How much does an Insurance Risk Analyst make in Missouri? As of September 01, 2026, the average salary for an Insurance Risk Analyst in Missouri is $78,287 per year, which breaks down to an hourly rate of $38.

However, an Insurance Risk Analyst's salary can vary significantly. Here's a look at the typical salary range:

  • Top Earners (90th percentile): $91,962
  • Majority Range (25th-75th percentile): $72,907 to $85,445
  • Entry-Level (10th percentile): $68,008

Key Factors That Influence Insurance Risk Analyst Salaries

An Insurance Risk Analyst's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Insurance Risk Analyst Salaries?

Experience is a primary driver of an Insurance Risk Analyst's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $62,512
  • Early Career (1-2 years): $76,796
  • Mid-Level (2-4 years): $93,447
  • Senior-Level (5-8 years): $118,460
  • Expert (over 8 years): $150,604
Job RoleYears of ExperienceAverage Salary
Risk Analyst I less than 1 year $62,512
Insurance Risk Analyst 1-2 years $76,796
Risk Analyst III 2-4 years $93,447
Risk Analyst IV 5-8 years $118,460
Risk Analyst V over 8 years $150,604

Top Paying Cities for Insurance Risk Analyst

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • Braggadocio: $75,860
  • Eugene: $76,169
  • Fortuna: $76,148

Insurance Risk Analyst Salary by Industry: Top Paying Sectors

For Insurance Risk Analyst roles, the industry you choose can affect earning potential by as much as 43% (the gap between the highest and lowest paying industries). Data shows that the Insurance and Energy & Utilities sectors offer the strongest compensation, at 18% above the average. In contrast, Insurance Risk Analyst positions in Hospitality & Leisure or Edu., Gov't. & Nonprofit typically offer lower base pay, as these industries often view Insurance Risk Analyst as a support function rather than a direct revenue driver.

The top paying industries for an Insurance Risk Analyst

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Insurance $92,379 $44.0 18%
Energy & Utilities $90,030 $43.0 15%
Software & Networking $88,464 $43.0 13%
Healthcare $87,682 $42.0 12%
Internet $87,682 $42.0 12%

Insurance Risk Analyst Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an Insurance Risk Analyst's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

  • Yearly
  • Monthly
  • Weekly
  • Hourly
  • Table View
Last Updated on September 01, 2026
$72,907
Average $78,287/year
$85,445
$6,076
Average $6,524/month
$7,120
$1,402
Average $1,506/week
$1,643
$35
Average $38/hour
$41
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $85,445 $7,120 $1,643 $41
Average $78,287 $6,524 $1,506 $38
25th Percentile $72,907 $6,076 $1,402 $35

Find Your Next Insurance Risk Analyst Job

Ready to take the next step in your career? Browse thousands of current Insurance Risk Analyst job openings on our job board. Use the search bar below to find your perfect match.

  • Kansas City Life Insurance | Kansas City, MO

    Kansas City Life Insurance | Kansas City, MO

    Job Description. Job Description. QUALIFICATIONS/REQUIREMENTS. BS/BA in Finance, Data Science, or related field (MBA or MS in Finance/ Analytics preferred)... more

    6 Days Ago

  • Delta Dental of Missouri | Saint Louis, MO

    Delta Dental of Missouri | Saint Louis, MO

    Job Description. Job Description. Join our team as a. GRC Analyst. and play a key role in regulatory compliance, IT risk management, security. You'll asses... more

    9 Days Ago

  • CarShield | Cottleville, MO

    CarShield | Cottleville, MO

    CarShield, a leader in vehicle service contracts, seeks an AI Specialist to build data-driven solutions that enhance pricing, underwriting, and claims deci... more

    5 Days Ago

  • CF Industries | LINCOLNSHIRE WOODS, IL

    CF Industries | LINCOLNSHIRE WOODS, IL

    CF Industries is seeking a Sr. Risk and Controls Analyst to strengthen our IT and operational risk framework. In this role, you will assess technology and ... more

    5 Days Ago

  • FM | JOHNSTON, RI

    FM | JOHNSTON, RI

    FM seeks a Senior Information Security Risk Analyst to lead cyber and technology risk activities across the organization. You will perform detailed risk as... more

    5 Days Ago

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