What are the main factors that influence a Debt Recovery Agent's salary?

The primary factors are: 1) Experience Level, 2) Geographic Location, 3) Education/Skills, 4) Company Size & Industry

What industry pays the highest salary for Debt Recovery Agent?

The Aerospace & Defense industry offers the highest average compensation for Debt Recovery Agent roles, with salaries approximately 20% above the market median.

How does experience change A Debt Recovery Agent's salary?

A Debt Recovery Agent's salary grows with experience: starting around $39,374 for beginners, reaching about $53,506 at mid-level, and approach $67,045 for experts.

What are the highest paying states for a Debt Recovery Agent?

Debt Recovery Agent salary varies significantly by state. The top 3 highest paying states for Debt Recovery Agent roles are District of Columbia $40,773, California $40,618, Massachusetts $40,077. These tech hubs typically pay 10-15% above the national average.

How much do different types of Debt Recovery Agent roles make?

Salaries for Debt Recovery Agent level roles vary by specialization: Loan/Bad Debt Recovery Supervisor: $76,490; Debt Recovery Supervisor: $76,423; Debt Collection Agent: $68,887; Debt Recovery Officer: $48,588; Debt Recovery Representative III: $47,953.

Debt Recovery Agent Salary in Massachusetts

How much does a Debt Recovery Agent make in Massachusetts? As of September 01, 2026, the average salary for a Debt Recovery Agent in Massachusetts is $40,077 per year, which breaks down to an hourly rate of $19.

However, a Debt Recovery Agent's salary can vary significantly. Here's a look at the typical salary range:

Top Earners (90th percentile): $46,521
Majority Range (25th-75th percentile): $37,604 to $43,450
Entry-Level (10th percentile): $35,353

10% $35,353

50% (Median) $40,077

90% $46,521

Debt Recovery Agent Salaries by Percentile

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$43,450	$3,621	$836	$21
Average	$40,077	$3,340	$771	$19
25th Percentile	$37,604	$3,134	$723	$18

Salary Factors Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

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Key Factors That Influence Debt Recovery Agent Salaries

A Debt Recovery Agent's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Debt Recovery Agent Salaries?

Experience is a primary driver of a Debt Recovery Agent's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

Entry-Level (less than 1 year): $39,374
Early Career (1-2 years): $43,780
Mid-Level (2-4 years): $53,506
Senior-Level (5-8 years): $60,424
Expert (over 8 years): $67,045

Job Role	Years of Experience	Average Salary
Debt Recovery Agent	less than 1 year	$39,374
Contact Center Representative II - Inbound	1-2 years	$43,780
Contact Center Representative III - Inbound	2-4 years	$53,506
Contact Center Representative IV - Inbound	5-8 years	$60,424
Inbound Contact Center Supervisor	over 8 years	$67,045

How Do Debt Recovery Agent Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Debt Recovery Agents. For example, consider the average annual salaries in these key locations:

District of Columbia: $40,773.
California: $40,618.
Massachusetts: $40,077.

District of Columbia $40,773 California $40,618 Massachusetts $40,077 Washington $39,930 New Jersey $39,915 Alaska $39,863 Connecticut $39,355 New York $39,149

Hawaii $38,490 Rhode Island $38,180 Maryland $37,971 Minnesota $37,683 Colorado $37,573 Illinois $37,536 Oregon $37,396 Delaware $37,293

New Hampshire $37,228 Virginia $37,083 Pennsylvania $36,660 Nevada $36,446 North Dakota $36,376 Michigan $36,266 Wisconsin $36,225 Vermont $36,144

Texas $35,919 Maine $35,905 Arizona $35,883 Ohio $35,857 Georgia $35,518 Indiana $35,349 Wyoming $35,315 Utah $35,264

Iowa $35,242 Kansas $35,065 Louisiana $35,013 North Carolina $34,995 Missouri $34,988 Florida $34,844 Montana $34,767 Nebraska $34,693

Kentucky $34,653 South Carolina $34,505 Tennessee $34,413 Idaho $34,376 New Mexico $34,108 Oklahoma $34,049 Alabama $33,831 South Dakota $33,467

Arkansas $33,268 West Virginia $33,161 Mississippi $32,841

Top Paying Cities for Debt Recovery Agent

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

Agawam: $37,988
Amherst: $38,266
Barre: $38,648

Agawam, MA $37,988

Amherst, MA $38,266

Barre, MA $38,648

Belchertown, MA $38,230

Blandford, MA $38,158

Bondsville, MA $38,236

Brimfield, MA $38,444

Chester, MA $38,000

Chesterfield, MA $38,005

Chicopee, MA $37,983

Cummington, MA $37,902

Easthampton, MA $38,073

East Longmeadow, MA $38,010

East Otis, MA $38,165

Feeding Hills, MA $38,009

Gilbertville, MA $38,543

Goshen, MA $38,002

Granby, MA $38,083

Granville, MA $38,287

Hadley, MA $38,164

Hampden, MA $38,088

Hardwick, MA $38,565

Hatfield, MA $38,171

Haydenville, MA $38,124

Holyoke, MA $38,018

Huntington, MA $38,052

Leeds, MA $38,077

Leverett, MA $38,313

Ludlow, MA $38,053

Monson, MA $38,239

North Amherst, MA $38,240

Northampton, MA $38,103

Florence, MA $38,080

North Hatfield, MA $38,154

Oakham, MA $38,633

Palmer, MA $38,284

Plainfield, MA $37,890

Russell, MA $38,152

Shutesbury, MA $38,372

Southampton, MA $38,052

South Barre, MA $38,632

South Hadley, MA $38,062

Southwick, MA $38,144

Thorndike, MA $38,234

Three Rivers, MA $38,182

Wales, MA $38,410

Ware, MA $38,412

Warren, MA $38,474

West Chesterfield, MA $38,000

Westfield, MA $38,064

West Hatfield, MA $38,133

West Springfield, MA $37,985

West Warren, MA $38,417

Whately, MA $38,156

Wheelwright, MA $38,608

Wilbraham, MA $38,071

Williamsburg, MA $38,046

Woronoco, MA $38,114

Worthington, MA $37,922

Springfield, MA $37,982

Longmeadow, MA $37,995

Indian Orchard, MA $37,999

Pittsfield, MA $37,779

Adams, MA $37,740

Ashley Falls, MA $38,247

Becket, MA $37,885

Berkshire, MA $37,775

Cheshire, MA $37,764

Dalton, MA $37,779

Glendale, MA $37,792

Great Barrington, MA $38,035

Hinsdale, MA $37,809

Housatonic, MA $37,797

Lanesboro, MA $37,749

Lee, MA $37,818

Lenox, MA $37,772

Lenox Dale, MA $37,777

Middlefield, MA $37,840

Mill River, MA $38,154

Monterey, MA $38,028

North Adams, MA $37,721

North Egremont, MA $37,990

Otis, MA $38,062

Richmond, MA $37,739

Sandisfield, MA $38,257

Savoy, MA $37,809

Sheffield, MA $38,186

South Egremont, MA $38,111

Southfield, MA $38,275

South Lee, MA $37,852

Stockbridge, MA $37,772

Tyringham, MA $37,929

West Stockbridge, MA $37,747

Williamstown, MA $37,605

Windsor, MA $37,802

Greenfield, MA $38,214

Ashfield, MA $37,982

Athol, MA $38,665

Bernardston, MA $38,280

Buckland, MA $37,986

Charlemont, MA $37,909

Colrain, MA $38,142

Conway, MA $38,116

Deerfield, MA $38,204

Drury, MA $37,831

Erving, MA $38,414

Heath, MA $37,955

Lake Pleasant, MA $38,339

Millers Falls, MA $38,373

Monroe Bridge, MA $37,774

Montague, MA $38,323

Gill, MA $38,344

New Salem, MA $38,480

Northfield, MA $38,370

Orange, MA $38,535

Petersham, MA $38,639

Rowe, MA $37,851

Royalston, MA $38,563

Shelburne Falls, MA $38,099

South Deerfield, MA $38,182

Sunderland, MA $38,275

Turners Falls, MA $38,319

Warwick, MA $38,391

Wendell, MA $38,426

Wendell Depot, MA $38,439

Fitchburg, MA $38,928

Ashburnham, MA $38,809

Ashby, MA $38,919

Ayer, MA $39,266

Devens, MA $39,177

Baldwinville, MA $38,700

East Templeton, MA $38,741

Gardner, MA $38,784

Westminster, MA $38,787

Groton, MA $39,296

Harvard, MA $39,223

Hubbardston, MA $38,748

Leominster, MA $38,937

Littleton, MA $39,362

Lunenburg, MA $39,060

Pepperell, MA $39,289

Shirley, MA $39,171

Still River, MA $39,125

Templeton, MA $38,740

Townsend, MA $39,146

West Groton, MA $39,224

West Townsend, MA $39,056

Winchendon, MA $38,672

Winchendon Springs, MA $38,707

Auburn, MA $38,589

North Dartmouth, MA $38,818

South Dartmouth, MA $38,820

North Attleboro, MA $38,626

Plainville, MA $38,893

Attleboro Falls, MA $38,681

North Dighton, MA $38,766

Norton, MA $39,286

Raynham, MA $39,495

Raynham Center, MA $39,455

Rehoboth, MA $38,370

Rochester, MA $38,911

Seekonk, MA $38,193

Swansea, MA $38,440

Berkley, MA $38,950

Taunton, MA $39,182

Westport, MA $38,805

Westport Point, MA $38,801

Berlin, MA $38,866

Cataumet, MA $38,997

Blackstone, MA $38,715

Boylston, MA $38,653

Brookfield, MA $38,572

Charlton, MA $38,619

Charlton City, MA $38,621

Charlton Depot, MA $38,621

Clinton, MA $38,815

East Brookfield, MA $38,603

Douglas, MA $38,670

East Princeton, MA $38,749

Fiskdale, MA $38,555

Grafton, MA $38,633

Holden, MA $38,597

Holland, MA $38,492

Jefferson, MA $38,630

Lancaster, MA $38,999

Leicester, MA $38,593

Linwood, MA $38,731

Manchaug, MA $38,641

Millbury, MA $38,592

Millville, MA $38,689

New Braintree, MA $38,593

Northborough, MA $38,712

Northbridge, MA $38,719

North Brookfield, MA $38,605

North Grafton, MA $38,611

North Oxford, MA $38,607

North Uxbridge, MA $38,697

Oxford, MA $38,626

Princeton, MA $38,744

Rochdale, MA $38,595

Rutland, MA $38,654

Shrewsbury, MA $38,597

Southbridge, MA $38,612

South Grafton, MA $38,657

South Lancaster, MA $38,907

Spencer, MA $38,606

Sterling, MA $38,793

Sturbridge, MA $38,584

Upton, MA $38,765

Uxbridge, MA $38,709

Webster, MA $38,656

Dudley, MA $38,642

Westborough, MA $38,743

West Boylston, MA $38,637

West Brookfield, MA $38,530

West Millbury, MA $38,596

Whitinsville, MA $38,707

Sutton, MA $38,636

Worcester, MA $38,582

East Walpole, MA $39,790

Cherry Valley, MA $38,586

Paxton, MA $38,599

Framingham, MA $39,482

Village Of Nagog Woods, MA $39,417

Boxborough, MA $39,291

Acton, MA $39,416

Ashland, MA $39,241

Bedford, MA $39,579

Hanscom Afb, MA $39,795

Bolton, MA $39,067

Carlisle, MA $39,456

Concord, MA $39,556

Fayville, MA $39,169

Holliston, MA $39,231

Hopedale, MA $38,904

Hopkinton, MA $38,950

Hudson, MA $39,124

Marlborough, MA $39,060

Maynard, MA $39,403

Mendon, MA $38,834

Milford, MA $38,967

Natick, MA $39,966

Sherborn, MA $39,693

Southborough, MA $39,055

Foxboro, MA $39,475

Franklin, MA $39,053

Greenbush, MA $39,855

Green Harbor, MA $39,639

Hingham, MA $40,115

Hull, MA $40,519

Humarock, MA $39,689

Mansfield, MA $39,415

Marshfield, MA $39,660

Marshfield Hills, MA $39,727

Medfield, MA $39,772

Medway, MA $39,224

Millis, MA $39,516

Minot, MA $39,855

Norfolk, MA $39,401

North Marshfield, MA $39,639

North Scituate, MA $39,922

Norwell, MA $39,815

Norwood, MA $40,017

Ocean Bluff, MA $39,639

Scituate, MA $39,893

Sharon, MA $39,686

Sheldonville, MA $39,060

South Walpole, MA $39,542

Stoughton, MA $39,716

Walpole, MA $39,695

Westwood, MA $40,250

Wrentham, MA $39,054

Boston, MA $40,920

Roxbury, MA $40,917

Roxbury Crossing, MA $40,918

Dorchester, MA $40,906

Dorchester Center, MA $40,877

Mattapan, MA $40,852

Charlestown, MA $40,915

Jamaica Plain, MA $40,900

Roslindale, MA $40,844

West Roxbury, MA $40,784

Allston, MA $40,908

Brighton, MA $40,888

Hyde Park, MA $40,720

Readville, MA $40,696

Cambridge, MA $40,893

Somerville, MA $40,912

Malden, MA $40,832

Everett, MA $40,889

Chelsea, MA $40,893

Revere, MA $40,830

Winthrop, MA $40,866

Medford, MA $40,849

West Medford, MA $40,816

Quincy, MA $40,584

Melrose, MA $40,703

Stoneham, MA $40,516

Braintree, MA $40,157

Milton, MA $40,648

Milton Village, MA $40,780

Weymouth, MA $40,102

East Weymouth, MA $40,146

South Weymouth, MA $39,816

North Weymouth, MA $40,493

East Boston, MA $40,920

Brockton, MA $39,698

Avon, MA $39,715

Bridgewater, MA $39,609

Bryantville, MA $39,638

Carver, MA $39,232

Duxbury, MA $39,530

East Bridgewater, MA $39,684

Easton, MA $39,690

Elmwood, MA $39,666

Halifax, MA $39,602

Hanover, MA $39,732

Hanson, MA $39,658

Holbrook, MA $39,733

Middleboro, MA $39,183

Manomet, MA $39,299

Lakeville, MA $39,066

Monponsett, MA $39,615

Abington, MA $39,717

North Carver, MA $39,345

North Easton, MA $39,697

North Pembroke, MA $39,667

Pembroke, MA $39,650

Plymouth, MA $39,247

Kingston, MA $39,496

South Carver, MA $39,181

Plympton, MA $39,480

Randolph, MA $39,877

Rockland, MA $39,735

South Easton, MA $39,667

West Bridgewater, MA $39,695

White Horse Beach, MA $39,321

Whitman, MA $39,702

Lexington, MA $40,196

Brookline, MA $40,900

Brookline Village, MA $40,906

Waltham, MA $40,442

North Waltham, MA $40,667

New Town, MA $40,794

Babson Park, MA $40,432

Newton, MA $40,827

Newton Center, MA $40,799

Newtonville, MA $40,772

Newton Highlands, MA $40,764

Newton Lower Falls, MA $40,579

Newton Upper Falls, MA $40,717

West Newton, MA $40,706

Auburndale, MA $40,626

Chestnut Hill, MA $40,872

Waban, MA $40,689

Watertown, MA $40,861

Arlington, MA $40,760

Arlington Heights, MA $40,740

Belmont, MA $40,788

Waverley, MA $40,825

Wellesley Hills, MA $40,431

Wellesley, MA $40,286

Needham, MA $40,509

Weston, MA $40,266

Needham Heights, MA $40,650

Nonantum, MA $40,794

Buzzards Bay, MA $39,091

Lincoln, MA $39,953

Stow, MA $39,265

Sudbury, MA $39,583

Wayland, MA $39,918

Woodville, MA $38,920

Woburn, MA $40,152

Burlington, MA $39,785

Andover, MA $38,982

Billerica, MA $39,452

Chelmsford, MA $39,478

Dracut, MA $39,410

Dunstable, MA $39,393

Haverhill, MA $38,945

Georgetown, MA $39,009

Groveland, MA $38,970

Lawrence, MA $38,899

Methuen, MA $38,906

North Andover, MA $38,945

Lowell, MA $39,484

Merrimac, MA $38,926

North Billerica, MA $39,468

North Chelmsford, MA $39,473

North Reading, MA $39,332

Nutting Lake, MA $39,470

Pinehurst, MA $39,515

Reading, MA $39,714

Tewksbury, MA $39,333

Tyngsboro, MA $39,432

Wakefield, MA $40,201

West Boxford, MA $39,016

Westford, MA $39,434

Wilmington, MA $39,367

Winchester, MA $40,596

Lynn, MA $40,545

Saugus, MA $40,597

Swampscott, MA $40,349

Nahant, MA $40,666

Amesbury, MA $38,904

Beverly, MA $39,631

Boxford, MA $39,000

Byfield, MA $39,034

Danvers, MA $39,554

Essex, MA $39,326

Gloucester, MA $39,369

Hamilton, MA $39,402

Hathorne, MA $39,421

Chilmark, MA $38,943

East Falmouth, MA $39,016

East Sandwich, MA $39,181

East Wareham, MA $39,082

Edgartown, MA $39,065

Falmouth, MA $38,961

Woods Hole, MA $38,883

Menemsha, MA $38,957

Monument Beach, MA $39,025

Nantucket, MA $39,289

North Falmouth, MA $38,974

Oak Bluffs, MA $39,026

Onset, MA $39,034

Pocasset, MA $39,010

Sagamore, MA $39,147

Sagamore Beach, MA $39,166

Sandwich, MA $39,152

Siasconset, MA $39,248

Silver Beach, MA $38,957

Vineyard Haven, MA $38,987

Wareham, MA $39,002

West Chop, MA $38,998

West Falmouth, MA $38,950

West Tisbury, MA $38,977

West Wareham, MA $38,985

Hyannis, MA $39,317

Barnstable, MA $39,231

Brewster, MA $39,286

Centerville, MA $39,218

Chatham, MA $39,312

Cotuit, MA $39,139

Ipswich, MA $39,186

Cummaquid, MA $39,243

Lynnfield, MA $39,854

Manchester, MA $39,564

Marblehead, MA $40,031

Middleton, MA $39,248

Newburyport, MA $38,957

Newbury, MA $39,028

Salisbury, MA $38,875

Peabody, MA $39,913

Prides Crossing, MA $39,655

Rockport, MA $39,289

Rowley, MA $39,095

Salem, MA $39,901

South Hamilton, MA $39,339

Topsfield, MA $39,213

Wenham, MA $39,436

West Newbury, MA $38,970

Accord, MA $39,842

Bellingham, MA $38,893

Brant Rock, MA $39,560

Canton, MA $39,902

Cohasset, MA $40,108

Dedham, MA $40,583

Dover, MA $40,079

East Mansfield, MA $39,571

Dennis, MA $39,276

Dennis Port, MA $39,353

East Dennis, MA $39,247

Eastham, MA $39,232

East Orleans, MA $39,086

Forestdale, MA $39,099

Harwich, MA $39,319

Harwich Port, MA $39,337

Hyannis Port, MA $39,244

Marstons Mills, MA $39,174

Mashpee, MA $39,088

North Chatham, MA $39,304

North Eastham, MA $39,232

North Truro, MA $39,163

Orleans, MA $39,267

Osterville, MA $39,179

Provincetown, MA $39,223

South Chatham, MA $39,321

South Dennis, MA $39,321

South Harwich, MA $39,327

South Orleans, MA $39,279

South Wellfleet, MA $39,150

South Yarmouth, MA $39,343

Truro, MA $39,134

Wellfleet, MA $39,180

West Barnstable, MA $39,225

West Chatham, MA $39,318

West Dennis, MA $39,328

West Harwich, MA $39,338

West Hyannisport, MA $39,268

West Yarmouth, MA $39,311

Yarmouth Port, MA $39,293

Assonet, MA $38,854

Attleboro, MA $38,507

Chartley, MA $39,322

Cuttyhunk, MA $38,865

Dartmouth, MA $38,819

Dighton, MA $38,639

East Freetown, MA $38,862

East Taunton, MA $39,155

Fairhaven, MA $38,819

Fall River, MA $38,752

Somerset, MA $38,563

Marion, MA $38,904

Mattapoisett, MA $38,839

New Bedford, MA $38,818

Acushnet, MA $38,831

Debt Recovery Agent Salary by Industry: Top Paying Sectors

For Debt Recovery Agent roles, the industry you choose can affect earning potential by as much as 38% (the gap between the highest and lowest paying industries). Data shows that the Aerospace & Defense and Business Services sectors offer the strongest compensation, at 20% above the average. In contrast, Debt Recovery Agent positions in Biotechnology or Chemicals typically offer lower base pay, as these industries often view Debt Recovery Agent as a support function rather than a direct revenue driver.

The top paying industries for a Debt Recovery Agent

Industry Sector	Average Annual Salary	Average Hourly Rate	Pay vs.Avg
Aerospace & Defense	$48,092	$23.0	20%
Business Services	$46,089	$22.0	15%
Construction	$44,886	$22.0	12%
Energy & Utilities	$44,085	$21.0	10%
Healthcare	$43,283	$21.0	8%

Debt Recovery Agent Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Debt Recovery Agent's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

$37,604

Average $40,077/year

$43,450

$3,134

Average $3,340/month

$3,621

$723

Average $771/week

$836

$18

Average $19/hour

$21

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$43,450	$3,621	$836	$21
Average	$40,077	$3,340	$771	$19
25th Percentile	$37,604	$3,134	$723	$18

Find Your Next Debt Recovery Agent Job

Ready to take the next step in your career? Browse thousands of current Debt Recovery Agent job openings on our job board. Use the search bar below to find your perfect match.

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Debt Recovery Agent Salary in Massachusetts

Check out Debt Recovery Agent Job Openings in Massachusetts

Key Factors That Influence Debt Recovery Agent Salaries

How Experience Level Affects Debt Recovery Agent Salaries?

How Do Debt Recovery Agent Salaries Vary from State to State?

Top Paying Cities for Debt Recovery Agent

Debt Recovery Agent Salary by Industry: Top Paying Sectors

The top paying industries for a Debt Recovery Agent

Debt Recovery Agent Salary: Hourly Rate, Weekly Pay, and Monthly Pay

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Where Does Our Salary Data Come From?

Are you an HR manager or compensation specialist?

Debt Recovery Agent Salary in Massachusetts

Check out Debt Recovery Agent Job Openings in Massachusetts

Key Factors That Influence Debt Recovery Agent Salaries

How Experience Level Affects Debt Recovery Agent Salaries?

How Do Debt Recovery Agent Salaries Vary from State to State?

Top Paying Cities for Debt Recovery Agent

Debt Recovery Agent Salary by Industry: Top Paying Sectors

The top paying industries for a Debt Recovery Agent

Debt Recovery Agent Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Salaries of jobs related to Debt Recovery Agent

Find Your Next Debt Recovery Agent Job

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For Employers

Where Does Our Salary Data Come From?

Are you an HR manager or compensation specialist?