Salary AI Book a Demo

Insurance Risk Advisor Salary in California

How much does an Insurance Risk Advisor make in California? As of September 01, 2026, the average salary for an Insurance Risk Advisor in California is $65,067 per year, which breaks down to an hourly rate of $31.

However, an Insurance Risk Advisor's salary can vary significantly. Here's a look at the typical salary range:

  • Top Earners (90th percentile): $72,118
  • Majority Range (25th-75th percentile): $59,347 to $68,758
  • Entry-Level (10th percentile): $54,139
Salary Factors Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

Check out Insurance Risk Advisor Job Openings in California

Key Factors That Influence Insurance Risk Advisor Salaries

An Insurance Risk Advisor's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Insurance Risk Advisor Salaries?

Experience is a primary driver of an Insurance Risk Advisor's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $63,793
  • Early Career (1-2 years): $64,400
  • Mid-Level (2-4 years): $65,169
  • Senior-Level (5-8 years): $65,323
  • Expert (over 8 years): $65,426
Job RoleYears of ExperienceAverage Salary
Entry Level Insurance Risk Advisor less than 1 year $63,793
Early Career Level Insurance Risk Advisor 1-2 years $64,400
Mid-Level Level Insurance Risk Advisor 2-4 years $65,169
Senior-Level Level Insurance Risk Advisor 5-8 years $65,323
Expert Level Insurance Risk Advisor over 8 years $65,426

How Do Insurance Risk Advisor Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Insurance Risk Advisors. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $65,314.
  • California: $65,067.
  • Massachusetts: $64,199.

Top Paying Cities for Insurance Risk Advisor

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • Los Angeles: $65,179
  • West Hollywood: $65,132
  • Dodgertown: $65,178

Insurance Risk Advisor Salary by Industry: Top Paying Sectors

For Insurance Risk Advisor roles, the industry you choose can affect earning potential by as much as 42% (the gap between the highest and lowest paying industries). Data shows that the Healthcare and Financial Services sectors offer the strongest compensation, at 20% above the average. In contrast, Insurance Risk Advisor positions in Transportation or Edu., Gov't. & Nonprofit typically offer lower base pay, as these industries often view Insurance Risk Advisor as a support function rather than a direct revenue driver.

The top paying industries for an Insurance Risk Advisor

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Healthcare $78,080 $38.0 20%
Financial Services $74,827 $36.0 15%
Internet $74,827 $36.0 15%
Aerospace & Defense $72,224 $35.0 11%
Energy & Utilities $71,573 $34.0 10%

Insurance Risk Advisor Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an Insurance Risk Advisor's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

  • Yearly
  • Monthly
  • Weekly
  • Hourly
  • Table View
Last Updated on September 01, 2026
$59,347
Average $65,067/year
$68,758
$4,946
Average $5,422/month
$5,730
$1,141
Average $1,251/week
$1,322
$29
Average $31/hour
$33
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $68,758 $5,730 $1,322 $33
Average $65,067 $5,422 $1,251 $31
25th Percentile $59,347 $4,946 $1,141 $29

Find Your Next Insurance Risk Advisor Job

Ready to take the next step in your career? Browse thousands of current Insurance Risk Advisor job openings on our job board. Use the search bar below to find your perfect match.

  • Leavitt Group | Fresno, CA

    Commercial Risk Advisor

    Leavitt Group | Fresno, CA

    Commercial Risk Advisor. Barlocker Insurance is looking for a motivated sales professional who enjoys building relationships and helping businesses succeed... more

    7 Days Ago

  • Morris & Garritano | Irvine, CA

    Commercial Risk Advisor

    Morris & Garritano | Irvine, CA

    Risk Advisor. Why join M&G. We continue to win awards and achieve honors for our culture, industry expertise, and services. Central Coast Best Places to Wo... more

    8 Days Ago

  • Morris & Garritano Insurance | Irvine, CA

    Commercial Risk Advisor

    Morris & Garritano Insurance | Irvine, CA

    Job Description. Job Description. Why join M&G. We Continue to Win Awards and Achieve Honors for our Culture, Industry Expertise, and Services. Central Coa... more

    9 Days Ago

  • The Misch Group | Los Angeles, CA

    Personal Lines Risk Advisor

    The Misch Group | Los Angeles, CA

    Job Description. Job Description. Description. This is an opportunity to join an insurance brokerage company that was recognized by US Business Insurance a... more

    9 Days Ago

  • With Coverage | Los Angeles, CA

    Risk Advisor Construction

    With Coverage | Los Angeles, CA

    Risk Advisor Construction. Risk Advisor Construction. New York, NY Los Angeles, CA Philadelphia, PA Remote. About WithCoverage. WithCoverage replaces the t... more

    9 Days Ago

  • Relation Insurance Services | Fremont, CA

    Senior Risk Advisor

    Relation Insurance Services | Fremont, CA

    About the job. Who We Are. Relation Insurance is a leading, innovative company with a strong commitment to excellence and a passion for delivering cutting-... more

    10 Days Ago

For Employees

Analyze the market and your qualifications to negotiate your salary with confidence.

Get a Salary Increase

Search thousands of open positions to find your next opportunity.

Search Job Openings

For Employers

Individualize employee pay based on unique job requirements and personal qualifications.

Adjust Employee Salary

Get the latest market price for benchmark jobs and jobs in your industry.

Price My Industry Jobs

Where Does Our Salary Data Come From?

Salary.com salary estimates, histograms, trends, and comparisons are derived from both employer job postings and third-party data sources. We also provide multiple percentiles of salary information for your reference, click here to know Why the Salary Midpoint Formula Is Crucial to Getting Pay Equity Right. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.

Are you an HR manager or compensation specialist?

Salary.com's CompAnalyst platform offers:

  • Detailed skills and competency reports for specific positions
  • Job and employee pricing reports
  • Compensation data tools, salary structures, surveys and benchmarks.
Learn about CompAnalyst