How much does a Consumer Lending Officer make in Florida? As of September 01, 2026, the average salary for a Consumer Lending Officer in Florida is $55,832 per year, which breaks down to an hourly rate of $27.

However, a Consumer Lending Officer's salary can vary significantly. Here's a look at the typical salary range:

  • Top Earners (90th percentile): $74,647
  • Majority Range (25th-75th percentile): $51,013 to $65,680
  • Entry-Level (10th percentile): $46,625

Key Factors That Influence Consumer Lending Officer Salaries

A Consumer Lending Officer's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Consumer Lending Officer Salaries?

Experience is a primary driver of a Consumer Lending Officer's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $48,231
  • Early Career (1-2 years): $53,780
  • Mid-Level (2-4 years): $63,153
  • Senior-Level (5-8 years): $92,373
  • Expert (over 8 years): $113,954
Job RoleYears of ExperienceAverage Salary
Consumer Loan Officer I less than 1 year $48,231
Consumer Lending Officer 1-2 years $53,780
Consumer Loan Officer III 2-4 years $63,153
Consumer Lending Manager 5-8 years $92,373
Consumer Lending Senior Manager over 8 years $113,954

Top Paying Cities for Consumer Lending Officer

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • Palatka: $54,039
  • Ocklawaha: $54,142
  • Pierson: $53,769

Consumer Lending Officer Salary by Industry: Top Paying Sectors

For Consumer Lending Officer roles, the industry you choose can affect earning potential by as much as 70% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Edu., Gov't. & Nonprofit sectors offer the strongest compensation, at 40% above the average. In contrast, Consumer Lending Officer positions in Insurance or Business Services typically offer lower base pay, as these industries often view Consumer Lending Officer as a support function rather than a direct revenue driver.

The top paying industries for a Consumer Lending Officer

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Financial Services $78,164 $38.0 40%
Edu., Gov't. & Nonprofit $61,415 $30.0 10%

Consumer Lending Officer Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Consumer Lending Officer's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

  • Yearly
  • Monthly
  • Weekly
  • Hourly
  • Table View
Last Updated on September 01, 2026
$51,013
Average $55,832/year
$65,680
$4,251
Average $4,653/month
$5,473
$981
Average $1,074/week
$1,263
$25
Average $27/hour
$32
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $65,680 $5,473 $1,263 $32
Average $55,832 $4,653 $1,074 $27
25th Percentile $51,013 $4,251 $981 $25

Find Your Next Consumer Lending Officer Job

Ready to take the next step in your career? Browse thousands of current Consumer Lending Officer job openings on our job board. Use the search bar below to find your perfect match.

  • First Federal Bank | Starke, FL

    First Federal Bank | Starke, FL

    Job Description. Job Description. At. First Federal Bank, core values speak to the heart of an organization and are the essence of a company’s identity. Ev... more

    2 Days Ago

  • First Federal Bank | Ocala, FL

    First Federal Bank | Ocala, FL

    Job Description. Job Description. At. First Federal Bank, core values speak to the heart of an organization and are the essence of a company’s identity. Ev... more

    4 Days Ago

  • Banesco USA | Miami, FL

    Banesco USA | Miami, FL

    Consumer Compliance OfficerBanesco USA is seeking a Consumer Compliance Officer for our Compliance business unit.Primary Job DutiesMaintain open communicat... more

    5 Days Ago

  • American Express | Fort Lauderdale, FL

    American Express | Fort Lauderdale, FL

    Compliance Leader For U.S. Consumer DepositsAt American Express, our culture is built on a 175-year history of innovation, shared values and leadership beh... more

    5 Days Ago

  • First Commerce Credit Union | Tallahassee, FL

    First Commerce Credit Union | Tallahassee, FL

    Job Description. Job Description. Ready to Lead Lending Decisions. Join First Commerce Credit Union as a Senior Loan Underwriter. At First Commerce Credit ... more

    1 Day Ago

  • ConnectOne Bank | Holden Heights, FL

    ConnectOne Bank | Holden Heights, FL

    About us: ConnectOne Bank proves that putting people first is a better way to do business. At ConnectOne, we’re builders — of businesses, communities, and ... more

    1 Day Ago

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