What are the main factors that influence an Insurance Claims Investigator's salary?

The primary factors are: 1) Experience Level, 2) Geographic Location, 3) Education/Skills, 4) Company Size & Industry

What industry pays the highest salary for Insurance Claims Investigator?

The Financial Services industry offers the highest average compensation for Insurance Claims Investigator roles, with salaries approximately 30% above the market median.

How does experience change An Insurance Claims Investigator's salary?

An Insurance Claims Investigator's salary grows with experience: starting around $63,115 for beginners, reaching about $96,678 at mid-level, and approach $136,934 for experts.

What are the highest paying states for an Insurance Claims Investigator?

Insurance Claims Investigator salary varies significantly by state. The top 3 highest paying states for Insurance Claims Investigator roles are District of Columbia $70,122, California $69,856, Massachusetts $68,925. These tech hubs typically pay 10-15% above the national average.

How much do different types of Insurance Claims Investigator roles make?

Salaries for Insurance Claims Investigator level roles vary by specialization: Insurance Compliance Senior Investigator: $95,953; Claims Senior Investigator: $95,925; Insurance Fraud Senior Investigator: $95,915; Provider Billing Investigator III: $94,318; Insurance Fraud Investigator: $83,090.

Insurance Claims Investigator Salary in Colorado

How much does an Insurance Claims Investigator make in Colorado? As of September 01, 2026, the average salary for an Insurance Claims Investigator in Colorado is $64,618 per year, which breaks down to an hourly rate of $31.

However, an Insurance Claims Investigator's salary can vary significantly. Here's a look at the typical salary range:

Top Earners (90th percentile): $78,399
Majority Range (25th-75th percentile): $57,813 to $71,831
Entry-Level (10th percentile): $51,618

10% $51,618

50% (Median) $64,618

90% $78,399

Insurance Claims Investigator Salaries by Percentile

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$71,831	$5,986	$1,381	$35
Average	$64,618	$5,385	$1,243	$31
25th Percentile	$57,813	$4,818	$1,112	$28

Salary Factors Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

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Key Factors That Influence Insurance Claims Investigator Salaries

An Insurance Claims Investigator's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Insurance Claims Investigator Salaries?

Experience is a primary driver of an Insurance Claims Investigator's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

Entry-Level (less than 1 year): $63,115
Early Career (1-2 years): $74,364
Mid-Level (2-4 years): $96,678
Senior-Level (5-8 years): $122,330
Expert (over 8 years): $136,934

Job Role	Years of Experience	Average Salary
Insurance Claims Investigator	less than 1 year	$63,115
Underwriter II - Life	1-2 years	$74,364
Underwriter III - Life	2-4 years	$96,678
Underwriting Supervisor - Life	5-8 years	$122,330
Underwriting Manager - Life	over 8 years	$136,934

How Do Insurance Claims Investigator Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Insurance Claims Investigators. For example, consider the average annual salaries in these key locations:

District of Columbia: $70,122.
California: $69,856.
Massachusetts: $68,925.

District of Columbia $70,122 California $69,856 Massachusetts $68,925 Washington $68,671 New Jersey $68,646 Alaska $68,557 Connecticut $67,683 New York $67,329

Hawaii $66,195 Rhode Island $65,663 Maryland $65,302 Minnesota $64,808 Colorado $64,618 Illinois $64,555 Oregon $64,314 Delaware $64,137

New Hampshire $64,025 Virginia $63,776 Pennsylvania $63,047 Nevada $62,680 North Dakota $62,560 Michigan $62,370 Wisconsin $62,300 Vermont $62,161

Texas $61,774 Maine $61,749 Arizona $61,711 Ohio $61,667 Georgia $61,084 Indiana $60,793 Wyoming $60,736 Utah $60,647

Iowa $60,609 Kansas $60,305 Louisiana $60,216 North Carolina $60,185 Missouri $60,172 Florida $59,925 Montana $59,792 Nebraska $59,665

Kentucky $59,596 South Carolina $59,342 Tennessee $59,184 Idaho $59,121 New Mexico $58,658 Oklahoma $58,557 Alabama $58,183 South Dakota $57,556

Arkansas $57,214 West Virginia $57,031 Mississippi $56,480

Top Paying Cities for Insurance Claims Investigator

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

Glen Haven: $63,353
Hygiene: $65,555
Johnstown: $63,494

Glen Haven, CO $63,353

Hygiene, CO $65,555

Johnstown, CO $63,494

Laporte, CO $62,790

Livermore, CO $62,586

Loveland, CO $63,296

Lyons, CO $65,439

Masonville, CO $62,830

Mead, CO $64,215

Milliken, CO $63,406

Niwot, CO $66,069

Red Feather Lakes, CO $62,759

Severance, CO $62,880

Timnath, CO $62,799

Wellington, CO $62,448

Windsor, CO $62,890

Brighton, CO $64,448

Ault, CO $62,770

Briggsdale, CO $62,787

Carr, CO $61,707

Eastlake, CO $64,616

Eaton, CO $62,968

Evans, CO $63,289

Fort Lupton, CO $64,265

Galeton, CO $62,974

Gilcrest, CO $63,634

Gill, CO $63,078

Greeley, CO $63,133

Henderson, CO $64,548

Hudson, CO $64,053

Keenesburg, CO $63,744

Kersey, CO $63,085

La Salle, CO $63,525

Lucerne, CO $63,065

Nunn, CO $62,570

Orchard, CO $62,779

Pierce, CO $62,810

Ohio City, CO $63,456

Parlin, CO $63,158

Penrose, CO $62,606

Pitkin, CO $63,377

Poncha Springs, CO $62,948

Powderhorn, CO $63,026

Rockvale, CO $62,322

Sargents, CO $62,841

Twin Lakes, CO $64,917

Westcliffe, CO $62,356

Wetmore, CO $61,955

Durango, CO $63,202

Cahone, CO $63,047

Cortez, CO $62,999

Dolores, CO $63,149

Dove Creek, CO $62,984

Egnar, CO $63,019

Hesperus, CO $62,650

Lewis, CO $63,158

Mancos, CO $62,998

Marvel, CO $62,648

Mesa Verde National Park, CO $62,672

Pleasant View, CO $62,866

Rico, CO $63,164

Towaoc, CO $62,736

Yellow Jacket, CO $63,083

Montrose, CO $63,401

Austin, CO $63,483

Bedrock, CO $63,003

Cedaredge, CO $63,548

Cory, CO $63,468

Crawford, CO $63,288

Delta, CO $63,399

Eckert, CO $63,499

Hotchkiss, CO $63,460

Lazear, CO $63,412

Naturita, CO $63,131

Norwood, CO $63,156

Nucla, CO $63,228

Olathe, CO $63,330

Ophir, CO $63,224

Ouray, CO $63,214

Paonia, CO $63,751

Paradox, CO $63,038

Placerville, CO $63,166

Redvale, CO $63,185

Ridgway, CO $63,205

Silverton, CO $63,099

Somerset, CO $63,944

Telluride, CO $63,236

Grand Junction, CO $63,791

Platteville, CO $63,776

Roggen, CO $63,118

Weldona, CO $62,631

Wiggins, CO $62,966

Fort Morgan, CO $62,656

Log Lane Village, CO $62,861

Akron, CO $62,202

Amherst, CO $62,002

Atwood, CO $62,420

Brush, CO $62,415

Crook, CO $62,242

Eckley, CO $62,046

Fleming, CO $62,361

Grover, CO $62,312

Haxtun, CO $62,349

Hereford, CO $61,914

Hillrose, CO $62,477

Holyoke, CO $62,160

Idalia, CO $61,848

Iliff, CO $62,406

Julesburg, CO $62,154

Lindon, CO $61,935

Merino, CO $62,474

New Raymer, CO $62,460

Otis, CO $62,258

Ovid, CO $62,176

Padroni, CO $62,247

Paoli, CO $62,349

Peetz, CO $62,230

Sedgwick, CO $62,199

Snyder, CO $62,427

Sterling, CO $62,527

Stoneham, CO $62,463

Vernon, CO $61,907

Woodrow, CO $62,064

Wray, CO $62,031

Yuma, CO $62,239

Anton, CO $61,951

Arapahoe, CO $61,463

Arriba, CO $61,686

Bethune, CO $61,777

Burlington, CO $61,719

Calhan, CO $62,696

Cascade, CO $63,211

Cheyenne Wells, CO $61,552

Cope, CO $61,922

Cripple Creek, CO $63,092

Divide, CO $63,126

Flagler, CO $61,749

Florissant, CO $63,075

Fountain, CO $62,690

Genoa, CO $61,727

Green Mountain Falls, CO $63,196

Guffey, CO $63,007

Hugo, CO $61,349

Joes, CO $61,983

Karval, CO $60,993

Kirk, CO $61,932

Kit Carson, CO $61,475

Limon, CO $62,100

Lake George, CO $63,170

Manitou Springs, CO $63,211

Matheson, CO $62,054

Peyton, CO $62,992

Ramah, CO $61,653

Rush, CO $61,800

Seibert, CO $61,723

Simla, CO $62,337

Stratton, CO $61,784

U S A F Academy, CO $63,208

Victor, CO $63,064

Vona, CO $61,759

Wild Horse, CO $61,357

Woodland Park, CO $63,159

Yoder, CO $62,038

Colorado Springs, CO $63,212

Clifton, CO $63,751

Fruita, CO $63,593

Gateway, CO $63,145

Glade Park, CO $63,363

Loma, CO $63,615

Mack, CO $63,446

Palisade, CO $63,636

Whitewater, CO $63,359

Glenwood Springs, CO $64,406

Dinosaur, CO $63,342

Aspen, CO $65,612

Snowmass Village, CO $65,610

Avon, CO $65,021

Basalt, CO $65,403

Carbondale, CO $65,160

Collbran, CO $63,573

Craig, CO $64,040

De Beque, CO $63,565

Eagle, CO $64,755

Edwards, CO $64,893

Parachute, CO $63,897

Battlement Mesa, CO $63,838

Gypsum, CO $64,432

Hamilton, CO $64,313

Hayden, CO $64,131

Maybell, CO $63,421

Meeker, CO $64,318

Meredith, CO $65,189

Mesa, CO $63,542

Minturn, CO $64,823

Molina, CO $63,504

New Castle, CO $64,183

Rangely, CO $63,600

Red Cliff, CO $64,814

Rifle, CO $64,025

Silt, CO $63,999

Slater, CO $63,735

Snowmass, CO $65,478

Wolcott, CO $64,793

Woody Creek, CO $65,608

Vail, CO $65,101

Pueblo, CO $61,293

Colorado City, CO $61,712

Aguilar, CO $61,981

Arlington, CO $60,890

Avondale, CO $61,457

Beulah, CO $61,716

Boncarbo, CO $62,012

Boone, CO $61,656

Branson, CO $61,505

Campo, CO $61,277

Cheraw, CO $61,394

Crowley, CO $61,525

Eads, CO $61,438

Fort Lyon, CO $61,370

Fowler, CO $61,546

Gardner, CO $62,149

Granada, CO $61,576

Hartman, CO $61,694

Hasty, CO $61,505

Haswell, CO $61,142

Hoehne, CO $61,912

Holly, CO $61,499

Kim, CO $61,441

La Junta, CO $61,481

Lamar, CO $61,669

Las Animas, CO $61,447

La Veta, CO $62,257

Mc Clave, CO $61,515

Manzanola, CO $61,434

Model, CO $61,527

Olney Springs, CO $61,328

Ordway, CO $61,023

Pritchett, CO $61,444

Rocky Ford, CO $61,345

Rye, CO $61,807

Sheridan Lake, CO $61,462

Springfield, CO $61,570

Sugar City, CO $60,860

Swink, CO $61,420

Trinchera, CO $61,646

Trinidad, CO $61,914

Two Buttes, CO $61,567

Vilas, CO $61,558

Walsenburg, CO $61,929

Walsh, CO $61,493

Weston, CO $62,129

Wiley, CO $61,458

Alamosa, CO $62,730

Antonito, CO $62,690

Arboles, CO $62,817

Arvada, CO $64,619

Aurora, CO $64,574

Bayfield, CO $62,993

Broomfield, CO $64,902

Commerce City, CO $64,467

Dupont, CO $64,590

Eldorado Springs, CO $66,128

Lafayette, CO $65,541

Louisville, CO $65,622

Westminster, CO $64,589

Wheat Ridge, CO $64,586

Agate, CO $62,297

Bennett, CO $63,917

Byers, CO $63,154

Castle Rock, CO $63,434

Deer Trail, CO $62,737

Elbert, CO $63,033

Elizabeth, CO $63,564

Englewood, CO $64,574

Franktown, CO $63,392

Kiowa, CO $63,107

Larkspur, CO $63,228

Littleton, CO $64,510

Lone Tree, CO $64,340

Louviers, CO $64,251

Monument, CO $63,166

Palmer Lake, CO $63,172

Parker, CO $64,104

Sedalia, CO $63,466

Strasburg, CO $63,714

Watkins, CO $64,192

Denver, CO $64,567

Thornton, CO $64,618

Boulder, CO $66,447

Golden, CO $64,581

Alma, CO $64,217

Bailey, CO $64,071

Black Hawk, CO $65,226

Bond, CO $64,787

Breckenridge, CO $64,354

Buffalo Creek, CO $63,850

Burns, CO $64,371

Central City, CO $64,859

Clark, CO $63,761

Climax, CO $64,429

Coalmont, CO $63,651

Como, CO $63,434

Conifer, CO $64,238

Cowdrey, CO $63,394

Dillon, CO $64,316

Dumont, CO $64,628

Evergreen, CO $64,468

Empire, CO $64,333

Fairplay, CO $63,493

Fraser, CO $64,406

Frisco, CO $64,713

Georgetown, CO $64,285

Granby, CO $64,234

Grand Lake, CO $64,199

Grant, CO $63,742

Hartsel, CO $63,154

Hot Sulphur Springs, CO $64,148

Idaho Springs, CO $64,519

Idledale, CO $64,514

Indian Hills, CO $64,481

Jamestown, CO $66,340

Jefferson, CO $63,608

Kittredge, CO $64,487

Kremmling, CO $64,142

Leadville, CO $64,350

Mc Coy, CO $64,361

Morrison, CO $64,467

Nederland, CO $65,736

Oak Creek, CO $64,246

Parshall, CO $64,522

Phippsburg, CO $64,310

Pine, CO $63,927

Pinecliffe, CO $66,045

Rand, CO $63,655

Rollinsville, CO $65,430

Shawnee, CO $63,912

Silver Plume, CO $64,012

Steamboat Springs, CO $64,126

Tabernash, CO $64,556

Toponas, CO $64,285

Walden, CO $63,560

Ward, CO $65,563

Winter Park, CO $64,639

Yampa, CO $64,373

Silverthorne, CO $64,658

Longmont, CO $65,299

Allenspark, CO $65,002

Estes Park, CO $64,026

Bellvue, CO $63,207

Berthoud, CO $63,981

Dacono, CO $64,728

Drake, CO $63,230

Erie, CO $65,018

Firestone, CO $64,567

Fort Collins, CO $62,756

Frederick, CO $64,569

Blanca, CO $62,508

Capulin, CO $62,829

Center, CO $62,778

Chama, CO $62,294

Chimney Rock, CO $62,843

Chromo, CO $62,422

Conejos, CO $62,651

Creede, CO $62,980

Crestone, CO $62,537

Del Norte, CO $62,843

Fort Garland, CO $62,367

San Luis, CO $62,114

Homelake, CO $62,784

Hooper, CO $62,576

Ignacio, CO $62,722

Jaroso, CO $62,251

La Jara, CO $62,752

Manassa, CO $62,689

Moffat, CO $62,619

Monte Vista, CO $62,822

Mosca, CO $62,497

Pagosa Springs, CO $62,838

Romeo, CO $62,873

Saguache, CO $62,835

Sanford, CO $62,521

San Pablo, CO $62,200

South Fork, CO $62,906

Villa Grove, CO $62,703

Salida, CO $62,950

Almont, CO $64,570

Buena Vista, CO $64,472

Canon City, CO $62,669

Cimarron, CO $63,092

Coal Creek, CO $62,297

Coaldale, CO $62,796

Cotopaxi, CO $62,620

Crested Butte, CO $64,910

Florence, CO $62,199

Monarch, CO $63,082

Granite, CO $64,028

Gunnison, CO $63,141

Hillside, CO $62,596

Howard, CO $62,909

Lake City, CO $63,088

Nathrop, CO $63,139

Insurance Claims Investigator Salary by Industry: Top Paying Sectors

For Insurance Claims Investigator roles, the industry you choose can affect earning potential by as much as 50% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Healthcare sectors offer the strongest compensation, at 30% above the average. In contrast, Insurance Claims Investigator positions in Insurance or Edu., Gov't. & Nonprofit typically offer lower base pay, as these industries often view Insurance Claims Investigator as a support function rather than a direct revenue driver.

The top paying industries for an Insurance Claims Investigator

Industry Sector	Average Annual Salary	Average Hourly Rate	Pay vs.Avg
Financial Services	$84,003	$40.0	30%
Healthcare	$77,542	$37.0	20%

Insurance Claims Investigator Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an Insurance Claims Investigator's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

$57,813

Average $64,618/year

$71,831

$4,818

Average $5,385/month

$5,986

$1,112

Average $1,243/week

$1,381

$28

Average $31/hour

$35

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$71,831	$5,986	$1,381	$35
Average	$64,618	$5,385	$1,243	$31
25th Percentile	$57,813	$4,818	$1,112	$28

Find Your Next Insurance Claims Investigator Job

Ready to take the next step in your career? Browse thousands of current Insurance Claims Investigator job openings on our job board. Use the search bar below to find your perfect match.

MileHigh Adjusters Houston | Englewood, CO

Independent Insurance Claims Adjuster in Englewood Colorado

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MileHigh Adjusters Houston | Fort Collins, CO

Independent Insurance Claims Adjuster in Fort Collins Colorado

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MileHigh Adjusters Houston | Denver, CO

Independent Insurance Claims Adjuster in Denver Colorado

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MileHigh Adjusters Houston | Glenwood Springs, CO

Independent Insurance Claims Adjuster in Glenwood Springs Colorado

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Independent Insurance Claims Adjuster in Morrison Colorado

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MileHigh Adjusters Houston | Monument, CO

Independent Insurance Claims Adjuster in Monument Colorado

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Is It Time For A Career Change. Independent Insurance Claims Adjusters Needed Now. Are you ready to embark on a dynamic and in-demand career as an Independ... more

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Insurance Claims Investigator Salary in Colorado

Check out Insurance Claims Investigator Job Openings in Colorado

Key Factors That Influence Insurance Claims Investigator Salaries

How Experience Level Affects Insurance Claims Investigator Salaries?

How Do Insurance Claims Investigator Salaries Vary from State to State?

Top Paying Cities for Insurance Claims Investigator

Insurance Claims Investigator Salary by Industry: Top Paying Sectors

The top paying industries for an Insurance Claims Investigator

Insurance Claims Investigator Salary: Hourly Rate, Weekly Pay, and Monthly Pay

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Insurance Claims Investigator Salary in Colorado

Check out Insurance Claims Investigator Job Openings in Colorado

Key Factors That Influence Insurance Claims Investigator Salaries

How Experience Level Affects Insurance Claims Investigator Salaries?

How Do Insurance Claims Investigator Salaries Vary from State to State?

Top Paying Cities for Insurance Claims Investigator

Insurance Claims Investigator Salary by Industry: Top Paying Sectors

The top paying industries for an Insurance Claims Investigator

Insurance Claims Investigator Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Salaries of jobs related to Insurance Claims Investigator

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