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AR Collections Representative Salary in New Jersey

How much does an AR Collections Representative make in New Jersey? As of September 01, 2026, the average salary for an AR Collections Representative in New Jersey is $42,337 per year, which breaks down to an hourly rate of $20.

However, an AR Collections Representative's salary can vary significantly. Here's a look at the typical salary range:

  • Top Earners (90th percentile): $47,845
  • Majority Range (25th-75th percentile): $38,835 to $45,220
  • Entry-Level (10th percentile): $35,646
Salary Factors Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

Check out AR Collections Representative Job Openings in New Jersey

Key Factors That Influence AR Collections Representative Salaries

An AR Collections Representative's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects AR Collections Representative Salaries?

Experience is a primary driver of an AR Collections Representative's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $41,736
  • Early Career (1-2 years): $46,506
  • Mid-Level (2-4 years): $51,467
  • Senior-Level (5-8 years): $71,622
  • Expert (over 8 years): $250,479
Job RoleYears of ExperienceAverage Salary
AR Collections Representative less than 1 year $41,736
Collections Representative II 1-2 years $46,506
Collections Representative III 2-4 years $51,467
Collections Supervisor 5-8 years $71,622
VP of Collections over 8 years $250,479

How Do AR Collections Representative Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract AR Collections Representatives. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $43,247.
  • California: $43,083.
  • Massachusetts: $42,508.

Top Paying Cities for AR Collections Representative

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • Maywood: $44,358
  • Teterboro: $44,375
  • Alpine: $44,357

AR Collections Representative Salary by Industry: Top Paying Sectors

For AR Collections Representative roles, the industry you choose can affect earning potential by as much as 60% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Pharmaceuticals sectors offer the strongest compensation, at 30% above the average. In contrast, AR Collections Representative positions in Edu., Gov't. & Nonprofit or Hospitality & Leisure typically offer lower base pay, as these industries often view AR Collections Representative as a support function rather than a direct revenue driver.

The top paying industries for an AR Collections Representative

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Financial Services $55,038 $26.0 30%
Pharmaceuticals $52,921 $25.0 25%
Software & Networking $50,804 $24.0 20%
Biotechnology $48,687 $23.0 15%
Internet $48,687 $23.0 15%

AR Collections Representative Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an AR Collections Representative's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

  • Yearly
  • Monthly
  • Weekly
  • Hourly
  • Table View
Last Updated on September 01, 2026
$38,835
Average $42,337/year
$45,220
$3,236
Average $3,528/month
$3,768
$747
Average $814/week
$870
$19
Average $20/hour
$22
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $45,220 $3,768 $870 $22
Average $42,337 $3,528 $814 $20
25th Percentile $38,835 $3,236 $747 $19

Find Your Next AR Collections Representative Job

Ready to take the next step in your career? Browse thousands of current AR Collections Representative job openings on our job board. Use the search bar below to find your perfect match.

  • Millrun at Union | Union, NJ

    Resident Services AR Collections Specialist

    Millrun at Union | Union, NJ

    Job Description. Job Description. Large and fast-paced 1,200-unit residential community is seeking a highly organized and detail-oriented Resident Services... more

    8 Days Ago

  • Randstad | Burlington, NJ

    B2B Collections Representative

    Randstad | Burlington, NJ

    Randstad - - Responsibilities: Manage accounts with commercial clients. Resolve collection matters. Maintain customer relationships more

    9 Days Ago

  • Physician and Tactical Healthcare Services, LLC | Cherry Hill, NJ

    Medical AR Follow Up Revenue Cycle Representative

    Physician and Tactical Healthcare Services, LLC | Cherry Hill, NJ

    Job Description. Job Description. Description. Job Title: Medical AR Follow Up/Revenue Cycle Representative- On Site. Department: Follow Up. Report To: Fol... more

    9 Days Ago

  • National Business Furniture, LLC | MILWAUKEE, WI

    AR&Collections Specialist

    National Business Furniture, LLC | MILWAUKEE, WI

    Title: AR & Collections Specialist. Requisition ID: JR100926. Location: Milwaukee, Wisconsin. Position Type: Full time. At National Business Furniture (NBF... more

    21 Days Ago

  • EMPLOYERS (NYSE: EIG) | LAS VEGAS, NV

    Collections Call Center Representative

    EMPLOYERS (NYSE: EIG) | LAS VEGAS, NV

    Now Hiring: Loyalty Specialist I (Collections Call Center). 100% In-Office | Henderson, NV. Starting at $21.50/hr ($22.50/hr for Spanish bilingual candidat... more

    7 Days Ago

  • Creditech Inc | BANGOR, PA

    Customer Service Representative

    Creditech Inc | BANGOR, PA

    Creditech delivers comprehensive collections services supported by proprietary technology to help clients meet their compensation and recovery goals. We sp... more

    8 Days Ago

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Where Does Our Salary Data Come From?

Salary.com salary estimates, histograms, trends, and comparisons are derived from both employer job postings and third-party data sources. We also provide multiple percentiles of salary information for your reference, click here to know Why the Salary Midpoint Formula Is Crucial to Getting Pay Equity Right. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.

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