Salary AI Book a Demo

Graduate Underwriter Salary in Texas

How much does a Graduate Underwriter make in Texas? As of September 01, 2026, the average salary for a Graduate Underwriter in Texas is $70,493 per year, which breaks down to an hourly rate of $34.

However, a Graduate Underwriter's salary can vary significantly. Here's a look at the typical salary range:

  • Top Earners (90th percentile): $79,349
  • Majority Range (25th-75th percentile): $65,185 to $75,129
  • Entry-Level (10th percentile): $60,353
Salary Factors Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

Check out Graduate Underwriter Job Openings in Texas

Key Factors That Influence Graduate Underwriter Salaries

A Graduate Underwriter's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Graduate Underwriter Salaries?

Experience is a primary driver of a Graduate Underwriter's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $59,010
  • Early Career (1-2 years): $69,527
  • Mid-Level (2-4 years): $90,387
  • Senior-Level (5-8 years): $105,583
  • Expert (over 8 years): $130,104
Job RoleYears of ExperienceAverage Salary
Underwriter I less than 1 year $59,010
Graduate Underwriter 1-2 years $69,527
Underwriter III 2-4 years $90,387
Underwriter IV 5-8 years $105,583
Underwriter V over 8 years $130,104

How Do Graduate Underwriter Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Graduate Underwriters. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $80,018.
  • California: $79,715.
  • Massachusetts: $78,652.

Top Paying Cities for Graduate Underwriter

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • Waka: $64,241
  • Hillsboro: $66,170
  • Austin: $71,555

Graduate Underwriter Salary by Industry: Top Paying Sectors

For Graduate Underwriter roles, the industry you choose can affect earning potential by as much as 70% (the gap between the highest and lowest paying industries). Data shows that the Insurance and Financial Services sectors offer the strongest compensation, at 30% above the average. In contrast, Graduate Underwriter positions in Retail & Wholesale or Edu., Gov't. & Nonprofit typically offer lower base pay, as these industries often view Graduate Underwriter as a support function rather than a direct revenue driver.

The top paying industries for a Graduate Underwriter

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Insurance $91,641 $44.0 30%
Financial Services $84,592 $41.0 20%
Healthcare $77,542 $37.0 10%

Graduate Underwriter Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Graduate Underwriter's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

  • Yearly
  • Monthly
  • Weekly
  • Hourly
  • Table View
Last Updated on September 01, 2026
$65,185
Average $70,493/year
$75,129
$5,432
Average $5,874/month
$6,261
$1,254
Average $1,356/week
$1,445
$31
Average $34/hour
$36
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $75,129 $6,261 $1,445 $36
Average $70,493 $5,874 $1,356 $34
25th Percentile $65,185 $5,432 $1,254 $31

Find Your Next Graduate Underwriter Job

Ready to take the next step in your career? Browse thousands of current Graduate Underwriter job openings on our job board. Use the search bar below to find your perfect match.

  • Zurich Insurance Company Ltd. | CHERRY HILLS VILLAGE, CO

    Underwriting Specialist or Executive Underwriter

    Zurich Insurance Company Ltd. | CHERRY HILLS VILLAGE, CO

    Zurich Insurance Company Ltd. seeks an Underwriting Specialist / Executive Underwriter to assess, price, and manage complex commercial risks within our Ins... more

    4 Days Ago

  • Valley Center | DUNBAR, WV

    Graduate Nurse

    Valley Center | DUNBAR, WV

    Valley Center is seeking a compassionate Graduate Nurse to deliver high‑quality bedside care under RN supervision. In this entry‑level role, you’ll perform... more

    3 Days Ago

  • Oak Street Health | SOUTH TUCSON, AZ

    Graduate Fellow

    Oak Street Health | SOUTH TUCSON, AZ

    Oak Street Health is seeking motivated New Graduate Nurse Practitioners for our structured Fellowship within our Healthcare & Medical Services department. ... more

    4 Days Ago

  • Oak Street Health | PHOENIX, AZ

    Graduate Fellow

    Oak Street Health | PHOENIX, AZ

    Oak Street Health seeks New Graduate Nurse Practitioners for a structured Fellowship within our Healthcare & Medical Services department. Fellows deliver t... more

    4 Days Ago

  • Oak Street Health | MORRIS PARK, NY

    Graduate Fellow

    Oak Street Health | MORRIS PARK, NY

    Oak Street Health is seeking motivated New Graduate Nurse Practitioners for a immersive Fellowship within our Healthcare & Medical Services department. Fel... more

    4 Days Ago

  • Zurich Insurance Company Ltd. | BOSTON, MA

    Executive Underwriter or AVP Underwriting Director

    Zurich Insurance Company Ltd. | BOSTON, MA

    Zurich Insurance Company Ltd. seeks an Executive Underwriter or AVP, Underwriting Director to lead complex commercial insurance underwriting within our Ins... more

    4 Days Ago

For Employees

Analyze the market and your qualifications to negotiate your salary with confidence.

Get a Salary Increase

Search thousands of open positions to find your next opportunity.

Search Job Openings

For Employers

Individualize employee pay based on unique job requirements and personal qualifications.

Adjust Employee Salary

Get the latest market price for benchmark jobs and jobs in your industry.

Price My Industry Jobs

Where Does Our Salary Data Come From?

Salary.com salary estimates, histograms, trends, and comparisons are derived from both employer job postings and third-party data sources. We also provide multiple percentiles of salary information for your reference, click here to know Why the Salary Midpoint Formula Is Crucial to Getting Pay Equity Right. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.

Are you an HR manager or compensation specialist?

Salary.com's CompAnalyst platform offers:

  • Detailed skills and competency reports for specific positions
  • Job and employee pricing reports
  • Compensation data tools, salary structures, surveys and benchmarks.
Learn about CompAnalyst