagerman, NM $58,255

Hobbs, NM $58,475

Hope, NM $58,042

Jal, NM $58,321

Lake Arthur, NM $58,159

Lakewood, NM $58,246

Loco Hills, NM $58,353

Loving, NM $58,323

Lovington, NM $58,419

Mcdonald, NM $58,260

Malaga, NM $58,266

Maljamar, NM $58,209

Monument, NM $58,346

Tatum, NM $58,297

Whites City, NM $58,395

Carrizozo, NM $57,909

Alamogordo, NM $57,725

Alto, NM $57,917

Bent, NM $57,736

Capitan, NM $57,783

Cloudcroft, NM $57,729

Corona, NM $58,161

Encino, NM $58,628

Fort Stanton, NM $57,807

Glencoe, NM $57,766

High Rolls Mountain Park, NM $57,718

Holloman Air Force Base, NM $57,718

Hondo, NM $57,819

La Luz, NM $57,718

Lincoln, NM $57,651

Mayhill, NM $57,849

Mescalero, NM $57,744

Nogal, NM $57,992

Orogrande, NM $57,747

Picacho, NM $57,807

Pinon, NM $58,024

Ruidoso, NM $58,027

Ruidoso Downs, NM $57,949

Sacramento, NM $57,770

San Patricio, NM $57,839

Sunspot, NM $57,718

Timberon, NM $57,843

Tinnie, NM $57,773

Tularosa, NM $57,756

Vaughn, NM $58,392

Weed, NM $57,842

Tucumcari, NM $58,682

Amistad, NM $58,606

Bard, NM $58,512

Capulin, NM $59,175

Clayton, NM $58,720

Conchas Dam, NM $58,773

Cuervo, NM $58,490

Des Moines, NM $58,941

Folsom, NM $59,032

Garita, NM $58,660

Gladstone, NM $58,778

Grenville, NM $58,767

Logan, NM $58,680

Mcalister, NM $58,498

Nara Visa, NM $58,541

Newkirk, NM $58,605

Quay, NM $58,639

San Jon, NM $58,576

Santa Rosa, NM $58,639

Sedan, NM $58,660

Trementina, NM $58,657

Credit Risk Officer Salary by Industry: Top Paying Sectors

For Credit Risk Officer roles, the industry you choose can affect earning potential by as much as 40% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Insurance sectors offer the strongest compensation, at 20% above the average. In contrast, Credit Risk Officer positions in Retail & Wholesale or Business Services typically offer lower base pay, as these industries often view Credit Risk Officer as a support function rather than a direct revenue driver.

The top paying industries for a Credit Risk Officer

Industry Sector	Average Annual Salary	Average Hourly Rate	Pay vs.Avg
Financial Services	$71,917	$35.0	20%
Insurance	$65,924	$32.0	10%

Credit Risk Officer Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Credit Risk Officer's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

$50,936

Average $59,931/year

$62,846

$4,245

Average $4,994/month

$5,237

$980

Average $1,153/week

$1,209

$24

Average $29/hour

$30

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$62,846	$5,237	$1,209	$30
Average	$59,931	$4,994	$1,153	$29
25th Percentile	$50,936	$4,245	$980	$24

Find Your Next Credit Risk Officer Job

Ready to take the next step in your career? Browse thousands of current Credit Risk Officer job openings on our job board. Use the search bar below to find your perfect match.

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Credit Risk Officer Salary in New Mexico

Check out Credit Risk Officer Job Openings in New Mexico

Key Factors That Influence Credit Risk Officer Salaries

How Experience Level Affects Credit Risk Officer Salaries?

How Do Credit Risk Officer Salaries Vary from State to State?

Top Paying Cities for Credit Risk Officer

Credit Risk Officer Salary by Industry: Top Paying Sectors

The top paying industries for a Credit Risk Officer

Credit Risk Officer Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Find Your Next Credit Risk Officer Job

For Employees

For Employers

Where Does Our Salary Data Come From?

Are you an HR manager or compensation specialist?

Credit Risk Officer Salary in New Mexico

Check out Credit Risk Officer Job Openings in New Mexico

Key Factors That Influence Credit Risk Officer Salaries

How Experience Level Affects Credit Risk Officer Salaries?

How Do Credit Risk Officer Salaries Vary from State to State?

Top Paying Cities for Credit Risk Officer

Credit Risk Officer Salary by Industry: Top Paying Sectors

The top paying industries for a Credit Risk Officer

Credit Risk Officer Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Salaries of jobs related to Credit Risk Officer

Find Your Next Credit Risk Officer Job

For Employees

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Where Does Our Salary Data Come From?

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