Commercial Loan Officer
ConnectOne Bank – ENGLEWOOD CLIFFS, NJ
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How much does a Consumer Lending Officer make in Montana? As of September 01, 2026, the average salary for a Consumer Lending Officer in Montana is $55,708 per year, which breaks down to an hourly rate of $27.
However, a Consumer Lending Officer's salary can vary significantly. Here's a look at the typical salary range:
Consumer Lending Officer Salaries by Percentile
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
|---|---|---|---|---|
| 75th Percentile | $65,535 | $5,461 | $1,260 | $32 |
| Average | $55,708 | $4,642 | $1,071 | $27 |
| 25th Percentile | $50,899 | $4,242 | $979 | $24 |
A Consumer Lending Officer's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.
Experience is a primary driver of a Consumer Lending Officer's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Job Role | Years of Experience | Average Salary |
|---|---|---|
| Consumer Loan Officer I | less than 1 year | $48,124 |
| Consumer Lending Officer | 1-2 years | $53,660 |
| Consumer Loan Officer III | 2-4 years | $63,013 |
| Consumer Lending Manager | 5-8 years | $92,168 |
| Consumer Lending Senior Manager | over 8 years | $113,702 |
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Consumer Lending Officers. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:
For Consumer Lending Officer roles, the industry you choose can affect earning potential by as much as 70% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Edu., Gov't. & Nonprofit sectors offer the strongest compensation, at 40% above the average. In contrast, Consumer Lending Officer positions in Insurance or Business Services typically offer lower base pay, as these industries often view Consumer Lending Officer as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Financial Services | $77,991 | $37.0 | 40% |
| Edu., Gov't. & Nonprofit | $61,278 | $29.0 | 10% |
Understanding how a Consumer Lending Officer's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
| Annual Salary | Monthly Pay | Weekly Pay | Hourly Wage | |
|---|---|---|---|---|
| 75th Percentile | $65,535 | $5,461 | $1,260 | $32 |
| Average | $55,708 | $4,642 | $1,071 | $27 |
| 25th Percentile | $50,899 | $4,242 | $979 | $24 |
Ready to take the next step in your career? Browse thousands of current Consumer Lending Officer job openings on our job board. Use the search bar below to find your perfect match.
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