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Collections Advisor Salary in Texas

How much does a Collections Advisor make in Texas? As of September 01, 2026, the average salary for a Collections Advisor in Texas is $51,219 per year, which breaks down to an hourly rate of $25.

However, a Collections Advisor's salary can vary significantly. Here's a look at the typical salary range:

  • Top Earners (90th percentile): $63,409
  • Majority Range (25th-75th percentile): $45,461 to $57,600
  • Entry-Level (10th percentile): $40,219
Salary Factors Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

Check out Collections Advisor Job Openings in Texas

Key Factors That Influence Collections Advisor Salaries

A Collections Advisor's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Collections Advisor Salaries?

Experience is a primary driver of a Collections Advisor's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $43,367
  • Early Career (1-2 years): $49,890
  • Mid-Level (2-4 years): $57,322
  • Senior-Level (5-8 years): $74,401
  • Expert (over 8 years): $110,796
Job RoleYears of ExperienceAverage Salary
Credit and Collections Representative I less than 1 year $43,367
Collections Advisor 1-2 years $49,890
Credit and Collections Representative III 2-4 years $57,322
Credit and Collections Supervisor 5-8 years $74,401
Credit and Collections Manager over 8 years $110,796

How Do Collections Advisor Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Collections Advisors. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $58,140.
  • California: $57,919.
  • Massachusetts: $57,148.

Top Paying Cities for Collections Advisor

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • Waka: $46,676
  • Hillsboro: $48,078
  • Austin: $51,991

Collections Advisor Salary by Industry: Top Paying Sectors

For Collections Advisor roles, the industry you choose can affect earning potential by as much as 95% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Energy & Utilities sectors offer the strongest compensation, at 40% above the average. In contrast, Collections Advisor positions in Software & Networking or Hospitality & Leisure typically offer lower base pay, as these industries often view Collections Advisor as a support function rather than a direct revenue driver.

The top paying industries for a Collections Advisor

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Financial Services $71,707 $34.0 40%
Energy & Utilities $69,146 $33.0 35%
Biotechnology $66,585 $32.0 30%
Pharmaceuticals $64,024 $31.0 25%
Insurance $61,463 $30.0 20%

Collections Advisor Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Collections Advisor's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

  • Yearly
  • Monthly
  • Weekly
  • Hourly
  • Table View
Last Updated on September 01, 2026
$45,461
Average $51,219/year
$57,600
$3,788
Average $4,268/month
$4,800
$874
Average $985/week
$1,108
$22
Average $25/hour
$28
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $57,600 $4,800 $1,108 $28
Average $51,219 $4,268 $985 $25
25th Percentile $45,461 $3,788 $874 $22

Find Your Next Collections Advisor Job

Ready to take the next step in your career? Browse thousands of current Collections Advisor job openings on our job board. Use the search bar below to find your perfect match.

  • North Easton Savings Bank | SOUTH EASTON, MA

    Sr Collections Specialist

    North Easton Savings Bank | SOUTH EASTON, MA

    Under the supervision of the Collections Manager, performs a variety of financial and regulatory tasks to collect delinquent Residential, Consumer and Comm... more

    23 Days Ago

  • Horace Mann | LINDENWOLD, NJ

    Financial Advisor

    Horace Mann | LINDENWOLD, NJ

    Horace Mann seeks a mission-driven Financial Advisor to serve K–12 educators and school employees. In this role, you’ll provide personalized guidance on in... more

    4 Days Ago

  • Career Systems Development Corporation | LIMESTONE, ME

    Residential Advisor

    Career Systems Development Corporation | LIMESTONE, ME

    Description: Job Summary: Creates a comfortable, safe, and supportive atmosphere for the residents in student housing, as well as to help them interact wel... more

    1 Day Ago

  • Horace Mann | CHERRY HILL, NJ

    Financial Advisor Educator Clients

    Horace Mann | CHERRY HILL, NJ

    Horace Mann seeks a Financial Advisor to serve K–12 educators and school employees with tailored insurance and retirement solutions. In this role, you will... more

    3 Days Ago

  • Horace Mann | RIVERTON, NJ

    Financial Advisor Educator Clients

    Horace Mann | RIVERTON, NJ

    Horace Mann seeks a mission-driven Financial Advisor to serve K–12 educators and school employees. In this client-facing role, you’ll provide holistic guid... more

    3 Days Ago

  • Music and Arts | WINOOSKI, VT

    Music Sales Advisor

    Music and Arts | WINOOSKI, VT

    Music & Arts is seeking passionate Music Sales Advisors to connect students, parents, and educators with the right instruments, accessories, and services. ... more

    4 Days Ago

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Where Does Our Salary Data Come From?

Salary.com salary estimates, histograms, trends, and comparisons are derived from both employer job postings and third-party data sources. We also provide multiple percentiles of salary information for your reference, click here to know Why the Salary Midpoint Formula Is Crucial to Getting Pay Equity Right. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.

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