What are the main factors that influence a Certified Debt Specialist's salary?

The primary factors are: 1) Experience Level, 2) Geographic Location, 3) Education/Skills, 4) Company Size & Industry

What industry pays the highest salary for Certified Debt Specialist?

The Pharmaceuticals industry offers the highest average compensation for Certified Debt Specialist roles, with salaries approximately 40% above the market median.

How does experience change A Certified Debt Specialist's salary?

A Certified Debt Specialist's salary grows with experience: starting around $72,585 for beginners, reaching about $105,866 at mid-level, and approach $153,963 for experts.

What are the highest paying states for a Certified Debt Specialist?

Certified Debt Specialist salary varies significantly by state. The top 3 highest paying states for Certified Debt Specialist roles are District of Columbia $79,737, California $79,435, Massachusetts $78,376. These tech hubs typically pay 10-15% above the national average.

How much do different types of Certified Debt Specialist roles make?

Salaries for Certified Debt Specialist level roles vary by specialization: Certified Payroll Specialist: $92,194; Certified Audiology Specialist: $88,920; Debt Specialist: $78,157; Certified Peer Specialist: $75,657; Certified Coding Specialist: $74,345.

Certified Debt Specialist Salary in Maryland

How much does a Certified Debt Specialist make in Maryland? As of September 01, 2026, the average salary for a Certified Debt Specialist in Maryland is $74,257 per year, which breaks down to an hourly rate of $36.

However, a Certified Debt Specialist's salary can vary significantly. Here's a look at the typical salary range:

Top Earners (90th percentile): $89,586
Majority Range (25th-75th percentile): $69,929 to $82,280
Entry-Level (10th percentile): $65,988

10% $65,988

50% (Median) $74,257

90% $89,586

Certified Debt Specialist Salaries by Percentile

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$82,280	$6,857	$1,582	$40
Average	$74,257	$6,188	$1,428	$36
25th Percentile	$69,929	$5,827	$1,345	$34

Salary Factors Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

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Key Factors That Influence Certified Debt Specialist Salaries

A Certified Debt Specialist's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Certified Debt Specialist Salaries?

Experience is a primary driver of a Certified Debt Specialist's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

Entry-Level (less than 1 year): $72,585
Early Career (1-2 years): $85,973
Mid-Level (2-4 years): $105,866
Senior-Level (5-8 years): $133,760
Expert (over 8 years): $153,963

Job Role	Years of Experience	Average Salary
Certified Debt Specialist	less than 1 year	$72,585
Regulatory Affairs Specialist II	1-2 years	$85,973
Regulatory Affairs Specialist III	2-4 years	$105,866
Regulatory Affairs Specialist IV	5-8 years	$133,760
Regulatory Affairs Manager	over 8 years	$153,963

How Do Certified Debt Specialist Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Certified Debt Specialists. For example, consider the average annual salaries in these key locations:

District of Columbia: $79,737.
California: $79,435.
Massachusetts: $78,376.

District of Columbia $79,737 California $79,435 Massachusetts $78,376 Washington $78,088 New Jersey $78,059 Alaska $77,958 Connecticut $76,965 New York $76,561

Hawaii $75,272 Rhode Island $74,667 Maryland $74,257 Minnesota $73,695 Colorado $73,479 Illinois $73,407 Oregon $73,133 Delaware $72,932

New Hampshire $72,805 Virginia $72,521 Pennsylvania $71,693 Nevada $71,275 North Dakota $71,138 Michigan $70,922 Wisconsin $70,843 Vermont $70,685

Texas $70,245 Maine $70,217 Arizona $70,173 Ohio $70,123 Georgia $69,460 Indiana $69,129 Wyoming $69,064 Utah $68,963

Iowa $68,920 Kansas $68,575 Louisiana $68,474 North Carolina $68,438 Missouri $68,423 Florida $68,142 Montana $67,991 Nebraska $67,847

Kentucky $67,768 South Carolina $67,480 Tennessee $67,300 Idaho $67,228 New Mexico $66,702 Oklahoma $66,587 Alabama $66,162 South Dakota $65,449

Arkansas $65,060 West Virginia $64,851 Mississippi $64,225

Top Paying Cities for Certified Debt Specialist

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

Owings: $76,459
Riverdale: $79,194
College Park: $79,103

Owings, MD $76,459

Riverdale, MD $79,194

College Park, MD $79,103

Fort Washington, MD $79,052

Oxon Hill, MD $79,280

Suitland, MD $79,255

District Heights, MD $79,215

Temple Hills, MD $79,256

Deale, MD $76,105

Dunkirk, MD $76,910

Fort George G Meade, MD $75,145

Friendship, MD $76,347

Fulton, MD $76,144

Andrews Air Force Base, MD $78,987

Savage, MD $75,257

Shady Side, MD $75,504

Galesville, MD $75,837

Greenbelt, MD $78,829

Glenn Dale, MD $77,958

Upper Marlboro, MD $78,034

Harwood, MD $76,128

Highland, MD $76,075

West River, MD $76,143

Tracys Landing, MD $76,197

Hyattsville, MD $79,258

Jessup, MD $74,888

Bethesda, MD $79,281

Glen Echo, MD $79,267

Chevy Chase, MD $79,273

Cabin John, MD $79,250

Olney, MD $77,466

Brookeville, MD $76,020

Poolesville, MD $76,689

Barnesville, MD $75,621

Beallsville, MD $75,760

Boyds, MD $76,340

Dickerson, MD $75,673

Rockville, MD $78,378

Potomac, MD $78,604

Derwood, MD $77,546

Sandy Spring, MD $77,094

Ashton, MD $76,924

Brinklow, MD $76,353

Burtonsville, MD $77,247

Montgomery Village, MD $76,615

Kensington, MD $79,206

Garrett Park, MD $79,113

Suburb Maryland Fac, MD $78,491

Silver Spring, MD $79,160

Takoma Park, MD $79,264

Aberdeen, MD $72,604

Aberdeen Proving Ground, MD $72,589

Abingdon, MD $73,150

Gunpowder, MD $73,591

Arnold, MD $74,448

Baldwin, MD $73,453

Bel Air, MD $72,842

Belcamp, MD $72,948

Benson, MD $72,508

Boring, MD $72,669

Brooklandville, MD $74,168

Butler, MD $73,351

Chase, MD $73,930

Churchville, MD $72,298

Clarksville, MD $75,268

Cockeysville, MD $73,492

Hunt Valley, MD $73,800

Crownsville, MD $74,952

Darlington, MD $71,658

Davidsonville, MD $76,045

Dayton, MD $75,220

Edgewater, MD $75,349

Edgewood, MD $73,372

Ellicott City, MD $74,314

Columbia, MD $74,871

Fallston, MD $73,181

Finksburg, MD $73,206

Forest Hill, MD $72,446

Fork, MD $73,701

Fort Howard, MD $74,167

Freeland, MD $70,990

Gambrills, MD $75,235

Gibson Island, MD $74,208

Glen Arm, MD $73,973

Glen Burnie, MD $74,296

Glyndon, MD $73,585

Hampstead, MD $71,893

Elkridge, MD $74,377

Hanover, MD $74,419

Harmans, MD $74,416

Havre De Grace, MD $72,132

Hydes, MD $73,707

Jarrettsville, MD $72,205

Joppa, MD $73,559

Kingsville, MD $73,722

Lineboro, MD $70,809

Linthicum Heights, MD $74,307

Long Green, MD $73,852

Spencerville, MD $77,132

Clarksburg, MD $75,445

Damascus, MD $74,795

Germantown, MD $77,031

Annapolis, MD $75,024

Cumberland, MD $68,153

Accident, MD $68,039

Barton, MD $68,359

Bittinger, MD $68,230

Bloomington, MD $68,473

Corriganville, MD $67,719

Eckhart Mines, MD $68,094

Ellerslie, MD $67,805

Flintstone, MD $68,169

Friendsville, MD $68,019

Frostburg, MD $68,001

Grantsville, MD $68,003

Kitzmiller, MD $68,009

Lonaconing, MD $68,235

Luke, MD $68,478

Mc Henry, MD $68,045

Midland, MD $68,464

Midlothian, MD $68,010

Mount Savage, MD $67,699

Oakland, MD $67,848

Oldtown, MD $68,262

Pinto, MD $68,388

Rawlings, MD $68,410

Spring Gap, MD $68,345

Swanton, MD $68,179

Westernport, MD $68,475

Easton, MD $73,537

Barclay, MD $72,922

Bethlehem, MD $73,016

Betterton, MD $72,976

Bozman, MD $74,163

Cambridge, MD $73,019

Centreville, MD $73,613

Chester, MD $74,181

Chestertown, MD $73,318

Church Creek, MD $72,904

Church Hill, MD $73,219

Claiborne, MD $74,296

Cordova, MD $73,287

Crapo, MD $72,262

Crocheron, MD $71,740

Crumpton, MD $72,839

Denton, MD $72,905

East New Market, MD $72,729

Federalsburg, MD $72,714

Fishing Creek, MD $72,530

Galena, MD $72,642

Goldsboro, MD $72,765

Grasonville, MD $74,040

Greensboro, MD $72,778

Henderson, MD $72,845

Hillsboro, MD $73,340

Hurlock, MD $72,745

Ingleside, MD $72,981

Kennedyville, MD $72,772

Mcdaniel, MD $74,267

Madison, MD $73,472

Marydel, MD $72,645

Massey, MD $72,659

Millington, MD $72,762

Neavitt, MD $74,256

Newcomb, MD $73,744

Oxford, MD $73,380

Preston, MD $72,989

Price, MD $73,269

Queen Anne, MD $73,460

Queenstown, MD $73,879

Rhodesdale, MD $72,309

Ridgely, MD $73,066

Rock Hall, MD $73,765

Royal Oak, MD $73,607

Saint Michaels, MD $74,106

Secretary, MD $73,006

Sherwood, MD $74,709

Deal Island, MD $71,191

Eden, MD $71,331

Ewell, MD $70,969

Fruitland, MD $71,576

Girdletree, MD $70,806

Hebron, MD $71,509

Linkwood, MD $72,518

Manokin, MD $71,097

Mardela Springs, MD $71,766

Marion Station, MD $70,847

Nanticoke, MD $71,478

Newark, MD $71,180

Ocean City, MD $71,523

Parsonsburg, MD $71,380

Pittsville, MD $71,382

Pocomoke City, MD $70,939

Powellville, MD $71,346

Princess Anne, MD $71,280

Quantico, MD $71,369

Rehobeth, MD $70,826

Sharptown, MD $72,160

Showell, MD $71,380

Snow Hill, MD $71,128

Stockton, MD $70,702

Tyaskin, MD $71,300

Tylerton, MD $71,053

Upper Fairmount, MD $71,270

Vienna, MD $71,919

Westover, MD $71,096

Whaleyville, MD $71,343

Willards, MD $71,371

Delmar, MD $71,560

North East, MD $72,198

Perry Point, MD $72,093

Perryville, MD $72,067

Port Deposit, MD $71,889

Rising Sun, MD $71,653

Warwick, MD $72,626

Cecilton, MD $72,577

Charlestown, MD $72,188

Chesapeake City, MD $72,575

Childs, MD $72,478

Stevensville, MD $74,371

Colora, MD $71,589

Conowingo, MD $71,468

Earleville, MD $72,507

Elk Mills, MD $72,502

Elkton, MD $72,450

Georgetown, MD $72,561

Lutherville Timonium, MD $74,107

Abell, MD $73,369

Accokeek, MD $78,403

Aquasco, MD $76,463

Avenue, MD $73,487

Barstow, MD $75,550

Bel Alton, MD $75,924

Benedict, MD $75,873

Brandywine, MD $77,660

Broomes Island, MD $74,692

Bryans Road, MD $78,250

Bryantown, MD $76,835

Bushwood, MD $73,540

California, MD $73,478

Callaway, MD $72,965

Chaptico, MD $74,239

Charlotte Hall, MD $75,359

Cheltenham, MD $78,387

Clements, MD $74,239

Cobb Island, MD $73,573

Coltons Point, MD $73,228

Compton, MD $73,627

Dameron, MD $72,035

Dowell, MD $73,707

Drayden, MD $72,208

Faulkner, MD $75,518

Great Mills, MD $73,083

Helen, MD $74,933

Hollywood, MD $73,912

Hughesville, MD $76,322

Huntingtown, MD $76,009

Indian Head, MD $76,482

Ironsides, MD $76,174

Issue, MD $73,971

La Plata, MD $76,699

Leonardtown, MD $73,355

Lexington Park, MD $72,859

Loveville, MD $74,124

Lusby, MD $73,844

Marbury, MD $77,096

Mechanicsville, MD $74,918

Morganza, MD $74,480

Mount Victoria, MD $73,624

Nanjemoy, MD $75,278

Newburg, MD $74,523

Park Hall, MD $72,645

Patuxent River, MD $73,029

Piney Point, MD $72,320

Pomfret, MD $77,532

Port Republic, MD $75,099

Port Tobacco, MD $76,416

Prince Frederick, MD $75,555

Ridge, MD $71,716

Rock Point, MD $74,497

Saint Inigoes, MD $71,946

Saint Leonard, MD $74,736

Saint Marys City, MD $72,631

Scotland, MD $71,241

Solomons, MD $73,640

Sunderland, MD $76,160

Tall Timbers, MD $72,412

Valley Lee, MD $72,441

Welcome, MD $75,940

White Plains, MD $77,540

Southern Md Facility, MD $78,486

Annapolis Junction, MD $75,058

Lanham, MD $78,784

Beltsville, MD $78,671

Laurel, MD $76,957

Bladensburg, MD $79,245

Lothian, MD $76,913

Mount Rainier, MD $79,283

North Beach, MD $75,844

Bowie, MD $76,944

Brentwood, MD $79,278

Capitol Heights, MD $79,243

Chesapeake Beach, MD $75,805

Churchton, MD $75,823

Clinton, MD $78,797

Still Pond, MD $72,981

Sudlersville, MD $72,844

Taylors Island, MD $73,491

Templeville, MD $72,649

Tilghman, MD $74,541

Toddville, MD $71,906

Trappe, MD $73,064

Wingate, MD $72,188

Wittman, MD $74,296

Woolford, MD $73,188

Worton, MD $73,231

Wye Mills, MD $73,750

Frederick, MD $72,915

Adamstown, MD $74,431

Big Pool, MD $69,139

Boonsboro, MD $71,602

Braddock Heights, MD $72,878

Brownsville, MD $72,665

Brunswick, MD $73,337

Buckeystown, MD $73,876

Burkittsville, MD $72,783

Cascade, MD $70,950

Cavetown, MD $70,860

Chewsville, MD $70,970

Clear Spring, MD $70,021

Cooksville, MD $74,283

Emmitsburg, MD $71,187

Fairplay, MD $71,142

Funkstown, MD $71,135

Glenelg, MD $75,070

Glenwood, MD $74,702

Hagerstown, MD $70,775

Hancock, MD $68,799

Ijamsville, MD $74,248

Jefferson, MD $73,410

Keedysville, MD $71,829

Keymar, MD $71,793

Knoxville, MD $72,952

Ladiesburg, MD $72,052

Libertytown, MD $72,715

Lisbon, MD $74,293

Little Orleans, MD $68,418

Maugansville, MD $70,518

Middletown, MD $72,610

Monrovia, MD $74,085

Mount Airy, MD $73,641

Myersville, MD $71,667

New Market, MD $73,343

New Midway, MD $72,049

New Windsor, MD $72,701

Point Of Rocks, MD $74,290

Rocky Ridge, MD $71,570

Rohrersville, MD $72,319

Sabillasville, MD $71,046

Saint James, MD $71,153

Sharpsburg, MD $71,722

Smithsburg, MD $70,925

Sykesville, MD $73,831

Taneytown, MD $71,357

Thurmont, MD $71,651

Tuscarora, MD $74,574

Union Bridge, MD $72,406

Unionville, MD $72,756

Walkersville, MD $72,499

West Friendship, MD $74,446

Williamsport, MD $70,852

Woodbine, MD $74,285

Woodsboro, MD $72,154

Salisbury, MD $71,561

Allen, MD $71,463

Berlin, MD $71,388

Bishopville, MD $71,404

Bivalve, MD $71,666

Manchester, MD $71,028

Marriottsville, MD $74,126

Maryland Line, MD $70,809

Mayo, MD $75,182

Millersville, MD $74,569

Monkton, MD $72,815

Odenton, MD $75,323

Crofton, MD $75,754

Owings Mills, MD $73,979

Parkton, MD $71,698

Pasadena, MD $74,228

Perry Hall, MD $74,027

Perryman, MD $72,793

Phoenix, MD $73,637

Pylesville, MD $71,270

Randallstown, MD $74,093

Reisterstown, MD $73,804

Riderwood, MD $74,250

Riva, MD $75,470

Severn, MD $74,558

Severna Park, MD $74,457

Simpsonville, MD $75,183

Sparks Glencoe, MD $73,041

Crisfield, MD $71,021

Stevenson, MD $74,142

Dhs, MD $78,422

Waldorf, MD $77,495

Street, MD $71,595

Upperco, MD $72,608

Upper Falls, MD $73,795

Westminster, MD $72,611

Whiteford, MD $71,242

White Hall, MD $71,601

White Marsh, MD $73,959

Woodstock, MD $74,160

Baltimore, MD $74,257

Towson, MD $74,248

Gwynn Oak, MD $74,273

Pikesville, MD $74,220

Sparrows Point, MD $74,177

Middle River, MD $74,023

Essex, MD $74,198

Dundalk, MD $74,269

Brooklyn, MD $74,270

Curtis Bay, MD $74,286

Halethorpe, MD $74,280

Catonsville, MD $74,317

Parkville, MD $74,237

Nottingham, MD $74,161

Rosedale, MD $74,256

Windsor Mill, MD $74,233

Gaithersburg, MD $77,384

Washington Grove, MD $77,424

Certified Debt Specialist Salary by Industry: Top Paying Sectors

For Certified Debt Specialist roles, the industry you choose can affect earning potential by as much as 95% (the gap between the highest and lowest paying industries). Data shows that the Pharmaceuticals and Software & Networking sectors offer the strongest compensation, at 40% above the average. In contrast, Certified Debt Specialist positions in Financial Services or Edu., Gov't. & Nonprofit typically offer lower base pay, as these industries often view Certified Debt Specialist as a support function rather than a direct revenue driver.

The top paying industries for a Certified Debt Specialist

Industry Sector	Average Annual Salary	Average Hourly Rate	Pay vs.Avg
Pharmaceuticals	$103,959	$50.0	40%
Software & Networking	$96,534	$46.0	30%
Biotechnology	$92,821	$45.0	25%
Energy & Utilities	$89,108	$43.0	20%
Healthcare	$85,395	$41.0	15%

Certified Debt Specialist Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Certified Debt Specialist's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

$69,929

Average $74,257/year

$82,280

$5,827

Average $6,188/month

$6,857

$1,345

Average $1,428/week

$1,582

$34

Average $36/hour

$40

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$82,280	$6,857	$1,582	$40
Average	$74,257	$6,188	$1,428	$36
25th Percentile	$69,929	$5,827	$1,345	$34

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Certified Debt Specialist Salary in Maryland

Check out Certified Debt Specialist Job Openings in Maryland

Key Factors That Influence Certified Debt Specialist Salaries

How Experience Level Affects Certified Debt Specialist Salaries?

How Do Certified Debt Specialist Salaries Vary from State to State?

Top Paying Cities for Certified Debt Specialist

Certified Debt Specialist Salary by Industry: Top Paying Sectors

The top paying industries for a Certified Debt Specialist

Certified Debt Specialist Salary: Hourly Rate, Weekly Pay, and Monthly Pay

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Certified Debt Specialist Salary in Maryland

Check out Certified Debt Specialist Job Openings in Maryland

Key Factors That Influence Certified Debt Specialist Salaries

How Experience Level Affects Certified Debt Specialist Salaries?

How Do Certified Debt Specialist Salaries Vary from State to State?

Top Paying Cities for Certified Debt Specialist

Certified Debt Specialist Salary by Industry: Top Paying Sectors

The top paying industries for a Certified Debt Specialist

Certified Debt Specialist Salary: Hourly Rate, Weekly Pay, and Monthly Pay

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