What are the main factors that influence an AR Collections Representative's salary?

The primary factors are: 1) Experience Level, 2) Geographic Location, 3) Education/Skills, 4) Company Size & Industry

What industry pays the highest salary for AR Collections Representative?

The Financial Services industry offers the highest average compensation for AR Collections Representative roles, with salaries approximately 30% above the market median.

How does experience change An AR Collections Representative's salary?

An AR Collections Representative's salary grows with experience: starting around $34,343 for beginners, reaching about $42,346 at mid-level, and approach $206,071 for experts.

What are the highest paying states for an AR Collections Representative?

AR Collections Representative salary varies significantly by state. The top 3 highest paying states for AR Collections Representative roles are District of Columbia $43,252, California $43,088, Massachusetts $42,513. These tech hubs typically pay 10-15% above the national average.

How much do different types of AR Collections Representative roles make?

Salaries for AR Collections Representative level roles vary by specialization: AR/Collections/Credit Analyst: $69,408; AR Collections Analyst: $65,122; AR Collections Supervisor: $59,196; Credit and Collections Representative: $49,958; Ar Representative: $48,905.

AR Collections Representative Salary in Mississippi

How much does an AR Collections Representative make in Mississippi? As of August 01, 2026, the average salary for an AR Collections Representative in Mississippi is $34,837 per year, which breaks down to an hourly rate of $17.

However, an AR Collections Representative's salary can vary significantly. Here's a look at the typical salary range:

Top Earners (90th percentile): $39,375
Majority Range (25th-75th percentile): $31,956 to $37,212
Entry-Level (10th percentile): $29,333

10% $29,333

50% (Median) $34,837

90% $39,375

AR Collections Representative Salaries by Percentile

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$37,212	$3,101	$716	$18
Average	$34,837	$2,903	$670	$17
25th Percentile	$31,956	$2,663	$615	$15

Salary Factors Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

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Check out AR Collections Representative Job Openings in Mississippi

AR Collections Specialist

Swoop – Meridian, MS

AR Collections Specialist

Swoop – Brookhaven, MS

AR Collections Specialist

Swoop – Canton, MS

AR Collections Specialist

Swoop – Corinth, MS

Key Factors That Influence AR Collections Representative Salaries

An AR Collections Representative's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects AR Collections Representative Salaries?

Experience is a primary driver of an AR Collections Representative's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

Entry-Level (less than 1 year): $34,343
Early Career (1-2 years): $38,265
Mid-Level (2-4 years): $42,346
Senior-Level (5-8 years): $58,925
Expert (over 8 years): $206,071

Job Role	Years of Experience	Average Salary
AR Collections Representative	less than 1 year	$34,343
Collections Representative II	1-2 years	$38,265
Collections Representative III	2-4 years	$42,346
Collections Supervisor	5-8 years	$58,925
VP of Collections	over 8 years	$206,071

How Do AR Collections Representative Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract AR Collections Representatives. For example, consider the average annual salaries in these key locations:

District of Columbia: $43,252.
California: $43,088.
Massachusetts: $42,513.

District of Columbia $43,252 California $43,088 Massachusetts $42,513 Washington $42,357 New Jersey $42,342 Alaska $42,287 Connecticut $41,748 New York $41,529

Hawaii $40,830 Rhode Island $40,502 Maryland $40,279 Minnesota $39,974 Colorado $39,857 Illinois $39,818 Oregon $39,670 Delaware $39,560

New Hampshire $39,491 Virginia $39,338 Pennsylvania $38,888 Nevada $38,662 North Dakota $38,588 Michigan $38,470 Wisconsin $38,427 Vermont $38,341

Texas $38,103 Maine $38,087 Arizona $38,064 Ohio $38,037 Georgia $37,677 Indiana $37,498 Wyoming $37,462 Utah $37,408

Iowa $37,384 Kansas $37,197 Louisiana $37,142 North Carolina $37,123 Missouri $37,115 Florida $36,962 Montana $36,880 Nebraska $36,802

Kentucky $36,759 South Carolina $36,603 Tennessee $36,505 Idaho $36,466 New Mexico $36,181 Oklahoma $36,119 Alabama $35,888 South Dakota $35,501

Arkansas $35,291 West Virginia $35,177 Mississippi $34,837

Top Paying Cities for AR Collections Representative

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

Hillsboro: $34,187
Holly Bluff: $33,893
Kosciusko: $33,884

Hillsboro, MS $34,187

Holly Bluff, MS $33,893

Kosciusko, MS $33,884

Lake, MS $34,073

Lena, MS $34,208

Lexington, MS $33,824

Lorman, MS $33,909

Louise, MS $34,251

Ludlow, MS $34,283

Mc Adams, MS $33,854

Mc Cool, MS $33,816

Madden, MS $33,986

Madison, MS $34,594

Magee, MS $34,229

Mayersville, MS $34,096

Mendenhall, MS $34,350

Midnight, MS $34,252

Mize, MS $34,090

Morton, MS $34,362

Mount Olive, MS $34,092

Natchez, MS $33,996

Newhebron, MS $34,187

Pattison, MS $34,071

Pelahatchie, MS $34,472

Pickens, MS $34,096

Piney Woods, MS $34,528

Pinola, MS $34,330

Port Gibson, MS $34,065

Puckett, MS $34,396

Pulaski, MS $34,199

Raleigh, MS $34,107

Raymond, MS $34,581

Redwood, MS $34,115

Ridgeland, MS $34,683

Rolling Fork, MS $34,121

Sallis, MS $33,912

Sandhill, MS $34,551

Satartia, MS $34,289

Sharon, MS $34,324

Sibley, MS $34,079

Silver City, MS $34,062

Star, MS $34,576

Taylorsville, MS $34,003

Tchula, MS $33,853

Terry, MS $34,592

Thomastown, MS $33,989

Tinsley, MS $34,258

Tougaloo, MS $34,708

Utica, MS $34,390

Vaiden, MS $33,756

Valley Park, MS $33,958

Vaughan, MS $34,165

Vicksburg, MS $34,231

Walnut Grove, MS $34,051

Washington, MS $33,982

Wesson, MS $34,214

West, MS $33,752

Whitfield, MS $34,705

Yazoo City, MS $34,116

Jackson, MS $34,732

Pearl, MS $34,729

Richland, MS $34,732

Flowood, MS $34,722

Byram, MS $34,689

Lula, MS $34,553

Lyon, MS $33,910

Marks, MS $34,139

Michigan City, MS $34,810

Mount Pleasant, MS $35,646

Myrtle, MS $34,180

Nesbit, MS $36,236

New Albany, MS $34,119

Olive Branch, MS $36,183

Oxford, MS $34,237

Pope, MS $34,022

Potts Camp, MS $34,556

Red Banks, MS $35,629

Ripley, MS $34,075

Robinsonville, MS $35,746

Sarah, MS $35,235

Sardis, MS $34,618

Senatobia, MS $35,280

Sherard, MS $33,836

Sledge, MS $34,495

Southaven, MS $36,448

Taylor, MS $34,184

Tiplersville, MS $34,135

Tula, MS $33,993

Tunica, MS $35,328

University, MS $34,479

Victoria, MS $35,585

Walls, MS $36,369

Walnut, MS $34,147

Waterford, MS $34,682

Greenville, MS $34,728

Alligator, MS $33,728

Anguilla, MS $34,366

Arcola, MS $34,728

Avon, MS $34,728

Benoit, MS $34,403

Beulah, MS $34,086

Boyle, MS $34,249

Chatham, MS $34,668

Cleveland, MS $34,125

Doddsville, MS $33,937

Drew, MS $33,755

Parchman, MS $33,792

Dublin, MS $33,668

Duncan, MS $33,710

Glen Allan, MS $34,565

Grace, MS $34,480

Gunnison, MS $33,809

Hollandale, MS $34,728

Holly Ridge, MS $34,426

Indianola, MS $34,449

Inverness, MS $34,382

Isola, MS $34,459

Leland, MS $34,728

Merigold, MS $33,941

Metcalfe, MS $34,728

Moorhead, MS $34,116

Mound Bayou, MS $33,910

Pace, MS $34,110

Panther Burn, MS $34,577

Rena Lara, MS $33,718

Rome, MS $33,725

Rosedale, MS $34,029

Ruleville, MS $33,918

Scott, MS $34,522

Shaw, MS $34,353

Shelby, MS $33,829

Stoneville, MS $34,728

Sunflower, MS $34,052

Wayside, MS $34,728

Winstonville, MS $34,003

Winterville, MS $34,728

Tupelo, MS $34,276

Algoma, MS $34,181

Amory, MS $33,697

Baldwyn, MS $34,097

Becker, MS $33,610

Belden, MS $34,216

Belmont, MS $33,963

Blue Springs, MS $34,120

Booneville, MS $34,077

Burnsville, MS $34,050

Corinth, MS $34,179

Dennis, MS $33,924

Derma, MS $34,151

Ecru, MS $34,148

Fulton, MS $34,098

Gattman, MS $33,562

Glen, MS $34,084

Abbeville, MS $34,435

Arkabutla, MS $35,612

Ashland, MS $34,565

Batesville, MS $34,338

Belen, MS $34,034

Blue Mountain, MS $34,154

Byhalia, MS $35,787

Clarksdale, MS $33,811

Coahoma, MS $34,160

Coldwater, MS $35,668

Como, MS $34,814

Courtland, MS $34,159

Crenshaw, MS $34,633

Crowder, MS $34,041

Darling, MS $34,324

Dumas, MS $34,053

Dundee, MS $34,574

Etta, MS $34,144

Falcon, MS $34,407

Falkner, MS $34,306

Farrell, MS $33,910

Friars Point, MS $34,179

Hernando, MS $35,934

Hickory Flat, MS $34,403

Holly Springs, MS $34,959

Horn Lake, MS $36,409

Independence, MS $35,528

Jonestown, MS $34,190

Lake Cormorant, MS $36,217

Lamar, MS $34,978

Stennis Space Center, MS $34,704

Diamondhead, MS $34,412

Biloxi, MS $34,623

Diberville, MS $34,603

Escatawpa, MS $34,435

Gautier, MS $34,428

Hurley, MS $34,526

Kiln, MS $34,447

Lakeshore, MS $34,730

Long Beach, MS $34,369

Mc Henry, MS $34,274

Moss Point, MS $34,463

Ocean Springs, MS $34,480

Vancleave, MS $34,395

Pascagoula, MS $34,462

Pass Christian, MS $34,371

Pearlington, MS $35,180

Perkinston, MS $34,267

Saucier, MS $34,376

Waveland, MS $34,466

Wiggins, MS $34,150

Brookhaven, MS $34,208

Bogue Chitto, MS $34,034

Bude, MS $34,038

Centreville, MS $35,040

Chatawa, MS $34,346

Crosby, MS $34,239

Fernwood, MS $34,185

Gloster, MS $34,472

Jayess, MS $33,921

Kokomo, MS $33,937

Liberty, MS $34,567

Mc Call Creek, MS $34,006

Mccomb, MS $34,047

Magnolia, MS $34,224

Meadville, MS $33,905

Monticello, MS $34,123

Oak Vale, MS $33,951

Osyka, MS $34,462

Roxie, MS $33,885

Ruth, MS $33,973

Silver Creek, MS $34,093

Smithdale, MS $33,985

Sontag, MS $34,135

Summit, MS $33,971

Tylertown, MS $33,964

Union Church, MS $34,039

Woodville, MS $34,603

Columbus, MS $33,308

Aberdeen, MS $33,533

Ackerman, MS $33,831

Artesia, MS $33,357

Bellefontaine, MS $33,882

Brooksville, MS $33,485

Caledonia, MS $33,456

Cedarbluff, MS $33,537

Crawford, MS $33,407

Eupora, MS $33,873

French Camp, MS $33,822

Hamilton, MS $33,392

Kilmichael, MS $33,805

Maben, MS $33,740

Mantee, MS $33,785

Mathiston, MS $33,800

Mayhew, MS $33,311

Montpelier, MS $33,657

Pheba, MS $33,624

Prairie, MS $33,529

Starkville, MS $33,494

Mississippi State, MS $33,467

Steens, MS $33,327

Stewart, MS $33,810

Sturgis, MS $33,721

Walthall, MS $33,938

Weir, MS $33,863

West Point, MS $33,374

Woodland, MS $33,804

Thaxton, MS $34,058

Tishomingo, MS $33,898

Toccopola, MS $34,061

Trebloc, MS $33,693

Tremont, MS $34,020

Van Vleet, MS $33,954

Vardaman, MS $33,995

Verona, MS $34,268

Wheeler, MS $34,080

Grenada, MS $33,821

Banner, MS $33,967

Big Creek, MS $33,878

Bruce, MS $33,989

Calhoun City, MS $33,947

Carrollton, MS $33,662

Cascilla, MS $33,703

Charleston, MS $33,750

Coffeeville, MS $33,842

Coila, MS $33,665

Cruger, MS $33,742

Duck Hill, MS $33,794

Elliott, MS $33,831

Enid, MS $33,847

Glendora, MS $33,649

Gore Springs, MS $33,855

Greenwood, MS $33,652

Holcomb, MS $33,660

Itta Bena, MS $33,900

Mc Carley, MS $33,705

Minter City, MS $33,581

Money, MS $33,626

Morgan City, MS $33,960

North Carrollton, MS $33,844

Oakland, MS $33,808

Paris, MS $33,968

Philipp, MS $33,554

Pittsboro, MS $33,997

Schlater, MS $33,647

Scobey, MS $33,754

Sidon, MS $33,732

Slate Spring, MS $33,926

Sumner, MS $33,749

Swan Lake, MS $33,660

Swiftown, MS $34,049

Tie Plant, MS $33,822

Tillatoba, MS $33,770

Tippo, MS $33,607

Tutwiler, MS $33,731

Vance, MS $33,677

Water Valley, MS $33,933

Webb, MS $33,702

Winona, MS $33,794

Belzoni, MS $34,210

Benton, MS $34,158

Bentonia, MS $34,402

Bolton, MS $34,544

Brandon, MS $34,546

Braxton, MS $34,488

Camden, MS $34,069

Canton, MS $34,423

Carthage, MS $34,004

Cary, MS $34,156

Clinton, MS $34,653

Conehatta, MS $34,004

Crystal Springs, MS $34,474

Delta City, MS $34,574

D Lo, MS $34,417

Durant, MS $33,858

Edwards, MS $34,454

Ethel, MS $33,813

Fayette, MS $33,923

Flora, MS $34,528

Pocahontas, MS $34,696

Florence, MS $34,616

Meridian, MS $33,937

Bailey, MS $33,891

Buckatunna, MS $33,921

Chunky, MS $33,860

Clara, MS $33,896

Collinsville, MS $33,909

Daleville, MS $33,858

Decatur, MS $33,910

De Kalb, MS $33,866

Enterprise, MS $33,859

Hickory, MS $33,865

Lauderdale, MS $33,900

Lawrence, MS $33,982

Little Rock, MS $33,872

Louin, MS $33,930

Louisville, MS $33,864

Macon, MS $33,950

Marion, MS $34,010

Newton, MS $33,917

Noxapater, MS $33,880

Pachuta, MS $33,840

Paulding, MS $33,833

Philadelphia, MS $33,908

Porterville, MS $33,860

Preston, MS $33,870

Quitman, MS $33,883

Rose Hill, MS $33,813

Scooba, MS $33,938

Sebastopol, MS $34,086

Shubuta, MS $33,855

Shuqualak, MS $33,933

State Line, MS $33,984

Stonewall, MS $33,898

Toomsuba, MS $33,907

Union, MS $33,888

Vossburg, MS $33,847

Waynesboro, MS $33,899

Hattiesburg, MS $33,977

Bassfield, MS $33,951

Bay Springs, MS $33,955

Beaumont, MS $33,938

Brooklyn, MS $34,008

Carriere, MS $34,606

Carson, MS $33,967

Collins, MS $33,997

Columbia, MS $33,947

Eastabuchie, MS $33,913

Ellisville, MS $33,925

Heidelberg, MS $33,871

Laurel, MS $34,030

Leakesville, MS $34,201

Lucedale, MS $34,467

Lumberton, MS $34,100

Mc Lain, MS $34,071

Mc Neill, MS $34,564

Moselle, MS $33,913

Moss, MS $33,893

Neely, MS $34,009

New Augusta, MS $33,870

Nicholson, MS $34,778

Ovett, MS $33,868

Petal, MS $33,965

Picayune, MS $34,745

Poplarville, MS $34,339

Prentiss, MS $34,073

Purvis, MS $33,966

Richton, MS $33,863

Sandersville, MS $33,929

Sandy Hook, MS $33,960

Seminary, MS $33,906

Soso, MS $33,900

Stringer, MS $33,919

Sumrall, MS $33,922

Foxworth, MS $33,937

Gulfport, MS $34,349

Bay Saint Louis, MS $34,665

Plantersville, MS $34,080

Pontotoc, MS $34,173

Randolph, MS $34,046

Rienzi, MS $34,080

Saltillo, MS $34,187

Shannon, MS $34,092

Sherman, MS $34,227

Smithville, MS $33,908

Golden, MS $33,966

Greenwood Springs, MS $33,672

Guntown, MS $34,131

Houlka, MS $34,094

Houston, MS $33,911

Iuka, MS $33,927

Mantachie, MS $34,135

Marietta, MS $34,036

Mooreville, MS $34,199

Nettleton, MS $33,957

New Site, MS $33,962

Okolona, MS $33,880

Lambert, MS $33,771

Forest, MS $34,167

Gallman, MS $34,380

Georgetown, MS $34,401

Goodman, MS $34,034

Harperville, MS $34,140

Harriston, MS $33,938

Harrisville, MS $34,457

Hazlehurst, MS $34,246

Hermanville, MS $34,135

AR Collections Representative Salary by Industry: Top Paying Sectors

For AR Collections Representative roles, the industry you choose can affect earning potential by as much as 60% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Pharmaceuticals sectors offer the strongest compensation, at 30% above the average. In contrast, AR Collections Representative positions in Edu., Gov't. & Nonprofit or Hospitality & Leisure typically offer lower base pay, as these industries often view AR Collections Representative as a support function rather than a direct revenue driver.

The top paying industries for an AR Collections Representative

Industry Sector	Average Annual Salary	Average Hourly Rate	Pay vs.Avg
Financial Services	$45,289	$22.0	30%
Pharmaceuticals	$43,547	$21.0	25%
Software & Networking	$41,805	$20.0	20%
Biotechnology	$40,063	$19.0	15%
Internet	$40,063	$19.0	15%

AR Collections Representative Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an AR Collections Representative's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

$31,956

Average $34,837/year

$37,212

$2,663

Average $2,903/month

$3,101

$615

Average $670/week

$716

$15

Average $17/hour

$18

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$37,212	$3,101	$716	$18
Average	$34,837	$2,903	$670	$17
25th Percentile	$31,956	$2,663	$615	$15

Find Your Next AR Collections Representative Job

Ready to take the next step in your career? Browse thousands of current AR Collections Representative job openings on our job board. Use the search bar below to find your perfect match.

Swoop | Greenville, MS

AR Collections Specialist

Swoop | Greenville, MS

[Accounts Receivable / Remote] - Anywhere in U.S. / $20 to $30-hr / Comprehensive Employee Benefits Package - As an AR Collections Specialist at Swoop, you... more

4 Days Ago
Swoop | Greenwood, MS

AR Collections Specialist

Swoop | Greenwood, MS

[Accounts Receivable / Remote] - Anywhere in U.S. / $20 to $30-hr / Comprehensive Employee Benefits Package - As an AR Collections Specialist at Swoop, you... more

4 Days Ago
Swoop | Lucedale, MS

AR Collections Specialist

Swoop | Lucedale, MS

[Accounts Receivable / Remote] - Anywhere in U.S. / $20 to $30-hr / Comprehensive Employee Benefits Package - As an AR Collections Specialist at Swoop, you... more

4 Days Ago
Swoop | Oxford, MS

AR Collections Specialist

Swoop | Oxford, MS

[Accounts Receivable / Remote] - Anywhere in U.S. / $20 to $30-hr / Comprehensive Employee Benefits Package - As an AR Collections Specialist at Swoop, you... more

4 Days Ago
Swoop | Starkville, MS

AR Collections Specialist

Swoop | Starkville, MS

[Accounts Receivable / Remote] - Anywhere in U.S. / $20 to $30-hr / Comprehensive Employee Benefits Package - As an AR Collections Specialist at Swoop, you... more

4 Days Ago
Swoop | Vicksburg, MS

AR Collections Specialist

Swoop | Vicksburg, MS

[Accounts Receivable / Remote] - Anywhere in U.S. / $20 to $30-hr / Comprehensive Employee Benefits Package - As an AR Collections Specialist at Swoop, you... more

4 Days Ago

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AR Collections Representative Salary in Mississippi

Check out AR Collections Representative Job Openings in Mississippi

Key Factors That Influence AR Collections Representative Salaries

How Experience Level Affects AR Collections Representative Salaries?

How Do AR Collections Representative Salaries Vary from State to State?

Top Paying Cities for AR Collections Representative

AR Collections Representative Salary by Industry: Top Paying Sectors

The top paying industries for an AR Collections Representative

AR Collections Representative Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Find Your Next AR Collections Representative Job

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AR Collections Representative Salary in Mississippi

Check out AR Collections Representative Job Openings in Mississippi

Key Factors That Influence AR Collections Representative Salaries

How Experience Level Affects AR Collections Representative Salaries?

How Do AR Collections Representative Salaries Vary from State to State?

Top Paying Cities for AR Collections Representative

AR Collections Representative Salary by Industry: Top Paying Sectors

The top paying industries for an AR Collections Representative

AR Collections Representative Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Salaries of jobs related to AR Collections Representative

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