What are the main factors that influence an AR/Collections/Credit Analyst's salary?

The primary factors are: 1) Experience Level, 2) Geographic Location, 3) Education/Skills, 4) Company Size & Industry

What industry pays the highest salary for AR/Collections/Credit Analyst?

The Pharmaceuticals industry offers the highest average compensation for AR/Collections/Credit Analyst roles, with salaries approximately 30% above the market median.

How does experience change An AR/Collections/Credit Analyst's salary?

An AR/Collections/Credit Analyst's salary grows with experience: starting around $55,538 for beginners, reaching about $81,305 at mid-level, and approach $198,119 for experts.

What are the highest paying states for an AR/Collections/Credit Analyst?

AR/Collections/Credit Analyst salary varies significantly by state. The top 3 highest paying states for AR/Collections/Credit Analyst roles are District of Columbia $76,850, California $76,559, Massachusetts $75,538. These tech hubs typically pay 10-15% above the national average.

AR/Collections/Credit Analyst Salary in Vermont

How much does an AR/Collections/Credit Analyst make in Vermont? As of September 01, 2026, the average salary for an AR/Collections/Credit Analyst in Vermont is $68,125 per year, which breaks down to an hourly rate of $33.

However, an AR/Collections/Credit Analyst's salary can vary significantly. Here's a look at the typical salary range:

Top Earners (90th percentile): $84,580
Majority Range (25th-75th percentile): $59,737 to $76,738
Entry-Level (10th percentile): $52,100

10% $52,100

50% (Median) $68,125

90% $84,580

AR/Collections/Credit Analyst Salaries by Percentile

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$76,738	$6,395	$1,476	$37
Average	$68,125	$5,677	$1,310	$33
25th Percentile	$59,737	$4,978	$1,149	$29

Salary Factors Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

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Key Factors That Influence AR/Collections/Credit Analyst Salaries

An AR/Collections/Credit Analyst's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects AR/Collections/Credit Analyst Salaries?

Experience is a primary driver of an AR/Collections/Credit Analyst's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

Entry-Level (less than 1 year): $55,538
Early Career (1-2 years): $66,331
Mid-Level (2-4 years): $81,305
Senior-Level (5-8 years): $112,496
Expert (over 8 years): $198,119

Job Role	Years of Experience	Average Salary
Credit Analyst I	less than 1 year	$55,538
AR/Collections/Credit Analyst	1-2 years	$66,331
Credit Analyst III	2-4 years	$81,305
Credit Analysis Manager	5-8 years	$112,496
VP of Credit Analysis	over 8 years	$198,119

How Do AR/Collections/Credit Analyst Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract AR/Collections/Credit Analysts. For example, consider the average annual salaries in these key locations:

District of Columbia: $76,850.
California: $76,559.
Massachusetts: $75,538.

District of Columbia $76,850 California $76,559 Massachusetts $75,538 Washington $75,261 New Jersey $75,233 Alaska $75,136 Connecticut $74,178 New York $73,789

Hawaii $72,547 Rhode Island $71,964 Maryland $71,568 Minnesota $71,027 Colorado $70,818 Illinois $70,749 Oregon $70,485 Delaware $70,291

New Hampshire $70,169 Virginia $69,895 Pennsylvania $69,097 Nevada $68,694 North Dakota $68,563 Michigan $68,354 Wisconsin $68,278 Vermont $68,125

Texas $67,702 Maine $67,674 Arizona $67,633 Ohio $67,584 Georgia $66,945 Indiana $66,626 Wyoming $66,564 Utah $66,466

Iowa $66,425 Kansas $66,092 Louisiana $65,994 North Carolina $65,960 Missouri $65,946 Florida $65,675 Montana $65,529 Nebraska $65,391

Kentucky $65,314 South Carolina $65,037 Tennessee $64,863 Idaho $64,794 New Mexico $64,287 Oklahoma $64,176 Alabama $63,766 South Dakota $63,079

Arkansas $62,704 West Virginia $62,503 Mississippi $61,899

Top Paying Cities for AR/Collections/Credit Analyst

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

Adamant: $69,732
Barre: $69,837
Cabot: $69,684

Adamant, VT $69,732

Barre, VT $69,837

Cabot, VT $69,684

Calais, VT $69,745

East Barre, VT $69,731

East Calais, VT $69,732

East Montpelier, VT $69,779

Eden, VT $69,686

Eden Mills, VT $69,623

Graniteville, VT $69,833

Hyde Park, VT $69,789

Johnson, VT $69,877

Lake Elmore, VT $69,711

Marshfield, VT $69,695

Moretown, VT $69,882

Morrisville, VT $69,874

Moscow, VT $69,909

Northfield, VT $69,797

Northfield Falls, VT $70,123

North Hyde Park, VT $69,784

North Montpelier, VT $69,714

Plainfield, VT $69,704

Roxbury, VT $69,586

South Barre, VT $69,918

Waterbury, VT $69,902

Stowe, VT $69,912

Waitsfield, VT $69,873

Warren, VT $69,743

Washington, VT $69,607

Waterbury Center, VT $69,900

Websterville, VT $69,822

Williamstown, VT $69,740

Wolcott, VT $69,702

Woodbury, VT $69,634

Worcester, VT $69,703

Rutland, VT $69,701

Belmont, VT $69,486

Benson, VT $69,485

Bomoseen, VT $69,595

Brandon, VT $69,646

Bridport, VT $69,654

Castleton, VT $69,608

Center Rutland, VT $69,656

Chittenden, VT $69,495

Cuttingsville, VT $69,471

Danby, VT $69,590

East Middlebury, VT $69,692

East Poultney, VT $69,597

East Wallingford, VT $69,522

Fair Haven, VT $69,547

Florence, VT $69,523

Forest Dale, VT $69,649

Gaysville, VT $69,207

Granville, VT $69,534

Hancock, VT $69,523

Hydeville, VT $69,603

Killington, VT $69,515

Middlebury, VT $69,799

Middletown Springs, VT $69,560

Mount Holly, VT $69,495

North Clarendon, VT $69,597

Orwell, VT $69,590

Pawlet, VT $69,615

Pittsfield, VT $69,555

Pittsford, VT $69,622

Poultney, VT $69,609

Proctor, VT $69,686

Ripton, VT $69,605

Rochester, VT $69,569

Rupert, VT $69,562

Salisbury, VT $69,673

Shoreham, VT $69,614

Stockbridge, VT $69,491

Wallingford, VT $69,528

Wells, VT $69,618

West Pawlet, VT $69,641

West Rupert, VT $69,625

West Rutland, VT $69,582

Whiting, VT $69,617

Saint Johnsbury, VT $69,692

Albany, VT $69,652

Barnet, VT $69,618

Barton, VT $69,644

Beebe Plain, VT $69,665

Concord, VT $69,552

Coventry, VT $69,746

Craftsbury, VT $69,672

Craftsbury Common, VT $69,675

Danville, VT $69,633

Derby, VT $69,665

Derby Line, VT $69,613

East Burke, VT $69,611

East Charleston, VT $69,618

East Hardwick, VT $69,655

East Haven, VT $69,459

East Saint Johnsbury, VT $69,691

Glover, VT $69,623

Granby, VT $69,373

Greensboro, VT $69,600

Greensboro Bend, VT $69,644

Hardwick, VT $69,721

Irasburg, VT $69,627

Island Pond, VT $69,513

Lowell, VT $69,603

Lower Waterford, VT $69,683

Lyndon, VT $69,670

Lyndon Center, VT $69,749

Lyndonville, VT $69,673

Morgan, VT $69,548

Newport, VT $69,706

Newport Center, VT $69,618

North Concord, VT $69,436

North Troy, VT $69,627

Orleans, VT $69,601

Passumpsic, VT $69,696

Peacham, VT $69,556

Saint Johnsbury Center, VT $69,698

Sheffield, VT $69,575

Sutton, VT $69,569

Troy, VT $69,634

West Burke, VT $69,616

West Charleston, VT $69,583

West Danville, VT $69,637

Westfield, VT $69,582

West Glover, VT $69,629

Averill, VT $69,224

Beecher Falls, VT $69,673

Canaan, VT $69,500

Gilman, VT $69,806

Guildhall, VT $69,408

Lunenburg, VT $69,559

Norton, VT $69,363

North Bennington, VT $70,138

North Pownal, VT $70,279

Pownal, VT $70,319

White River Junction, VT $69,683

Ascutney, VT $69,715

Barnard, VT $69,525

Bethel, VT $69,568

Bradford, VT $69,641

Bridgewater, VT $69,596

Bridgewater Corners, VT $69,458

Brookfield, VT $69,636

Brownsville, VT $69,597

Chelsea, VT $69,595

Corinth, VT $69,577

East Corinth, VT $69,606

East Randolph, VT $69,619

East Ryegate, VT $69,559

East Thetford, VT $69,645

Fairlee, VT $69,570

Groton, VT $69,588

Hartford, VT $69,864

Hartland, VT $69,620

Hartland Four Corners, VT $69,617

Mc Indoe Falls, VT $69,796

Newbury, VT $69,580

North Hartland, VT $69,669

North Pomfret, VT $69,550

North Thetford, VT $69,643

Norwich, VT $69,629

Plymouth, VT $69,408

Post Mills, VT $69,628

Quechee, VT $69,700

Randolph, VT $69,688

Randolph Center, VT $69,652

Reading, VT $69,466

Sharon, VT $69,566

South Pomfret, VT $69,500

South Royalton, VT $69,586

South Ryegate, VT $69,600

South Strafford, VT $69,583

South Woodstock, VT $69,483

Strafford, VT $69,523

Taftsville, VT $69,706

Thetford, VT $69,645

Thetford Center, VT $69,572

Topsham, VT $69,551

Tunbridge, VT $69,564

Vershire, VT $69,532

Wells River, VT $69,605

West Fairlee, VT $69,733

West Hartford, VT $69,551

West Newbury, VT $69,578

West Topsham, VT $69,607

Wilder, VT $69,868

Windsor, VT $69,648

Woodstock, VT $69,563

Bellows Falls, VT $69,817

Cambridgeport, VT $69,737

Cavendish, VT $69,505

Chester, VT $69,575

Chester Depot, VT $69,550

Grafton, VT $69,522

Londonderry, VT $69,647

Ludlow, VT $69,541

North Springfield, VT $69,784

Perkinsville, VT $69,595

Peru, VT $69,574

Proctorsville, VT $69,517

Saxtons River, VT $69,802

South Londonderry, VT $69,690

Springfield, VT $69,750

Westminster, VT $69,816

Westminster Station, VT $69,821

Weston, VT $69,502

Shaftsbury, VT $70,054

Brattleboro, VT $69,959

Bondville, VT $69,670

East Dover, VT $69,811

Jacksonville, VT $69,987

Jamaica, VT $69,671

Marlboro, VT $70,305

Newfane, VT $69,765

Putney, VT $69,751

Readsboro, VT $70,314

South Newfane, VT $69,790

Stamford, VT $70,263

Townshend, VT $69,702

Vernon, VT $70,173

Wardsboro, VT $69,753

West Dover, VT $69,868

West Dummerston, VT $69,783

West Halifax, VT $69,890

West Townshend, VT $69,609

West Wardsboro, VT $69,610

Whitingham, VT $69,962

Williamsville, VT $69,783

Wilmington, VT $69,920

Burlington, VT $70,110

South Burlington, VT $70,106

Winooski, VT $70,110

Colchester, VT $70,110

Alburgh, VT $69,761

Bakersfield, VT $69,864

Belvidere Center, VT $69,611

Bristol, VT $69,879

Cambridge, VT $69,962

Charlotte, VT $70,015

East Berkshire, VT $69,797

East Fairfield, VT $69,901

Enosburg Falls, VT $69,708

Essex, VT $70,057

Essex Junction, VT $70,062

Fairfax, VT $69,967

Fairfield, VT $69,899

Ferrisburgh, VT $69,938

Franklin, VT $69,712

Grand Isle, VT $69,974

Highgate Center, VT $69,771

Highgate Springs, VT $69,806

Hinesburg, VT $70,014

Huntington, VT $69,961

Isle La Motte, VT $69,847

Jeffersonville, VT $69,915

Jericho, VT $69,999

Jonesville, VT $70,013

Milton, VT $70,032

Monkton, VT $69,958

Montgomery, VT $69,708

Montgomery Center, VT $69,623

New Haven, VT $69,870

North Ferrisburgh, VT $69,969

North Hero, VT $69,899

Richford, VT $69,696

Richmond, VT $70,006

Saint Albans, VT $69,931

Saint Albans Bay, VT $69,922

Shelburne, VT $70,079

Sheldon, VT $69,847

Sheldon Springs, VT $70,019

South Hero, VT $70,037

Starksboro, VT $69,920

Swanton, VT $69,835

Underhill, VT $69,983

Underhill Center, VT $69,985

Vergennes, VT $69,849

Waterville, VT $69,872

Westford, VT $70,017

Williston, VT $70,070

Montpelier, VT $69,826

Bennington, VT $70,189

Arlington, VT $69,942

Dorset, VT $69,670

East Arlington, VT $69,643

East Dorset, VT $69,671

Manchester, VT $69,859

Manchester Center, VT $69,813

AR/Collections/Credit Analyst Salary by Industry: Top Paying Sectors

For AR/Collections/Credit Analyst roles, the industry you choose can affect earning potential by as much as 83% (the gap between the highest and lowest paying industries). Data shows that the Pharmaceuticals and Financial Services sectors offer the strongest compensation, at 30% above the average. In contrast, AR/Collections/Credit Analyst positions in Transportation or Hospitality & Leisure typically offer lower base pay, as these industries often view AR/Collections/Credit Analyst as a support function rather than a direct revenue driver.

The top paying industries for an AR/Collections/Credit Analyst

Industry Sector	Average Annual Salary	Average Hourly Rate	Pay vs.Avg
Pharmaceuticals	$88,563	$43.0	30%
Financial Services	$85,157	$41.0	25%
Software & Networking	$81,750	$39.0	20%
Biotechnology	$78,344	$38.0	15%
Insurance	$76,300	$37.0	12%

AR/Collections/Credit Analyst Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an AR/Collections/Credit Analyst's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

$59,737

Average $68,125/year

$76,738

$4,978

Average $5,677/month

$6,395

$1,149

Average $1,310/week

$1,476

$29

Average $33/hour

$37

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$76,738	$6,395	$1,476	$37
Average	$68,125	$5,677	$1,310	$33
25th Percentile	$59,737	$4,978	$1,149	$29

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