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Consumer Lending Officer Salary in California

How much does a Consumer Lending Officer make in California? As of September 01, 2026, the average salary for a Consumer Lending Officer in California is $65,084 per year, which breaks down to an hourly rate of $31.

However, a Consumer Lending Officer's salary can vary significantly. Here's a look at the typical salary range:

  • Top Earners (90th percentile): $87,017
  • Majority Range (25th-75th percentile): $59,466 to $76,565
  • Entry-Level (10th percentile): $54,352
Salary Factors Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

Check out Consumer Lending Officer Job Openings in California

Key Factors That Influence Consumer Lending Officer Salaries

A Consumer Lending Officer's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Consumer Lending Officer Salaries?

Experience is a primary driver of a Consumer Lending Officer's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $56,224
  • Early Career (1-2 years): $62,692
  • Mid-Level (2-4 years): $73,618
  • Senior-Level (5-8 years): $107,681
  • Expert (over 8 years): $132,838
Job RoleYears of ExperienceAverage Salary
Consumer Loan Officer I less than 1 year $56,224
Consumer Lending Officer 1-2 years $62,692
Consumer Loan Officer III 2-4 years $73,618
Consumer Lending Manager 5-8 years $107,681
Consumer Lending Senior Manager over 8 years $132,838

How Do Consumer Lending Officer Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Consumer Lending Officers. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $65,332.
  • California: $65,084.
  • Massachusetts: $64,216.

Top Paying Cities for Consumer Lending Officer

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • Los Angeles: $65,196
  • West Hollywood: $65,149
  • Dodgertown: $65,195

Consumer Lending Officer Salary by Industry: Top Paying Sectors

For Consumer Lending Officer roles, the industry you choose can affect earning potential by as much as 70% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Edu., Gov't. & Nonprofit sectors offer the strongest compensation, at 40% above the average. In contrast, Consumer Lending Officer positions in Insurance or Business Services typically offer lower base pay, as these industries often view Consumer Lending Officer as a support function rather than a direct revenue driver.

The top paying industries for a Consumer Lending Officer

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Financial Services $91,117 $44.0 40%
Edu., Gov't. & Nonprofit $71,592 $34.0 10%

Consumer Lending Officer Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Consumer Lending Officer's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

  • Yearly
  • Monthly
  • Weekly
  • Hourly
  • Table View
Last Updated on September 01, 2026
$59,466
Average $65,084/year
$76,565
$4,956
Average $5,424/month
$6,380
$1,144
Average $1,252/week
$1,472
$29
Average $31/hour
$37
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $76,565 $6,380 $1,472 $37
Average $65,084 $5,424 $1,252 $31
25th Percentile $59,466 $4,956 $1,144 $29

Find Your Next Consumer Lending Officer Job

Ready to take the next step in your career? Browse thousands of current Consumer Lending Officer job openings on our job board. Use the search bar below to find your perfect match.

  • Confidential | San Jose, CA

    Senior Vice President of Consumer Lending

    Confidential | San Jose, CA

    Senior Vice President of Consumer Lending. About the Company. Large federal credit union in the southwest U.S. Industry. Banking. Type. Non Profit. Founded... more

    9 Days Ago

  • Confidential | Oxnard, CA

    Senior Vice President of Consumer Lending

    Confidential | Oxnard, CA

    Senior Vice President of Consumer Lending. About the Company. Large federal credit union in the southwest U.S. Industry. Banking. Type. Non Profit. Founded... more

    9 Days Ago

  • Confidential | Fresno, CA

    Senior Vice President of Consumer Lending

    Confidential | Fresno, CA

    Senior Vice President of Consumer Lending. About the Company. Large federal credit union in the southwest U.S. Industry. Banking. Type. Non Profit. Founded... more

    9 Days Ago

  • Confidential | Bakersfield, CA

    Senior Vice President of Consumer Lending

    Confidential | Bakersfield, CA

    Senior Vice President of Consumer Lending. About the Company. Large federal credit union in the southwest U.S. Industry. Banking. Type. Non Profit. Founded... more

    9 Days Ago

  • Confidential | San Francisco, CA

    Senior Vice President of Consumer Lending

    Confidential | San Francisco, CA

    Senior Vice President of Consumer Lending. About the Company. Large federal credit union in the southwest U.S. Industry. Banking. Type. Non Profit. Founded... more

    9 Days Ago

  • Confidential | San Bernardino, CA

    Senior Vice President of Consumer Lending

    Confidential | San Bernardino, CA

    Senior Vice President of Consumer Lending. About the Company. Large federal credit union in the southwest U.S. Industry. Banking. Type. Non Profit. Founded... more

    9 Days Ago

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Salary.com salary estimates, histograms, trends, and comparisons are derived from both employer job postings and third-party data sources. We also provide multiple percentiles of salary information for your reference, click here to know Why the Salary Midpoint Formula Is Crucial to Getting Pay Equity Right. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.

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