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Consumer Loan Officer Salary in Texas

How much does a Consumer Loan Officer make in Texas? As of September 01, 2026, the average salary for a Consumer Loan Officer in Texas is $55,526 per year, which breaks down to an hourly rate of $27.

However, a Consumer Loan Officer's salary can vary significantly. Here's a look at the typical salary range:

  • Top Earners (90th percentile): $74,238
  • Majority Range (25th-75th percentile): $50,733 to $65,320
  • Entry-Level (10th percentile): $46,369
Salary Factors Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

Check out Consumer Loan Officer Job Openings in Texas

Key Factors That Influence Consumer Loan Officer Salaries

A Consumer Loan Officer's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Consumer Loan Officer Salaries?

Experience is a primary driver of a Consumer Loan Officer's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $47,967
  • Early Career (1-2 years): $53,485
  • Mid-Level (2-4 years): $62,807
  • Senior-Level (5-8 years): $91,867
  • Expert (over 8 years): $113,330
Job RoleYears of ExperienceAverage Salary
Consumer Loan Officer I less than 1 year $47,967
Consumer Loan Officer 1-2 years $53,485
Consumer Loan Officer III 2-4 years $62,807
Consumer Lending Manager 5-8 years $91,867
Consumer Lending Senior Manager over 8 years $113,330

How Do Consumer Loan Officer Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Consumer Loan Officers. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $63,028.
  • California: $62,789.
  • Massachusetts: $61,952.

Top Paying Cities for Consumer Loan Officer

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • Waka: $50,601
  • Hillsboro: $52,120
  • Austin: $56,362

Consumer Loan Officer Salary by Industry: Top Paying Sectors

For Consumer Loan Officer roles, the industry you choose can affect earning potential by as much as 70% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Edu., Gov't. & Nonprofit sectors offer the strongest compensation, at 40% above the average. In contrast, Consumer Loan Officer positions in Insurance or Business Services typically offer lower base pay, as these industries often view Consumer Loan Officer as a support function rather than a direct revenue driver.

The top paying industries for a Consumer Loan Officer

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Financial Services $77,736 $37.0 40%
Edu., Gov't. & Nonprofit $61,078 $29.0 10%

Consumer Loan Officer Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Consumer Loan Officer's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

  • Yearly
  • Monthly
  • Weekly
  • Hourly
  • Table View
Last Updated on September 01, 2026
$50,733
Average $55,526/year
$65,320
$4,228
Average $4,627/month
$5,443
$976
Average $1,068/week
$1,256
$24
Average $27/hour
$31
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $65,320 $5,443 $1,256 $31
Average $55,526 $4,627 $1,068 $27
25th Percentile $50,733 $4,228 $976 $24

Find Your Next Consumer Loan Officer Job

Ready to take the next step in your career? Browse thousands of current Consumer Loan Officer job openings on our job board. Use the search bar below to find your perfect match.

  • Panorama Mortgage Group LLC | Mansfield, TX

    Loan Officer

    Panorama Mortgage Group LLC | Mansfield, TX

    Job Description. Job Description. Description. Position Overview. The Outside Loan Officer’s primary role is to source, qualify and originate mortgage loan... more

    2 Days Ago

  • Panorama Mortgage Group LLC | San Antonio, TX

    Loan Officer

    Panorama Mortgage Group LLC | San Antonio, TX

    Job Description. Job Description. Description. Position Overview. The Outside Loan Officer’s primary role is to source, qualify and originate mortgage loan... more

    3 Days Ago

  • Security State Bank And Trust | Marble Falls, TX

    Loan Officer

    Security State Bank And Trust | Marble Falls, TX

    Job Description. Job Description. Loan Officer. Company Vision. Rooted in the heart of Texas, SSB&T is your dedicated community bank in the Hill Country. W... more

    4 Days Ago

  • 1st Financial Bank USA | Dallas, TX

    Loan Officer

    1st Financial Bank USA | Dallas, TX

    Title:Loan Officer Location:Dallas (Remote for TX)Builder Finance Inc.(BFI) is the growing lender to home building companies and rental home investment com... more

    5 Days Ago

  • Cascade Financial Services | McKinney, TX

    Loan Officer

    Cascade Financial Services | McKinney, TX

    Job Description. Job Description. Medical, Dental, Vision, Life, 401K match, PTO, Sick Time, 10 Paid Holidays, Remote work opportunities.  . What you'll do... more

    2 Days Ago

  • Prestige Community Credit Union | Dallas, TX

    Consumer Loan Underwriter

    Prestige Community Credit Union | Dallas, TX

    Job Description. Job Description. Job Summary. The Loan Underwriter is responsible for evaluating, analyzing, and making sound credit decisions on consumer... more

    2 Days Ago

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Where Does Our Salary Data Come From?

Salary.com salary estimates, histograms, trends, and comparisons are derived from both employer job postings and third-party data sources. We also provide multiple percentiles of salary information for your reference, click here to know Why the Salary Midpoint Formula Is Crucial to Getting Pay Equity Right. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.

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