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AR/Collections/Credit Analyst Salary in Texas

How much does an AR/Collections/Credit Analyst make in Texas? As of September 01, 2026, the average salary for an AR/Collections/Credit Analyst in Texas is $67,702 per year, which breaks down to an hourly rate of $33.

However, an AR/Collections/Credit Analyst's salary can vary significantly. Here's a look at the typical salary range:

  • Top Earners (90th percentile): $84,054
  • Majority Range (25th-75th percentile): $59,366 to $76,261
  • Entry-Level (10th percentile): $51,777
Salary Factors Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

Check out AR/Collections/Credit Analyst Job Openings in Texas

Key Factors That Influence AR/Collections/Credit Analyst Salaries

An AR/Collections/Credit Analyst's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects AR/Collections/Credit Analyst Salaries?

Experience is a primary driver of an AR/Collections/Credit Analyst's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $55,192
  • Early Career (1-2 years): $65,919
  • Mid-Level (2-4 years): $80,799
  • Senior-Level (5-8 years): $111,797
  • Expert (over 8 years): $196,888
Job RoleYears of ExperienceAverage Salary
Credit Analyst I less than 1 year $55,192
AR/Collections/Credit Analyst 1-2 years $65,919
Credit Analyst III 2-4 years $80,799
Credit Analysis Manager 5-8 years $111,797
VP of Credit Analysis over 8 years $196,888

How Do AR/Collections/Credit Analyst Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract AR/Collections/Credit Analysts. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $76,850.
  • California: $76,559.
  • Massachusetts: $75,538.

Top Paying Cities for AR/Collections/Credit Analyst

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • Waka: $61,697
  • Hillsboro: $63,550
  • Austin: $68,722

AR/Collections/Credit Analyst Salary by Industry: Top Paying Sectors

For AR/Collections/Credit Analyst roles, the industry you choose can affect earning potential by as much as 83% (the gap between the highest and lowest paying industries). Data shows that the Pharmaceuticals and Financial Services sectors offer the strongest compensation, at 30% above the average. In contrast, AR/Collections/Credit Analyst positions in Transportation or Hospitality & Leisure typically offer lower base pay, as these industries often view AR/Collections/Credit Analyst as a support function rather than a direct revenue driver.

The top paying industries for an AR/Collections/Credit Analyst

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Pharmaceuticals $88,013 $42.0 30%
Financial Services $84,627 $41.0 25%
Software & Networking $81,242 $39.0 20%
Biotechnology $77,857 $37.0 15%
Insurance $75,826 $36.0 12%

AR/Collections/Credit Analyst Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an AR/Collections/Credit Analyst's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

  • Yearly
  • Monthly
  • Weekly
  • Hourly
  • Table View
Last Updated on September 01, 2026
$59,366
Average $67,702/year
$76,261
$4,947
Average $5,642/month
$6,355
$1,142
Average $1,302/week
$1,467
$29
Average $33/hour
$37
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $76,261 $6,355 $1,467 $37
Average $67,702 $5,642 $1,302 $33
25th Percentile $59,366 $4,947 $1,142 $29

Find Your Next AR/Collections/Credit Analyst Job

Ready to take the next step in your career? Browse thousands of current AR/Collections/Credit Analyst job openings on our job board. Use the search bar below to find your perfect match.

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Where Does Our Salary Data Come From?

Salary.com salary estimates, histograms, trends, and comparisons are derived from both employer job postings and third-party data sources. We also provide multiple percentiles of salary information for your reference, click here to know Why the Salary Midpoint Formula Is Crucial to Getting Pay Equity Right. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.

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