Salary AI Book a Demo

Credit Risk Underwriter Salary in California

How much does a Credit Risk Underwriter make in California? As of September 01, 2026, the average salary for a Credit Risk Underwriter in California is $79,834 per year, which breaks down to an hourly rate of $38.

However, a Credit Risk Underwriter's salary can vary significantly. Here's a look at the typical salary range:

  • Top Earners (90th percentile): $102,707
  • Majority Range (25th-75th percentile): $70,342 to $91,807
  • Entry-Level (10th percentile): $61,699
Salary Factors Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

Check out Credit Risk Underwriter Job Openings in California

Key Factors That Influence Credit Risk Underwriter Salaries

A Credit Risk Underwriter's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Credit Risk Underwriter Salaries?

Experience is a primary driver of a Credit Risk Underwriter's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $74,198
  • Early Career (1-2 years): $74,483
  • Mid-Level (2-4 years): $78,171
  • Senior-Level (5-8 years): $82,827
  • Expert (over 8 years): $83,160
Job RoleYears of ExperienceAverage Salary
Entry Level Credit Risk Underwriter less than 1 year $74,198
Early Career Level Credit Risk Underwriter 1-2 years $74,483
Mid-Level Level Credit Risk Underwriter 2-4 years $78,171
Senior-Level Level Credit Risk Underwriter 5-8 years $82,827
Expert Level Credit Risk Underwriter over 8 years $83,160

How Do Credit Risk Underwriter Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Credit Risk Underwriters. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $80,138.
  • California: $79,834.
  • Massachusetts: $78,770.

Top Paying Cities for Credit Risk Underwriter

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • Los Angeles: $79,971
  • West Hollywood: $79,913
  • Dodgertown: $79,971

Credit Risk Underwriter Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Credit Risk Underwriter's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

  • Yearly
  • Monthly
  • Weekly
  • Hourly
  • Table View
Last Updated on September 01, 2026
$70,342
Average $79,834/year
$91,807
$5,862
Average $6,653/month
$7,651
$1,353
Average $1,535/week
$1,766
$34
Average $38/hour
$44
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $91,807 $7,651 $1,766 $44
Average $79,834 $6,653 $1,535 $38
25th Percentile $70,342 $5,862 $1,353 $34

Find Your Next Credit Risk Underwriter Job

Ready to take the next step in your career? Browse thousands of current Credit Risk Underwriter job openings on our job board. Use the search bar below to find your perfect match.

  • Amalgamated Bank of NY | San Francisco, CA

    C&amp Credit Risk Officer

    Amalgamated Bank of NY | San Francisco, CA

    Job Description. Job Description. Purpose of Position. Responsible for internally supporting the prudent extension of credit originated by the Bank’s Comme... more

    3 Days Ago

  • S&P Global | San Francisco, CA, CA

    Senior Sales Specialist Credit Risk Solutions

    S&P Global | San Francisco, CA, CA

    This job is with S&P Global, an inclusive employer and a member of myGwork – the largest global platform for the LGBTQ+ business community. Please do not c... more

    5 Days Ago

  • Inizio Partners | San Francisco, CA

    Engagement Manager

    Inizio Partners | San Francisco, CA

    Job Description. Job Description. Job Description. As the Risk Strategy and Pricing Engagement Manager, you will play a pivotal role in analyzing and desig... more

    5 Days Ago

  • Tilt | National City, CA

    Staff Data Scientist

    Tilt | National City, CA

    A leading fintech company is seeking a Staff Data Scientist to develop machine learning models that enhance financial products.The ideal candidate will hav... more

    6 Days Ago

  • Career Staffing Talent | San Francisco, CA

    Senior Product Manager

    Career Staffing Talent | San Francisco, CA

    Job Description. Job Description. Senior Product Manager. | Up to $190K | Data & Risk SaaS | Bay Area, CA (Hybrid). Bay Area, California. Confidential Sear... more

    2 Days Ago

  • Datascan Technologies Llc | GAITHERSBURG, MD

    Field Risk Specialist

    Datascan Technologies Llc | GAITHERSBURG, MD

    About DataScan by Solifi: Headquartered in Alpharetta, Georgia, DataScan stands at the forefront of delivering cutting-edge wholesale asset financing and i... more

    6 Days Ago

For Employees

Analyze the market and your qualifications to negotiate your salary with confidence.

Get a Salary Increase

Search thousands of open positions to find your next opportunity.

Search Job Openings

For Employers

Individualize employee pay based on unique job requirements and personal qualifications.

Adjust Employee Salary

Get the latest market price for benchmark jobs and jobs in your industry.

Price My Industry Jobs

Where Does Our Salary Data Come From?

Salary.com salary estimates, histograms, trends, and comparisons are derived from both employer job postings and third-party data sources. We also provide multiple percentiles of salary information for your reference, click here to know Why the Salary Midpoint Formula Is Crucial to Getting Pay Equity Right. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.

Are you an HR manager or compensation specialist?

Salary.com's CompAnalyst platform offers:

  • Detailed skills and competency reports for specific positions
  • Job and employee pricing reports
  • Compensation data tools, salary structures, surveys and benchmarks.
Learn about CompAnalyst