How much does a Consumer Loan Officer make in Missouri? As of September 01, 2026, the average salary for a Consumer Loan Officer in Missouri is $54,085 per year, which breaks down to an hourly rate of $26.

However, a Consumer Loan Officer's salary can vary significantly. Here's a look at the typical salary range:

  • Top Earners (90th percentile): $72,313
  • Majority Range (25th-75th percentile): $49,417 to $63,626
  • Entry-Level (10th percentile): $45,167

Key Factors That Influence Consumer Loan Officer Salaries

A Consumer Loan Officer's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Consumer Loan Officer Salaries?

Experience is a primary driver of a Consumer Loan Officer's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $46,723
  • Early Career (1-2 years): $52,098
  • Mid-Level (2-4 years): $61,178
  • Senior-Level (5-8 years): $89,484
  • Expert (over 8 years): $110,390
Job RoleYears of ExperienceAverage Salary
Consumer Loan Officer I less than 1 year $46,723
Consumer Loan Officer 1-2 years $52,098
Consumer Loan Officer III 2-4 years $61,178
Consumer Lending Manager 5-8 years $89,484
Consumer Lending Senior Manager over 8 years $110,390

Top Paying Cities for Consumer Loan Officer

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • Braggadocio: $52,408
  • Eugene: $52,622
  • Fortuna: $52,608

Consumer Loan Officer Salary by Industry: Top Paying Sectors

For Consumer Loan Officer roles, the industry you choose can affect earning potential by as much as 70% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Edu., Gov't. & Nonprofit sectors offer the strongest compensation, at 40% above the average. In contrast, Consumer Loan Officer positions in Insurance or Business Services typically offer lower base pay, as these industries often view Consumer Loan Officer as a support function rather than a direct revenue driver.

The top paying industries for a Consumer Loan Officer

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Financial Services $75,719 $36.0 40%
Edu., Gov't. & Nonprofit $59,494 $29.0 10%

Consumer Loan Officer Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Consumer Loan Officer's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

  • Yearly
  • Monthly
  • Weekly
  • Hourly
  • Table View
Last Updated on September 01, 2026
$49,417
Average $54,085/year
$63,626
$4,118
Average $4,507/month
$5,302
$950
Average $1,040/week
$1,224
$24
Average $26/hour
$31
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $63,626 $5,302 $1,224 $31
Average $54,085 $4,507 $1,040 $26
25th Percentile $49,417 $4,118 $950 $24

Find Your Next Consumer Loan Officer Job

Ready to take the next step in your career? Browse thousands of current Consumer Loan Officer job openings on our job board. Use the search bar below to find your perfect match.

  • BTC Bank | Tipton, MO

    BTC Bank | Tipton, MO

    Job Description. Job Description. About BTC Bank. BTC Bank is a community bank founded on the traditional values of personal customer service. Our continue... more

    10 Days Ago

  • GPAC | Springfield, MO

    GPAC | Springfield, MO

    Salary:$40k - 150k per year Reference:NCWCLOsf9.2 Commercial Loan Officer - Missouri (Community Bank) Are you an experienced commercial lender who thrives ... more

    6 Days Ago

  • Ozark Bank | Ozark, MO

    Ozark Bank | Ozark, MO

    Company Overview Rooted in our past.Focused on your future. Since 1906, we have been dedicated to serving our community with integrity and excellence.Our c... more

    6 Days Ago

  • First State Bank of St. Charles | Lake Ozark, MO

    First State Bank of St. Charles | Lake Ozark, MO

    Job Description. Job Description.  .  .  . First State Bank is seeking an experienced Mortgage Loan Officer.  If you have Mortgage Lending experience then ... more

    6 Days Ago

  • Flat Branch Home Loans Inc | Lee's Summit, MO

    Flat Branch Home Loans Inc | Lee's Summit, MO

    Job Description. Job Description. Description. Basic Description. The Loan Officer Assistant will assist & support their Senior Mortgage Banker(s) (SMB) in... more

    6 Days Ago

  • First State Bank of St. Charles | Lee's Summit, MO

    First State Bank of St. Charles | Lee's Summit, MO

    Job Description. Job Description.  .  .  . First State Bank is seeking an experienced Mortgage Loan Officer at our Lee’s Summit location.  If you have Mort... more

    7 Days Ago

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