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Financial Credit Analyst Salary in Texas

How much does a Financial Credit Analyst make in Texas? As of September 01, 2026, the average salary for a Financial Credit Analyst in Texas is $69,981 per year, which breaks down to an hourly rate of $34.

However, a Financial Credit Analyst's salary can vary significantly. Here's a look at the typical salary range:

  • Top Earners (90th percentile): $86,884
  • Majority Range (25th-75th percentile): $61,365 to $78,829
  • Entry-Level (10th percentile): $53,520
Salary Factors Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

Check out Financial Credit Analyst Job Openings in Texas

Key Factors That Influence Financial Credit Analyst Salaries

A Financial Credit Analyst's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Financial Credit Analyst Salaries?

Experience is a primary driver of a Financial Credit Analyst's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $57,051
  • Early Career (1-2 years): $68,138
  • Mid-Level (2-4 years): $83,520
  • Senior-Level (5-8 years): $115,561
  • Expert (over 8 years): $203,517
Job RoleYears of ExperienceAverage Salary
Credit Analyst I less than 1 year $57,051
Financial Credit Analyst 1-2 years $68,138
Credit Analyst III 2-4 years $83,520
Credit Analysis Manager 5-8 years $115,561
VP of Credit Analysis over 8 years $203,517

How Do Financial Credit Analyst Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Financial Credit Analysts. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $79,438.
  • California: $79,136.
  • Massachusetts: $78,081.

Top Paying Cities for Financial Credit Analyst

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • Waka: $63,775
  • Hillsboro: $65,689
  • Austin: $71,036

Financial Credit Analyst Salary by Industry: Top Paying Sectors

For Financial Credit Analyst roles, the industry you choose can affect earning potential by as much as 83% (the gap between the highest and lowest paying industries). Data shows that the Pharmaceuticals and Financial Services sectors offer the strongest compensation, at 30% above the average. In contrast, Financial Credit Analyst positions in Transportation or Hospitality & Leisure typically offer lower base pay, as these industries often view Financial Credit Analyst as a support function rather than a direct revenue driver.

The top paying industries for a Financial Credit Analyst

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Pharmaceuticals $90,976 $44.0 30%
Financial Services $87,477 $42.0 25%
Software & Networking $83,978 $40.0 20%
Biotechnology $80,479 $39.0 15%
Insurance $78,379 $38.0 12%

Financial Credit Analyst Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Financial Credit Analyst's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

  • Yearly
  • Monthly
  • Weekly
  • Hourly
  • Table View
Last Updated on September 01, 2026
$61,365
Average $69,981/year
$78,829
$5,114
Average $5,832/month
$6,569
$1,180
Average $1,346/week
$1,516
$30
Average $34/hour
$38
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $78,829 $6,569 $1,516 $38
Average $69,981 $5,832 $1,346 $34
25th Percentile $61,365 $5,114 $1,180 $30

Find Your Next Financial Credit Analyst Job

Ready to take the next step in your career? Browse thousands of current Financial Credit Analyst job openings on our job board. Use the search bar below to find your perfect match.

  • GMAC Financial Services | Arlington, TX

    Commercial Credit Analyst

    GMAC Financial Services | Arlington, TX

    Commercial Credit AnalystThe Commercial Credit Analyst is responsible for researching and analyzing credit risks, assessing credit history and approving or... more

    6 Days Ago

  • Cholla Inc. | Dallas, TX

    Financial Analyst

    Cholla Inc. | Dallas, TX

    Job Description. Job Description. Position Summary. We are seeking a highly motivated and detail-oriented Financial Analyst to join our team. This individu... more

    2 Days Ago

  • Benchmark Land Development Inc | Austin, TX

    Financial Analyst

    Benchmark Land Development Inc | Austin, TX

    Job Description. Job Description. An Austin based company established in 1989, Benchmark Development specializes in residential, commercial, and mixed-use ... more

    2 Days Ago

  • Mastech Digital | Keller, TX

    Financial Analyst

    Mastech Digital | Keller, TX

    Job Description. Job Description. We are looking for an experienced. Financial Analyst. to support plant-level financial operations. This person will work ... more

    2 Days Ago

  • Spectrum | Coppell, TX

    Financial Analyst

    Spectrum | Coppell, TX

    This role requires the ability to work lawfully in the U.S. without employment-based immigration sponsorship, now or in the future. Ever wondered how data-... more

    2 Days Ago

  • Thomas Edwards Group | Carrollton, TX

    Financial Analyst

    Thomas Edwards Group | Carrollton, TX

    Job Description. Job Description. Financial Analyst – Finance Leadership Track. Our client, a rapidly growing infrastructure services company, is seeking a... more

    3 Days Ago

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Where Does Our Salary Data Come From?

Salary.com salary estimates, histograms, trends, and comparisons are derived from both employer job postings and third-party data sources. We also provide multiple percentiles of salary information for your reference, click here to know Why the Salary Midpoint Formula Is Crucial to Getting Pay Equity Right. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.

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