What are the main factors that influence a Certified Debt Specialist's salary?

The primary factors are: 1) Experience Level, 2) Geographic Location, 3) Education/Skills, 4) Company Size & Industry

What industry pays the highest salary for Certified Debt Specialist?

The Pharmaceuticals industry offers the highest average compensation for Certified Debt Specialist roles, with salaries approximately 40% above the market median.

How does experience change A Certified Debt Specialist's salary?

A Certified Debt Specialist's salary grows with experience: starting around $71,825 for beginners, reaching about $104,757 at mid-level, and approach $152,350 for experts.

What are the highest paying states for a Certified Debt Specialist?

Certified Debt Specialist salary varies significantly by state. The top 3 highest paying states for Certified Debt Specialist roles are District of Columbia $79,737, California $79,435, Massachusetts $78,376. These tech hubs typically pay 10-15% above the national average.

How much do different types of Certified Debt Specialist roles make?

Salaries for Certified Debt Specialist level roles vary by specialization: Certified Payroll Specialist: $92,194; Certified Audiology Specialist: $88,920; Debt Specialist: $78,157; Certified Peer Specialist: $75,657; Certified Coding Specialist: $74,345.

Certified Debt Specialist Salary in Colorado

How much does a Certified Debt Specialist make in Colorado? As of September 01, 2026, the average salary for a Certified Debt Specialist in Colorado is $73,479 per year, which breaks down to an hourly rate of $35.

However, a Certified Debt Specialist's salary can vary significantly. Here's a look at the typical salary range:

Top Earners (90th percentile): $88,647
Majority Range (25th-75th percentile): $69,196 to $81,419
Entry-Level (10th percentile): $65,297

10% $65,297

50% (Median) $73,479

90% $88,647

Certified Debt Specialist Salaries by Percentile

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$81,419	$6,785	$1,566	$39
Average	$73,479	$6,123	$1,413	$35
25th Percentile	$69,196	$5,766	$1,331	$33

Salary Factors Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

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Key Factors That Influence Certified Debt Specialist Salaries

A Certified Debt Specialist's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Certified Debt Specialist Salaries?

Experience is a primary driver of a Certified Debt Specialist's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

Entry-Level (less than 1 year): $71,825
Early Career (1-2 years): $85,072
Mid-Level (2-4 years): $104,757
Senior-Level (5-8 years): $132,359
Expert (over 8 years): $152,350

Job Role	Years of Experience	Average Salary
Certified Debt Specialist	less than 1 year	$71,825
Regulatory Affairs Specialist II	1-2 years	$85,072
Regulatory Affairs Specialist III	2-4 years	$104,757
Regulatory Affairs Specialist IV	5-8 years	$132,359
Regulatory Affairs Manager	over 8 years	$152,350

How Do Certified Debt Specialist Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Certified Debt Specialists. For example, consider the average annual salaries in these key locations:

District of Columbia: $79,737.
California: $79,435.
Massachusetts: $78,376.

District of Columbia $79,737 California $79,435 Massachusetts $78,376 Washington $78,088 New Jersey $78,059 Alaska $77,958 Connecticut $76,965 New York $76,561

Hawaii $75,272 Rhode Island $74,667 Maryland $74,257 Minnesota $73,695 Colorado $73,479 Illinois $73,407 Oregon $73,133 Delaware $72,932

New Hampshire $72,805 Virginia $72,521 Pennsylvania $71,693 Nevada $71,275 North Dakota $71,138 Michigan $70,922 Wisconsin $70,843 Vermont $70,685

Texas $70,245 Maine $70,217 Arizona $70,173 Ohio $70,123 Georgia $69,460 Indiana $69,129 Wyoming $69,064 Utah $68,963

Iowa $68,920 Kansas $68,575 Louisiana $68,474 North Carolina $68,438 Missouri $68,423 Florida $68,142 Montana $67,991 Nebraska $67,847

Kentucky $67,768 South Carolina $67,480 Tennessee $67,300 Idaho $67,228 New Mexico $66,702 Oklahoma $66,587 Alabama $66,162 South Dakota $65,449

Arkansas $65,060 West Virginia $64,851 Mississippi $64,225

Top Paying Cities for Certified Debt Specialist

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

Glen Haven: $72,040
Hygiene: $74,544
Johnstown: $72,201

Glen Haven, CO $72,040

Hygiene, CO $74,544

Johnstown, CO $72,201

Laporte, CO $71,401

Livermore, CO $71,169

Loveland, CO $71,975

Lyons, CO $74,413

Masonville, CO $71,446

Mead, CO $73,021

Milliken, CO $72,101

Niwot, CO $75,129

Red Feather Lakes, CO $71,365

Severance, CO $71,503

Timnath, CO $71,411

Wellington, CO $71,011

Windsor, CO $71,514

Brighton, CO $73,286

Ault, CO $71,377

Briggsdale, CO $71,397

Carr, CO $70,169

Eastlake, CO $73,477

Eaton, CO $71,603

Evans, CO $71,967

Fort Lupton, CO $73,077

Galeton, CO $71,610

Gilcrest, CO $72,361

Gill, CO $71,727

Greeley, CO $71,790

Henderson, CO $73,400

Hudson, CO $72,837

Keenesburg, CO $72,485

Kersey, CO $71,736

La Salle, CO $72,236

Lucerne, CO $71,713

Nunn, CO $71,151

Orchard, CO $71,388

Pierce, CO $71,423

Ohio City, CO $72,157

Parlin, CO $71,818

Penrose, CO $71,191

Pitkin, CO $72,068

Poncha Springs, CO $71,580

Powderhorn, CO $71,668

Rockvale, CO $70,868

Sargents, CO $71,459

Twin Lakes, CO $73,819

Westcliffe, CO $70,907

Wetmore, CO $70,451

Durango, CO $71,869

Cahone, CO $71,692

Cortez, CO $71,638

Dolores, CO $71,809

Dove Creek, CO $71,621

Egnar, CO $71,661

Hesperus, CO $71,241

Lewis, CO $71,819

Mancos, CO $71,637

Marvel, CO $71,239

Mesa Verde National Park, CO $71,266

Pleasant View, CO $71,486

Rico, CO $71,826

Towaoc, CO $71,339

Yellow Jacket, CO $71,733

Montrose, CO $72,095

Austin, CO $72,188

Bedrock, CO $71,643

Cedaredge, CO $72,262

Cory, CO $72,171

Crawford, CO $71,967

Delta, CO $72,093

Eckert, CO $72,206

Hotchkiss, CO $72,162

Lazear, CO $72,108

Naturita, CO $71,788

Norwood, CO $71,816

Nucla, CO $71,898

Olathe, CO $72,014

Ophir, CO $71,894

Ouray, CO $71,882

Paonia, CO $72,493

Paradox, CO $71,682

Placerville, CO $71,828

Redvale, CO $71,850

Ridgway, CO $71,872

Silverton, CO $71,751

Somerset, CO $72,713

Telluride, CO $71,908

Grand Junction, CO $72,538

Platteville, CO $72,521

Roggen, CO $71,773

Weldona, CO $71,219

Wiggins, CO $71,600

Fort Morgan, CO $71,248

Log Lane Village, CO $71,481

Akron, CO $70,731

Amherst, CO $70,505

Atwood, CO $70,979

Brush, CO $70,974

Crook, CO $70,778

Eckley, CO $70,554

Fleming, CO $70,913

Grover, CO $70,857

Haxtun, CO $70,899

Hereford, CO $70,405

Hillrose, CO $71,044

Holyoke, CO $70,684

Idalia, CO $70,330

Iliff, CO $70,963

Julesburg, CO $70,677

Lindon, CO $70,428

Merino, CO $71,041

New Raymer, CO $71,025

Otis, CO $70,795

Ovid, CO $70,702

Padroni, CO $70,783

Paoli, CO $70,899

Peetz, CO $70,764

Sedgwick, CO $70,728

Snyder, CO $70,988

Sterling, CO $71,101

Stoneham, CO $71,029

Vernon, CO $70,397

Woodrow, CO $70,575

Wray, CO $70,537

Yuma, CO $70,773

Anton, CO $70,446

Arapahoe, CO $69,891

Arriba, CO $70,145

Bethune, CO $70,248

Burlington, CO $70,183

Calhan, CO $71,293

Cascade, CO $71,879

Cheyenne Wells, CO $69,993

Cope, CO $70,413

Cripple Creek, CO $71,744

Divide, CO $71,782

Flagler, CO $70,217

Florissant, CO $71,724

Fountain, CO $71,287

Genoa, CO $70,192

Green Mountain Falls, CO $71,861

Guffey, CO $71,647

Hugo, CO $69,762

Joes, CO $70,483

Karval, CO $69,357

Kirk, CO $70,425

Kit Carson, CO $69,905

Limon, CO $70,616

Lake George, CO $71,832

Manitou Springs, CO $71,879

Matheson, CO $70,564

Peyton, CO $71,630

Ramah, CO $70,108

Rush, CO $70,275

Seibert, CO $70,187

Simla, CO $70,885

Stratton, CO $70,257

U S A F Academy, CO $71,875

Victor, CO $71,712

Vona, CO $70,228

Wild Horse, CO $69,771

Woodland Park, CO $71,820

Yoder, CO $70,546

Colorado Springs, CO $71,880

Clifton, CO $72,493

Fruita, CO $72,313

Gateway, CO $71,804

Glade Park, CO $72,052

Loma, CO $72,339

Mack, CO $72,147

Palisade, CO $72,362

Whitewater, CO $72,047

Glenwood Springs, CO $73,238

Dinosaur, CO $72,028

Aspen, CO $74,610

Snowmass Village, CO $74,607

Avon, CO $73,937

Basalt, CO $74,372

Carbondale, CO $74,095

Collbran, CO $72,291

Craig, CO $72,821

De Beque, CO $72,282

Eagle, CO $73,635

Edwards, CO $73,792

Parachute, CO $72,659

Battlement Mesa, CO $72,592

Gypsum, CO $73,268

Hamilton, CO $73,132

Hayden, CO $72,925

Maybell, CO $72,118

Meeker, CO $73,138

Meredith, CO $74,128

Mesa, CO $72,255

Minturn, CO $73,712

Molina, CO $72,212

New Castle, CO $72,985

Rangely, CO $72,321

Red Cliff, CO $73,702

Rifle, CO $72,804

Silt, CO $72,775

Slater, CO $72,475

Snowmass, CO $74,457

Wolcott, CO $73,678

Woody Creek, CO $74,605

Vail, CO $74,028

Pueblo, CO $69,698

Colorado City, CO $70,175

Aguilar, CO $70,481

Arlington, CO $69,240

Avondale, CO $69,885

Beulah, CO $70,179

Boncarbo, CO $70,515

Boone, CO $70,111

Branson, CO $69,939

Campo, CO $69,679

Cheraw, CO $69,813

Crowley, CO $69,962

Eads, CO $69,863

Fort Lyon, CO $69,786

Fowler, CO $69,986

Gardner, CO $70,671

Granada, CO $70,020

Hartman, CO $70,154

Hasty, CO $69,939

Haswell, CO $69,526

Hoehne, CO $70,402

Holly, CO $69,933

Kim, CO $69,867

La Junta, CO $69,912

Lamar, CO $70,125

Las Animas, CO $69,873

La Veta, CO $70,794

Mc Clave, CO $69,950

Manzanola, CO $69,858

Model, CO $69,965

Olney Springs, CO $69,738

Ordway, CO $69,391

Pritchett, CO $69,870

Rocky Ford, CO $69,757

Rye, CO $70,282

Sheridan Lake, CO $69,890

Springfield, CO $70,013

Sugar City, CO $69,205

Swink, CO $69,842

Trinchera, CO $70,100

Trinidad, CO $70,404

Two Buttes, CO $70,010

Vilas, CO $69,999

Walsenburg, CO $70,421

Walsh, CO $69,926

Weston, CO $70,649

Wiley, CO $69,886

Alamosa, CO $71,332

Antonito, CO $71,287

Arboles, CO $71,431

Arvada, CO $73,480

Aurora, CO $73,429

Bayfield, CO $71,632

Broomfield, CO $73,802

Commerce City, CO $73,307

Dupont, CO $73,447

Eldorado Springs, CO $75,196

Lafayette, CO $74,529

Louisville, CO $74,621

Westminster, CO $73,446

Wheat Ridge, CO $73,442

Agate, CO $70,840

Bennett, CO $72,682

Byers, CO $71,814

Castle Rock, CO $72,132

Deer Trail, CO $71,340

Elbert, CO $71,676

Elizabeth, CO $72,281

Englewood, CO $73,429

Franktown, CO $72,085

Kiowa, CO $71,761

Larkspur, CO $71,898

Littleton, CO $73,357

Lone Tree, CO $73,163

Louviers, CO $73,061

Monument, CO $71,828

Palmer Lake, CO $71,835

Parker, CO $72,895

Sedalia, CO $72,169

Strasburg, CO $72,451

Watkins, CO $72,994

Denver, CO $73,421

Thornton, CO $73,479

Boulder, CO $75,559

Golden, CO $73,436

Alma, CO $73,023

Bailey, CO $72,857

Black Hawk, CO $74,170

Bond, CO $73,671

Breckenridge, CO $73,179

Buffalo Creek, CO $72,605

Burns, CO $73,198

Central City, CO $73,753

Clark, CO $72,505

Climax, CO $73,264

Coalmont, CO $72,379

Como, CO $72,132

Conifer, CO $73,047

Cowdrey, CO $72,087

Dillon, CO $73,135

Dumont, CO $73,490

Evergreen, CO $73,309

Empire, CO $73,155

Fairplay, CO $72,199

Fraser, CO $73,238

Frisco, CO $73,587

Georgetown, CO $73,100

Granby, CO $73,043

Grand Lake, CO $73,002

Grant, CO $72,483

Hartsel, CO $71,815

Hot Sulphur Springs, CO $72,945

Idaho Springs, CO $73,366

Idledale, CO $73,361

Indian Hills, CO $73,323

Jamestown, CO $75,437

Jefferson, CO $72,331

Kittredge, CO $73,331

Kremmling, CO $72,937

Leadville, CO $73,174

Mc Coy, CO $73,187

Morrison, CO $73,308

Nederland, CO $74,751

Oak Creek, CO $73,056

Parshall, CO $73,370

Phippsburg, CO $73,128

Pine, CO $72,693

Pinecliffe, CO $75,102

Rand, CO $72,384

Rollinsville, CO $74,402

Shawnee, CO $72,676

Silver Plume, CO $72,790

Steamboat Springs, CO $72,920

Tabernash, CO $73,408

Toponas, CO $73,101

Walden, CO $72,276

Ward, CO $74,554

Winter Park, CO $73,503

Yampa, CO $73,200

Silverthorne, CO $73,524

Longmont, CO $74,253

Allenspark, CO $73,916

Estes Park, CO $72,806

Bellvue, CO $71,874

Berthoud, CO $72,755

Dacono, CO $73,604

Drake, CO $71,900

Erie, CO $73,933

Firestone, CO $73,421

Fort Collins, CO $71,362

Frederick, CO $73,423

Blanca, CO $71,079

Capulin, CO $71,444

Center, CO $71,386

Chama, CO $70,836

Chimney Rock, CO $71,461

Chromo, CO $70,981

Conejos, CO $71,243

Creede, CO $71,617

Crestone, CO $71,112

Del Norte, CO $71,461

Fort Garland, CO $70,919

San Luis, CO $70,631

Homelake, CO $71,394

Hooper, CO $71,157

Ignacio, CO $71,323

Jaroso, CO $70,787

La Jara, CO $71,357

Manassa, CO $71,285

Moffat, CO $71,206

Monte Vista, CO $71,437

Mosca, CO $71,067

Pagosa Springs, CO $71,455

Romeo, CO $71,495

Saguache, CO $71,452

Sanford, CO $71,094

San Pablo, CO $70,729

South Fork, CO $71,532

Villa Grove, CO $71,302

Salida, CO $71,582

Almont, CO $73,425

Buena Vista, CO $73,313

Canon City, CO $71,263

Cimarron, CO $71,744

Coal Creek, CO $70,840

Coaldale, CO $71,407

Cotopaxi, CO $71,207

Crested Butte, CO $73,811

Florence, CO $70,729

Monarch, CO $71,732

Granite, CO $72,808

Gunnison, CO $71,800

Hillside, CO $71,180

Howard, CO $71,536

Lake City, CO $71,740

Nathrop, CO $71,797

Certified Debt Specialist Salary by Industry: Top Paying Sectors

For Certified Debt Specialist roles, the industry you choose can affect earning potential by as much as 95% (the gap between the highest and lowest paying industries). Data shows that the Pharmaceuticals and Software & Networking sectors offer the strongest compensation, at 40% above the average. In contrast, Certified Debt Specialist positions in Financial Services or Edu., Gov't. & Nonprofit typically offer lower base pay, as these industries often view Certified Debt Specialist as a support function rather than a direct revenue driver.

The top paying industries for a Certified Debt Specialist

Industry Sector	Average Annual Salary	Average Hourly Rate	Pay vs.Avg
Pharmaceuticals	$102,871	$49.0	40%
Software & Networking	$95,523	$46.0	30%
Biotechnology	$91,849	$44.0	25%
Energy & Utilities	$88,175	$42.0	20%
Healthcare	$84,501	$41.0	15%

Certified Debt Specialist Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Certified Debt Specialist's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

$69,196

Average $73,479/year

$81,419

$5,766

Average $6,123/month

$6,785

$1,331

Average $1,413/week

$1,566

$33

Average $35/hour

$39

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$81,419	$6,785	$1,566	$39
Average	$73,479	$6,123	$1,413	$35
25th Percentile	$69,196	$5,766	$1,331	$33

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Certified Debt Specialist Salary in Colorado

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Key Factors That Influence Certified Debt Specialist Salaries

How Experience Level Affects Certified Debt Specialist Salaries?

How Do Certified Debt Specialist Salaries Vary from State to State?

Top Paying Cities for Certified Debt Specialist

Certified Debt Specialist Salary by Industry: Top Paying Sectors

The top paying industries for a Certified Debt Specialist

Certified Debt Specialist Salary: Hourly Rate, Weekly Pay, and Monthly Pay

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Certified Debt Specialist Salary in Colorado

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Key Factors That Influence Certified Debt Specialist Salaries

How Experience Level Affects Certified Debt Specialist Salaries?

How Do Certified Debt Specialist Salaries Vary from State to State?

Top Paying Cities for Certified Debt Specialist

Certified Debt Specialist Salary by Industry: Top Paying Sectors

The top paying industries for a Certified Debt Specialist

Certified Debt Specialist Salary: Hourly Rate, Weekly Pay, and Monthly Pay

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