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Certified Debt Specialist Salary in Minnesota

How much does a Certified Debt Specialist make in Minnesota? As of September 01, 2026, the average salary for a Certified Debt Specialist in Minnesota is $73,695 per year, which breaks down to an hourly rate of $35.

However, a Certified Debt Specialist's salary can vary significantly. Here's a look at the typical salary range:

  • Top Earners (90th percentile): $88,908
  • Majority Range (25th-75th percentile): $69,400 to $81,658
  • Entry-Level (10th percentile): $65,489
Salary Factors Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

Check out Certified Debt Specialist Job Openings in Minnesota

Key Factors That Influence Certified Debt Specialist Salaries

A Certified Debt Specialist's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Certified Debt Specialist Salaries?

Experience is a primary driver of a Certified Debt Specialist's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $72,036
  • Early Career (1-2 years): $85,322
  • Mid-Level (2-4 years): $105,065
  • Senior-Level (5-8 years): $132,748
  • Expert (over 8 years): $152,798
Job RoleYears of ExperienceAverage Salary
Certified Debt Specialist less than 1 year $72,036
Regulatory Affairs Specialist II 1-2 years $85,322
Regulatory Affairs Specialist III 2-4 years $105,065
Regulatory Affairs Specialist IV 5-8 years $132,748
Regulatory Affairs Manager over 8 years $152,798

How Do Certified Debt Specialist Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Certified Debt Specialists. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $79,737.
  • California: $79,435.
  • Massachusetts: $78,376.

Top Paying Cities for Certified Debt Specialist

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • Conger: $70,557
  • Courtland: $70,477
  • Darfur: $70,114

Certified Debt Specialist Salary by Industry: Top Paying Sectors

For Certified Debt Specialist roles, the industry you choose can affect earning potential by as much as 95% (the gap between the highest and lowest paying industries). Data shows that the Pharmaceuticals and Software & Networking sectors offer the strongest compensation, at 40% above the average. In contrast, Certified Debt Specialist positions in Financial Services or Edu., Gov't. & Nonprofit typically offer lower base pay, as these industries often view Certified Debt Specialist as a support function rather than a direct revenue driver.

The top paying industries for a Certified Debt Specialist

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Pharmaceuticals $103,173 $50.0 40%
Software & Networking $95,803 $46.0 30%
Biotechnology $92,119 $44.0 25%
Energy & Utilities $88,434 $43.0 20%
Healthcare $84,749 $41.0 15%

Certified Debt Specialist Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Certified Debt Specialist's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

  • Yearly
  • Monthly
  • Weekly
  • Hourly
  • Table View
Last Updated on September 01, 2026
$69,400
Average $73,695/year
$81,658
$5,783
Average $6,141/month
$6,805
$1,335
Average $1,417/week
$1,570
$33
Average $35/hour
$39
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $81,658 $6,805 $1,570 $39
Average $73,695 $6,141 $1,417 $35
25th Percentile $69,400 $5,783 $1,335 $33

Find Your Next Certified Debt Specialist Job

Ready to take the next step in your career? Browse thousands of current Certified Debt Specialist job openings on our job board. Use the search bar below to find your perfect match.

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