What are the main factors that influence an Insurance Risk Advisor's salary?

The primary factors are: 1) Experience Level, 2) Geographic Location, 3) Education/Skills, 4) Company Size & Industry

What industry pays the highest salary for Insurance Risk Advisor?

The Healthcare industry offers the highest average compensation for Insurance Risk Advisor roles, with salaries approximately 20% above the market median.

How does experience change An Insurance Risk Advisor's salary?

An Insurance Risk Advisor's salary grows with experience: starting around $62,942 for beginners, reaching about $64,301 at mid-level, and approach $64,554 for experts.

What are the highest paying states for an Insurance Risk Advisor?

Insurance Risk Advisor salary varies significantly by state. The top 3 highest paying states for Insurance Risk Advisor roles are District of Columbia $65,314, California $65,067, Massachusetts $64,199. These tech hubs typically pay 10-15% above the national average.

How much do different types of Insurance Risk Advisor roles make?

Salaries for Insurance Risk Advisor level roles vary by specialization: VP of Insurance Risk: $272,216; Insurance Risk Director: $221,382; Insurance Risk Manager: $130,657; Risk Management Advisor: $124,497; Insurance Risk Supervisor: $107,223.

Insurance Risk Advisor Salary in Massachusetts

How much does an Insurance Risk Advisor make in Massachusetts? As of September 01, 2026, the average salary for an Insurance Risk Advisor in Massachusetts is $64,199 per year, which breaks down to an hourly rate of $31.

However, an Insurance Risk Advisor's salary can vary significantly. Here's a look at the typical salary range:

Top Earners (90th percentile): $71,157
Majority Range (25th-75th percentile): $58,556 to $67,841
Entry-Level (10th percentile): $53,418

10% $53,418

50% (Median) $64,199

90% $71,157

Insurance Risk Advisor Salaries by Percentile

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$67,841	$5,653	$1,305	$33
Average	$64,199	$5,350	$1,235	$31
25th Percentile	$58,556	$4,880	$1,126	$28

Salary Factors Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

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Check out Insurance Risk Advisor Job Openings in Massachusetts

Insurance Risk Placement Manager

Baycoast Bank – Swansea, MA

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Baldwin – Boston, MA

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Smith Brothers Insurance, LLC – Oxford, MA

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Key Factors That Influence Insurance Risk Advisor Salaries

An Insurance Risk Advisor's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Insurance Risk Advisor Salaries?

Experience is a primary driver of an Insurance Risk Advisor's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

Entry-Level (less than 1 year): $62,942
Early Career (1-2 years): $63,542
Mid-Level (2-4 years): $64,301
Senior-Level (5-8 years): $64,452
Expert (over 8 years): $64,554

Job Role	Years of Experience	Average Salary
Entry Level Insurance Risk Advisor	less than 1 year	$62,942
Early Career Level Insurance Risk Advisor	1-2 years	$63,542
Mid-Level Level Insurance Risk Advisor	2-4 years	$64,301
Senior-Level Level Insurance Risk Advisor	5-8 years	$64,452
Expert Level Insurance Risk Advisor	over 8 years	$64,554

How Do Insurance Risk Advisor Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Insurance Risk Advisors. For example, consider the average annual salaries in these key locations:

District of Columbia: $65,314.
California: $65,067.
Massachusetts: $64,199.

District of Columbia $65,314 California $65,067 Massachusetts $64,199 Washington $63,964 New Jersey $63,940 Alaska $63,857 Connecticut $63,043 New York $62,713

Hawaii $61,657 Rhode Island $61,161 Maryland $60,825 Minnesota $60,365 Colorado $60,188 Illinois $60,129 Oregon $59,905 Delaware $59,740

New Hampshire $59,636 Virginia $59,404 Pennsylvania $58,725 Nevada $58,383 North Dakota $58,271 Michigan $58,094 Wisconsin $58,029 Vermont $57,899

Texas $57,539 Maine $57,516 Arizona $57,480 Ohio $57,439 Georgia $56,896 Indiana $56,625 Wyoming $56,572 Utah $56,489

Iowa $56,454 Kansas $56,171 Louisiana $56,088 North Carolina $56,059 Missouri $56,047 Florida $55,817 Montana $55,693 Nebraska $55,575

Kentucky $55,510 South Carolina $55,274 Tennessee $55,127 Idaho $55,068 New Mexico $54,637 Oklahoma $54,543 Alabama $54,195 South Dakota $53,611

Arkansas $53,292 West Virginia $53,121 Mississippi $52,608

Top Paying Cities for Insurance Risk Advisor

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

Agawam: $60,853
Amherst: $61,298
Barre: $61,910

Agawam, MA $60,853

Amherst, MA $61,298

Barre, MA $61,910

Belchertown, MA $61,241

Blandford, MA $61,126

Bondsville, MA $61,251

Brimfield, MA $61,583

Chester, MA $60,872

Chesterfield, MA $60,880

Chicopee, MA $60,845

Cummington, MA $60,715

Easthampton, MA $60,989

East Longmeadow, MA $60,889

East Otis, MA $61,137

Feeding Hills, MA $60,887

Gilbertville, MA $61,743

Goshen, MA $60,875

Granby, MA $61,006

Granville, MA $61,332

Hadley, MA $61,135

Hampden, MA $61,014

Hardwick, MA $61,777

Hatfield, MA $61,147

Haydenville, MA $61,072

Holyoke, MA $60,901

Huntington, MA $60,956

Leeds, MA $60,995

Leverett, MA $61,374

Ludlow, MA $60,957

Monson, MA $61,255

North Amherst, MA $61,256

Northampton, MA $61,038

Florence, MA $61,000

North Hatfield, MA $61,118

Oakham, MA $61,886

Palmer, MA $61,327

Plainfield, MA $60,696

Russell, MA $61,117

Shutesbury, MA $61,469

Southampton, MA $60,955

South Barre, MA $61,885

South Hadley, MA $60,972

Southwick, MA $61,104

Thorndike, MA $61,248

Three Rivers, MA $61,164

Wales, MA $61,528

Ware, MA $61,533

Warren, MA $61,632

West Chesterfield, MA $60,873

Westfield, MA $60,974

West Hatfield, MA $61,085

West Springfield, MA $60,849

West Warren, MA $61,541

Whately, MA $61,122

Wheelwright, MA $61,846

Wilbraham, MA $60,987

Williamsburg, MA $60,946

Woronoco, MA $61,055

Worthington, MA $60,747

Springfield, MA $60,843

Longmeadow, MA $60,864

Indian Orchard, MA $60,870

Pittsfield, MA $60,518

Adams, MA $60,455

Ashley Falls, MA $61,268

Becket, MA $60,688

Berkshire, MA $60,513

Cheshire, MA $60,494

Dalton, MA $60,518

Glendale, MA $60,539

Great Barrington, MA $60,928

Hinsdale, MA $60,566

Housatonic, MA $60,548

Lanesboro, MA $60,471

Lee, MA $60,582

Lenox, MA $60,507

Lenox Dale, MA $60,516

Middlefield, MA $60,616

Mill River, MA $61,118

Monterey, MA $60,917

North Adams, MA $60,425

North Egremont, MA $60,857

Otis, MA $60,972

Richmond, MA $60,454

Sandisfield, MA $61,284

Savoy, MA $60,566

Sheffield, MA $61,170

South Egremont, MA $61,051

Southfield, MA $61,314

South Lee, MA $60,635

Stockbridge, MA $60,508

Tyringham, MA $60,759

West Stockbridge, MA $60,467

Williamstown, MA $60,239

Windsor, MA $60,556

Greenfield, MA $61,215

Ashfield, MA $60,844

Athol, MA $61,937

Bernardston, MA $61,321

Buckland, MA $60,849

Charlemont, MA $60,727

Colrain, MA $61,100

Conway, MA $61,059

Deerfield, MA $61,199

Drury, MA $60,602

Erving, MA $61,535

Heath, MA $60,801

Lake Pleasant, MA $61,416

Millers Falls, MA $61,471

Monroe Bridge, MA $60,511

Montague, MA $61,390

Gill, MA $61,423

New Salem, MA $61,641

Northfield, MA $61,465

Orange, MA $61,730

Petersham, MA $61,896

Rowe, MA $60,633

Royalston, MA $61,774

Shelburne Falls, MA $61,031

South Deerfield, MA $61,164

Sunderland, MA $61,314

Turners Falls, MA $61,383

Warwick, MA $61,498

Wendell, MA $61,556

Wendell Depot, MA $61,576

Fitchburg, MA $62,360

Ashburnham, MA $62,168

Ashby, MA $62,345

Ayer, MA $62,900

Devens, MA $62,758

Baldwinville, MA $61,993

East Templeton, MA $62,060

Gardner, MA $62,128

Westminster, MA $62,134

Groton, MA $62,949

Harvard, MA $62,831

Hubbardston, MA $62,070

Leominster, MA $62,373

Littleton, MA $63,054

Lunenburg, MA $62,571

Pepperell, MA $62,938

Shirley, MA $62,749

Still River, MA $62,675

Templeton, MA $62,058

Townsend, MA $62,708

West Groton, MA $62,834

West Townsend, MA $62,564

Winchendon, MA $61,949

Winchendon Springs, MA $62,005

Auburn, MA $61,816

North Dartmouth, MA $62,183

South Dartmouth, MA $62,187

North Attleboro, MA $61,876

Plainville, MA $62,302

Attleboro Falls, MA $61,964

North Dighton, MA $62,099

Norton, MA $62,933

Raynham, MA $63,267

Raynham Center, MA $63,203

Rehoboth, MA $61,465

Rochester, MA $62,332

Seekonk, MA $61,182

Swansea, MA $61,578

Berkley, MA $62,395

Taunton, MA $62,766

Westport, MA $62,162

Westport Point, MA $62,155

Berlin, MA $62,259

Cataumet, MA $62,470

Blackstone, MA $62,018

Boylston, MA $61,919

Brookfield, MA $61,788

Charlton, MA $61,865

Charlton City, MA $61,867

Charlton Depot, MA $61,867

Clinton, MA $62,177

East Brookfield, MA $61,839

Douglas, MA $61,945

East Princeton, MA $62,072

Fiskdale, MA $61,761

Grafton, MA $61,887

Holden, MA $61,829

Holland, MA $61,660

Jefferson, MA $61,882

Lancaster, MA $62,472

Leicester, MA $61,822

Linwood, MA $62,043

Manchaug, MA $61,899

Millbury, MA $61,821

Millville, MA $61,976

New Braintree, MA $61,822

Northborough, MA $62,013

Northbridge, MA $62,024

North Brookfield, MA $61,842

North Grafton, MA $61,850

North Oxford, MA $61,845

North Uxbridge, MA $61,989

Oxford, MA $61,876

Princeton, MA $62,064

Rochdale, MA $61,826

Rutland, MA $61,920

Shrewsbury, MA $61,829

Southbridge, MA $61,852

South Grafton, MA $61,925

South Lancaster, MA $62,325

Spencer, MA $61,843

Sterling, MA $62,142

Sturbridge, MA $61,808

Upton, MA $62,098

Uxbridge, MA $62,007

Webster, MA $61,922

Dudley, MA $61,901

Westborough, MA $62,063

West Boylston, MA $61,894

West Brookfield, MA $61,721

West Millbury, MA $61,827

Whitinsville, MA $62,005

Sutton, MA $61,892

Worcester, MA $61,804

East Walpole, MA $63,740

Cherry Valley, MA $61,812

Paxton, MA $61,832

Framingham, MA $63,246

Village Of Nagog Woods, MA $63,142

Boxborough, MA $62,941

Acton, MA $63,140

Ashland, MA $62,861

Bedford, MA $63,401

Hanscom Afb, MA $63,747

Bolton, MA $62,582

Carlisle, MA $63,205

Concord, MA $63,364

Fayville, MA $62,745

Holliston, MA $62,844

Hopedale, MA $62,320

Hopkinton, MA $62,394

Hudson, MA $62,673

Marlborough, MA $62,570

Maynard, MA $63,121

Mendon, MA $62,208

Milford, MA $62,422

Natick, MA $64,022

Sherborn, MA $63,585

Southborough, MA $62,562

Foxboro, MA $63,234

Franklin, MA $62,559

Greenbush, MA $63,843

Green Harbor, MA $63,499

Hingham, MA $64,261

Hull, MA $64,908

Humarock, MA $63,578

Mansfield, MA $63,139

Marshfield, MA $63,532

Marshfield Hills, MA $63,638

Medfield, MA $63,710

Medway, MA $62,833

Millis, MA $63,301

Minot, MA $63,843

Norfolk, MA $63,117

North Marshfield, MA $63,499

North Scituate, MA $63,951

Norwell, MA $63,779

Norwood, MA $64,103

Ocean Bluff, MA $63,499

Scituate, MA $63,905

Sharon, MA $63,572

Sheldonville, MA $62,571

South Walpole, MA $63,342

Stoughton, MA $63,621

Walpole, MA $63,588

Westwood, MA $64,476

Wrentham, MA $62,560

Boston, MA $65,550

Roxbury, MA $65,546

Roxbury Crossing, MA $65,547

Dorchester, MA $65,528

Dorchester Center, MA $65,481

Mattapan, MA $65,441

Charlestown, MA $65,542

Jamaica Plain, MA $65,518

Roslindale, MA $65,428

West Roxbury, MA $65,332

Allston, MA $65,531

Brighton, MA $65,498

Hyde Park, MA $65,230

Readville, MA $65,192

Cambridge, MA $65,507

Somerville, MA $65,537

Malden, MA $65,408

Everett, MA $65,500

Chelsea, MA $65,507

Revere, MA $65,406

Winthrop, MA $65,464

Medford, MA $65,437

West Medford, MA $65,384

Quincy, MA $65,012

Melrose, MA $65,202

Stoneham, MA $64,902

Braintree, MA $64,327

Milton, MA $65,114

Milton Village, MA $65,326

Weymouth, MA $64,239

East Weymouth, MA $64,310

South Weymouth, MA $63,781

North Weymouth, MA $64,865

East Boston, MA $65,550

Brockton, MA $63,592

Avon, MA $63,620

Bridgewater, MA $63,450

Bryantville, MA $63,497

Carver, MA $62,846

Duxbury, MA $63,324

East Bridgewater, MA $63,569

Easton, MA $63,579

Elmwood, MA $63,542

Halifax, MA $63,438

Hanover, MA $63,647

Hanson, MA $63,528

Holbrook, MA $63,648

Middleboro, MA $62,768

Manomet, MA $62,953

Lakeville, MA $62,581

Monponsett, MA $63,460

Abington, MA $63,623

North Carver, MA $63,026

North Easton, MA $63,591

North Pembroke, MA $63,543

Pembroke, MA $63,516

Plymouth, MA $62,869

Kingston, MA $63,269

South Carver, MA $62,764

Plympton, MA $63,243

Randolph, MA $63,879

Rockland, MA $63,652

South Easton, MA $63,543

West Bridgewater, MA $63,588

White Horse Beach, MA $62,989

Whitman, MA $63,600

Lexington, MA $64,390

Brookline, MA $65,518

Brookline Village, MA $65,527

Waltham, MA $64,784

North Waltham, MA $65,145

New Town, MA $65,348

Babson Park, MA $64,768

Newton, MA $65,401

Newton Center, MA $65,356

Newtonville, MA $65,313

Newton Highlands, MA $65,300

Newton Lower Falls, MA $65,004

Newton Upper Falls, MA $65,224

West Newton, MA $65,208

Auburndale, MA $65,079

Chestnut Hill, MA $65,474

Waban, MA $65,180

Watertown, MA $65,456

Arlington, MA $65,294

Arlington Heights, MA $65,262

Belmont, MA $65,338

Waverley, MA $65,398

Wellesley Hills, MA $64,766

Wellesley, MA $64,535

Needham, MA $64,891

Weston, MA $64,502

Needham Heights, MA $65,118

Nonantum, MA $65,348

Buzzards Bay, MA $62,620

Lincoln, MA $64,001

Stow, MA $62,899

Sudbury, MA $63,408

Wayland, MA $63,944

Woodville, MA $62,345

Woburn, MA $64,320

Burlington, MA $63,732

Andover, MA $62,446

Billerica, MA $63,198

Chelmsford, MA $63,240

Dracut, MA $63,131

Dunstable, MA $63,104

Haverhill, MA $62,387

Georgetown, MA $62,488

Groveland, MA $62,427

Lawrence, MA $62,312

Methuen, MA $62,323

North Andover, MA $62,387

Lowell, MA $63,249

Merrimac, MA $62,355

North Billerica, MA $63,224

North Chelmsford, MA $63,233

North Reading, MA $63,006

Nutting Lake, MA $63,228

Pinehurst, MA $63,299

Reading, MA $63,618

Tewksbury, MA $63,008

Tyngsboro, MA $63,166

Wakefield, MA $64,399

West Boxford, MA $62,501

Westford, MA $63,170

Wilmington, MA $63,062

Winchester, MA $65,031

Lynn, MA $64,950

Saugus, MA $65,032

Swampscott, MA $64,636

Nahant, MA $65,143

Amesbury, MA $62,320

Beverly, MA $63,485

Boxford, MA $62,474

Byfield, MA $62,529

Danvers, MA $63,361

Essex, MA $62,997

Gloucester, MA $63,065

Hamilton, MA $63,119

Hathorne, MA $63,149

Chilmark, MA $62,384

East Falmouth, MA $62,499

East Sandwich, MA $62,765

East Wareham, MA $62,606

Edgartown, MA $62,579

Falmouth, MA $62,411

Woods Hole, MA $62,286

Menemsha, MA $62,406

Monument Beach, MA $62,514

Nantucket, MA $62,936

North Falmouth, MA $62,433

Oak Bluffs, MA $62,516

Onset, MA $62,529

Pocasset, MA $62,491

Sagamore, MA $62,709

Sagamore Beach, MA $62,739

Sandwich, MA $62,717

Siasconset, MA $62,872

Silver Beach, MA $62,406

Vineyard Haven, MA $62,454

Wareham, MA $62,477

West Chop, MA $62,472

West Falmouth, MA $62,394

West Tisbury, MA $62,437

West Wareham, MA $62,450

Hyannis, MA $62,982

Barnstable, MA $62,845

Brewster, MA $62,932

Centerville, MA $62,823

Chatham, MA $62,974

Cotuit, MA $62,697

Ipswich, MA $62,772

Cummaquid, MA $62,864

Lynnfield, MA $63,843

Manchester, MA $63,378

Marblehead, MA $64,126

Middleton, MA $62,872

Newburyport, MA $62,406

Newbury, MA $62,519

Salisbury, MA $62,273

Peabody, MA $63,938

Prides Crossing, MA $63,524

Rockport, MA $62,938

Rowley, MA $62,626

Salem, MA $63,917

South Hamilton, MA $63,017

Topsfield, MA $62,816

Wenham, MA $63,173

West Newbury, MA $62,426

Accord, MA $63,823

Bellingham, MA $62,302

Brant Rock, MA $63,371

Canton, MA $63,919

Cohasset, MA $64,249

Dedham, MA $65,009

Dover, MA $64,203

East Mansfield, MA $63,388

Dennis, MA $62,916

Dennis Port, MA $63,040

East Dennis, MA $62,870

Eastham, MA $62,846

East Orleans, MA $62,613

Forestdale, MA $62,633

Harwich, MA $62,985

Harwich Port, MA $63,014

Hyannis Port, MA $62,866

Marstons Mills, MA $62,754

Mashpee, MA $62,616

North Chatham, MA $62,962

North Eastham, MA $62,846

North Truro, MA $62,735

Orleans, MA $62,902

Osterville, MA $62,761

Provincetown, MA $62,832

South Chatham, MA $62,989

South Dennis, MA $62,988

South Harwich, MA $62,998

South Orleans, MA $62,922

South Wellfleet, MA $62,714

South Yarmouth, MA $63,024

Truro, MA $62,688

Wellfleet, MA $62,763

West Barnstable, MA $62,834

West Chatham, MA $62,984

West Dennis, MA $63,000

West Harwich, MA $63,015

West Hyannisport, MA $62,903

West Yarmouth, MA $62,973

Yarmouth Port, MA $62,944

Assonet, MA $62,240

Attleboro, MA $61,685

Chartley, MA $62,990

Cuttyhunk, MA $62,257

Dartmouth, MA $62,184

Dighton, MA $61,896

East Freetown, MA $62,253

East Taunton, MA $62,722

Fairhaven, MA $62,185

Fall River, MA $62,077

Somerset, MA $61,774

Marion, MA $62,321

Mattapoisett, MA $62,216

New Bedford, MA $62,182

Acushnet, MA $62,203

Insurance Risk Advisor Salary by Industry: Top Paying Sectors

For Insurance Risk Advisor roles, the industry you choose can affect earning potential by as much as 42% (the gap between the highest and lowest paying industries). Data shows that the Healthcare and Financial Services sectors offer the strongest compensation, at 20% above the average. In contrast, Insurance Risk Advisor positions in Transportation or Edu., Gov't. & Nonprofit typically offer lower base pay, as these industries often view Insurance Risk Advisor as a support function rather than a direct revenue driver.

The top paying industries for an Insurance Risk Advisor

Industry Sector	Average Annual Salary	Average Hourly Rate	Pay vs.Avg
Healthcare	$77,039	$37.0	20%
Financial Services	$73,829	$35.0	15%
Internet	$73,829	$35.0	15%
Aerospace & Defense	$71,261	$34.0	11%
Energy & Utilities	$70,619	$34.0	10%

Insurance Risk Advisor Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an Insurance Risk Advisor's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

$58,556

Average $64,199/year

$67,841

$4,880

Average $5,350/month

$5,653

$1,126

Average $1,235/week

$1,305

$28

Average $31/hour

$33

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$67,841	$5,653	$1,305	$33
Average	$64,199	$5,350	$1,235	$31
25th Percentile	$58,556	$4,880	$1,126	$28

Find Your Next Insurance Risk Advisor Job

Ready to take the next step in your career? Browse thousands of current Insurance Risk Advisor job openings on our job board. Use the search bar below to find your perfect match.

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Insurance Risk Advisor Salary in Massachusetts

Check out Insurance Risk Advisor Job Openings in Massachusetts

Key Factors That Influence Insurance Risk Advisor Salaries

How Experience Level Affects Insurance Risk Advisor Salaries?

How Do Insurance Risk Advisor Salaries Vary from State to State?

Top Paying Cities for Insurance Risk Advisor

Insurance Risk Advisor Salary by Industry: Top Paying Sectors

The top paying industries for an Insurance Risk Advisor

Insurance Risk Advisor Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Find Your Next Insurance Risk Advisor Job

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For Employers

Where Does Our Salary Data Come From?

Are you an HR manager or compensation specialist?

Insurance Risk Advisor Salary in Massachusetts

Check out Insurance Risk Advisor Job Openings in Massachusetts

Key Factors That Influence Insurance Risk Advisor Salaries

How Experience Level Affects Insurance Risk Advisor Salaries?

How Do Insurance Risk Advisor Salaries Vary from State to State?

Top Paying Cities for Insurance Risk Advisor

Insurance Risk Advisor Salary by Industry: Top Paying Sectors

The top paying industries for an Insurance Risk Advisor

Insurance Risk Advisor Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Salaries of jobs related to Insurance Risk Advisor

Find Your Next Insurance Risk Advisor Job

For Employees

For Employers

Where Does Our Salary Data Come From?

Are you an HR manager or compensation specialist?